(VTI) Vanguard Total Stock Market - Ratings and Ratios

The Vanguard Total Stock Market Index Fund ETF Shares (VTI) is a cornerstone for investors seeking broad exposure to the U.S. equity market. It tracks an index that represents virtually the entire investable U.S. stock market, spanning large-, mid-, small-, and micro-cap companies. This fund is designed to deliver the performance of the overall market, making it a go-to choice for those who believe in passive, market-cap-driven investing.

VTI employs a sampling strategy, which means it doesnt hold every single stock in the index but rather a representative cross-section. This approach allows it to maintain a diversified portfolio while keeping costs low. The fund is classified as non-diversified, which gives it flexibility to take larger positions in certain securities, but in practice, it still spreads investments widely across the market.

With an expense ratio of just 0.03%, VTI is one of the most cost-effective ways to own the U.S. stock market. Its low turnover and efficient tracking make it particularly attractive for long-term investors who prioritize minimizing fees. The fund is structured as an ETF, listed on NYSE ARCA, and has grown to over $474 billion in assets under management, making it one of the largest and most liquid equity ETFs available.

For fund managers and institutional investors, VTI offers a reliable tool for gaining broad market exposure without the complexity of picking individual stocks. Its market-cap-weighted approach ensures that the fund aligns with the overall performance of the U.S. economy, making it a staple in many portfolios. The funds simplicity and transparency also make it a favorite among retail investors who want to keep their strategies straightforward and cost-effective.