(EFGN) EFG International - Ratings and Ratios
Private Banking, Wealth Management, Asset Management
Description: EFGN EFG International
EFG International AG is a private banking and wealth management company that provides a comprehensive range of financial services, including investment solutions, wealth planning, credit and financing, and eBanking. The companys services cater to high-net-worth individuals and institutional clients, offering tailored investment advice, discretionary portfolio management, and alternative investment products.
With a presence in 13 countries across the globe, including major financial hubs like Switzerland, Hong Kong, and Singapore, EFG International AG has established a strong international footprint. The companys global reach enables it to serve clients with diverse investment needs and preferences. Key performance indicators (KPIs) that can be used to evaluate EFG International AGs performance include Assets Under Management (AUM), revenue growth, and net profit margin. As a wealth management company, AUM is a critical metric, and a growth in AUM indicates the companys ability to attract and retain clients.
EFG International AGs financial performance can be evaluated using metrics such as Return on Equity (RoE), which is currently at 28.33%, indicating a strong profitability. The companys Price-to-Earnings (P/E) ratio is 14.14, which can be compared to industry peers to assess its valuation. Other relevant KPIs for the company include its cost-to-income ratio, which can indicate its operational efficiency, and its capital adequacy ratio, which reflects its financial stability.
To further analyze EFG International AGs stock, we can look at its market capitalization, which is approximately 4.9 billion CHF. This indicates that the company is a mid-cap stock with a relatively stable market presence. The companys stock price has shown a positive trend, with a 52-week high of 16.64 and a low of 10.66, indicating a potential for growth. By examining these KPIs and financial metrics, investors can make informed decisions about EFG International AGs stock.
EFGN Stock Overview
| Market Cap in USD | 6,002m |
| Sub-Industry | Diversified Banks |
| IPO / Inception |
EFGN Stock Ratings
| Growth Rating | 94.7% |
| Fundamental | 74.3% |
| Dividend Rating | 83.6% |
| Return 12m vs S&P 500 | 19.4% |
| Analyst Rating | - |
EFGN Dividends
| Dividend Yield 12m | 4.16% |
| Yield on Cost 5y | 13.07% |
| Annual Growth 5y | 12.89% |
| Payout Consistency | 92.9% |
| Payout Ratio | 52.2% |
EFGN Growth Ratios
| Growth Correlation 3m | 77.8% |
| Growth Correlation 12m | 88.6% |
| Growth Correlation 5y | 97.1% |
| CAGR 5y | 28.05% |
| CAGR/Max DD 5y | 1.22 |
| Sharpe Ratio 12m | 2.67 |
| Alpha | 22.03 |
| Beta | 0.821 |
| Volatility | 23.14% |
| Current Volume | 173.7k |
| Average Volume 20d | 209.3k |
| Stop Loss | 15.2 (-3.4%) |
| Signal | -0.96 |
Piotroski VR‑10 (Strict, 0-10) 4.5
| Net Income (688.5m TTM) > 0 and > 6% of Revenue (6% = 200.3m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 8.42pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 115.9% (prev 307.2%; Δ -191.3pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.00 (>3.0%) and CFO 181.2m <= Net Income 688.5m (YES >=105%, WARN >=100%) |
| Net Debt (-8.01b) to EBITDA (194.4m) ratio: -41.19 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.29 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (301.5m) change vs 12m ago -4.35% (target <= -2.0% for YES) |
| Gross Margin 79.01% (prev 51.34%; Δ 27.67pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 8.50% (prev 7.19%; Δ 1.32pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.86 (EBITDA TTM 194.4m / Interest Expense TTM 122.5m) >= 6 (WARN >= 3) |
Altman Z'' 0.73
| (A) 0.10 = (Total Current Assets 17.32b - Total Current Liabilities 13.45b) / Total Assets 37.60b |
| (B) -0.00 = Retained Earnings (Balance) -68.8m / Total Assets 37.60b |
| (C) 0.01 = EBIT TTM 350.9m / Avg Total Assets 39.25b |
| (D) 0.00 = Book Value of Equity 81.9m / Total Liabilities 35.27b |
| Total Rating: 0.73 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 74.25
| 1. Piotroski 4.50pt = -0.50 |
| 2. FCF Yield 5.44% = 2.72 |
| 3. FCF Margin 21.35% = 5.34 |
| 4. Debt/Equity 7.00 = -2.50 |
| 5. Debt/Ebitda 83.90 = -2.50 |
| 6. ROIC - WACC 9.18% = 11.47 |
| 7. RoE 30.00% = 2.50 |
| 8. Rev. Trend 60.01% = 3.00 |
| 9. Rev. CAGR 0.0% = 0.0 |
| 10. EPS Trend 88.71% = 2.22 |
| 11. EPS CAGR 111.4% = 2.50 |
What is the price of EFGN shares?
