(RY) Royal Bank of Canada - Ratings and Ratios

Royal Bank of Canada (RBC) is a leading global financial institution, operating across 38 countries with a significant presence in Canada, the United States, and other key international markets. Established in 1864, RBC provides a comprehensive suite of financial products and services through its five core business segments: Personal & Commercial Banking, Wealth Management, Insurance, and Capital Markets.

The Personal & Commercial Banking segment serves over 17 million clients in Canada, offering a wide range of financial solutions, including mortgages, loans, credit cards, chequing and savings accounts, investment products, and auto financing. The segment also provides financial planning and private banking services for high-net-worth individuals. Commercial Banking focuses on businesses, offering tailored lending, cash management, and transaction banking solutions.

Wealth Management is one of RBCs largest and most profitable segments, managing over $1.4 trillion in assets globally. It provides wealth, investment, trust, and estate planning services to high-net-worth individuals and families. The division also offers asset management products to institutional and individual clients through its RBC Global Asset Management subsidiary.

The Insurance segment provides a broad range of insurance products, including life, health, travel, home, and auto insurance, as well as wealth protection and retirement solutions. RBC Insurance serves over 4 million clients and operates through a network of advisors and digital platforms.

Capital Markets is a global leader in investment banking, securities, and market research. The segment provides advisory services, equity and debt financing, and risk management solutions to corporations, governments, and institutional investors. RBC Capital Markets is consistently ranked among the top investment banks globally in terms of mergers and acquisitions advisory services.

Headquartered in Toronto, Canada, RBC employs over 92,000 people worldwide and is recognized for its financial stability, innovation, and commitment to sustainability. The bank has a strong track record of delivering consistent earnings growth and returning capital to shareholders through dividends and share buybacks.

3-Month Forecast: Based on and , RBC is expected to maintain its stable performance. The stock is trading near its SMA 20 and SMA 50 levels, indicating potential support at current prices. With an ATR of 3.57, volatility is expected to remain moderate. Fundamentally, RBCs P/E of 12.81 and forward P/E of 11.66 suggest the stock is fairly valued relative to its earnings outlook. The banks strong market cap of $222.16 billion and return on equity of 13.35% further support its position as a stable investment.