(WEX) Wex - Ratings and Ratios
Fleet Cards, Corporate Payment, Health Benefits, SaaS Platform
WEX EPS (Earnings per Share)
WEX Revenue
Description: WEX Wex
WEX Inc. is a commerce platform that operates globally, providing specialized payment solutions and services to businesses and government agencies across various industries. Its business is segmented into three main areas: Mobility, Corporate Payments, and Benefits Solutions.
The Mobility segment is a leading provider of fleet vehicle payment solutions, offering a range of services including transaction processing, information management, and account management. This segment serves businesses and government agencies with commercial vehicle fleets, as well as partners with co-branded and private label relationships. Key performance indicators (KPIs) for this segment may include the number of active fleet accounts, transaction volume, and revenue growth.
The Corporate Payments segment provides payment solutions, including embedded payments and accounts payable automation, to customers in industries such as travel, fintech, and insurance. This segments KPIs may include payment processing volume, customer acquisition rates, and revenue growth from new customers.
The Benefits Solutions segment offers a software-as-a-service (SaaS) platform for consumer-directed healthcare benefits, including embedded payment solutions and plan administration services. KPIs for this segment may include the number of subscribers, revenue growth, and customer retention rates.
From a financial perspective, WEX Inc. has a market capitalization of approximately $6 billion and a return on equity (ROE) of 21.9%. Additional KPIs that may be relevant to investors include revenue growth rate, operating margin, and debt-to-equity ratio. With a strong presence in the payments industry and a diversified business model, WEX Inc. is well-positioned for long-term growth.
Some key metrics to monitor WEX Inc.s performance include: revenue growth, EBITDA margin, customer acquisition costs, and retention rates across its business segments. Additionally, investors may want to track industry trends, such as the adoption of digital payment solutions and the growth of the fleet management market.
WEX Stock Overview
| Market Cap in USD | 5,940m |
| Sub-Industry | Data Processing & Outsourced Services |
| IPO / Inception | 2005-02-16 |
WEX Stock Ratings
| Growth Rating | -15.3% |
| Fundamental | 57.4% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -30.4% |
| Analyst Rating | 3.31 of 5 |
WEX Dividends
Currently no dividends paidWEX Growth Ratios
| Growth Correlation 3m | 73% |
| Growth Correlation 12m | -60.7% |
| Growth Correlation 5y | -7.3% |
| CAGR 5y | 5.68% |
| CAGR/Max DD 3y | 0.11 |
| CAGR/Mean DD 3y | 0.42 |
| Sharpe Ratio 12m | -0.21 |
| Alpha | 0.01 |
| Beta | 0.723 |
| Volatility | 34.17% |
| Current Volume | 547.5k |
| Average Volume 20d | 311.8k |
| Stop Loss | 162.3 (-3%) |
| Signal | -1.37 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (306.4m TTM) > 0 and > 6% of Revenue (6% = 155.9m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -1.54pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 15.38% (prev 11.87%; Δ 3.51pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.03 (>3.0%) and CFO 424.7m > Net Income 306.4m (YES >=105%, WARN >=100%) |
| Net Debt (4.67b) to EBITDA (977.9m) ratio: 4.77 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.04 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (34.4m) change vs 12m ago -17.11% (target <= -2.0% for YES) |
| Gross Margin 59.60% (prev 58.07%; Δ 1.53pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 17.97% (prev 18.54%; Δ -0.57pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.78 (EBITDA TTM 977.9m / Interest Expense TTM 233.8m) >= 6 (WARN >= 3) |
Altman Z'' 1.13
| (A) 0.03 = (Total Current Assets 9.90b - Total Current Liabilities 9.50b) / Total Assets 14.67b |
| (B) 0.15 = Retained Earnings (Balance) 2.21b / Total Assets 14.67b |
| (C) 0.04 = EBIT TTM 649.1m / Avg Total Assets 14.46b |
| (D) 0.15 = Book Value of Equity 2.04b / Total Liabilities 13.69b |
| Total Rating: 1.13 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 57.38
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 2.68% = 1.34 |
| 3. FCF Margin 10.92% = 2.73 |
| 4. Debt/Equity 5.56 = -2.50 |
| 5. Debt/Ebitda 5.56 = -2.50 |
| 6. ROIC - WACC (= 2.76)% = 3.45 |
| 7. RoE 24.73% = 2.06 |
| 8. Rev. Trend 64.10% = 4.81 |
| 9. EPS Trend -0.28% = -0.01 |
What is the price of WEX shares?
