(BNP) - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: PA (France) | Market Cap: 96.390m EUR | Total Return: 21.8% in 12m
Retail Banking, Investment Banking, Asset Management, Insurance
Total Rating 39
Safety 26
Buy Signal -0.31
Banks - Regional
Industry Rotation: +1.2
Industry Rotation: +1.2
Market Cap:
112B
Avg Turnover: 177M
Avg Turnover: 177M
Risk 3d forecast
Volatility25.3%
VaR 5th Pctl4.44%
VaR vs Median6.58%
Reward TTM
Sharpe Ratio0.72
Rel. Str. IBD53.5
Rel. Str. Peer Group39.5
Character TTM
Beta0.279
Beta Downside0.164
Hurst Exponent0.474
Drawdowns 3y
Max DD21.82%
CAGR/Max DD1.11
CAGR/Mean DD4.00
EPS (Earnings per Share)
EPS CAGR: 10.68%
EPS Trend: 82.4%
EPS Trend: 82.4%
Last SUE: 0.08
Qual. Beats: 0
Qual. Beats: 0
Revenue
Rev. CAGR: 39.33%
Rev. Trend: 73.0%
Rev. Trend: 73.0%
Last SUE: 0.01
Qual. Beats: 0
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Description: BNP
BNP Paribas SA is a diversified global financial institution headquartered in France, operating across three primary divisions: Corporate & Institutional Banking (CIB), Commercial, Personal Banking & Services (CPBS), and Investment & Protection Services (IPS). The group provides a comprehensive suite of services ranging from retail banking and consumer credit to capital markets, asset management, and insurance.
As a Systemically Important Financial Institution (SIFI), the company employs a universal banking model designed to balance cyclical investment banking revenues with stable interest income from retail and commercial lending. This structure allows the firm to cross-sell protection and investment products through its integrated bancassurance framework.
For a more granular look at the company’s valuation metrics, consider reviewing the latest data on ValueRay. Founded in 1822, BNP Paribas maintains a significant presence in the Eurozone while providing specialized financing and risk management services to institutional clients across the Americas and Asia Pacific.
- European Central Bank monetary policy shifts impact net interest income margins
- Corporate and Institutional Banking revenue volatility influences quarterly earnings performance
- Cost management initiatives offset rising regulatory compliance and operational expenses
- Eurozone economic growth trajectory dictates loan loss provision and credit quality
- Expansion of Investment and Protection Services drives recurring fee-based revenue growth
Piotroski VR‑10 (Strict)
3.0
| Net Income: 18.02b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 3.80 > 1.0 |
| NWC/Revenue: -375.8% < 20% (prev -554.4%; Δ 178.6% < -1%) |
| CFO/TA 0.01 > 3% & CFO 15.16b > Net Income 18.02b |
| Net Debt (620.51b) to EBITDA (14.84b): 41.82 < 3 |
| Current Ratio: 0.50 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.10b) vs 12m ago -3.12% < -2% |
| Gross Margin: 85.13% > 18% (prev 0.96%; Δ 8.42k% > 0.5%) |
| Asset Turnover: 6.03% > 50% (prev 2.49%; Δ 3.54% > 0%) |
| Interest Coverage Ratio: 0.33 > 6 (EBITDA TTM 14.84b / Interest Expense TTM 23.64b) |
Altman Z''
-1.41
| A: -0.22 (Total Current Assets 638.45b - Total Current Liabilities 1277.40b) / Total Assets 2931.53b |
| B: 0.00 (Retained Earnings 3.22b / Total Assets 2931.53b) |
| C: 0.00 (EBIT TTM 7.91b / Avg Total Assets 2818.22b) |
| D: 0.00 (Book Value of Equity 3.22b / Total Liabilities 2794.79b) |
| Altman-Z'' = -1.41 = CCC |
Beneish M
-2.21
| DSRI: 0.43 (Receivables 52.16b/48.60b, Revenue 170.03b/67.46b) |
| GMI: 1.13 (GM 85.13% / 96.14%) |
| AQI: 1.13 (AQ_t 0.76 / AQ_t-1 0.67) |
| SGI: 2.52 (Revenue 170.03b / 67.46b) |
| TATA: 0.00 (NI 18.02b - CFO 15.16b) / TA 2931.53b) |
| Beneish M = -2.21 (Cap -4..+1) = BB |
What is the price of BNP shares?
As of May 22, 2026, the stock is trading at EUR 89.16 with a total of 2,014,605 shares traded.
Over the past week, the price has changed by -0.25%, over one month by -0.37%, over three months by -4.22% and over the past year by +21.81%.
