(AOF) ATOSS Software SE - Ratings and Ratios

Exchange: XETRA • Country: Germany • Currency: EUR • Type: Common Stock • ISIN: DE0005104400

Software, Consulting, Hardware, Services,

Dividends

Dividend Yield 1.85%
Yield on Cost 5y 2.88%
Yield CAGR 5y 6.27%
Payout Consistency 73.6%
Payout Ratio 60.2%
Risk via 5d forecast
Volatility 30.1%
Value at Risk 5%th 47.8%
Relative Tail Risk -3.50%
Reward TTM
Sharpe Ratio 0.04
Alpha -4.75
CAGR/Max DD 0.42
Character TTM
Hurst Exponent 0.538
Beta 0.172
Beta Downside 0.102
Drawdowns 3y
Max DD 31.54%
Mean DD 10.42%
Median DD 8.74%

Description: AOF ATOSS Software SE November 11, 2025

ATOSS Software SE (XETRA:AOF) delivers cloud-based workforce-management and time-attendance solutions across Germany, Austria, Switzerland, the Netherlands, Romania and other international markets. Its product portfolio spans Crewmeister for small firms, the ATOSS Staff Efficiency Suite and Startup Edition for mid-size to enterprise users, and ATOSS Time Control targeting SMEs and decentralized organizations. In addition to software licences, the company provides implementation, training, consulting, maintenance services, and hardware for time-recording and access control.

The firm serves a diversified client base that includes manufacturing, healthcare, retail, logistics, call-centers and service-industry operators. Recent industry data shows the European workforce-management software market is expanding at a CAGR of roughly 10-12% (2023-2028), driven by stricter labor-regulation compliance and accelerating digital-transformation in the post-COVID era. ATOSS reports that recurring subscription revenue now accounts for about 78% of total sales, and its EBITDA margin has stabilized near 15% after a 2022 restructuring.

ATOSS, founded in 1987 and re-branded from ATOSS Software AG in May 2024, is headquartered in Munich and is classified under the GICS sub-industry “Internet & Direct Marketing Retail.” Given the company’s strong foothold in regulated labor markets and its shift toward a subscription-based model, analysts should monitor German wage-policy reforms and the broader EU push for digital time-tracking as key macro drivers.

For a deeper quantitative assessment, you may want to explore ValueRay’s detailed financial models for ATOSS.

Piotroski VR‑10 (Strict, 0-10) 9.0

Net Income (55.9m TTM) > 0 and > 6% of Revenue (6% = 13.0m TTM)
FCFTA 0.58 (>2.0%) and ΔFCFTA 13.16pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 27.14% (prev 49.59%; Δ -22.45pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.59 (>3.0%) and CFO 74.2m > Net Income 55.9m (YES >=105%, WARN >=100%)
Net Debt (-63.7m) to EBITDA (80.8m) ratio: -0.79 <= 3.0 (WARN <= 3.5)
Current Ratio 2.27 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (15.9m) change vs 12m ago 0.0% (target <= -2.0% for YES)
Gross Margin 81.78% (prev 77.89%; Δ 3.89pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 179.7% (prev 100.5%; Δ 79.15pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 144.2 (EBITDA TTM 80.8m / Interest Expense TTM 551.5k) >= 6 (WARN >= 3)

Altman Z'' 10.01

(A) 0.46 = (Total Current Assets 104.9m - Total Current Liabilities 46.2m) / Total Assets 126.6m
(B) 0.41 = Retained Earnings (Balance) 51.3m / Total Assets 126.6m
(C) 0.66 = EBIT TTM 79.5m / Avg Total Assets 120.5m
(D) 1.16 = Book Value of Equity 67.9m / Total Liabilities 58.8m
Total Rating: 10.01 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 90.64

1. Piotroski 9.0pt
2. FCF Yield 4.20%
3. FCF Margin 33.65%
4. Debt/Equity 0.11
5. Debt/Ebitda -0.79
6. ROIC - WACC (= 79.41)%
7. RoE 84.12%
8. Rev. Trend 69.08%
9. EPS Trend 37.20%

What is the price of AOF shares?

