(UBSG) UBS - SW
Sector: Financial Services | Industry: Banks - Diversified | Exchange: SW (Switzerland) | Market Cap: 127.507m CHF | Total Return: 50.9% in 12m
Avg Turnover: 188M
EPS Trend: 83.7%
Qual. Beats: 1
Rev. Trend: 72.4%
Qual. Beats: 2
Warnings
No concerns identified
Tailwinds
Supp Ema20, Confidence
UBS Group AG is a global financial services provider headquartered in Zurich, Switzerland, operating across five primary divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy. The firm provides a comprehensive suite of services including estate planning, capital markets advisory, and diversified lending solutions backed by real assets such as securities and real estate.
As a global systemically important bank (G-SIB), UBS operates a capital-light business model that prioritizes fee-based income from wealth management over traditional interest-heavy commercial lending. The financial sector in Switzerland is characterized by high regulatory capital requirements and a significant emphasis on cross-border private banking services.
Investors can further evaluate the companys valuation metrics and performance history on ValueRay.
- Credit Suisse integration progress drives cost synergy realization and margin expansion
- Global Wealth Management net new asset inflows boost recurring fee revenue
- Swiss regulatory capital requirements impact shareholder distributions and buyback capacity
- Investment Bank advisory and trading revenue fluctuates with global market volatility
| Net Income: 7.81b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA 0.14 > 1.0 |
| NWC/Revenue: -1.30k% < 20% (prev -952.0%; Δ -343.3% < -1%) |
| CFO/TA 0.01 > 3% & CFO 17.3b > Net Income 7.81b |
| Net Debt (34.7b) to EBITDA (12.4b): 2.80 < 3 |
| Current Ratio: 0.23 > 1.5 & < 3 |
| Outstanding Shares: last quarter (3.23b) vs 12m ago -2.99% < -2% |
| Gross Margin: 63.35% > 18% (prev 57.01%; Δ 6.34% > 0.5%) |
| Asset Turnover: 3.64% > 50% (prev 4.47%; Δ -0.83% > 0%) |
| Interest Coverage Ratio: 0.36 > 6 (EBIT TTM 9.11b / Interest Expense TTM 25.2b) |
| A: -0.45 (Total Current Assets 226b - Total Current Liabilities 989b) / Total Assets 1692b |
| B: 0.05 (Retained Earnings 86.7b / Total Assets 1692b) |
| C: 0.01 (EBIT TTM 9.11b / Avg Total Assets 1617b) |
| D: 0.06 (Book Value of Equity 92.5b / Total Liabilities 1599b) |
| Altman-Z'' = -2.69 = D |
| DSRI: 1.15 (Receivables 40.8b/41.7b, Revenue 58.9b/69.0b) |
| GMI: 0.90 (GM 57.01% / 63.35%) |
| AQI: 1.06 (AQ_t 0.86 / AQ_t-1 0.81) |
| SGI: 0.85 (Revenue 58.9b / 69.0b) |
| TATA: -0.01 (NI 7.81b - CFO 17.3b) / TA 1692b) |
| Beneish M = -3.07 (Cap -4..+1) = AA |
As of June 14, 2026, the stock is trading at CHF 38.90 with a total of 7,415,774 shares traded.
Over the past week, the price has changed by +3.37%,
over one month by +7.40%,
over three months by +34.50% and
over the past year by +50.94%.
UBS has no consensus analysts rating.
Market Cap USD = 160b (128b CHF * 1.2541 CHF.USD)
P/E Trailing = 17.4439
P/E Forward = 14.9925
P/S = 2.485
P/B = 1.7277
P/EG = 0.8818
Revenue TTM = 58.9b USD
EBIT TTM = 9.11b USD
EBITDA TTM = 12.4b USD
Long Term Debt = 344b USD (from longTermDebt, last quarter)
Short Term Debt = 20.3b USD (from shortTermDebt, last quarter)
Debt = 395b USD (from shortLongTermDebtTotal, last quarter) + Leases 4.26b
Net Debt = 34.7b USD (calculated: Debt 395b - CCE 361b)
Enterprise Value = 195b USD (160b + Debt 395b - CCE 361b)
Interest Coverage Ratio = 0.36 (Ebit TTM 9.11b / Interest Expense TTM 25.2b)
EV/FCF = 20.04x (Enterprise Value 195b / FCF TTM 9.71b)
FCF Yield = 4.99% (FCF TTM 9.71b / Enterprise Value 195b)
FCF Margin = 16.48% (FCF TTM 9.71b / Revenue TTM 58.9b)
Net Margin = 13.26% (Net Income TTM 7.81b / Revenue TTM 58.9b)
Gross Margin = 63.35% ((Revenue TTM 58.9b - Cost of Revenue TTM 21.6b) / Revenue TTM)
Gross Margin QoQ = 70.97% (prev 49.78%)
Tobins Q-Ratio = 0.12 (Enterprise Value 195b / Total Assets 1692b)
Interest Expense / Debt = 6.38% (Interest Expense 25.2b / Debt 395b)
Taxrate = 13.94% (1.27b / 9.11b)
NOPAT = 7.84b (EBIT 9.11b * (1 - 13.94%))
Current Ratio = 0.21 (Total Current Assets 226b / Total Current Liabilities 1064b)
Debt / Equity = 4.27 (Debt 395b / totalStockholderEquity, last quarter 92.5b)
Debt / EBITDA = 2.80 (Net Debt 34.7b / EBITDA 12.4b)
Debt / FCF = 3.57 (Net Debt 34.7b / FCF TTM 9.71b)
Total Stockholder Equity = 90.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.48% (Net Income 7.81b / Total Assets 1692b)
RoE = 8.63% (Net Income TTM 7.81b / Total Stockholder Equity 90.5b)
RoCE = 2.10% (EBIT 9.11b / Capital Employed (Equity 90.5b + L.T.Debt 344b))
RoIC = 0.46% (NOPAT 7.84b / Invested Capital 1689b)
WACC = 6.58% (E(160b)/V(555b) * Re(9.27%) + D(395b)/V(555b) * Rd(6.38%) * (1-Tc(0.14)))
Discount Rate = 9.27% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -58.43 | Cagr: 0.09%
[DCF] Terminal Value 77.97% ; FCFF base≈8.50b ; Y1≈9.75b ; Y5≈14.3b
[DCF] Fair Price = 55.28 (EV 216b - Net Debt 34.7b = Equity 181b / Shares 3.28b; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 83.73 | EPS CAGR: 41.94% | SUE: 1.09 | # QB: 1
Revenue Correlation: 72.38 | Revenue CAGR: 23.18% | SUE: 0.97 | # QB: 2
EPS current Quarter (2026-06-30): EPS=0.63 | Chg30d=+2.89% | Revisions=+33% | Analysts=5
EPS next Quarter (2026-09-30): EPS=0.69 | Chg30d=+3.30% | Revisions=+33% | Analysts=5
EPS current Year (2026-12-31): EPS=2.68 | Chg30d=+1.77% | Revisions=+33% | GrowthEPS=+14.6% | GrowthRev=+7.1%
EPS next Year (2027-12-31): EPS=3.21 | Chg30d=+1.02% | Revisions=+43% | GrowthEPS=+19.9% | GrowthRev=+2.5%
[Analyst] Revisions Ratio: +43%