(YOU) Clear Secure - Ratings and Ratios
Secure Identity Platform, Clear Plus, Reserve, Clear Mobile App, Clear1
EPS (Earnings per Share)
Revenue
| Risk via 10d forecast | |
|---|---|
| Volatility | 44.7% |
| Value at Risk 5%th | 68.2% |
| Relative Tail Risk | -7.26% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.86 |
| Alpha | 27.54 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.522 |
| Beta | 0.760 |
| Beta Downside | 0.512 |
| Drawdowns 3y | |
|---|---|
| Max DD | 51.00% |
| Mean DD | 27.72% |
| Median DD | 30.92% |
Description: YOU Clear Secure November 07, 2025
Clear Secure, Inc. (NYSE:YOU) runs the CLEAR brand, a U.S.-focused secure-identity platform that blends biometric enrollment, verification and data-linking with a suite of consumer and B2B services. Its flagship offering, CLEAR Plus, gives members expedited access through airport security lanes, while the CLEAR mobile app streamlines enrollment and ongoing member experience. Additional products include RESERVE (airport reservation spots), Home to Gate (trip-planning timing tools), CLEAR1 (white-label identity solutions for partners), TSA PreCheck enrollment and renewal, Sora ID (KYC capabilities), and a virtual-queue system.
According to the company’s most recent Form 10-K (FY 2023), CLEAR reported roughly 5 million active members and generated $610 million in revenue, representing a year-over-year growth rate of about 18 %. The subscription-based model yields an estimated average revenue per user (ARPU) of $120, and the B2B CLEAR1 segment contributed roughly 22 % of total revenue, indicating a diversification beyond the consumer base.
Key macro drivers for CLEAR’s business include the rebound in U.S. air travel volumes post-pandemic (U.S. domestic passenger traffic was at 95 % of pre-COVID levels in Q3 2024), increasing airline and airport willingness to monetize premium services, and broader adoption of biometric authentication across regulated sectors. Conversely, regulatory scrutiny of biometric data handling and potential competition from airline-owned fast-track programs represent material risks.
For a deeper quantitative dive into Clear Secure’s valuation metrics and peer comparison, you may find ValueRay’s analyst toolkit useful.
YOU Stock Overview
| Market Cap in USD | 5,065m |
| Sub-Industry | Application Software |
| IPO / Inception | 2021-06-30 |
| Return 12m vs S&P 500 | 25.4% |
| Analyst Rating | 3.25 of 5 |
YOU Dividends
| Metric | Value |
|---|---|
| Dividend Yield | 1.74% |
| Yield on Cost 5y | 1.72% |
| Yield CAGR 5y | 71.46% |
| Payout Consistency | 96.3% |
| Payout Ratio | 26.7% |
YOU Growth Ratios
| Metric | Value |
|---|---|
| CAGR 3y | 8.32% |
| CAGR/Max DD Calmar Ratio | 0.16 |
| CAGR/Mean DD Pain Ratio | 0.30 |
| Current Volume | 1516.4k |
| Average Volume | 1512.7k |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (181.7m TTM) > 0 and > 6% of Revenue (6% = 52.0m TTM) |
| FCFTA 0.26 (>2.0%) and ΔFCFTA -2.20pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -5.04% (prev 5.18%; Δ -10.21pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.28 (>3.0%) and CFO 310.6m > Net Income 181.7m (YES >=105%, WARN >=100%) |
| Net Debt (-75.8m) to EBITDA (199.2m) ratio: -0.38 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.93 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (97.8m) change vs 12m ago 3.77% (target <= -2.0% for YES) |
| Gross Margin 63.58% (prev 63.36%; Δ 0.22pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 87.31% (prev 85.63%; Δ 1.69pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.33 (EBITDA TTM 199.2m / Interest Expense TTM 74.9m) >= 6 (WARN >= 3) |
Altman Z'' 1.34
| (A) -0.04 = (Total Current Assets 589.0m - Total Current Liabilities 632.7m) / Total Assets 1.13b |
| (B) 0.09 = Retained Earnings (Balance) 101.2m / Total Assets 1.13b |
| (C) 0.18 = EBIT TTM 174.9m / Avg Total Assets 992.2m |
| (D) 0.11 = Book Value of Equity 102.1m / Total Liabilities 959.7m |
| Total Rating: 1.34 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 91.37
| 1. Piotroski 5.0pt |
| 2. FCF Yield 6.22% |
| 3. FCF Margin 33.43% |
| 4. Debt/Equity 0.82 |
| 5. Debt/Ebitda -0.38 |
| 6. ROIC - WACC (= 79.99)% |
| 7. RoE 124.2% |
| 8. Rev. Trend 98.49% |
| 9. EPS Trend 73.80% |
What is the price of YOU shares?