Over the past week, the price has changed by -0.25%, over one month by -0.37%, over three months by -4.22% and over the past year by +21.81%.
Is BNP a buy, sell or hold?
has no consensus analysts rating.
What are the forecasts/targets for the BNP price?
| Analysts Target Price | - | - |
(BNP) - Fundamental Data Overview
as of 21 May 2026
Market Cap USD = 112.05b (96.39b EUR * 1.1625 EUR.USD)P/E Trailing = 8.2469
P/E Forward = 7.874
P/S = 1.9639
P/B = 0.7748
P/EG = 2.8114
Revenue TTM = 170.03b EUR
EBIT TTM = 7.91b EUR
EBITDA TTM = 14.84b EUR
Long Term Debt = unknown (none)
Short Term Debt = 409.56b EUR (from shortTermDebt, last fiscal year)
Debt = 809.21b EUR (from shortLongTermDebtTotal, last fiscal year)
Net Debt = 620.51b EUR (recalculated: Debt 809.21b - CCE 188.70b)
Enterprise Value = 716.90b EUR (96.39b + Debt 809.21b - CCE 188.70b)
Interest Coverage Ratio = 0.33 (Ebit TTM 7.91b / Interest Expense TTM 23.64b)
EV/FCF = 58.36x (Enterprise Value 716.90b / FCF TTM 12.28b)
FCF Yield = 1.71% (FCF TTM 12.28b / Enterprise Value 716.90b)
FCF Margin = 7.22% (FCF TTM 12.28b / Revenue TTM 170.03b)
Net Margin = 10.60% (Net Income TTM 18.02b / Revenue TTM 170.03b)
Gross Margin = 85.13% ((Revenue TTM 170.03b - Cost of Revenue TTM 25.28b) / Revenue TTM)
Gross Margin QoQ = none% (prev 65.75%)
Tobins Q-Ratio = 0.24 (Enterprise Value 716.90b / Total Assets 2931.53b)
Interest Expense / Debt = 2.92% (Interest Expense 23.64b / Debt 809.21b)
Taxrate = 28.32% (1.30b / 4.61b)
NOPAT = 5.67b (EBIT 7.91b * (1 - 28.32%))
Current Ratio = 0.50 (Total Current Assets 638.45b / Total Current Liabilities 1277.40b)
Debt / Equity = 6.23 (Debt 809.21b / totalStockholderEquity, last quarter 129.98b)
Debt / EBITDA = 41.82 (Net Debt 620.51b / EBITDA 14.84b)
Debt / FCF = 50.51 (Net Debt 620.51b / FCF TTM 12.28b)
Total Stockholder Equity = 127.82b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.64% (Net Income 18.02b / Total Assets 2931.53b)
RoE = 14.10% (Net Income TTM 18.02b / Total Stockholder Equity 127.82b)
RoCE = 0.48% (EBIT 7.91b / Capital Employed (Total Assets 2931.53b - Current Liab 1277.40b))
RoIC = 1.14% (NOPAT 5.67b / Invested Capital 499.57b)
WACC = 2.61% (E(96.39b)/V(905.60b) * Re(6.96%) + D(809.21b)/V(905.60b) * Rd(2.92%) * (1-Tc(0.28)))
Discount Rate = 6.96% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares (quarterly) Correlation: -82.22 | Cagr: -2.68%
[DCF] Terminal Value 88.44% ; FCFF base≈12.28b ; Y1≈15.15b ; Y5≈25.86b
[DCF] Fair Price = 117.8 (EV 750.06b - Net Debt 620.51b = Equity 129.55b / Shares 1.10b; r=6.0% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 82.40 | EPS CAGR: 10.68% | SUE: 0.08 | # QB: 0
Revenue Correlation: 72.96 | Revenue CAGR: 39.33% | SUE: 0.01 | # QB: 0
EPS current Quarter (2026-06-30): EPS=2.94 | Chg30d=-6.88% | Revisions=-43% | Analysts=3
EPS next Quarter (2026-09-30): EPS=2.89 | Chg30d=-3.78% | Revisions=-43% | Analysts=3
EPS current Year (2026-12-31): EPS=11.50 | Chg30d=-1.95% | Revisions=-38% | GrowthEPS=+3.6% | GrowthRev=+6.0%
EPS next Year (2027-12-31): EPS=12.87 | Chg30d=+0.71% | Revisions=-20% | GrowthEPS=+11.9% | GrowthRev=+4.2%
[Analyst] Revisions Ratio: -43%