XYF Dividend History & Analysis | 3.5% Yield
XYF has a dividend yield of 3.5% and paid 0.53 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.
Dividends Cash Amount per Share Yearly
Top Dividend Payers in Consumer Finance
| Symbol | Market Cap USD | Dividend Yield TTM | Yield on Cost 5y |
|---|---|---|---|
| JFIN | 354 M | 4.65% | 25.4% |
| OMF | 7,791 M | 7.63% | 12.6% |
| QFIN | 2,145 M | 4.48% | 8.74% |
| NAVI | 938 M | 4.78% | 6.13% |
| FINV | 1,526 M | 3.84% | 7.91% |
| Symbol | Market Cap USD | Growth Rate | Consistency |
|---|---|---|---|
| LX | 697 M | 61.9% | 100% |
| QFIN | 2,145 M | 51.1% | 96.7% |
| JFIN | 354 M | 41.4% | 97.2% |
| SLM | 5,513 M | 27.0% | 72.9% |
| AXP | 244,281 M | 16.4% | 95.9% |
Quality Dividend Peers in Consumer Finance
1.19% Yield
XYF Dividend History: Last 6 Payments (USD) as of February 2026
| Ex-Dividend Date | Record Date | Payment Date | Period | Dividend per Share | Dividend Growth Rate QoQ | Payout Yield |
|---|---|---|---|---|---|---|
| 2025-09-26 | 2025-09-26 | 2025-10-15 | Semiannual | 0.28 | 12% | 2.05% |
| 2025-06-20 | 2025-06-20 | 2025-07-02 | Semiannual | 0.25 | 47.1% | 1.45% |
| 2024-09-04 | 2024-09-04 | 2024-09-27 | Semiannual | 0.17 | 0% | 3.62% |
| 2024-05-09 | 2024-05-10 | 2024-05-31 | Semiannual | 0.17 | 0% | 4.39% |
| 2023-09-18 | 2023-09-19 | 2023-10-18 | Other | 0.17 | 70% | 4.04% |
| 2019-04-04 | 2019-04-05 | 2019-04-26 | Other | 0.1 | 0% | N/A |
XYF Dividend FAQ
X Financial (NYSE:XYF) is an online personal-finance platform headquartered in Shenzhen, China. Through its Xiaoying brand, the firm offers unsecured personal credit loans (including card-linked loans) and secured home-equity loans, complemented by guarantee, consulting, e-commerce, and micro-credit services, while also developing and selling fintech technology solutions.
What is the Dividend Yield of XYF?
As of February 2026, XYF`s dividend yield is 3.54%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.53 USD by the current share price of 5.26.Does XYF pay a dividend?
As of February 2026, XYF paid a dividend of 0.53 USD in the last 12 months. The last dividend was paid on 2025-09-26 and the payout was 0.28 USD.How often does XYF pay dividends?
XYF pays dividends semi-annually. Over the last 12 months, XYF has issued 2 dividend payments. The last dividend payment was made on 2025-09-26.XYF dividend forecast
Based on historical data, the forecasted dividends per share for XYF for the next 4 payments are between 0.258 (-7.9%) and 0.343 (+22.5%).This indicates a solid dividend increase compared to the last payment.
Will XYF pay dividends in 2026?
The latest dividend paid per share was 0.28 USD with an Ex-Dividend Date of 2025-09-26. The next Ex-Dividend date for X Financial (XYF) is currently unknown.What is the next Ex-Dividend Date for XYF?
The next Ex-Dividend date for X Financial (XYF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.What is the Dividend Growth of XYF?
XYF's average dividend growth rate over the past 5 years is 76.6% per year.
Strong growth: XYF's Dividend growth is outpacing inflation.
What is the Yield on Cost of XYF?
XYF's 5-Year Yield on Cost is 15.3%. If you bought XYF's shares at 3.46 USD five years ago, your current annual dividend income (0.53 USD per share, trailing 12 months) equals 15.3% of your original purchase price.What is the Payout Consistency of XYF?
XYF Payout Consistency is 49.4%.
The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very unstable: X Financial has a poor track record of dividend payments over its lifetime.
Does XYF have a good Dividend Yield?
XYF`s 3.54% Dividend Yield is considered as moderate. This is usually a sign of a value company.What is the Dividend Payout Ratio of XYF?
The Dividend Payout Ratio of XYF is 2.2%. Very low - Often a strong indicator of potential dividend growth.What is the Dividend Rating of XYF?
XYF`s Overall Dividend Rating is 64.04%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.Key Metric Definitions
- Dividend Yield
- Annual dividend per share divided by current share price.
- Payout Ratio
- Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
- Payout FCF
- Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
- Growth Rate (CAGR)
- Compound annual growth rate of dividends over the last 5 years.
- Consistency
- Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
- Yield on Cost
- Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
- Streak
- Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
- Dividend Rating
- Proprietary score (0-100) combining yield, growth, safety and consistency.
Last update: 2026-02-03 04:24