(CFI) CFI Holding - Ratings and Ratios
Construction, Chemicals, Real Estate, Hotels, Restaurants
CFI EPS (Earnings per Share)
CFI Revenue
Description: CFI CFI Holding
CFI Holding S.A. is a Polish industrial conglomerate with a diverse range of business segments, including construction, commercial real estate, hotels and restaurants, chemicals, and recreation and health protection. The companys operations encompass renting apartments and commercial properties, selling chemicals and fertilizers, and providing services such as hotel management, transportation, and financial leasing.
To evaluate the companys performance, we can look at key performance indicators (KPIs) such as revenue growth, profitability margins, and return on equity (RoE). With a RoE of 1.90%, the company is generating relatively low returns on shareholder equity. Additionally, the P/E ratio of 16.90 suggests that the stock may be moderately valued relative to its earnings.
Further analysis of the companys financials reveals that its market capitalization is approximately 464.90M PLN. To assess the stocks valuation, we can consider metrics such as the price-to-book (P/B) ratio and dividend yield, which are not provided. However, we can infer that the companys stock price has been relatively stable, with a 52-week high and low of 0.23 and 0.15, respectively.
From a operational perspective, CFI Holding S.A.s diversified business segments may provide a stable source of revenue. However, the companys involvement in multiple industries may also lead to complexity and inefficiencies. To gauge the companys operational efficiency, we can examine metrics such as the operating margin, asset turnover, and debt-to-equity ratio, which are not provided.
CFI Stock Overview
Market Cap in USD | 123m |
Sub-Industry | Industrial Conglomerates |
IPO / Inception |
CFI Stock Ratings
Growth Rating | -72.4 |
Fundamental | 60.8% |
Dividend Rating | - |
Rel. Strength | -38.9 |
Analysts | - |
Fair Price Momentum | 0.13 PLN |
Fair Price DCF | 0.33 PLN |
CFI Dividends
Currently no dividends paidCFI Growth Ratios
Growth Correlation 3m | -71.6% |
Growth Correlation 12m | -82.5% |
Growth Correlation 5y | -70.9% |
CAGR 5y | -14.09% |
CAGR/Max DD 5y | -0.24 |
Sharpe Ratio 12m | -0.07 |
Alpha | -35.53 |
Beta | 0.254 |
Volatility | 42.11% |
Current Volume | 12k |
Average Volume 20d | 4k |
Stop Loss | 0.1 (-37.5%) |
Signal | -0.22 |
Piotroski VR‑10 (Strict, 0-10) 6.0
Net Income (16.7m TTM) > 0 and > 6% of Revenue (6% = 15.6m TTM) |
FCFTA 0.03 (>2.0%) and ΔFCFTA 1.44pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
NWC/Revenue 77.03% (prev 84.84%; Δ -7.81pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
CFO/TA 0.03 (>3.0%) and CFO 56.1m > Net Income 16.7m (YES >=105%, WARN >=100%) |
Net Debt (233.2m) to EBITDA (59.4m) ratio: 3.92 <= 3.0 (WARN <= 3.5) |
Current Ratio 2.16 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
Outstanding Shares last Quarter (2.10b) change vs 12m ago -23.81% (target <= -2.0% for YES) |
Gross Margin 72.29% (prev 63.65%; Δ 8.64pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
Asset Turnover 15.82% (prev 14.34%; Δ 1.48pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
Interest Coverage Ratio 2.37 (EBITDA TTM 59.4m / Interest Expense TTM 20.3m) >= 6 (WARN >= 3) |
Altman Z'' 2.55
(A) 0.12 = (Total Current Assets 373.1m - Total Current Liabilities 173.1m) / Total Assets 1.63b |
(B) 0.02 = Retained Earnings (Balance) 27.3m / Total Assets 1.63b |
(C) 0.03 = EBIT TTM 48.2m / Avg Total Assets 1.64b |
(D) 1.43 = Book Value of Equity 880.1m / Total Liabilities 617.1m |
Total Rating: 2.55 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 60.79
1. Piotroski 6.0pt = 1.0 |
2. FCF Yield 7.91% = 3.95 |
3. FCF Margin 18.86% = 4.71 |
4. Debt/Equity 0.26 = 2.47 |
5. Debt/Ebitda 3.89 = -2.49 |
6. ROIC - WACC -2.05% = -2.56 |
7. RoE 1.90% = 0.16 |
8. Rev. Trend 16.17% = 0.81 |
9. Rev. CAGR 1.95% = 0.24 |
10. EPS Trend data missing |
11. EPS CAGR 31.22% = 2.50 |
What is the price of CFI shares?
