(FC) Firm Capital Mortgage - Ratings and Ratios
Exchange: TO • Country: Canada • Currency: CAD • Type: Common Stock • ISIN: CA3183231024
FC: Mortgages, Loans, Real Estate, Financing, Investments
Firm Capital Mortgage Investment Corporation (TO:FC) is a leading Canadian financial services firm specializing in short-term residential and commercial mortgage loans and real estate-related debt investments. Through its mortgage banker, Firm Capital Corporation, the company originates, funds, purchases, and services mortgage investments, focusing on alternative lending solutions. Its product suite includes construction and development lending, investment property financing, bridge finance, mezzanine and equity investments, and alternative residential lending programs. Established in 1988 and headquartered in Toronto, Canada, the firm has built a reputation for expertise in real estate financing and loan servicing.
The company operates in the thrifts and mortgage finance sector, offering tailored financial solutions to borrowers across Canada. Its lending programs are designed to address the needs of developers, investors, and homeowners seeking flexible financing options. With a market capitalization of 440.07M CAD and a price-to-earnings ratio of 12.10, FC demonstrates stable valuation metrics. The stock currently trades at 12.12 CAD, with a 20-day average volume of 61,213 shares, reflecting moderate liquidity.
From a technical perspective, FCs price action shows a bullish trend, with the last price of 12.12 CAD above the 20-day (11.96), 50-day (11.90), and 200-day (11.11) simple moving averages. The average true range (ATR) of 0.17 indicates low volatility. On the fundamental side, the forward P/E of 11.98 suggests expectations of stable earnings, while the price-to-book ratio of 1.04 signals the stock is fairly valued relative to its book value. The return on equity (RoE) of 8.10% reflects modest profitability.
### 3-Month Forecast - Price Target: 12.50 - 13.00 CAD - Technical Data: The stock is expected to maintain its upward trajectory, supported by the bullish crossover of the 20-day and 50-day SMAs. The ATR of 0.17 suggests price stability, with potential upside driven by momentum. - Fundamental Data: The forward P/E of 11.98 and P/B of 1.04 indicate investor confidence in the companys valuation and earnings potential. The RoE of 8.10% supports moderate growth expectations.Additional Sources for FC Stock
FC Stock Overview
| Market Cap in USD | 313m |
| Sector | Financial Services |
| Industry | Mortgage Finance |
| GiC Sub-Industry | Thrifts & Mortgage Finance |
| IPO / Inception |
FC Stock Ratings
| Growth Rating | 51.9 |
| Fundamental | 44.8 |
| Dividend Rating | 86.0 |
| Rel. Strength | -2.28 |
| Analysts | - |
| Fair Price Momentum | 12.86 CAD |
| Fair Price DCF | - |
FC Dividends
| Dividend Yield 12m | 10.20% |
| Yield on Cost 5y | 15.96% |
| Annual Growth 5y | 3.08% |
| Payout Consistency | 96.6% |
FC Growth Ratios
| Growth Correlation 3m | -10.2% |
| Growth Correlation 12m | 90.4% |
| Growth Correlation 5y | 39.4% |
| CAGR 5y | 10.21% |
| CAGR/Max DD 5y | 0.35 |
| Sharpe Ratio 12m | 0.37 |
| Alpha | 13.85 |
| Beta | 0.145 |
| Volatility | 13.84% |
| Current Volume | 80.8k |
| Average Volume 20d | 28.8k |
As of May 09, 2025, the stock is trading at CAD 11.89 with a total of 80,757 shares traded.
Over the past week, the price has changed by +1.19%, over one month by +7.65%, over three months by +2.11% and over the past year by +19.64%.
Partly, yes. Based on ValueRay Fundamental Analyses, Firm Capital Mortgage (TO:FC) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 44.84 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of FC as of May 2025 is 12.86. This means that FC is currently overvalued and has a potential downside of 8.16%.
Firm Capital Mortgage has no consensus analysts rating.
According to ValueRays Forecast Model, FC Firm Capital Mortgage will be worth about 13.9 in May 2026. The stock is currently trading at 11.89. This means that the stock has a potential upside of +16.9%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 13.5 | 13.5% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 13.9 | 16.9% |