(WD) Walker & Dunlop - Ratings and Ratios
Multifamily, Loans, Brokerage, Appraisal, Advisory
WD EPS (Earnings per Share)
WD Revenue
Description: WD Walker & Dunlop
Walker & Dunlop Inc (NYSE:WD) is a commercial real estate finance company that provides a range of financing products and services to owners and developers of real estate in the United States. The companys diverse offerings include mortgage loans, construction loans, and mezzanine financing, as well as property sales brokerage services and commercial real estate appraisals.
The companys business is organized into three segments: Capital Markets, Servicing & Asset Management, and Corporate. Through its Capital Markets segment, Walker & Dunlop originates and sells a range of commercial real estate financing products, including first mortgage, second trust, and mezzanine loans. The Servicing & Asset Management segment is responsible for servicing and asset-managing the companys portfolio of loans, as well as managing third-party capital invested in tax credit equity funds.
Some key performance indicators (KPIs) for Walker & Dunlop include loan origination volume, revenue growth, and net interest income. The companys ability to originate and sell loans, as well as its servicing and asset management activities, drive its revenue and profitability. With a market capitalization of approximately $2.6 billion, Walker & Dunlops financial performance is also reflected in its return on equity (ROE) of 5.75%. Additionally, the companys debt-to-equity ratio and interest coverage ratio are important metrics to monitor its financial health and leverage.
Walker & Dunlops participation in the Fannie Maes DUS program and its relationships with life insurance companies, banks, and other institutional lenders are key factors in its ability to provide financing solutions to its clients. The companys expertise in multifamily appraisal and valuation services, as well as its real estate-related investment banking and advisory services, also contribute to its comprehensive suite of offerings.
WD Stock Overview
| Market Cap in USD | 2,768m |
| Sub-Industry | Commercial & Residential Mortgage Finance |
| IPO / Inception | 2010-12-15 |
WD Stock Ratings
| Growth Rating | -26.9% |
| Fundamental | 33.5% |
| Dividend Rating | 76.9% |
| Return 12m vs S&P 500 | -33.9% |
| Analyst Rating | 3.40 of 5 |
WD Dividends
| Dividend Yield 12m | 3.22% |
| Yield on Cost 5y | 4.95% |
| Annual Growth 5y | 15.92% |
| Payout Consistency | 100.0% |
| Payout Ratio | 58.7% |
WD Growth Ratios
| Growth Correlation 3m | 28.8% |
| Growth Correlation 12m | -61.4% |
| Growth Correlation 5y | -17.9% |
| CAGR 5y | 1.38% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.03 |
| CAGR/Mean DD 3y (Pain Ratio) | 0.08 |
| Sharpe Ratio 12m | -1.78 |
| Alpha | -50.00 |
| Beta | 1.572 |
| Volatility | 32.42% |
| Current Volume | 68.6k |
| Average Volume 20d | 175.3k |
| Stop Loss | 80.7 (-3%) |
| Signal | 0.05 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (109.6m TTM) > 0 and > 6% of Revenue (6% = 70.0m TTM) |
| FCFTA -0.04 (>2.0%) and ΔFCFTA -20.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -119.2% (prev -4.95%; Δ -114.2pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.04 (>3.0%) and CFO -190.8m <= Net Income 109.6m (YES >=105%, WARN >=100%) |
| Net Debt (1.75b) to EBITDA (399.2m) ratio: 4.39 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.30 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (33.4m) change vs 12m ago 0.65% (target <= -2.0% for YES) |
| Gross Margin 62.60% (prev 52.78%; Δ 9.83pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 26.38% (prev 24.95%; Δ 1.43pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.95 (EBITDA TTM 399.2m / Interest Expense TTM 53.2m) >= 6 (WARN >= 3) |
Altman Z'' -0.33
| (A) -0.30 = (Total Current Assets 594.4m - Total Current Liabilities 1.99b) / Total Assets 4.68b |
| (B) 0.28 = Retained Earnings (Balance) 1.31b / Total Assets 4.68b |
| (C) 0.04 = EBIT TTM 157.0m / Avg Total Assets 4.43b |
| (D) 0.45 = Book Value of Equity 1.31b / Total Liabilities 2.91b |
| Total Rating: -0.33 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 33.50
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield -4.49% = -2.24 |
| 3. FCF Margin -17.38% = -6.52 |
| 4. Debt/Equity 1.13 = 1.89 |
| 5. Debt/Ebitda 4.39 = -2.50 |
| 6. ROIC - WACC (= -3.63)% = -4.53 |
| 7. RoE 6.31% = 0.53 |
| 8. Rev. Trend 4.47% = 0.34 |
| 9. EPS Trend -29.27% = -1.46 |
What is the price of WD shares?
