(UQA) UNIQA Insurance - Ratings and Ratios

UNIQA Insurance Group AG, a leading insurance company in Austria and Central and Eastern Europe (CEE), operates through three key segments: UNIQA Austria, UNIQA International, and Reinsurance. Established in 1811 and headquartered in Vienna, the company offers a diverse portfolio including life, health, property, casualty, household, fire, motor, liability, and other insurance products. Distribution channels include a direct sales force, general agencies, brokers, banks, and online platforms. Renamed from UNIQA Versicherungen AG in 2013, UNIQA has a strong market presence and strategic initiatives aimed at enhancing its position in the insurance sector.

The companys market presence is bolstered by its significant market share in Austria and a growing influence in CEE. Recent financial performance indicates stability, supported by strategic initiatives focusing on digital transformation and customer-centric solutions. UNIQAs commitment to innovation and risk management underscores its resilience in a competitive market.

Based on the provided data, here is a 3-month forecast:

3-Month Forecast:

Average Volume 20d: 200134 Last Price: 10.14 SMA 20: 9.64 SMA 50: 9.30 SMA 200: 8.03 ATR: 0.26

Market Cap: 3088.07M EUR P/E: 8.90 P/B: 1.06 P/S: 0.44 RoE: 12.03

Technical Outlook: The stock is trading above its 20 and 50-day moving averages, indicating a potential short-term uptrend. However, it remains below the 200-day moving average, suggesting a long-term downtrend. With an ATR of 0.26, volatility is expected to remain low, implying stable price movements.

Fundamental Outlook: The stocks P/E ratio of 8.90 indicates a reasonable valuation, potentially attractive to value investors. A P/B ratio of 1.06 is in line with industry norms for insurers, while the RoE of 12.03% reflects efficient equity use. These metrics suggest the stock is well-positioned for stability.

Price Forecast: Over the next three months, UNIQAs stock is expected to trade in a narrow range between 9.50 and 10.80 EUR. The stock may experience limited upside due to the long-term downtrend, but its reasonable valuation and stable earnings could provide support.