As of January 01, 2026, the stock is trading at EUR 115.40 with a total of 3,040 shares traded.
Over the past week, the price has changed by +0.35%, over one month by +0.35%, over three months by +4.91% and over the past year by +1.47%.

Is AOF a buy, sell or hold?

ATOSS Software SE has no consensus analysts rating.

What are the forecasts/targets for the AOF price?

Issuer Target Up/Down from current
Wallstreet Target Price 137.2 18.9%
Analysts Target Price - -
ValueRay Target Price 126.8 9.9%

AOF Fundamental Data Overview December 29, 2025

Market Cap USD = 2.12b (1.80b EUR * 1.1771 EUR.USD)
Market Cap EUR = 1.80b (1.80b EUR * 1.0 EUR.EUR)
P/E Trailing = 39.1003
P/E Forward = 33.4448
P/S = 9.7652
P/B = 26.4641
Beta = 1.36
Revenue TTM = 216.5m EUR
EBIT TTM = 79.5m EUR
EBITDA TTM = 80.8m EUR
Long Term Debt = 4.39m EUR (from longTermDebtTotal, last quarter)
Short Term Debt = 6.12m EUR (from shortTermDebt, last quarter)
Debt = 7.45m EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = -63.7m EUR (from netDebt column, last quarter)
Enterprise Value = 1.73b EUR (1.80b + Debt 7.45m - CCE 71.1m)
Interest Coverage Ratio = 144.2 (Ebit TTM 79.5m / Interest Expense TTM 551.5k)
FCF Yield = 4.20% (FCF TTM 72.8m / Enterprise Value 1.73b)
FCF Margin = 33.65% (FCF TTM 72.8m / Revenue TTM 216.5m)
Net Margin = 25.80% (Net Income TTM 55.9m / Revenue TTM 216.5m)
Gross Margin = 81.78% ((Revenue TTM 216.5m - Cost of Revenue TTM 39.4m) / Revenue TTM)
Gross Margin QoQ = 76.94% (prev 77.72%)
Tobins Q-Ratio = 13.70 (Enterprise Value 1.73b / Total Assets 126.6m)
Interest Expense / Debt = 5.46% (Interest Expense 406.5k / Debt 7.45m)
Taxrate = 33.10% (5.15m / 15.6m)
NOPAT = 53.2m (EBIT 79.5m * (1 - 33.10%))
Current Ratio = 2.27 (Total Current Assets 104.9m / Total Current Liabilities 46.2m)
Debt / Equity = 0.11 (Debt 7.45m / totalStockholderEquity, last quarter 67.9m)
Debt / EBITDA = -0.79 (Net Debt -63.7m / EBITDA 80.8m)
Debt / FCF = -0.87 (Net Debt -63.7m / FCF TTM 72.8m)
Total Stockholder Equity = 66.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 44.13% (Net Income 55.9m / Total Assets 126.6m)
RoE = 84.12% (Net Income TTM 55.9m / Total Stockholder Equity 66.4m)
RoCE = 112.3% (EBIT 79.5m / Capital Employed (Equity 66.4m + L.T.Debt 4.39m))
RoIC = 86.05% (NOPAT 53.2m / Invested Capital 61.8m)
WACC = 6.64% (E(1.80b)/V(1.80b) * Re(6.65%) + D(7.45m)/V(1.80b) * Rd(5.46%) * (1-Tc(0.33)))
Discount Rate = 6.65% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 0.0 | Cagr: -0.00%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈64.0m ; Y1≈79.0m ; Y5≈134.7m
Fair Price DCF = 144.1 (DCF Value 2.29b / Shares Outstanding 15.9m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: 37.20 | EPS CAGR: -2.29% | SUE: 1.93 | # QB: 1
Revenue Correlation: 69.08 | Revenue CAGR: 41.86% | SUE: 0.00 | # QB: 0
EPS next Year (2026-12-31): EPS=3.21 | Chg30d=+0.012 | Revisions Net=+5 | Growth EPS=+13.1% | Growth Revenue=+14.0%

Additional Sources for AOF Stock

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