(BNP) - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: PA (France) | Market Cap: 89.318m EUR | Total Return: 15.9% in 12m
Stock
Banking, Loans, Investments, Insurance, Advisory
Total Rating 46
Risk 33
Buy Signal 0.01
Market Cap:
103,046m
Avg Trading Vol: 251M EUR
Avg Trading Vol: 251M EUR
ATR:
3.47%
Peers RS (IBD): 33.2
Peers RS (IBD): 33.2
Risk 5d forecast
Volatility25.1%
Rel. Tail Risk-0.29%
Reward TTM
Sharpe Ratio0.94
Alpha12.11
Character TTM
Beta0.324
Beta Downside0.523
Drawdowns 3y
Max DD21.82%
CAGR/Max DD0.96
EPS (Earnings per Share)
EPS CAGR: -3.94%
EPS Trend: 23.0%
EPS Trend: 23.0%
Last SUE: 1.16
Qual. Beats: 1
Qual. Beats: 1
Revenue
Rev. CAGR: 0.97%
Rev. Trend: 15.3%
Rev. Trend: 15.3%
Last SUE: 1.94
Qual. Beats: 2
Qual. Beats: 2
Description: BNP
March 04, 2026
BNP Paribas SA (BNP) is a diversified banking and financial services company operating globally. The companys operations are structured into three main divisions: Corporate & Institutional Banking; Commercial, Personal Banking & Services; and Investment & Protection Services.
The Corporate & Institutional Banking division focuses on capital markets, investment banking, and advisory services for corporate and institutional clients. This sector of banking often involves complex financial instruments and large-scale transactions.
The Commercial, Personal Banking & Services division provides traditional retail banking services, including accounts, loans, and insurance. Retail banking is characterized by a broad customer base and a focus on everyday financial needs.
The Investment & Protection Services division offers protection, savings, investment, and real estate services. This segment caters to individuals and institutions seeking wealth management and asset protection solutions.
BNP Paribas SA, founded in 1822, is headquartered in Paris, France. For a more comprehensive analysis of BNP Paribas financial performance and market position, continue your research on ValueRay.
- Interest rate changes impact net interest income
- Global economic growth affects corporate and investment banking
- Regulatory fines and compliance costs reduce profitability
- Competition from fintechs erodes market share
- Geopolitical instability influences financial market performance
Piotroski VR‑10 (Strict, 0-10)
2.5
| Net Income: 19.59b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 3.76 > 1.0 |
| NWC/Revenue: -388.5% < 20% (prev -535.5%; Δ 147.1% < -1%) |
| CFO/TA 0.01 > 3% & CFO 15.16b > Net Income 19.59b |
| Net Debt (482.25b) to EBITDA (22.45b): 21.48 < 3 |
| Current Ratio: 0.50 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.12b) vs 12m ago -0.92% < -2% |
| Gross Margin: 84.63% > 18% (prev 0.96%; Δ 8.37k% > 0.5%) |
| Asset Turnover: 5.93% > 50% (prev 2.54%; Δ 3.39% > 0%) |
| Interest Coverage Ratio: 0.33 > 6 (EBITDA TTM 22.45b / Interest Expense TTM 23.64b) |
Altman Z''
-1.32
| A: -0.23 (Total Current Assets 638.45b - Total Current Liabilities 1277.40b) / Total Assets 2792.98b |
| B: 0.04 (Retained Earnings 101.57b / Total Assets 2792.98b) |
| C: 0.00 (EBIT TTM 7.91b / Avg Total Assets 2773.03b) |
| D: 0.04 (Book Value of Equity 103.80b / Total Liabilities 2660.81b) |
| Altman-Z'' Score: -1.32 = CCC |
Beneish M
-2.31
| DSRI: 0.46 (Receivables 52.16b/48.60b, Revenue 164.48b/69.83b) |
| GMI: 1.14 (GM 84.63% / 96.27%) |
| AQI: 1.11 (AQ_t 0.75 / AQ_t-1 0.68) |
| SGI: 2.36 (Revenue 164.48b / 69.83b) |
| TATA: 0.00 (NI 19.59b - CFO 15.16b) / TA 2792.98b) |
| Beneish M-Score: -2.31 (Cap -4..+1) = BBB |
What is the price of BNP shares?
As of April 01, 2026, the stock is trading at EUR 80.99 with a total of 3,373,104 shares traded.
Over the past week, the price has changed by -2.35%, over one month by -12.04%, over three months by +0.25% and over the past year by +15.89%.
Over the past week, the price has changed by -2.35%, over one month by -12.04%, over three months by +0.25% and over the past year by +15.89%.
