(ACP) Asseco Poland S.A. - Ratings and Ratios
Software, IT Solutions, ERP, Consulting, Business Intelligence
ACP EPS (Earnings per Share)
ACP Revenue
Description: ACP Asseco Poland S.A.
Asseco Poland S.A. is a leading software products company with a global presence, offering a diverse range of software and IT solutions across various industries, including banking, insurance, and public administration. The companys comprehensive portfolio includes ERP solutions, business intelligence software, and consulting services, catering to a broad customer base spanning micro, small, and mid-sized companies to large enterprises.
To evaluate Asseco Poland S.A.s performance, we can examine key performance indicators (KPIs) such as revenue growth, profitability margins, and return on equity (RoE). With a reported RoE of 9.84%, the company demonstrates a respectable level of profitability. Additionally, we can assess the companys valuation using metrics like the price-to-earnings (P/E) ratio, which stands at 28.83, indicating a moderate valuation relative to its earnings. Other relevant KPIs include the debt-to-equity ratio and interest coverage ratio, which can provide insights into the companys capital structure and financial health.
As a Trading Analyst, its essential to consider the companys competitive positioning, market trends, and growth prospects. Asseco Poland S.A. operates in the application software industry, which is characterized by intense competition and rapid technological advancements. To maintain its market share, the company must continue to innovate and expand its product offerings, potentially through strategic acquisitions or partnerships. By analyzing the companys financial statements, industry trends, and market dynamics, we can gain a deeper understanding of its growth potential and identify opportunities for investment.
From a trading perspective, Asseco Poland S.A.s stock has demonstrated a strong upward trend, with a 52-week high of 230.40 and a low of 79.54, indicating significant price volatility. The stocks current price of 213.20 is near its 52-week high, suggesting a potential short-term correction or consolidation. By examining technical indicators, such as moving averages and average true range (ATR), we can better understand the stocks price dynamics and identify potential trading opportunities.
ACP Stock Overview
| Market Cap in USD | 3,379m |
| Sub-Industry | Application Software |
| IPO / Inception |
ACP Stock Ratings
| Growth Rating | 94.0% |
| Fundamental | 63.4% |
| Dividend Rating | 56.9% |
| Return 12m vs S&P 500 | 90.4% |
| Analyst Rating | - |
ACP Dividends
| Dividend Yield 12m | 2.33% |
| Yield on Cost 5y | 6.73% |
| Annual Growth 5y | 3.99% |
| Payout Consistency | 74.8% |
| Payout Ratio | 63.8% |
ACP Growth Ratios
| Growth Correlation 3m | 2.7% |
| Growth Correlation 12m | 96.2% |
| Growth Correlation 5y | 82.2% |
| CAGR 5y | 28.32% |
| CAGR/Max DD 5y | 0.89 |
| Sharpe Ratio 12m | 1.65 |
| Alpha | 106.50 |
| Beta | 0.990 |
| Volatility | 37.14% |
| Current Volume | 158.5k |
| Average Volume 20d | 106.2k |
| Stop Loss | 193.6 (-4.1%) |
| Signal | -0.02 |
Piotroski VR‑10 (Strict, 0-10) 6.5
| Net Income (530.9m TTM) > 0 and > 6% of Revenue (6% = 1.05b TTM) |
| FCFTA 0.10 (>2.0%) and ΔFCFTA -1.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 13.65% (prev 19.45%; Δ -5.81pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.12 (>3.0%) and CFO 2.43b > Net Income 530.9m (YES >=105%, WARN >=100%) |
| Net Debt (-300.4m) to EBITDA (749.4m) ratio: -0.40 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.35 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (68.2m) change vs 12m ago 0.0% (target <= -2.0% for YES) |
| Gross Margin 23.03% (prev 22.13%; Δ 0.91pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 90.28% (prev 69.04%; Δ 21.24pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 3.43 (EBITDA TTM 749.4m / Interest Expense TTM 218.5m) >= 6 (WARN >= 3) |
Altman Z'' 1.81
| (A) 0.12 = (Total Current Assets 9.16b - Total Current Liabilities 6.78b) / Total Assets 19.85b |
| (B) 0.14 = Retained Earnings (Balance) 2.86b / Total Assets 19.85b |
| (C) 0.04 = EBIT TTM 749.4m / Avg Total Assets 19.34b |
| (D) 0.28 = Book Value of Equity 2.86b / Total Liabilities 10.40b |
| Total Rating: 1.81 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 63.37
| 1. Piotroski 6.50pt = 1.50 |
| 2. FCF Yield 17.10% = 5.0 |
| 3. FCF Margin 11.75% = 2.94 |
| 4. Debt/Equity 0.50 = 2.38 |
| 5. Debt/Ebitda 3.70 = -2.43 |
| 6. ROIC - WACC -1.15% = -1.43 |
| 7. RoE 9.84% = 0.82 |
| 8. Rev. Trend 13.29% = 0.66 |
| 9. Rev. CAGR 2.85% = 0.36 |
| 10. EPS Trend 75.61% = 1.89 |
| 11. EPS CAGR 16.90% = 1.69 |
What is the price of ACP shares?
