(INTRUM) Intrum Justitia - Ratings and Ratios

Intrum AB (publ), operating as Intrum Justitia AB, is a leading credit management services provider with a presence in Europe and select international markets. The company specializes in credit lifecycle solutions, offering services such as credit monitoring, credit decision support, factoring, and credit information. Its debt collection services include surveillance and debt purchase programs, while its payment services encompass reminders, payment guarantees, and VAT-related solutions. Additionally, Intrum provides e-commerce services, including tailored payment solutions and collection services, as well as accounts receivables management, which includes invoice processing, payment booking, and monitoring of due dates. The firm also engages in financing and portfolio investment activities. Founded in 1923 and headquartered in Stockholm, Sweden, Intrum has expanded its operations to cover 25 countries globally. On November 15, 2024, Intrum AB (publ) and its affiliate initiated a voluntary Chapter 11 reorganization process in the U.S. Bankruptcy Court for the Southern District of Texas, signaling a strategic move to address financial restructuring needs. The company continues to focus on digital transformation and operational efficiency to maintain its competitive position in the credit management industry.

Over the next three months, Intrum AB (publ) is expected to experience volatility in its stock price, influenced by both technical and fundamental factors. From a technical perspective, the stock is currently trading at 32.00 SEK, above its 20-day SMA of 27.30 and 50-day SMA of 28.46, indicating potential short-term bullish momentum. However, the 200-day SMA of 34.91 suggests that the stock may face resistance at higher levels, potentially leading to a pullback. The ATR of 1.44 indicates moderate volatility, which could stabilize as the market digests the companys reorganization efforts. On the fundamental side, Intrums market cap of 3113.94M SEK reflects its established position, but the negative RoE of -27.60% raises concerns about profitability. The low P/B ratio of 0.23 and P/S ratio of 0.17 suggest undervaluation, which could attract investors seeking distressed assets. However, the absence of P/E ratios indicates ongoing financial challenges, which may impact investor sentiment. Overall, the stock is likely to remain under pressure in the near term, but its low valuations and restructuring efforts could position it for recovery in the medium term.