XYF Dividend History & Analysis | 100% Free Data

XYF's dividend history, current yield (3.4%), dividend growth rate (41.4%), complete payout history and peer comparison (Consumer Finance).

Yield 12m 3.36%
Dividends per Share 12m 0.42
Dividend Growth Rate CAGR 5y 41.42%
Overall Dividend Rating 66.92%
Yield on Cost 5y 17.43%
Payout Ratio 12.6%
Payout Frequency 12m 2
Payout Consistency 43.6%
Total Return 12m: 317.53%
Total Return 5y: 625.05%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Number of Payouts Yearly This chart shows the number of dividend payouts per year. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over the last 5 years in one graph. The price axis is on the left and the dividend yield axis is on the right.

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap (USD) Dividend Yield TTM Yield on Cost (purchase 5y ago)
OMF 6,428 M 8.04% 31.1%
FINV 2,205 M 3.38% 19.9%
YRD 509 M 7.16% 9.93%
XYF 726 M 3.36% 17.4%
JFIN 970 M 4.25% 15.3%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap (USD) Growth Rate (5y CAGR) Payout Consistency
PRL 957 M 54.4% 100%
JFIN 970 M 50.0% 100%
XYF 726 M 41.4% 43.6%
QFIN 5,606 M 43.3% 96.1%
PRG 1,127 M 32.2% 83.4%

Similar Stocks with Attractive Dividends

FINV
FinVolution
3.38% Yield
MFIN
Medallion
4.86% Yield
GSY
goeasy
4.63% Yield
RM
Regional
4.05% Yield
QFIN
360 Finance
3.18% Yield
JFIN
Jiayin
4.25% Yield

XYF Dividend History: Last 5 Payments (USD) as of June 2025

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-06-20 2025-06-20 2025-07-02 Semiannual 0.25 47.1% 1.45%
2024-09-04 2024-09-04 2024-09-27 Semiannual 0.17 0% 3.62%
2024-05-09 2024-05-10 2024-05-31 Semiannual 0.17 0% 4.39%
2023-09-18 2023-09-19 2023-10-18 Other 0.17 -43.3% 4.04%
2019-04-04 2019-04-05 2019-04-26 Other 0.3 0% N/A

XYF Dividend FAQ

Does XYF pay a dividend?

Yes, as of June 2025, XYF paid a dividend of 0.42 USD in the last 12 months. The last dividend was paid on 2025-06-20 and the payout was 0.25 USD.

What is the Dividend Yield of XYF?

As of June 2025, XYF`s dividend yield is 3.36%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.42 USD by the current share price of 17.47.

How often does XYF pay dividends?

XYF pays dividends semi-annually. Over the last 12 months (TTM), XYF has issued 2 dividend payments.

What is the next Ex-Dividend Date for XYF?

The next ex-dividend date for X Financial (XYF) is unknown.

What is the Dividend Growth of XYF?

XYF's average dividend growth rate over the past 5 years is 41.4% per year.
Strong growth: XYF's Dividend growth is outpacing inflation.

What is the Yield on Cost of XYF?

XYF's 5-Year Yield on Cost is 17.4%. If you bought XYF's shares at 2.41 USD five years ago, your current annual dividend income (0.42 USD per share, trailing 12 months) equals 17.4% of your original purchase price.

What is the Payout Consistency of XYF?

XYF Payout Consistency is 43.6%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very unstable: X Financial has a poor track record of dividend payments over its lifetime.

Does XYF have a good Dividend Yield?

XYF`s 3.36% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of XYF?

The Dividend Payout Ratio of XYF is 12.6%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of XYF?

XYF`s Overall Dividend Rating is 66.92%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

XYF Outstanding Shares Analysis

What is the Trend in XYF`s Outstanding Shares?

X Financial`s outstanding shares have decreased by approximately -3.14% annually over the past 5 years (Correlation: -20.0%), positively influencing the share price.

Has X Financial ever had a Stock Split?

Yes, the last Stock Split was on 2020-11-19 with a factor of 1:3. This reverse stock split decreased the number of shares and increased the price per share by a ratio of 0.33.
Year Number of Shares Annual Growth Rate
2017 8,202,600
2018 53,440,800 +551.51%
2019 54,262,300 +1.54%
2020 53,673,600 -1.08%
2021 56,417,400 +5.11%
2022 52,951,700 -6.14%
2023 8,247,100 -84.43%
2024 250,678,400 +2939.59%
2025 48,090,000 -80.82%

Key Metric Definitions

  • Dividend Yield: Annual dividend per share divided by current share price.
  • Dividend Growth Rate: Compound annual growth rate of annual dividend per share over the last 5 years.
  • Payout Ratio: Percentage of earnings paid as dividends (TTM).
  • Payout Consistency: % of eligible periods with uninterrupted or increased dividends, measured over the entire lifetime of the stock or fund.
  • Payout Frequency: Number of dividends paid per year (typically quarterly).
  • Overall Dividend Rating: Proprietary composite score, quantified on a scale from 0 to +100. Ratings surpassing 70 are regarded as favorable, while those exceeding 85 are strong.
  • Total Return: Price appreciation plus dividends over specified period.
  • Market Cap: Figures are in millions of the corresponding currency.