Is BNP a buy, sell or hold?
has no consensus analysts rating.
What are the forecasts/targets for the BNP price?
| ISSUER | TARGET | UP/DOWN |
|---|---|---|
| Wallstreet Target Price | 101.4 | 25.1% |
| Analysts Target Price | - | - |
BNP Fundamental Data Overview
March 31, 2026
Market Cap USD = 103.05b (89.32b EUR * 1.1537 EUR.USD)P/E Trailing = 7.8795
P/E Forward = 7.0028
P/S = 1.8632
P/B = 0.7199
P/EG = 2.5006
Revenue TTM = 164.48b EUR
EBIT TTM = 7.91b EUR
EBITDA TTM = 22.45b EUR
Long Term Debt = 399.65b EUR (estimated: total debt 809.21b - short term 409.56b)
Short Term Debt = 409.56b EUR (from shortTermDebt, last quarter)
Debt = 809.21b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = 482.25b EUR (from netDebt column, last quarter)
Enterprise Value = 571.56b EUR (89.32b + Debt 809.21b - CCE 326.96b)
Interest Coverage Ratio = 0.33 (Ebit TTM 7.91b / Interest Expense TTM 23.64b)
EV/FCF = 46.53x (Enterprise Value 571.56b / FCF TTM 12.28b)
FCF Yield = 2.15% (FCF TTM 12.28b / Enterprise Value 571.56b)
FCF Margin = 7.47% (FCF TTM 12.28b / Revenue TTM 164.48b)
Net Margin = 11.91% (Net Income TTM 19.59b / Revenue TTM 164.48b)
Gross Margin = 84.63% ((Revenue TTM 164.48b - Cost of Revenue TTM 25.28b) / Revenue TTM)
Gross Margin QoQ = 57.91% (prev none%)
Tobins Q-Ratio = 0.20 (Enterprise Value 571.56b / Total Assets 2792.98b)
Interest Expense / Debt = 2.92% (Interest Expense 23.64b / Debt 809.21b)
Taxrate = 25.62% (1.92b / 7.49b)
NOPAT = 5.88b (EBIT 7.91b * (1 - 25.62%))
Current Ratio = 0.50 (Total Current Assets 638.45b / Total Current Liabilities 1277.40b)
Debt / Equity = 6.45 (Debt 809.21b / totalStockholderEquity, last quarter 125.51b)
Debt / EBITDA = 21.48 (Net Debt 482.25b / EBITDA 22.45b)
Debt / FCF = 39.26 (Net Debt 482.25b / FCF TTM 12.28b)
Total Stockholder Equity = 127.36b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.71% (Net Income 19.59b / Total Assets 2792.98b)
RoE = 15.38% (Net Income TTM 19.59b / Total Stockholder Equity 127.36b)
RoCE = 1.50% (EBIT 7.91b / Capital Employed (Equity 127.36b + L.T.Debt 399.65b))
RoIC = 1.16% (NOPAT 5.88b / Invested Capital 506.94b)
WACC = 2.66% (E(89.32b)/V(898.52b) * Re(7.12%) + D(809.21b)/V(898.52b) * Rd(2.92%) * (1-Tc(0.26)))
Discount Rate = 7.12% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares Correlation 3-Years: -100.0 | Cagr: -2.83%
[DCF] Terminal Value 88.44% ; FCFF base≈12.28b ; Y1≈15.15b ; Y5≈25.86b
[DCF] Fair Price = 243.4 (EV 750.06b - Net Debt 482.25b = Equity 267.82b / Shares 1.10b; r=6.0% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 22.99 | EPS CAGR: -3.94% | SUE: 1.16 | # QB: 1
Revenue Correlation: 15.30 | Revenue CAGR: 0.97% | SUE: 1.94 | # QB: 2
EPS next Quarter (2026-06-30): EPS=3.16 | Chg7d=+0.004 | Chg30d=+0.053 | Revisions Net=+2 | Analysts=3
EPS current Year (2026-12-31): EPS=11.76 | Chg7d=-0.037 | Chg30d=-0.065 | Revisions Net=+0 | Growth EPS=+6.0% | Growth Revenue=+6.2%
EPS next Year (2027-12-31): EPS=12.80 | Chg7d=-0.043 | Chg30d=-0.028 | Revisions Net=+0 | Growth EPS=+8.8% | Growth Revenue=+3.7%
[Analyst] Revisions Ratio: +1.00 (2 Up / 0 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -4.8% (Discount Rate 7.9% - Earnings Yield 12.7%)
[Growth] Growth Spread = +12.3% (Analyst 7.5% - Implied -4.8%)