(IAT) U.S. Regional Banks - Overview
ETF Category: Financial | Exchange: NYSE ARCA (USA) | Market Cap: 584m USD | Total Return: 27.3% in 12m
Avg Turnover: 6.79M
Warnings
No concerns identified
Tailwinds
No distinct edge detected
The iShares U.S. Regional Banks ETF (IAT) seeks to track the investment results of an index composed of small- and mid-capitalization regional banks in the United States. The fund allocates at least 80% of its assets to its underlying index components, with the remaining 20% available for derivatives, cash equivalents, and other securities intended to optimize tracking performance. As a non-diversified fund, it maintains concentrated exposure within a specific segment of the financial sector.
Regional banks primarily generate revenue through net interest margin, which is the difference between interest earned on loans and interest paid on deposits. Unlike larger money-center banks, these institutions typically focus on local commercial real estate lending and small business services, making their performance sensitive to regional economic conditions and interest rate shifts. You can further analyze these valuation drivers and risk metrics on ValueRay.
- Net interest margin compression follows Federal Reserve pivot toward lower interest rates
- Commercial real estate loan defaults threaten regional bank balance sheet stability
- Regulatory capital requirement shifts impact dividend payouts and share buyback capacity
- Consolidation trends and M&A activity drive valuation premiums across mid-cap lenders
- Deposit flight to money market funds increases funding costs for regional institutions
As of May 23, 2026, the stock is trading at USD 57.04 with a total of 120,858 shares traded.
Over the past week, the price has changed by +3.41%,
over one month by -1.82%,
over three months by -0.40% and
over the past year by +27.33%.
U.S. Regional Banks has no consensus analysts rating.