(HOFI) Hoist Finance - Ratings and Ratios
Unsecured Loans, Secured Loans, Debt Restructuring, Deposit Accounts
HOFI EPS (Earnings per Share)
HOFI Revenue
Description: HOFI Hoist Finance
Hoist Finance AB (ST:HOFI) is a credit market company specializing in loan acquisition and management across Europe, operating through two primary segments: Unsecured and Secured. The company sources its loan portfolios from international banks and financial institutions, offering a range of services including debt restructuring solutions. Additionally, Hoist Finance provides various banking products such as savings accounts, current accounts, and fixed-term deposits, diversifying its revenue streams beyond loan management.
With a history dating back to 1915 and headquartered in Stockholm, Sweden, Hoist Finance has evolved significantly over the years, rebranding from Hoist International AB to its current name in January 2015. The companys operational model is built around acquiring both performing and non-performing loans, leveraging its expertise to maximize returns. Its diversified approach to credit management and banking services positions it uniquely within the European financial landscape.
Analyzing the technical data, Hoist Finances stock (HOFI) is currently priced at 94.40 SEK, above its SMA20 and SMA50, indicating a positive short-term trend. The stock has shown resilience, bouncing off its SMA50 support at 81.14 SEK. The ATR of 2.80 SEK suggests a moderate level of volatility. Given the 52-week high and low of 101.22 SEK and 50.80 SEK, respectively, the stock is nearing its recent peak, potentially setting up for a test of this resistance level.
Fundamentally, Hoist Finance boasts a market capitalization of 8217.73M SEK, with a P/E ratio of 9.16 and a forward P/E of 4.26, suggesting potential for earnings growth. The Return on Equity (RoE) stands at 16.21%, indicating efficient use of shareholder equity. These metrics, combined with its diversified banking and credit management services, present a compelling investment case.
Forecasting the stocks performance, we can anticipate a potential breakout if it surpasses the 52-week high of 101.22 SEK, driven by the companys strong fundamentals and favorable technical indicators. Conversely, a drop below the SMA50 at 81.14 SEK could signal a correction. With a forward P/E of 4.26, expectations for earnings growth are high, suggesting that Hoist Finance is poised for continued financial performance improvement. As such, a cautious bullish outlook is warranted, with a target price potentially above 101.22 SEK in the short to medium term, contingent on maintaining its current momentum and delivering on expected earnings growth.
Additional Sources for HOFI Stock
HOFI Stock Overview
Market Cap in USD | 779m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Diversified Banks |
IPO / Inception |
HOFI Stock Ratings
Growth Rating | 55.2 |
Fundamental | - |
Dividend Rating | 24.6 |
Rel. Strength | 39 |
Analysts | - |
Fair Price Momentum | 87.60 SEK |
Fair Price DCF | 1461.17 SEK |
HOFI Dividends
Dividend Yield 12m | 2.38% |
Yield on Cost 5y | 7.44% |
Annual Growth 5y | % |
Payout Consistency | 22.8% |
Payout Ratio | 19.2% |
HOFI Growth Ratios
Growth Correlation 3m | 50.1% |
Growth Correlation 12m | 27.4% |
Growth Correlation 5y | 48.7% |
CAGR 5y | 24.43% |
CAGR/Max DD 5y | 0.47 |
Sharpe Ratio 12m | 1.46 |
Alpha | 60.83 |
Beta | 0.593 |
Volatility | 40.09% |
Current Volume | 57.2k |
Average Volume 20d | 84.3k |
Stop Loss | 84.7 (-3.5%) |
As of July 14, 2025, the stock is trading at SEK 87.80 with a total of 57,166 shares traded.
Over the past week, the price has changed by +3.23%, over one month by -2.23%, over three months by +17.32% and over the past year by +71.17%.
Partly, yes. Based on ValueRay´s Analyses, Hoist Finance (ST:HOFI) is currently (July 2025) ok to buy, but has to be watched. It has a Growth Technical Rating of 55.20 and therefor an somewhat technical positive rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of HOFI is around 87.60 SEK . This means that HOFI is currently overvalued and has a potential downside of -0.23%.
Hoist Finance has no consensus analysts rating.
According to our own proprietary Forecast Model, HOFI Hoist Finance will be worth about 96.5 in July 2026. The stock is currently trading at 87.80. This means that the stock has a potential upside of +9.93%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 118.5 | 35% |
Analysts Target Price | - | - |
ValueRay Target Price | 96.5 | 9.9% |