BMW Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 34.801m EUR | 12M Return: -26.7% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 98.1M
EPS Trend: -85.5%
Qual. Beats: 0
Rev. Trend: -91.8%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bayerische Motoren Werke Aktiengesellschaft (BMW) is a German premium automaker that develops, manufactures, and sells automobiles, motorcycles, spare parts, and accessories worldwide. The company operates through three segments-Automotive, Motorcycles, and Financial Services-and markets vehicles under the BMW, MINI, Rolls-Royce, and BMW Motorrad brands. Founded in 1916 and headquartered in Munich, BMW distributes its products through a global network of retail outlets, agents, and independent dealerships.
The business model combines premium vehicle manufacturing with a captive financial services arm that provides credit financing, leasing, insurance, and fleet management (under the Alphabet brand). This integrated vehicle-and-financing structure is typical of large global automakers and supports recurring revenue and customer retention beyond the initial vehicle sale.
- Chinese premium EV competition pressures BMW automotive margins
- Neue Klasse platform launch drives 2025 EV volume growth
- US auto tariff escalation threatens European export revenue
| Net Income: 6.82b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA 0.06 > 1.0 |
| NWC/Revenue: 10.73% < 20% (prev 10.68%; Δ 0.05% < -1%) |
| CFO/TA 0.02 > 3% & CFO 5.61b > Net Income 6.82b |
| Net Debt (95.7b) to EBITDA (18.9b): 5.06 < 3 |
| Current Ratio: 1.17 > 1.5 & < 3 |
| Outstanding Shares: last quarter (605.2m) vs 12m ago -2.45% < -2% |
| Gross Margin: 15.04% > 18% (prev 15.65%; Δ -0.61% > 0.5%) |
| Asset Turnover: 48.77% > 50% (prev 52.57%; Δ -3.80% > 0%) |
| Interest Coverage Ratio: 19.53 > 6 (EBIT TTM 9.98b / Interest Expense TTM 511.0m) |
| A: 0.05 (Total Current Assets 95.3b - Total Current Liabilities 81.2b) / Total Assets 271b |
| B: 0.36 (Retained Earnings 97.2b / Total Assets 271b) |
| C: 0.04 (EBIT TTM 9.98b / Avg Total Assets 268b) |
| D: 0.57 (Book Value of Equity 97.3b / Total Liabilities 171b) |
| Altman-Z'' = 2.36 = BBB |
| DSRI: 1.11 (Receivables 42.4b/40.6b, Revenue 131b/140b) |
| GMI: 1.04 (GM 15.65% / 15.04%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.31) |
| SGI: 0.94 (Revenue 131b / 140b) |
| TATA: 0.00 (NI 6.82b - CFO 5.61b) / TA 271b) |
| Beneish M = -2.95 (Cap -4..+1) = A |
As of July 20, 2026, the stock is trading at EUR 58.54 with a total of 1,751,065 shares traded. Over the past week, the price has changed by +0.69%, over one month by -2.40%, over three months by -25.85% and over the past year by -26.73%.
Current recommended Stop Loss: 56.30 (which is 3.8% or 1.3 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.1224
P/E Forward = 8.2169
P/S = 0.2663
P/B = 0.3615
P/EG = 0.7194
Revenue TTM = 131b EUR
EBIT TTM = 9.98b EUR
EBITDA TTM = 18.9b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 40.7b EUR (from shortTermDebt, last quarter)
Debt = 115b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 95.7b EUR (calculated: Debt 115b - CCE 19.0b)
Enterprise Value = 130b EUR (34.8b + Debt 115b - CCE 19.0b)
Interest Coverage Ratio = 19.53 (Ebit TTM 9.98b / Interest Expense TTM 511.0m)
EV/FCF = -30.83x (Enterprise Value 130b / FCF TTM -4.23b)
FCF Yield = -3.24% (FCF TTM -4.23b / Enterprise Value 130b)
FCF Margin = -3.24% (FCF TTM -4.23b / Revenue TTM 131b)
Net Margin = 5.22% (Net Income TTM 6.82b / Revenue TTM 131b)
Gross Margin = 15.04% ((Revenue TTM 131b - Cost of Revenue TTM 111b) / Revenue TTM)
Gross Margin QoQ = 14.73% (prev 14.70%)
Tobins Q-Ratio = 0.48 (Enterprise Value 130b / Total Assets 271b)
Interest Expense / Debt = 0.45% (Interest Expense 511.0m / Debt 115b)
Taxrate = 26.62% (2.52b / 9.47b)
NOPAT = 7.32b (EBIT 9.98b * (1 - 26.62%))
Current Ratio = 1.17 (Total Current Assets 95.3b / Total Current Liabilities 81.2b)
Debt / Equity = 1.18 (Debt 115b / totalStockholderEquity, last quarter 97.3b)
Debt / EBITDA = 5.06 (Net Debt 95.7b / EBITDA 18.9b)
Debt / FCF = -22.60 (negative FCF - burning cash) (Net Debt 95.7b / FCF TTM -4.23b)
Total Stockholder Equity = 94.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.54% (Net Income 6.82b / Total Assets 271b)
RoE = 7.21% (Net Income TTM 6.82b / Total Stockholder Equity 94.5b)
RoCE = 6.51% (EBIT 9.98b / Capital Employed (Equity 94.5b + L.T.Debt 58.9b))
RoIC = 3.28% (NOPAT 7.32b / Invested Capital 224b)
WACC = 2.03% (E(34.8b)/V(149b) * Re(7.63%) + D(115b)/V(149b) * Rd(0.45%) * (1-Tc(0.27)))
Discount Rate = 7.63% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -95.26 | Cagr: -2.03%
[DCF] Fair Price = unknown (Cash Flow -4.23b)
EPS Correlation: -85.55 | EPS CAGR: -19.74% | SUE: 0.40 | # QB: 0
Revenue Correlation: -91.81 | Revenue CAGR: -6.32% | SUE: -0.49 | # QB: 0
EPS current Quarter (2026-06-30): EPS=2.24 | Chg30d=-14.71% | Revisions=+25% | Analysts=3
EPS next Quarter (2026-09-30): EPS=1.80 | Chg30d=-27.43% | Revisions=+25% | Analysts=2
EPS current Year (2026-12-31): EPS=7.67 | Chg30d=-28.30% | Revisions=-79% | GrowthEPS=-35.5% | GrowthRev=-2.2%
EPS next Year (2027-12-31): EPS=9.84 | Chg30d=-19.20% | Revisions=-79% | GrowthEPS=+28.3% | GrowthRev=+3.5%
[Analyst] Revisions Ratio: -74% (up=2, down=22)