(XLF) Financial Sector SPDR Fund - Ratings and Ratios
Banks, Insurance, Capital Markets, Financial Services, Consumer Finance
Dividends
| Dividend Yield | 1.37% |
| Yield on Cost 5y | 2.79% |
| Yield CAGR 5y | 3.53% |
| Payout Consistency | 94.1% |
| Payout Ratio | - |
| Risk via 10d forecast | |
|---|---|
| Volatility | 13.7% |
| Value at Risk 5%th | 23.3% |
| Relative Tail Risk | 3.46% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.30 |
| Alpha | -5.18 |
| CAGR/Max DD | 1.11 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.400 |
| Beta | 0.834 |
| Beta Downside | 0.935 |
| Drawdowns 3y | |
|---|---|
| Max DD | 16.27% |
| Mean DD | 3.81% |
| Median DD | 2.48% |
Description: XLF Financial Sector SPDR Fund December 03, 2025
The Financial Select Sector SPDR® Fund (XLF) tracks a GICS-defined financial index, allocating at least 95 % of its assets to securities classified as financial services, insurance, banks, capital markets, mortgage REITs, and consumer finance. Because it is labeled “non-diversified,” the portfolio is heavily weighted toward its top constituents, meaning performance is tightly linked to the health of the largest U.S. financial firms.
Key quantitative points (as of the most recent filing) include an expense ratio of roughly 0.12 % and assets under management near $38 billion, with the top five holdings-JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, and Goldman Sachs-accounting for over 30 % of the fund. The sector’s primary macro driver is the Federal Reserve’s policy stance; changes in short-term rates and credit spreads directly affect bank net interest margins and insurance underwriting profitability.
For a deeper dive into how XLF’s risk-adjusted returns compare to other financial ETFs, you might explore ValueRay’s analytics platform for additional data and scenario modeling.
What is the price of XLF shares?
Over the past week, the price has changed by +0.66%, over one month by +2.05%, over three months by +1.48% and over the past year by +8.05%.
Is XLF a buy, sell or hold?
What are the forecasts/targets for the XLF price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 60.9 | 13.5% |
XLF Fundamental Data Overview November 29, 2025
Beta = 1.05
Revenue TTM = 0.0 USD
EBIT TTM = 0.0 USD
EBITDA TTM = 0.0 USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 51.05b USD (51.05b + (null Debt) - (null CCE))
Interest Coverage Ratio = unknown (Ebit TTM 0.0 / Interest Expense TTM 0.0)
FCF Yield = 0.0% (FCF TTM 0.0 / Enterprise Value 51.05b)
FCF Margin = unknown (Revenue TTM is 0 or missing)
Net Margin = unknown
Gross Margin = unknown ((Revenue TTM 0.0 - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = unknown (Enterprise Value 51.05b / Total Assets none)
Interest Expense / Debt = unknown (Interest Expense 0.0 / Debt none)
Taxrate = 21.0% (US default 21%)
NOPAT = 0.0 (EBIT 0.0 * (1 - 21.00%))
Current Ratio = unknown (Total Current Assets none / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 0.0)
Debt / FCF = unknown (Net Debt none / FCF TTM 0.0)
Total Stockholder Equity = 0.0 (from calculated bookValueOfEquity)
RoA = unknown (Net Income 0.0 / Total Assets none)
RoE = unknown (Net Income TTM 0.0 / Total Stockholder Equity 0.0)
RoCE = unknown (EBIT 0.0 / Capital Employed )
RoIC = unknown (NOPAT 0.0, Invested Capital 0.0, EBIT 0.0)
WACC = 9.09% (E(51.05b)/V(51.05b) * Re(9.09%) + (debt-free company))
Discount Rate = 9.09% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow 0.0)
Additional Sources for XLF ETF
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle