(BHW) Bank Handlowy w Warszawie - Ratings and Ratios

Bank Handlowy w Warszawie SA is a Polish bank offering a range of banking services to individual and corporate clients. The bank operates through two main segments: Institutional Bank and Consumer Bank, providing services such as credit and deposit activities, cash management, trade financing, and investment banking.

The Institutional Bank segment caters to business entities, local government units, and the public sector, offering services like treasury products, brokerage, and custody services in securities. The Consumer Bank segment serves individuals, micro-enterprises, and individual entrepreneurs, providing bank accounts, credit, deposits, and asset management services. With a history dating back to 1870, the bank is headquartered in Warsaw, Poland, and operates as a subsidiary of Citibank Europe PLC.

From a financial perspective, Bank Handlowy w Warszawie SA has a market capitalization of approximately 14.6 billion PLN. The banks Return on Equity (RoE) stands at 17.76%, indicating a relatively strong profitability. The Price-to-Earnings (P/E) ratio is 8.41, suggesting that the stock may be undervalued compared to its earnings. To further evaluate the banks performance, other key metrics such as the Net Interest Margin (NIM), Cost-to-Income ratio, and Loan-to-Deposit ratio could be analyzed.

Additional KPIs that could provide insight into the banks performance include the Return on Assets (RoA), Efficiency Ratio, and Capital Adequacy Ratio. These metrics can help assess the banks asset utilization, operational efficiency, and capital strength. By examining these indicators, a more comprehensive understanding of Bank Handlowy w Warszawie SAs financial health and growth prospects can be gained.