(SQN) Swissquote Holding - Ratings and Ratios
Securities, Forex, CFDs, Cryptocurrencies, Trading, Loans, DebitCards
Description: SQN Swissquote Holding
Swissquote Group Holding Ltd is a leading online financial services provider catering to a diverse client base including retail investors, affluent individuals, and institutional customers globally. The companys operations are segmented into Securities Trading and Leveraged Forex, offering a comprehensive suite of financial products and services.
The companys online banking platform allows for multi-currency transactions, including deposits and withdrawals in crypto assets, thereby providing a versatile financial ecosystem. Swissquotes securities trading services include real-time trading tools across various asset classes, investment decision-making aids, risk monitoring, and margin lending facilities. These services are designed for private investors, asset managers, professional investors, and institutional clients.
In addition to securities trading, Swissquote offers over-the-counter (OTC) foreign exchange and contracts-for-differences (CFDs) trading to a broad range of clients. The companys product portfolio is diverse, encompassing securities, forex, CFDs, cryptocurrencies, and thematic trading options, along with portfolio solutions, sustainable investing, and savings plans. It also provides consumer financial services such as debit cards, online payments, eMortgages, and loans.
From a financial perspective, Swissquote has demonstrated strong performance metrics. With a Return on Equity (RoE) of 53.62%, the company indicates a high level of profitability in relation to shareholder equity. The forward Price-to-Earnings (P/E) ratio of 10.83 suggests that the market expects significant earnings growth, positioning the company favorably for future performance. The Market Capitalization stands at 7272.84M CHF, underscoring its substantial market presence.
Key Performance Indicators (KPIs) such as revenue growth, client acquisition rates, and the ratio of assets under management (AUM) to total assets could provide further insights into Swissquotes operational efficiency and market competitiveness. Additionally, metrics like the net interest margin and the proportion of non-performing loans could offer a deeper understanding of the companys financial health and risk management practices.
SQN Stock Overview
| Market Cap in USD | 9,717m |
| Sub-Industry | Investment Banking & Brokerage |
| IPO / Inception |
SQN Stock Ratings
| Growth Rating | 93.1% |
| Fundamental | 61.1% |
| Dividend Rating | 65.6% |
| Total Return vs S&P 500 | 49.9% |
| Analyst Rating | - |
SQN Dividends
| Dividend Yield 12m | 1.33% |
| Yield on Cost 5y | 7.62% |
| Annual Growth 5y | 33.87% |
| Payout Consistency | 81.6% |
| Payout Ratio | 60.5% |
SQN Growth Ratios
| Growth Correlation 3m | 71.1% |
| Growth Correlation 12m | 94.5% |
| Growth Correlation 5y | 89.1% |
| CAGR 5y | 45.93% |
| CAGR/Max DD 5y | 0.86 |
| Sharpe Ratio 12m | 2.19 |
| Alpha | 57.44 |
| Beta | 1.335 |
| Volatility | 29.94% |
| Current Volume | 72.7k |
| Average Volume 20d | 37.7k |
| Stop Loss | 504.4 (-3.9%) |
| Signal | 1.41 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (511.8m TTM) > 0 and > 6% of Revenue (6% = 78.0m TTM) |
| FCFTA 0.12 (>2.0%) and ΔFCFTA -28.74pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -266.6% (prev -322.5%; Δ 55.89pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.12 (>3.0%) and CFO 1.64b > Net Income 511.8m (YES >=105%, WARN >=100%) |
| Net Debt (-7.85b) to EBITDA (689.5m) ratio: -11.38 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.70 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (15.1m) change vs 12m ago 0.18% (target <= -2.0% for YES) |
| Gross Margin 83.87% (prev 88.38%; Δ -4.50pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 16.72% (prev 30.56%; Δ -13.84pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.46 (EBITDA TTM 689.5m / Interest Expense TTM 81.6m) >= 6 (WARN >= 3) |
Altman Z'' -0.80
| (A) -0.26 = (Total Current Assets 7.94b - Total Current Liabilities 11.41b) / Total Assets 13.29b |
| (B) 0.09 = Retained Earnings (Balance) 1.15b / Total Assets 13.29b |
| (C) 0.08 = EBIT TTM 608.7m / Avg Total Assets 7.78b |
| (D) 0.09 = Book Value of Equity 1.15b / Total Liabilities 12.16b |
| Total Rating: -0.80 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 61.05
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 11.97% = 5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 9.64 = -2.50 |
| 5. Debt/Ebitda 15.84 = -2.50 |
| 6. ROIC - WACC 6.72% = 8.40 |
| 7. RoE 53.62% = 2.50 |
| 8. Revenue Trend data missing |
| 9. Rev. CAGR 9.19% = 1.15 |
| 10. EPS Trend data missing |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of SQN shares?