Over the past week, the price has changed by -1.50%, over one month by -1.75%, over three months by +7.96% and over the past year by +40.18%.
Is EFG International a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of EFGN is around 19.87 CHF . This means that EFGN is currently undervalued and has a potential upside of +26.24% (Margin of Safety).
Is EFGN a buy, sell or hold?
What are the forecasts/targets for the EFGN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 16.9 | 7.1% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 21 | 33.2% |
EFGN Fundamental Data Overview
Market Cap CHF = 4.81b (4.81b CHF * 1.0 CHF.CHF)
CCE Cash And Equivalents = 8.01b CHF (Cash And Short Term Investments, last fiscal year)
P/E Trailing = 13.8087
P/S = 3.1082
P/B = 2.0748
Beta = 0.302
Revenue TTM = 3.34b CHF
EBIT TTM = 350.9m CHF
EBITDA TTM = 194.4m CHF
Long Term Debt = 2.86b CHF (from longTermDebt, last quarter)
Short Term Debt = 13.45b CHF (from totalCurrentLiabilities, last fiscal year)
Debt = 16.31b CHF (Calculated: Short Term 13.45b + Long Term 2.86b)
Net Debt = -8.01b CHF (from netDebt column, last fiscal year)
Enterprise Value = 13.11b CHF (4.81b + Debt 16.31b - CCE 8.01b)
Interest Coverage Ratio = 2.86 (Ebit TTM 350.9m / Interest Expense TTM 122.5m)
FCF Yield = 5.44% (FCF TTM 712.8m / Enterprise Value 13.11b)
FCF Margin = 21.35% (FCF TTM 712.8m / Revenue TTM 3.34b)
Net Margin = 20.63% (Net Income TTM 688.5m / Revenue TTM 3.34b)
Gross Margin = 79.01% ((Revenue TTM 3.34b - Cost of Revenue TTM 700.5m) / Revenue TTM)
Tobins Q-Ratio = 160.1 (set to none) (Enterprise Value 13.11b / Book Value Of Equity 81.9m)
Interest Expense / Debt = 0.44% (Interest Expense 71.9m / Debt 16.31b)
Taxrate = 15.68% (59.8m / 381.4m)
NOPAT = 295.9m (EBIT 350.9m * (1 - 15.68%))
Current Ratio = 1.29 (Total Current Assets 17.32b / Total Current Liabilities 13.45b)
Debt / Equity = 7.00 (Debt 16.31b / last Quarter total Stockholder Equity 2.33b)
Debt / EBITDA = 83.90 (Net Debt -8.01b / EBITDA 194.4m)
Debt / FCF = 22.88 (Debt 16.31b / FCF TTM 712.8m)
Total Stockholder Equity = 2.30b (last 4 quarters mean)
RoA = 1.83% (Net Income 688.5m, Total Assets 37.60b )
RoE = 30.00% (Net Income TTM 688.5m / Total Stockholder Equity 2.30b)
RoCE = 6.81% (Ebit 350.9m / (Equity 2.30b + L.T.Debt 2.86b))
RoIC = 11.52% (NOPAT 295.9m / Invested Capital 2.57b)
WACC = 2.35% (E(4.81b)/V(21.12b) * Re(9.04%)) + (D(16.31b)/V(21.12b) * Rd(0.44%) * (1-Tc(0.16)))
Shares Correlation 5-Years: -40.0 | Cagr: -1.57%
Discount Rate = 9.04% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 66.08% ; FCFE base≈712.8m ; Y1≈468.0m ; Y5≈214.0m
Fair Price DCF = 11.83 (DCF Value 3.58b / Shares Outstanding 302.8m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: 60.01 | Revenue CAGR: 0.0%
Rev Growth-of-Growth: 47.07
EPS Correlation: 88.71 | EPS CAGR: 111.4%
EPS Growth-of-Growth: -13.95