Over the past week, the price has changed by +6.83%, over one month by -2.79%, over three months by +11.25% and over the past year by +127.03%.
Is Asseco Poland S.A. a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ACP is around 236.26 PLN . This means that ACP is currently undervalued and has a potential upside of +17.08% (Margin of Safety).
Is ACP a buy, sell or hold?
What are the forecasts/targets for the ACP price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 126.9 | -37.1% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 262.7 | 30.2% |
ACP Fundamental Data Overview
Market Cap PLN = 12.30b (12.30b PLN * 1.0 PLN.PLN)
CCE Cash And Equivalents = 3.08b PLN (Cash only, last quarter)
P/E Trailing = 23.162
P/S = 0.7808
P/B = 2.222
Beta = 0.304
Revenue TTM = 17.46b PLN
EBIT TTM = 749.4m PLN
EBITDA TTM = 749.4m PLN
Long Term Debt = 1.58b PLN (from longTermDebt, last quarter)
Short Term Debt = 1.19b PLN (from shortLongTermDebt, last quarter)
Debt = 2.77b PLN (Calculated: Short Term 1.19b + Long Term 1.58b)
Net Debt = -300.4m PLN (calculated as Total Debt 2.77b - CCE 3.08b)
Enterprise Value = 12.00b PLN (12.30b + Debt 2.77b - CCE 3.08b)
Interest Coverage Ratio = 3.43 (Ebit TTM 749.4m / Interest Expense TTM 218.5m)
FCF Yield = 17.10% (FCF TTM 2.05b / Enterprise Value 12.00b)
FCF Margin = 11.75% (FCF TTM 2.05b / Revenue TTM 17.46b)
Net Margin = 3.04% (Net Income TTM 530.9m / Revenue TTM 17.46b)
Gross Margin = 23.03% ((Revenue TTM 17.46b - Cost of Revenue TTM 13.44b) / Revenue TTM)
Tobins Q-Ratio = 4.19 (Enterprise Value 12.00b / Book Value Of Equity 2.86b)
Interest Expense / Debt = 2.01% (Interest Expense 55.9m / Debt 2.77b)
Taxrate = 21.33% (353.7m / 1.66b)
NOPAT = 589.6m (EBIT 749.4m * (1 - 21.33%))
Current Ratio = 1.35 (Total Current Assets 9.16b / Total Current Liabilities 6.78b)
Debt / Equity = 0.50 (Debt 2.77b / last Quarter total Stockholder Equity 5.53b)
Debt / EBITDA = 3.70 (Net Debt -300.4m / EBITDA 749.4m)
Debt / FCF = 1.35 (Debt 2.77b / FCF TTM 2.05b)
Total Stockholder Equity = 5.40b (last 4 quarters mean)
RoA = 2.67% (Net Income 530.9m, Total Assets 19.85b )
RoE = 9.84% (Net Income TTM 530.9m / Total Stockholder Equity 5.40b)
RoCE = 10.74% (Ebit 749.4m / (Equity 5.40b + L.T.Debt 1.58b))
RoIC = 7.03% (NOPAT 589.6m / Invested Capital 8.39b)
WACC = 8.17% (E(12.30b)/V(15.08b) * Re(9.66%)) + (D(2.77b)/V(15.08b) * Rd(2.01%) * (1-Tc(0.21)))
Shares Correlation 5-Years: 0.0 | Cagr: 0.0%
Discount Rate = 9.66% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 73.86% ; FCFE base≈2.11b ; Y1≈2.27b ; Y5≈2.80b
Fair Price DCF = 542.3 (DCF Value 36.98b / Shares Outstanding 68.2m; 5y FCF grow 8.76% → 3.0% )
Revenue Correlation: 13.29 | Revenue CAGR: 2.85%
Rev Growth-of-Growth: 71.44
EPS Correlation: 75.61 | EPS CAGR: 16.90%
EPS Growth-of-Growth: 4.89