Over the past week, the price has changed by -6.67%, over one month by +3.75%, over three months by +15.38% and over the past year by +74.47%.
Is Swissquote Holding a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SQN is around 723.59 CHF . This means that SQN is currently undervalued and has a potential upside of +37.83% (Margin of Safety).
Is SQN a buy, sell or hold?
What are the forecasts/targets for the SQN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 464.2 | -11.6% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 778.8 | 48.3% |
SQN Fundamental Data Overview
Market Cap CHF = 7.84b (7.84b CHF * 1.0 CHF.CHF)
CCE Cash And Equivalents = 5.96b CHF (last quarter)
P/E Trailing = 25.7732
P/E Forward = 10.8342
P/S = 11.4129
P/B = 6.5635
Beta = 1.252
Revenue TTM = 1.30b CHF
EBIT TTM = 608.7m CHF
EBITDA TTM = 689.5m CHF
Long Term Debt = unknown (0.0)
Short Term Debt = 10.92b CHF (from shortTermDebt, last quarter)
Debt = 10.92b CHF (Calculated: Short Term 10.92b + Long Term 0.0)
Net Debt = -7.85b CHF (from netDebt column, last quarter)
Enterprise Value = 12.81b CHF (7.84b + Debt 10.92b - CCE 5.96b)
Interest Coverage Ratio = 7.46 (Ebit TTM 608.7m / Interest Expense TTM 81.6m)
FCF Yield = 11.97% (FCF TTM 1.53b / Enterprise Value 12.81b)
FCF Margin = 117.9% (FCF TTM 1.53b / Revenue TTM 1.30b)
Net Margin = 39.37% (Net Income TTM 511.8m / Revenue TTM 1.30b)
Gross Margin = 83.87% ((Revenue TTM 1.30b - Cost of Revenue TTM 209.6m) / Revenue TTM)
Tobins Q-Ratio = 11.15 (Enterprise Value 12.81b / Book Value Of Equity 1.15b)
Interest Expense / Debt = 0.19% (Interest Expense 20.3m / Debt 10.92b)
Taxrate = 14.87% (from yearly Income Tax Expense: 51.4m / 345.6m)
NOPAT = 518.2m (EBIT 608.7m * (1 - 14.87%))
Current Ratio = 0.70 (Total Current Assets 7.94b / Total Current Liabilities 11.41b)
Debt / Equity = 9.64 (Debt 10.92b / last Quarter total Stockholder Equity 1.13b)
Debt / EBITDA = 15.84 (Net Debt -7.85b / EBITDA 689.5m)
Debt / FCF = 7.13 (Debt 10.92b / FCF TTM 1.53b)
Total Stockholder Equity = 954.5m (last 4 quarters mean)
RoA = 3.85% (Net Income 511.8m, Total Assets 13.29b )
RoE = 53.62% (Net Income TTM 511.8m / Total Stockholder Equity 954.5m)
RoCE = 63.77% (Ebit 608.7m / (Equity 954.5m + L.T.Debt 0.0))
RoIC = 11.38% (Ebit 608.7m / (Assets 13.29b - Current Assets 7.94b))
WACC = 4.66% (E(7.84b)/V(18.76b) * Re(10.93%)) + (D(10.92b)/V(18.76b) * Rd(0.19%) * (1-Tc(0.15)))
Shares Correlation 5-Years: 60.0 | Cagr: 0.27%
Discount Rate = 10.93% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 73.28% ; FCFE base≈1.28b ; Y1≈1.64b ; Y5≈3.05b
Fair Price DCF = 2154 (DCF Value 32.18b / Shares Outstanding 14.9m; 5y FCF grow 30.0% → 3.0% )
Revenue Correlation: N/A | Revenue CAGR: 9.19%
Revenue Growth Correlation: 82.58%
EPS Correlation: N/A | EPS CAGR: 0.0%
EPS Growth Correlation: -52.93%