PZU 📈 Powszechny Zaklad - Overview
Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLPZU0000011
PZU: Life Insurance, Non-Life Insurance, Banking Services
Powszechny Zaklad Ubezpieczen SA (PZU) is a leading insurance company in Poland, offering a diverse range of life and non-life insurance products and services to individuals, businesses, and institutions. With operations spanning across Poland, the Baltic States, and Ukraine, PZU has established itself as a prominent player in the regional insurance market.
The company's insurance portfolio is comprehensive, covering motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health, accident, and life insurance. This broad range of products enables PZU to cater to the varied needs of its customers, providing them with financial protection and security.
In addition to its insurance offerings, PZU provides a suite of banking and financial services, including factoring, consulting, and transaction advisory services. The company also manages pension and mutual funds, offering customers a range of investment options to help them achieve their long-term financial goals.
PZU's diversified business portfolio extends beyond insurance and financial services. The company is involved in real estate development, rental of office and commercial space, and investment activities. It also engages in the manufacture of bathroom and kitchen taps, aluminum central heating radiators, shower cabins, valves, and screens, as well as auxiliary activities associated with insurance and pension funds.
With a rich history dating back to 1803, PZU has established a strong presence in the Polish market, with its headquarters located in Warsaw. The company's commitment to providing innovative and customer-centric solutions has enabled it to maintain its position as a market leader in the region.
For more information about PZU's products and services, please visit their website at https://www.pzu.pl.
Additional Sources for PZU Stock
PZU Stock Overview
| Market Cap in USD | 9,266m |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| GiC Industry | Insurance |
| TER | 0.00% |
| IPO / Inception |
PZU Stock Ratings
| Growth 5y | 43.4% |
| Fundamental | 6.25% |
| Dividend | 73.1% |
| Rel. Performance Sector | -29.5 |
| Analysts | - |
| Fair Price Momentum | 46.85 PLN |
| Fair Price DCF | 879.52 PLN |
PZU Dividends
| Dividend Yield 12m | 9.41% |
| Yield on Cost 5y | 15.81% |
| Annual Growth 5y | -3.04% |
| Payout Consistency | 73.24% |
PZU Growth Ratios
| Growth Correlation 3m | 6.3% |
| Growth Correlation 12m | -29% |
| Growth Correlation 5y | 80.7% |
| CAGR 5y | 10.97% |
| CAGR/Mean DD 5y | 0.71 |
| Sharpe Ratio 12m | 0.19 |
| Alpha | -11.00 |
| Beta | 0.43 |
| Volatility | 25.36% |
| Current Volume | 2722.5k |
| Average Volume 20d | 2488.9k |
As of December 07, 2024, the stock is trading at PLN 46.11 with a total of 2,722,505 shares traded.
Over the past week, the price has changed by +4.32%, over one month by +14.05%, over three months by +7.54% and over the past year by +6.13%.
Neither. Based on ValueRay Fundamental Analyses, Powszechny Zaklad is currently (December 2024) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 6.25 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PZU as of December 2024 is 46.85. This means that PZU is currently overvalued and has a potential downside of 1.6%.
Powszechny Zaklad has no consensus analysts rating.
According to ValueRays Forecast Model, PZU Powszechny Zaklad will be worth about 51.6 in December 2025. The stock is currently trading at 46.11. This means that the stock has a potential upside of +11.95%.
| Issuer | Forecast | Upside |
|---|---|---|
| Wallstreet Target Price | 52.7 | 14.3% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 51.6 | 11.9% |