(SPL) Santander Bank Polska - Ratings and Ratios

Exchange: WAR • Country: Poland • Currency: PLN • Type: Common Stock • ISIN: PLBZ00000044

Banking, Loans, Mortgages, Investments, Insurance, Services

Description: SPL Santander Bank Polska

Santander Bank Polska S.A. is a Polish banking institution offering a wide range of financial products and services to individuals, small and medium-sized enterprises, corporate clients, and public sector institutions. The banks diverse portfolio includes personal and savings accounts, term deposits, currencies, internet and mobile banking, contactless payments, debit and credit solutions, consumer loans, home mortgages, mutual funds, investment programs, and various insurance products.

As a subsidiary of Banco Santander, S.A., Santander Bank Polska S.A. leverages its parent companys global expertise and resources to provide comprehensive financial solutions. With a strong presence in Poland, the bank has established itself as a major player in the countrys banking sector. Key performance indicators (KPIs) such as Return on Equity (RoE) of 16.76% and a forward Price-to-Earnings (P/E) ratio of 11.19 suggest a relatively strong financial position and growth prospects.

Further analysis of the banks financial health reveals a market capitalization of 52.1 billion PLN, indicating a significant presence in the Polish equity market. The banks diversified product offerings and robust financials position it for continued growth and stability in the region. With a GICS sub-industry classification of Regional Banks, Santander Bank Polska S.A. is well-positioned to capitalize on emerging opportunities in the Polish banking sector.

Additional Sources for SPL Stock

Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

SPL Stock Overview

Market Cap in USD 15,061m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception

SPL Stock Ratings

Growth Rating 84.8
Fundamental 29.9
Dividend Rating 83.3
Rel. Strength -6.89
Analysts -
Fair Price Momentum 675.26 PLN
Fair Price DCF 1531.63 PLN

SPL Dividends

Dividend Yield 12m 9.35%
Yield on Cost 5y 38.51%
Annual Growth 5y 113.20%
Payout Consistency 53.2%
Payout Ratio 79.2%

SPL Growth Ratios

Growth Correlation 3m 28.8%
Growth Correlation 12m 70.1%
Growth Correlation 5y 90.4%
CAGR 5y 34.27%
CAGR/Max DD 5y 0.69
Sharpe Ratio 12m 1.05
Alpha -2.18
Beta 0.664
Volatility 29.60%
Current Volume 54.5k
Average Volume 20d 53.6k
Stop Loss 506 (-3.5%)
What is the price of SPL shares?
As of August 02, 2025, the stock is trading at PLN 524.20 with a total of 54,527 shares traded.
Over the past week, the price has changed by -2.49%, over one month by +7.64%, over three months by -2.89% and over the past year by +12.65%.
Is Santander Bank Polska a good stock to buy?
Neither. Based on ValueRay´s Fundamental Analyses, Santander Bank Polska is currently (August 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 29.85 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SPL is around 675.26 PLN . This means that SPL is currently undervalued and has a potential upside of +28.82% (Margin of Safety).
Is SPL a buy, sell or hold?
Santander Bank Polska has no consensus analysts rating.
What are the forecasts for SPL share price target?
According to our own proprietary Forecast Model, SPL Santander Bank Polska will be worth about 761.6 in August 2026. The stock is currently trading at 524.20. This means that the stock has a potential upside of +45.28%.
Issuer Target Up/Down from current
Wallstreet Target Price 560.1 6.9%
Analysts Target Price - -
ValueRay Target Price 761.6 45.3%