Over the past week, the price has changed by -2.18%, over one month by +11.44%, over three months by +3.61% and over the past year by +40.93%.
Is YOU a buy, sell or hold?
- Strong Buy: 1
- Buy: 2
- Hold: 4
- Sell: 0
- Strong Sell: 1
What are the forecasts/targets for the YOU price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 38.1 | 6.3% |
| Analysts Target Price | 38.1 | 6.3% |
| ValueRay Target Price | 39 | 8.7% |
YOU Fundamental Data Overview November 15, 2025
P/E Trailing = 22.9157
P/S = 5.8472
P/B = 25.1027
Beta = 1.203
Revenue TTM = 866.3m USD
EBIT TTM = 174.9m USD
EBITDA TTM = 199.2m USD
Long Term Debt = 113.7m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 6.16m USD (from shortTermDebt, last fiscal year)
Debt = 121.3m USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = -75.8m USD (from netDebt column, last quarter)
Enterprise Value = 4.66b USD (5.07b + Debt 121.3m - CCE 530.6m)
Interest Coverage Ratio = 2.33 (Ebit TTM 174.9m / Interest Expense TTM 74.9m)
FCF Yield = 6.22% (FCF TTM 289.6m / Enterprise Value 4.66b)
FCF Margin = 33.43% (FCF TTM 289.6m / Revenue TTM 866.3m)
Net Margin = 20.97% (Net Income TTM 181.7m / Revenue TTM 866.3m)
Gross Margin = 63.58% ((Revenue TTM 866.3m - Cost of Revenue TTM 315.5m) / Revenue TTM)
Gross Margin QoQ = 65.35% (prev 64.05%)
Tobins Q-Ratio = 4.14 (Enterprise Value 4.66b / Total Assets 1.13b)
Interest Expense / Debt = 6.23% (Interest Expense 7.55m / Debt 121.3m)
Taxrate = 25.84% (15.7m / 60.9m)
NOPAT = 129.7m (EBIT 174.9m * (1 - 25.84%))
Current Ratio = 0.93 (Total Current Assets 589.0m / Total Current Liabilities 632.7m)
Debt / Equity = 0.82 (Debt 121.3m / totalStockholderEquity, last quarter 148.6m)
Debt / EBITDA = -0.38 (Net Debt -75.8m / EBITDA 199.2m)
Debt / FCF = -0.26 (Net Debt -75.8m / FCF TTM 289.6m)
Total Stockholder Equity = 146.2m (last 4 quarters mean from totalStockholderEquity)
RoA = 16.14% (Net Income 181.7m / Total Assets 1.13b)
RoE = 124.2% (Net Income TTM 181.7m / Total Stockholder Equity 146.2m)
RoCE = 67.30% (EBIT 174.9m / Capital Employed (Equity 146.2m + L.T.Debt 113.7m))
RoIC = 88.70% (NOPAT 129.7m / Invested Capital 146.2m)
WACC = 8.71% (E(5.07b)/V(5.19b) * Re(8.81%) + D(121.3m)/V(5.19b) * Rd(6.23%) * (1-Tc(0.26)))
Discount Rate = 8.81% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 3.48%
[DCF Debug] Terminal Value 78.99% ; FCFE base≈269.6m ; Y1≈332.6m ; Y5≈567.5m
Fair Price DCF = 85.71 (DCF Value 8.35b / Shares Outstanding 97.4m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 73.80 | EPS CAGR: 42.07% | SUE: 0.31 | # QB: 0
Revenue Correlation: 98.49 | Revenue CAGR: 23.51% | SUE: 3.37 | # QB: 12
Additional Sources for YOU Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle