(YIELD) SaveLend - Ratings and Ratios
Corporate,Bonds,Loans,Renewable,Energy
YIELD EPS (Earnings per Share)
YIELD Revenue
Description: YIELD SaveLend
SaveLend Group AB, trading under the ticker symbol YIELD, is a Swedish company operating in the Renewable Electricity sub-industry. As a trading analyst, its crucial to understand the underlying drivers of the companys performance. The quarterly tax provision data suggests that the companys financials are being closely monitored, potentially indicating a focus on optimizing tax strategies to improve profitability.
Key Performance Indicators (KPIs) to watch for YIELD include revenue growth, gross margin, and operating expenses as a percentage of revenue. Given the companys involvement in renewable electricity, KPIs related to project pipeline, capacity factor, and offtake agreements may also be relevant. The negative Return on Equity (RoE) of -26.25% is a concern, indicating that the company is currently not generating profits for its shareholders.
Economic drivers for the renewable electricity sector include government policies and regulations, such as tax credits or feed-in tariffs, which can significantly impact project viability. Additionally, the overall demand for renewable energy, driven by factors like climate change concerns and energy security, will influence the industrys growth prospects. The companys ability to navigate these drivers and capitalize on emerging trends will be crucial to its success.
From a valuation perspective, the forward Price-to-Earnings (P/E) ratio of 14.47 suggests that the market is expecting future earnings growth. However, the current P/E ratio is not meaningful due to likely negative earnings. The Market Capitalization of 120.87M SEK indicates a relatively small-cap stock, which may be associated with higher volatility and potential for growth. Monitoring the companys cash flow, debt levels, and ability to secure project financing will be essential to understanding its financial health and potential for future growth.
YIELD Stock Overview
| Market Cap in USD | 13m |
| Sub-Industry | Renewable Electricity |
| IPO / Inception |
YIELD Stock Ratings
| Growth Rating | -67.2% |
| Fundamental | 28.3% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -21.2% |
| Analyst Rating | - |
YIELD Dividends
Currently no dividends paidYIELD Growth Ratios
| Growth Correlation 3m | 73.1% |
| Growth Correlation 12m | -50.4% |
| Growth Correlation 5y | -80% |
| CAGR 5y | -28.92% |
| CAGR/Max DD 5y | -0.33 |
| Sharpe Ratio 12m | -0.07 |
| Alpha | -5.63 |
| Beta | -0.405 |
| Volatility | 37.11% |
| Current Volume | 11.4k |
| Average Volume 20d | 15.3k |
| Stop Loss | 1.9 (-10.4%) |
| Signal | 0.90 |
Piotroski VR‑10 (Strict, 0-10) 0.0
| Net Income (-13.6m TTM) > 0 and > 6% of Revenue (6% = 7.87m TTM) |
| FCFTA -0.03 (>2.0%) and ΔFCFTA 1.37pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 14.22% (prev -25.91%; Δ 40.13pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.00 (>3.0%) and CFO 562.0k > Net Income -13.6m (YES >=105%, WARN >=100%) |
| Net Debt (14.1m) to EBITDA (2.99m) ratio: 4.71 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.08 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (57.3m) change vs 12m ago 6.97% (target <= -2.0% for YES) |
| Gross Margin 51.42% (prev 54.68%; Δ -3.26pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 39.16% (prev 54.84%; Δ -15.68pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -18.74 (EBITDA TTM 2.99m / Interest Expense TTM 1.12m) >= 6 (WARN >= 3) |
Altman Z'' -2.30
| (A) 0.05 = (Total Current Assets 266.4m - Total Current Liabilities 247.8m) / Total Assets 367.7m |
| (B) -0.36 = Retained Earnings (Balance) -131.6m / Total Assets 367.7m |
| (C) -0.06 = EBIT TTM -21.0m / Avg Total Assets 335.1m |
| (D) -1.0 = Book Value of Equity 81.9m / Total Liabilities -81.9m |
| Total Rating: -2.30 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 28.31
| 1. Piotroski 0.0pt = -5.0 |
| 2. FCF Yield -21.15% = -5.0 |
| 3. FCF Margin -7.01% = -2.63 |
| 4. Debt/Equity -0.85 = -2.50 |
| 5. Debt/Ebitda -23.39 = -2.50 |
| 6. ROIC - WACC data missing |
| 7. RoE -16.12% = -2.50 |
| 8. Rev. Trend -62.42% = -3.12 |
| 9. Rev. CAGR -11.41% = -1.90 |
| 10. EPS Trend 38.37% = 0.96 |
| 11. EPS CAGR 33.79% = 2.50 |
What is the price of YIELD shares?