Over the past week, the price has changed by +0.30%, over one month by -3.01%, over three months by +15.07% and over the past year by -23.10%.
Is Walker & Dunlop a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WD is around 75.62 USD . This means that WD is currently overvalued and has a potential downside of -9.13%.
Is WD a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 4
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the WD price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 94 | 13% |
| Analysts Target Price | 94 | 13% |
| ValueRay Target Price | 83.1 | -0.1% |
Last update: 2025-10-20 04:06
WD Fundamental Data Overview
P/E Trailing = 25.0802
P/E Forward = 10.989
P/S = 2.4918
P/B = 1.6427
P/EG = 1.25
Beta = 1.572
Revenue TTM = 1.17b USD
EBIT TTM = 157.0m USD
EBITDA TTM = 399.2m USD
Long Term Debt = 1.99b USD (from longTermDebt, last quarter)
Short Term Debt = 1.99b USD (from shortTermDebt, last quarter)
Debt = 1.99b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.75b USD (from netDebt column, last quarter)
Enterprise Value = 4.52b USD (2.77b + Debt 1.99b - CCE 233.7m)
Interest Coverage Ratio = 2.95 (Ebit TTM 157.0m / Interest Expense TTM 53.2m)
FCF Yield = -4.49% (FCF TTM -202.9m / Enterprise Value 4.52b)
FCF Margin = -17.38% (FCF TTM -202.9m / Revenue TTM 1.17b)
Net Margin = 9.38% (Net Income TTM 109.6m / Revenue TTM 1.17b)
Gross Margin = 62.60% ((Revenue TTM 1.17b - Cost of Revenue TTM 436.6m) / Revenue TTM)
Gross Margin QoQ = 75.64% (prev 93.46%)
Tobins Q-Ratio = 0.97 (Enterprise Value 4.52b / Total Assets 4.68b)
Interest Expense / Debt = 0.09% (Interest Expense 1.76m / Debt 1.99b)
Taxrate = 26.79% (12.4m / 46.4m)
NOPAT = 114.9m (EBIT 157.0m * (1 - 26.79%))
Current Ratio = 0.30 (Total Current Assets 594.4m / Total Current Liabilities 1.99b)
Debt / Equity = 1.13 (Debt 1.99b / totalStockholderEquity, last quarter 1.75b)
Debt / EBITDA = 4.39 (Net Debt 1.75b / EBITDA 399.2m)
Debt / FCF = -8.64 (negative FCF - burning cash) (Net Debt 1.75b / FCF TTM -202.9m)
Total Stockholder Equity = 1.73b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.34% (Net Income 109.6m / Total Assets 4.68b)
RoE = 6.31% (Net Income TTM 109.6m / Total Stockholder Equity 1.73b)
RoCE = 4.22% (EBIT 157.0m / Capital Employed (Equity 1.73b + L.T.Debt 1.99b))
RoIC = 3.28% (NOPAT 114.9m / Invested Capital 3.51b)
WACC = 6.90% (E(2.77b)/V(4.75b) * Re(11.81%) + D(1.99b)/V(4.75b) * Rd(0.09%) * (1-Tc(0.27)))
Discount Rate = 11.81% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.65%
Fair Price DCF = unknown (Cash Flow -202.9m)
EPS Correlation: -29.27 | EPS CAGR: -62.59% | SUE: -4.0 | # QB: 0
Revenue Correlation: 4.47 | Revenue CAGR: -2.27% | SUE: 1.24 | # QB: 1
Additional Sources for WD Stock
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Fund Manager Positions: Dataroma | Stockcircle