Over the past week, the price has changed by +0.00%, over one month by -2.40%, over three months by -4.12% and over the past year by -26.24%.
Is CFI Holding a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CFI is around 0.13 PLN . This means that CFI is currently overvalued and has a potential downside of -18.75%.
Is CFI a buy, sell or hold?
What are the forecasts/targets for the CFI price?
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | - | - |
Analysts Target Price | - | - |
ValueRay Target Price | 0.1 | -12.5% |
CFI Fundamental Data Overview
Market Cap PLN = 448.4m (448.4m PLN * 1.0 PLN.PLN)
CCE Cash And Equivalents = 60.5m PLN (Cash And Short Term Investments, last quarter)
P/E Trailing = 16.3
P/S = 1.7265
P/B = 0.5095
Beta = 0.65
Revenue TTM = 259.7m PLN
EBIT TTM = 48.2m PLN
EBITDA TTM = 59.4m PLN
Long Term Debt = 159.7m PLN (from longTermDebt, last quarter)
Short Term Debt = 71.7m PLN (from shortTermDebt, last quarter)
Debt = 231.3m PLN (Calculated: Short Term 71.7m + Long Term 159.7m)
Net Debt = 233.2m PLN (from netDebt column, last quarter)
Enterprise Value = 619.3m PLN (448.4m + Debt 231.3m - CCE 60.5m)
Interest Coverage Ratio = 2.37 (Ebit TTM 48.2m / Interest Expense TTM 20.3m)
FCF Yield = 7.91% (FCF TTM 49.0m / Enterprise Value 619.3m)
FCF Margin = 18.86% (FCF TTM 49.0m / Revenue TTM 259.7m)
Net Margin = 6.45% (Net Income TTM 16.7m / Revenue TTM 259.7m)
Gross Margin = 72.29% ((Revenue TTM 259.7m - Cost of Revenue TTM 72.0m) / Revenue TTM)
Tobins Q-Ratio = 0.70 (Enterprise Value 619.3m / Book Value Of Equity 880.1m)
Interest Expense / Debt = 2.76% (Interest Expense 6.39m / Debt 231.3m)
Taxrate = 24.12% (from yearly Income Tax Expense: 6.28m / 26.0m)
NOPAT = 36.6m (EBIT 48.2m * (1 - 24.12%))
Current Ratio = 2.16 (Total Current Assets 373.1m / Total Current Liabilities 173.1m)
Debt / Equity = 0.26 (Debt 231.3m / last Quarter total Stockholder Equity 880.1m)
Debt / EBITDA = 3.89 (Net Debt 233.2m / EBITDA 59.4m)
Debt / FCF = 4.72 (Debt 231.3m / FCF TTM 49.0m)
Total Stockholder Equity = 879.6m (last 4 quarters mean)
RoA = 1.03% (Net Income 16.7m, Total Assets 1.63b )
RoE = 1.90% (Net Income TTM 16.7m / Total Stockholder Equity 879.6m)
RoCE = 4.64% (Ebit 48.2m / (Equity 879.6m + L.T.Debt 159.7m))
RoIC = 3.25% (NOPAT 36.6m / Invested Capital 1.13b)
WACC = 5.30% (E(448.4m)/V(679.7m) * Re(6.95%)) + (D(231.3m)/V(679.7m) * Rd(2.76%) * (1-Tc(0.24)))
Shares Correlation 5-Years: -97.50 | Cagr: -9.08%
Discount Rate = 6.95% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 79.24% ; FCFE base≈39.7m ; Y1≈42.5m ; Y5≈51.5m
Fair Price DCF = 0.33 (DCF Value 900.1m / Shares Outstanding 2.75b; 5y FCF grow 7.73% → 3.0% )
Revenue Correlation: 16.17 | Revenue CAGR: 1.95%
Revenue Growth Correlation: 24.69%
EPS Correlation: N/A | EPS CAGR: 31.22%
EPS Growth Correlation: -15.22%