Over the past week, the price has changed by +0.95%, over one month by -14.52%, over three months by +31.27% and over the past year by -7.83%.
Is SaveLend a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of YIELD is around 1.80 SEK . This means that YIELD is currently overvalued and has a potential downside of -15.09%.
Is YIELD a buy, sell or hold?
What are the forecasts/targets for the YIELD price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 8 | 277.4% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 1.9 | -9% |
YIELD Fundamental Data Overview
Market Cap SEK = 122.0m (122.0m SEK * 1.0 SEK.SEK)
CCE Cash And Equivalents = 8.47m SEK (Cash And Short Term Investments, last quarter)
P/E Forward = 14.4718
P/S = 1.1526
P/B = 1.5723
Beta = -0.399
Revenue TTM = 131.2m SEK
EBIT TTM = -21.0m SEK
EBITDA TTM = 2.99m SEK
Long Term Debt = -81.9m SEK (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 11.9m SEK (from shortTermDebt, last fiscal year)
Debt = -70.0m SEK (Calculated: Short Term 11.9m + Long Term -81.9m)
Net Debt = 14.1m SEK (from netDebt column, last fiscal year)
Enterprise Value = 43.5m SEK (122.0m + Debt -70.0m - CCE 8.47m)
Interest Coverage Ratio = -18.74 (Ebit TTM -21.0m / Interest Expense TTM 1.12m)
FCF Yield = -21.15% (FCF TTM -9.20m / Enterprise Value 43.5m)
FCF Margin = -7.01% (FCF TTM -9.20m / Revenue TTM 131.2m)
Net Margin = -10.34% (Net Income TTM -13.6m / Revenue TTM 131.2m)
Gross Margin = 51.42% ((Revenue TTM 131.2m - Cost of Revenue TTM 63.7m) / Revenue TTM)
Tobins Q-Ratio = 0.53 (Enterprise Value 43.5m / Book Value Of Equity 81.9m)
Interest Expense / Debt = unknown (Interest Expense 1.12m / Debt -70.0m)
Taxrate = -8.03% (set to none) (from quarterly Income Tax Expense: -229.0k / 2.85m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 1.08 (Total Current Assets 266.4m / Total Current Liabilities 247.8m)
Debt / Equity = -0.85 (Debt -70.0m / last Quarter total Stockholder Equity 81.9m)
Debt / EBITDA = -23.39 (Net Debt 14.1m / EBITDA 2.99m)
Debt / FCF = 7.61 (Debt -70.0m / FCF TTM -9.20m)
Total Stockholder Equity = 84.1m (last 4 quarters mean)
RoA = -3.69% (Net Income -13.6m, Total Assets 367.7m )
RoE = -16.12% (Net Income TTM -13.6m / Total Stockholder Equity 84.1m)
RoCE = -951.2% (set to none) (Ebit -21.0m / (Equity 84.1m + L.T.Debt -81.9m))
RoIC = unknown (NOPAT none, Invested Capital 113.9m, Ebit -21.0m)
WACC = unknown (E(122.0m)/V(52.0m) * Re(4.52%)) + (D(-70.0m)/V(52.0m) * Rd(none%) * (1-Tc(none)))
Shares Correlation 5-Years: 97.50 | Cagr: 8.98%
Discount Rate = 4.52% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
Fair Price DCF = unknown (Cash Flow -9.20m)
Revenue Correlation: -62.42 | Revenue CAGR: -11.41%
Rev Growth-of-Growth: -30.83
EPS Correlation: 38.37 | EPS CAGR: 33.79%
EPS Growth-of-Growth: -28.89