Over the past week, the price has changed by -1.31%, over one month by -3.09%, over three months by +17.57% and over the past year by -17.48%.
Is Wex a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WEX is around 155.31 USD . This means that WEX is currently overvalued and has a potential downside of -7.19%.
Is WEX a buy, sell or hold?
- Strong Buy: 2
- Buy: 1
- Hold: 13
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the WEX price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 184.6 | 10.3% |
| Analysts Target Price | 184.6 | 10.3% |
| ValueRay Target Price | 167.7 | 0.2% |
Last update: 2025-09-05 05:08
WEX Fundamental Data Overview
CCE Cash And Equivalents = 772.6m USD (last quarter)
P/E Trailing = 21.1415
P/E Forward = 9.5694
P/S = 2.2862
P/B = 5.8526
P/EG = 1.5153
Beta = 1.313
Revenue TTM = 2.60b USD
EBIT TTM = 649.1m USD
EBITDA TTM = 977.9m USD
Long Term Debt = 3.91b USD (from longTermDebt, last quarter)
Short Term Debt = 1.53b USD (from shortTermDebt, last quarter)
Debt = 5.44b USD (Calculated: Short Term 1.53b + Long Term 3.91b)
Net Debt = 4.67b USD (from netDebt column, last quarter)
Enterprise Value = 10.61b USD (5.94b + Debt 5.44b - CCE 772.6m)
Interest Coverage Ratio = 2.78 (Ebit TTM 649.1m / Interest Expense TTM 233.8m)
FCF Yield = 2.68% (FCF TTM 283.8m / Enterprise Value 10.61b)
FCF Margin = 10.92% (FCF TTM 283.8m / Revenue TTM 2.60b)
Net Margin = 11.79% (Net Income TTM 306.4m / Revenue TTM 2.60b)
Gross Margin = 59.60% ((Revenue TTM 2.60b - Cost of Revenue TTM 1.05b) / Revenue TTM)
Tobins Q-Ratio = 5.21 (Enterprise Value 10.61b / Book Value Of Equity 2.04b)
Interest Expense / Debt = 1.19% (Interest Expense 65.0m / Debt 5.44b)
Taxrate = 25.90% (108.2m / 417.8m)
NOPAT = 481.0m (EBIT 649.1m * (1 - 25.90%))
Current Ratio = 1.04 (Total Current Assets 9.90b / Total Current Liabilities 9.50b)
Debt / Equity = 5.56 (Debt 5.44b / last Quarter total Stockholder Equity 978.7m)
Debt / EBITDA = 5.56 (Net Debt 4.67b / EBITDA 977.9m)
Debt / FCF = 19.17 (Debt 5.44b / FCF TTM 283.8m)
Total Stockholder Equity = 1.24b (last 4 quarters mean)
RoA = 2.09% (Net Income 306.4m, Total Assets 14.67b )
RoE = 24.73% (Net Income TTM 306.4m / Total Stockholder Equity 1.24b)
RoCE = 12.61% (Ebit 649.1m / (Equity 1.24b + L.T.Debt 3.91b))
RoIC = 7.72% (NOPAT 481.0m / Invested Capital 6.23b)
WACC = 4.95% (E(5.94b)/V(11.38b) * Re(8.68%)) + (D(5.44b)/V(11.38b) * Rd(1.19%) * (1-Tc(0.26)))
Shares Correlation 3-Years: -95.40 | Cagr: -2.26%
Discount Rate = 8.68% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 70.85% ; FCFE base≈368.4m ; Y1≈278.7m ; Y5≈169.2m
Fair Price DCF = 83.38 (DCF Value 2.86b / Shares Outstanding 34.3m; 5y FCF grow -28.87% → 3.0% )
EPS Correlation: -0.28 | EPS CAGR: 4.39% | SUE: 1.83 | # QB: 1
Revenue Correlation: 64.10 | Revenue CAGR: 2.51% | SUE: N/A | # QB: None
Additional Sources for WEX Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle