RBI Stock Analysis: Raiffeisen Bank | VI
Banks - Regional | VI, Austria | Market Cap: 20.866m EUR | 12M Return: 100.8% | AT0000606306 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 21.7M
Warnings
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Raiffeisen Bank International AG (RBI) is an Austrian-headquartered universal bank that provides corporate, retail, and institutional banking services across Central, Southeastern, and Eastern Europe, including markets such as Austria, Czech Republic, Hungary, Poland, Albania, Bosnia and Herzegovina, Croatia, Kosovo, Romania, Serbia, Russia, Slovenia, Montenegro, Slovakia, and Ukraine.
The company operates a full-service commercial banking model, offering transaction banking (cash management, payments, factoring, trade finance), lending products (project, structured, real estate, leveraged, and supply chain financing), leasing, digital banking, and investment banking services such as M&A advisory, loan syndication, and debt and equity capital markets. It also serves retail customers and SMEs with wealth management, accounts, and instant payment services.
RBI serves a diversified client base across a broad range of industry sectors, including agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, energy, packaging, real estate, retail, technology, telecom, and utilities. Founded in 1886, RBI is classified within the Regional Banks sub-industry of the Financials sector.
- Russia subsidiary divestment timeline and capital release
- CEE net interest margins expand on elevated regional rates
- Austrian retail and corporate banking faces Erste competition
| Net Income: 1.37b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA 4.63 > 1.0 |
| NWC/Revenue: error (cannot be calculated; needs Current Assets/Liabilities and Revenue current+prev) |
| CFO/TA 0.04 > 3% & CFO 9.07b > Net Income 1.37b |
| Net Debt/EBITDA: error (cannot be calculated) |
| Current Ratio: error (cannot be calculated; needs correct Total Current Assets and Liabilities) |
| Outstanding Shares: last quarter (328.3m) vs 12m ago 0.10% < -2% |
| Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin) |
| Asset Turnover: 4.28% > 50% (prev 5.40%; Δ -1.11% > 0%) |
| Interest Coverage Ratio: 1.67 > 6 (EBIT TTM 6.59b / Interest Expense TTM 3.95b) |
As of October 06, 2026, the stock is trading at EUR 59.40 with a total of 262,230 shares traded. Over the past week, the price has changed by -6.53%, over one month by -6.82%, over three months by +4.58% and over the past year by +100.75%.
Current recommended Stop Loss: 56.20 (which is 5.4% or 1.5 ATR below the current price).
Raiffeisen Bank has no consensus analysts rating.
P/E Trailing = 8.7378
P/E Forward = 6.3251
P/S = 2.3219
P/B = 0.9504
P/EG = 2.8379
Revenue TTM = 9.15b EUR
EBIT TTM = 6.59b EUR
EBITDA TTM = 7.11b EUR
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 20.9b EUR (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 1.67 (Ebit TTM 6.59b / Interest Expense TTM 3.95b)
EV/FCF = 2.45x (Enterprise Value 20.9b / FCF TTM 8.52b)
FCF Yield = 40.85% (FCF TTM 8.52b / Enterprise Value 20.9b)
FCF Margin = 93.17% (FCF TTM 8.52b / Revenue TTM 9.15b)
Net Margin = 14.99% (Net Income TTM 1.37b / Revenue TTM 9.15b)
Gross Margin = unknown ((Revenue TTM 9.15b - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = 0.09 (Enterprise Value 20.9b / Total Assets 224b)
Interest Expense / Debt = unknown (Interest Expense 3.95b / Debt none)
Taxrate = 22.05% (241.0m / 1.09b)
NOPAT = 5.13b (EBIT 6.59b * (1 - 22.05%))
Current Ratio = unknown (Total Current Assets 43.2b / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 7.11b)
Debt / FCF = unknown (Net Debt none / FCF TTM 8.52b)
Total Stockholder Equity = 21.2b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.64% (Net Income 1.37b / Total Assets 224b)
RoE = 6.45% (Net Income TTM 1.37b / Total Stockholder Equity 21.2b)
RoCE = unknown (EBIT 6.59b / Capital Employed )
RoIC = unknown (NOPAT 5.13b, Invested Capital 0.0, EBIT 6.59b)
WACC = 9.85% (E(20.9b)/V(20.9b) * Re(9.85%) + (debt-free company))
Discount Rate = 9.85% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -28.72 | Cagr: -0.06%
[DCF] Terminal Value 70.36% ; FCFF base≈8.52b ; Y1≈8.56b ; Y5≈9.07b
[DCF] Fair Price = 342.2 (EV 112b - Net Debt 0.0 = Equity 112b / Shares 328.3m; r=9.85% [WACC]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: -90.93 | EPS CAGR: -38.72% | SUE: 0.57 | # QB: 0
Revenue Correlation: -57.57 | Revenue CAGR: -9.56% | SUE: -0.12 | # QB: 0
EPS current Quarter (2026-09-30): EPS=2.04 | Chg30d=-6.22% | Revisions=+0% | Analysts=1
EPS current Year (2026-12-31): EPS=5.76 | Chg30d=-2.88% | Revisions=+29% | GrowthEPS=+50.7% | GrowthRev=-0.8%
EPS next Year (2027-12-31): EPS=6.36 | Chg30d=-0.28% | Revisions=+38% | GrowthEPS=+10.4% | GrowthRev=+2.3%
[Analyst] Revisions Ratio: +42% (up=7, down=2)