PZU - Powszechny Zaklad Ubezpieczen SA
Exchange: Warsaw Stock Exchange • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLPZU0000011
Insurance, Banking, Investments, Pension, Health, Motor, Property
Powszechny Zaklad Ubezpieczen SA (PZU) is a leading insurance company in Poland, with a rich history dating back to 1803. The company provides a wide range of life and non-life insurance products and services to individuals, corporations, and institutions in Poland, the Baltic States, and Ukraine.
PZU operates through multiple segments, including Corporate Insurance, Mass Insurance, Group and Individually Continued Life Insurance, Individual Life Insurance, Life Investment Insurance, Investments, Pension Insurance, Banking, Baltic States, Ukraine, Investment Contracts, and Other segments. This diversified approach enables the company to cater to diverse customer needs and preferences.
The company's insurance offerings include motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance. This comprehensive suite of insurance products provides customers with financial protection and security in various aspects of their lives.
In addition to insurance, PZU offers a range of banking services, including factoring, consulting, and training. The company also provides transaction advisory, medical, hospital, data center, polygraphic, human resource and payroll, physical therapy, asset management, assistance, leasing, IT, call center, brokerage, and spa services. This diversified portfolio of services enables PZU to provide customers with a one-stop-shop experience.
PZU is also involved in managing pension and mutual funds, offering financial and accounting services, and engaging in real estate development, rental of office and commercial space, investment activities, and other monetary intermediation businesses. The company's manufacturing arm produces bathroom and kitchen taps, aluminum central heating radiators, shower cabins, valves, and screens, further diversifying its revenue streams.
Headquartered in Warsaw, Poland, PZU is a well-established player in the region's financial services industry. With a strong online presence, customers can access the company's services and products through its website, https://www.pzu.pl.
Drawdown (Underwater) Chart
Overall Trend and Yearly Seasonality
PZU Stock Overview
| Market Cap in USD | 10,862m |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| GiC SubIndustry | Property & Casualty Insurance |
| TER | 0.00% |
| IPO / Inception |
PZU Stock Ratings
| Growth 5y | 45.5 |
| Fundamental | 30.8 |
| Dividend | 23.8 |
| Rel. Performance vs Sector | -0.78 |
| Analysts | - |
| Fair Price Momentum | 46.79 PLN |
| Fair Price DCF | 756.91 PLN |
PZU Dividends
| Dividend Yield 12m | 4.97% |
| Yield on Cost 5y | 7.61% |
| Dividends CAGR 5y | -3.04% |
| Payout Consistency | 73.2% |
PZU Growth Ratios
| Growth 12m | 25.67% |
| Growth Correlation 12m | 70% |
| Growth Correlation 3m | -40% |
| CAGR 5y | 8.91% |
| CAGR/Mean DD 5y | 0.62 |
| Sharpe Ratio 12m | 0.82 |
| Alpha vs SP500 12m | 10.27 |
| Beta vs SP500 5y weekly | 0.65 |
| ValueRay RSI | 9.16 |
| Volatility GJR Garch 1y | 28.22% |
| Price / SMA 50 | -3.25% |
| Price / SMA 200 | -0.49% |
| Current Volume | 714.2k |
| Average Volume 20d | 1158.3k |
External Links for PZU Stock
As of July 27, 2024, the stock is trading at PLN 48.30 with a total of 714,178 shares traded.
Over the past week, the price has changed by -1.85%, over one month by -4.79%, over three months by -5.31% and over the past year by +25.65%.
According to ValueRays Forecast Model, PZU Powszechny Zaklad Ubezpieczen SA will be worth about 53.9 in July 2025. The stock is currently trading at 48.30. This means that the stock has a potential upside of +11.68%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 51.5 | 6.67 |
| Analysts Target Price | - | - |
| ValueRay Target Price | 53.9 | 11.7 |