XYF Dividend History & Analysis | 7.6% Yield
XYF has a dividend yield of 7.6% and paid 0.53 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.
Dividends Cash Amount per Share Yearly
Top Dividend Payers in Consumer Finance
| Symbol | Market Cap USD | Dividend Yield TTM | Yield on Cost 5y |
|---|---|---|---|
| XYF | 281 M | 7.59% | 27.2% |
| OMF | 7,113 M | 6.45% | 17.2% |
| QFIN | 2,725 M | 7.46% | 15.1% |
| FINV | 1,526 M | 5.32% | 15.1% |
| LX | 697 M | 9.35% | 5.41% |
| Symbol | Market Cap USD | Growth Rate (CAGR) | Payout Consistency |
|---|---|---|---|
| XYF | 281 M | 100% | 43.6% |
| QFIN | 2,725 M | 61.5% | 96.1% |
| SLM | 6,109 M | 39.9% | 69.7% |
| PRG | 1,148 M | 36.1% | 84.5% |
| FINV | 1,526 M | 18.6% | 94.3% |
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XYF Dividend History: Last 6 Payments (USD) as of December 2025
| Ex-Dividend Date | Record Date | Payment Date | Period | Dividend per Share | Dividend Growth Rate QoQ | Payout Yield |
|---|---|---|---|---|---|---|
| 2025-09-26 | 2025-09-26 | 2025-10-15 | Semiannual | 0.28 | 12% | 2.05% |
| 2025-06-20 | 2025-06-20 | 2025-07-02 | Semiannual | 0.25 | 47.1% | 1.45% |
| 2024-09-04 | 2024-09-04 | 2024-09-27 | Semiannual | 0.17 | 0% | 3.62% |
| 2024-05-09 | 2024-05-10 | 2024-05-31 | Semiannual | 0.17 | 0% | 4.39% |
| 2023-09-18 | 2023-09-19 | 2023-10-18 | Other | 0.17 | 70% | 4.04% |
| 2019-04-04 | 2019-04-05 | 2019-04-26 | Other | 0.1 | 0% | N/A |
XYF Dividend FAQ
X Financial (NYSE: XYF) is an online personal-finance provider headquartered in Shenzhen, China. Through its Xiaoying brand it originates unsecured personal credit loans (including card-linked products) and secured home-equity loans, while also offering guarantee, consulting, e-commerce and micro-credit services, and monetising its technology platform.
What is the Dividend Yield of XYF?
As of December 2025, XYF`s dividend yield is 7.59%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.53 USD by the current share price of 6.98.Does XYF pay a dividend?
As of December 2025, XYF paid a dividend of 0.53 USD in the last 12 months. The last dividend was paid on 2025-09-26 and the payout was 0.28 USD.How often does XYF pay dividends?
XYF pays dividends semi-annually. Over the last 12 months, XYF has issued 2 dividend payments. The last dividend payment was made on 2025-09-26.XYF dividend forecast
Based on historical data, the forecasted dividends per share for XYF for the next 4 payments are between 0.258 (-7.9%) and 0.343 (+22.5%).This indicates a solid dividend increase compared to the last payment.
Will XYF pay dividends in 2025?
The latest dividend paid per share was 0.28 USD with an Ex-Dividend Date of 2025-09-26. The next Ex-Dividend date for X Financial (XYF) is currently unknown.What is the next Ex-Dividend Date for XYF?
The next Ex-Dividend date for X Financial (XYF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.What is the Dividend Growth of XYF?
XYF's average dividend growth rate over the past 5 years is 100% per year.
Strong growth: XYF's Dividend growth is outpacing inflation.
What is the Yield on Cost of XYF?
XYF's 5-Year Yield on Cost is 27.2%. If you bought XYF's shares at 1.95 USD five years ago, your current annual dividend income (0.53 USD per share, trailing 12 months) equals 27.2% of your original purchase price.What is the Payout Consistency of XYF?
XYF Payout Consistency is 43.6%.
The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very unstable: X Financial has a poor track record of dividend payments over its lifetime.
Does XYF have a good Dividend Yield?
XYF`s 7.59% Dividend Yield is considered as high. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.What is the Dividend Payout Ratio of XYF?
The Dividend Payout Ratio of XYF is 1.7%. Very low - Often a strong indicator of potential dividend growth.What is the Dividend Rating of XYF?
XYF`s Overall Dividend Rating is 78.20%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.Key Metric Definitions
- Dividend Yield: Annual dividend per share divided by current share price.
- Dividend Growth Rate: Compound annual growth rate of annual dividend per share over the last 5 years.
- Payout Ratio: Percentage of earnings paid as dividends (TTM).
- Payout Consistency: % of eligible periods with uninterrupted or increased dividends, measured over the entire lifetime of the stock or fund.
- Payout Frequency: Number of dividends paid in the last 12m (TTM).
- Overall Dividend Rating: Proprietary composite score, quantified on a scale from 0 to +100. Ratings surpassing 70 are regarded as favorable, while those exceeding 85 are strong.
- Total Return: Price appreciation plus dividends over specified period.
- Market Cap: Figures are in millions of the corresponding currency.
Last update: 2025-11-21 02:41