(VIG) Vienna Insurance - Ratings and Ratios

Vienna Insurance Group AG (VIG:VI) is a leading multi-line insurance provider with operations in Austria and across Central and Eastern Europe. Established in 1824, the company offers a diverse range of insurance products, including life, health, and property & casualty insurance. Its product portfolio encompasses medical expense insurance, income protection, workers compensation, motor vehicle liability, motor own damage, marine, aviation, transport, fire, and other property damage insurance. Additionally, it provides general liability, credit and suretyship, legal expenses, assistance, and miscellaneous financial losses insurance. The company also engages in reinsurance activities, offering treaty and facultative reinsurance solutions. Distribution channels include direct sales employees, partnerships with banks, brokers, and agents. Headquartered in Vienna, Austria, Vienna Insurance Group AG operates as a subsidiary of Wiener Städtische Wechselseitige Versicherungsverein - Vermögensverwaltung - Vienna Insurance Group. The company has a significant presence in markets such as Poland, Czech Republic, Romania, and Bulgaria, and has expanded its reach through strategic acquisitions and partnerships. Its focus on digital transformation and customer-centric solutions positions it as a key player in the evolving insurance landscape.

From a technical perspective, VIGs stock is trading at 41.15 EUR, above its 20-day (39.36) and 50-day (37.80) moving averages but below its 200-day moving average (32.04). The average trading volume over the past 20 days is 48,977 shares, with an ATR of 1.33, indicating moderate volatility. On a fundamental basis, the company has a market capitalization of 5,107.20M EUR, with a P/E ratio of 9.13 and a P/B ratio of 0.85, suggesting undervaluation relative to book value. Its return on equity (RoE) stands at 9.29%, reflecting stable profitability. The price-to-sales (P/S) ratio of 0.41 further underscores its attractive valuation compared to revenue.

3-Month Forecast: Based on the convergence of technical and fundamental data, VIGs stock is expected to consolidate in the near term, with potential resistance at 44.00 EUR and support at 38.00 EUR. If the stock breaches the upper resistance level, it could target 48.00 EUR, driven by improving market sentiment and strong earnings visibility. Conversely, a breakdown below 38.00 EUR may lead to a retest of the 34.00 EUR level. The stocks position above its 20-day and 50-day moving averages but below the 200-day moving average suggests a neutral to slightly bullish outlook, with the potential for sideways movement in the short term.