BAER Stock Analysis: Julius Baer Gruppe | SW
Asset Management | SW, Switzerland | Market Cap: 14.667m CHF | 12M Return: 40.1% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 33.2M
EPS Trend: -51.4%
Qual. Beats: 0
Rev. Trend: 43.4%
Warnings
No concerns identified
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Julius Bär Gruppe AG is a Swiss wealth manager headquartered in Zurich, offering investment advisory, discretionary mandates, structured products, securities execution, private markets and fund solutions, wealth planning, family office services, and an open product platform. Founded in 1890, the company operates across Switzerland, the rest of Europe, the Americas, and Asia.
The company sits within the GICS Asset Management & Custody Banks sub-industry, a segment dominated by Swiss-domiciled firms that historically serve high-net-worth and ultra-high-net-worth clients through cross-border private banking, leveraging Switzerlands established reputation for financial privacy, political stability, and a strong banking regulatory framework. Open product platform services are a common feature in this segment, allowing the firm to distribute third-party investment products alongside its own offerings to broaden client choice and fee-generating opportunities.
- Net interest income pressured by SNB rate cuts
- Asia wealth inflows drive net new money growth
- Capital return through buybacks and dividends supports valuation
| Net Income: 1.14b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -4.76 > 1.0 |
| NWC/Revenue: 118.8% < 20% (prev -1.17k%; Δ 1.29k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 336.1m > Net Income 1.14b |
| Net Debt (3.68b) to EBITDA (1.52b): 2.42 < 3 |
| Current Ratio: 20.89 > 1.5 & < 3 |
| Outstanding Shares: last quarter (205.6m) vs 12m ago 0.03% < -2% |
| Gross Margin: 74.71% > 18% (prev 56.55%; Δ 18.16% > 0.5%) |
| Asset Turnover: 5.42% > 50% (prev 4.68%; Δ 0.73% > 0%) |
| Interest Coverage Ratio: 0.91 > 6 (EBIT TTM 1.38b / Interest Expense TTM 1.52b) |
| A: 0.06 (Total Current Assets 7.48b - Total Current Liabilities 358.1m) / Total Assets 117b |
| B: 0.07 (Retained Earnings 7.92b / Total Assets 117b) |
| C: 0.01 (EBIT TTM 1.38b / Avg Total Assets 111b) |
| D: 0.07 (Book Value of Equity 7.37b / Total Liabilities 109b) |
| Altman-Z'' = 0.78 = B |
As of August 06, 2026, the stock is trading at CHF 73.04 with a total of 555,519 shares traded. Over the past week, the price has changed by +3.49%, over one month by -1.85%, over three months by +14.55% and over the past year by +40.06%.
Current recommended Stop Loss: 71.00 (which is 2.8% or 1.3 ATR below the current price).
Julius Baer Gruppe has no consensus analysts rating.
P/E Trailing = 12.8664
P/E Forward = 11.1982
P/S = 3.4705
P/B = 1.9559
P/EG = 0.991
Revenue TTM = 5.99b CHF
EBIT TTM = 1.38b CHF
EBITDA TTM = 1.52b CHF
Long Term Debt = 5.05b CHF (from longTermDebt, last fiscal year)
Short Term Debt = 358.1m CHF (from shortTermDebt, last quarter)
Debt = 11.2b CHF (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.68b CHF (calculated: Debt 11.2b - CCE 7.48b)
Enterprise Value = 18.3b CHF (14.7b + Debt 11.2b - CCE 7.48b)
Interest Coverage Ratio = 0.91 (Ebit TTM 1.38b / Interest Expense TTM 1.52b)
EV/FCF = 428.6x (Enterprise Value 18.3b / FCF TTM 42.8m)
FCF Yield = 0.23% (FCF TTM 42.8m / Enterprise Value 18.3b)
FCF Margin = 0.71% (FCF TTM 42.8m / Revenue TTM 5.99b)
Net Margin = 19.03% (Net Income TTM 1.14b / Revenue TTM 5.99b)
Gross Margin = 74.71% ((Revenue TTM 5.99b - Cost of Revenue TTM 1.52b) / Revenue TTM)
Gross Margin QoQ = 77.02% (prev 72.23%)
Tobins Q-Ratio = 0.16 (Enterprise Value 18.3b / Total Assets 117b)
Interest Expense / Debt = 13.58% (Interest Expense 1.52b / Debt 11.2b)
Taxrate = 17.37% (239.9m / 1.38b)
NOPAT = 1.14b (EBIT 1.38b * (1 - 17.37%))
Current Ratio = 20.89 (Total Current Assets 7.48b / Total Current Liabilities 358.1m)
Debt / Equity = 1.51 (Debt 11.2b / totalStockholderEquity, last quarter 7.37b)
Debt / EBITDA = 2.42 (Net Debt 3.68b / EBITDA 1.52b)
Debt / FCF = 85.96 (Net Debt 3.68b / FCF TTM 42.8m)
Total Stockholder Equity = 7.04b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.03% (Net Income 1.14b / Total Assets 117b)
RoE = 16.20% (Net Income TTM 1.14b / Total Stockholder Equity 7.04b)
RoCE = 11.42% (EBIT 1.38b / Capital Employed (Equity 7.04b + L.T.Debt 5.05b))
RoIC = 0.98% (NOPAT 1.14b / Invested Capital 116b)
WACC = 9.90% (E(14.7b)/V(25.8b) * Re(8.90%) + D(11.2b)/V(25.8b) * Rd(13.58%) * (1-Tc(0.17)))
Discount Rate = 8.90% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -74.90 | Cagr: -1.61%
[DCF] Terminal Value 67.52% ; FCFF base≈2.03b ; Y1≈1.78b ; Y5≈1.44b
[DCF] Fair Price = 71.70 (EV 18.4b - Net Debt 3.68b = Equity 14.8b / Shares 205.8m; r=9.90% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -51.40 | EPS CAGR: -10.33% | SUE: 0.10 | # QB: 0
Revenue Correlation: 43.43 | Revenue CAGR: 4.04% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=6.02 | Chg30d=+6.55% | Revisions=+70% | GrowthEPS=+40.9% | GrowthRev=+15.6%
EPS next Year (2027-12-31): EPS=6.21 | Chg30d=+3.28% | Revisions=+50% | GrowthEPS=+3.2% | GrowthRev=+3.4%
[Analyst] Revisions Ratio: +71% (up=13, down=1)