(HOFI) Hoist Finance - Ratings and Ratios
Loans, Debt, Savings, Deposits, Finance
HOFI EPS (Earnings per Share)
HOFI Revenue
Description: HOFI Hoist Finance
Hoist Finance AB is a credit market company that specializes in loan acquisition and management operations in Europe, operating through Unsecured and Secured segments. The company purchases performing and non-performing loans from international banks and financial institutions, and also offers debt restructuring solutions, as well as savings and deposit accounts.
From a business perspective, Hoist Finance AB has a diversified revenue stream through its loan acquisition and management activities, as well as its deposit-taking operations. Key Performance Indicators (KPIs) to monitor the companys performance could include loan acquisition volume, non-performing loan (NPL) ratio, debt restructuring success rate, and deposit growth rate. Additionally, metrics such as Return on Equity (RoE) of 16.21% and a relatively low P/E ratio of 8.58 suggest that the company is generating strong returns on equity and may be undervalued.
Further analysis of the companys financials reveals that Hoist Finance AB has a market capitalization of approximately 7.575 billion SEK, indicating a significant presence in the European credit market. The companys ability to generate returns in a competitive market is a positive indicator of its operational efficiency. Other relevant KPIs could include the companys cost-to-income ratio, loan loss provisions, and regulatory capital ratios, which can provide insights into its operational efficiency, risk management, and capital adequacy.
In terms of growth prospects, Hoist Finance ABs ability to expand its loan acquisition activities, improve its debt restructuring success rate, and grow its deposit base could be key drivers of future growth. The companys presence in the European credit market, which is expected to continue growing, provides a positive backdrop for its operations. A detailed analysis of the companys growth prospects would require a review of its strategic plans, market trends, and competitive landscape.
Additional Sources for HOFI Stock
HOFI Stock Overview
Market Cap in USD | 904m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Diversified Banks |
IPO / Inception |
HOFI Stock Ratings
Growth Rating | 56.3 |
Fundamental | - |
Dividend Rating | 23.9 |
Rel. Strength | 19.4 |
Analysts | - |
Fair Price Momentum | 102.69 SEK |
Fair Price DCF | 769.70 SEK |
HOFI Dividends
Dividend Yield 12m | 2.19% |
Yield on Cost 5y | 7.34% |
Annual Growth 5y | % |
Payout Consistency | 22.8% |
Payout Ratio | 15.6% |
HOFI Growth Ratios
Growth Correlation 3m | 20.5% |
Growth Correlation 12m | 21.3% |
Growth Correlation 5y | 50.1% |
CAGR 5y | 29.03% |
CAGR/Max DD 5y | 0.55 |
Sharpe Ratio 12m | 1.66 |
Alpha | 36.68 |
Beta | 0.593 |
Volatility | 41.61% |
Current Volume | 91.5k |
Average Volume 20d | 83.2k |
Stop Loss | 94.6 (-3.1%) |
As of July 30, 2025, the stock is trading at SEK 97.60 with a total of 91,477 shares traded.
Over the past week, the price has changed by +9.05%, over one month by +16.89%, over three months by +17.46% and over the past year by +47.56%.
Partly, yes. Based on ValueRay´s Analyses, Hoist Finance (ST:HOFI) is currently (July 2025) ok to buy, but has to be watched. It has a Growth Technical Rating of 56.25 and therefor an somewhat technical positive rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of HOFI is around 102.69 SEK . This means that HOFI is currently overvalued and has a potential downside of 5.22%.
Hoist Finance has no consensus analysts rating.
According to our own proprietary Forecast Model, HOFI Hoist Finance will be worth about 110.9 in July 2026. The stock is currently trading at 97.60. This means that the stock has a potential upside of +13.64%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 120 | 23% |
Analysts Target Price | - | - |
ValueRay Target Price | 110.9 | 13.6% |