BMW Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 36.537m EUR | 12M Return: -19.4% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 116M
EPS Trend: -85.5%
Qual. Beats: 0
Rev. Trend: -91.8%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
Average return per month, with how dependable it is below — did the month move the same way every year (high) or randomly (low). Above 60 is a pattern worth trusting; under 40 is noise.
Bayerische Motoren Werke Aktiengesellschaft (BMW) is a German premium automaker that develops, manufactures, and sells automobiles, motorcycles, spare parts, and accessories worldwide. The company operates through three segments-Automotive, Motorcycles, and Financial Services-and markets vehicles under the BMW, MINI, Rolls-Royce, and BMW Motorrad brands. Founded in 1916 and headquartered in Munich, BMW distributes its products through a global network of retail outlets, agents, and independent dealerships.
The business model combines premium vehicle manufacturing with a captive financial services arm that provides credit financing, leasing, insurance, and fleet management (under the Alphabet brand). This integrated vehicle-and-financing structure is typical of large global automakers and supports recurring revenue and customer retention beyond the initial vehicle sale.
- Chinese premium EV competition pressures BMW automotive margins
- Neue Klasse platform launch drives 2025 EV volume growth
- US auto tariff escalation threatens European export revenue
| Net Income: 6.82b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA 0.06 > 1.0 |
| NWC/Revenue: 10.73% < 20% (prev 10.68%; Δ 0.05% < -1%) |
| CFO/TA 0.02 > 3% & CFO 5.61b > Net Income 6.82b |
| Net Debt (95.7b) to EBITDA (18.9b): 5.06 < 3 |
| Current Ratio: 1.17 > 1.5 & < 3 |
| Outstanding Shares: last quarter (605.2m) vs 12m ago -2.45% < -2% |
| Gross Margin: 15.04% > 18% (prev 15.65%; Δ -0.61% > 0.5%) |
| Asset Turnover: 48.77% > 50% (prev 52.57%; Δ -3.80% > 0%) |
| Interest Coverage Ratio: 19.53 > 6 (EBIT TTM 9.98b / Interest Expense TTM 511.0m) |
| A: 0.05 (Total Current Assets 95.3b - Total Current Liabilities 81.2b) / Total Assets 271b |
| B: 0.36 (Retained Earnings 97.2b / Total Assets 271b) |
| C: 0.04 (EBIT TTM 9.98b / Avg Total Assets 268b) |
| D: 0.57 (Book Value of Equity 97.3b / Total Liabilities 171b) |
| Altman-Z'' = 2.36 = BBB |
| DSRI: 1.11 (Receivables 42.4b/40.6b, Revenue 131b/140b) |
| GMI: 1.04 (GM 15.65% / 15.04%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.31) |
| SGI: 0.94 (Revenue 131b / 140b) |
| TATA: 0.00 (NI 6.82b - CFO 5.61b) / TA 271b) |
| Beneish M = -2.95 (Cap -4..+1) = A |
As of June 30, 2026, the stock is trading at EUR 59.06 with a total of 1,661,635 shares traded. Over the past week, the price has changed by -5.64%, over one month by -23.09%, over three months by -22.09% and over the past year by -19.41%.
Current recommended Stop Loss: 56.30 (which is 4.7% or 1.3 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.378
P/E Forward = 5.7307
P/S = 0.2795
P/B = 0.3804
P/EG = 0.5018
Revenue TTM = 131b EUR
EBIT TTM = 9.98b EUR
EBITDA TTM = 18.9b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 40.7b EUR (from shortTermDebt, last quarter)
Debt = 115b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 95.7b EUR (calculated: Debt 115b - CCE 19.0b)
Enterprise Value = 132b EUR (36.5b + Debt 115b - CCE 19.0b)
Interest Coverage Ratio = 19.53 (Ebit TTM 9.98b / Interest Expense TTM 511.0m)
EV/FCF = -31.24x (Enterprise Value 132b / FCF TTM -4.23b)
FCF Yield = -3.20% (FCF TTM -4.23b / Enterprise Value 132b)
FCF Margin = -3.24% (FCF TTM -4.23b / Revenue TTM 131b)
Net Margin = 5.22% (Net Income TTM 6.82b / Revenue TTM 131b)
Gross Margin = 15.04% ((Revenue TTM 131b - Cost of Revenue TTM 111b) / Revenue TTM)
Gross Margin QoQ = 14.73% (prev 14.70%)
Tobins Q-Ratio = 0.49 (Enterprise Value 132b / Total Assets 271b)
Interest Expense / Debt = 0.45% (Interest Expense 511.0m / Debt 115b)
Taxrate = 26.62% (2.52b / 9.47b)
NOPAT = 7.32b (EBIT 9.98b * (1 - 26.62%))
Current Ratio = 1.17 (Total Current Assets 95.3b / Total Current Liabilities 81.2b)
Debt / Equity = 1.18 (Debt 115b / totalStockholderEquity, last quarter 97.3b)
Debt / EBITDA = 5.06 (Net Debt 95.7b / EBITDA 18.9b)
Debt / FCF = -22.60 (negative FCF - burning cash) (Net Debt 95.7b / FCF TTM -4.23b)
Total Stockholder Equity = 94.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.54% (Net Income 6.82b / Total Assets 271b)
RoE = 7.21% (Net Income TTM 6.82b / Total Stockholder Equity 94.5b)
RoCE = 6.51% (EBIT 9.98b / Capital Employed (Equity 94.5b + L.T.Debt 58.9b))
RoIC = 3.28% (NOPAT 7.32b / Invested Capital 224b)
WACC = 2.11% (E(36.5b)/V(151b) * Re(7.70%) + D(115b)/V(151b) * Rd(0.45%) * (1-Tc(0.27)))
Discount Rate = 7.70% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -85.40 | Cagr: -2.03%
[DCF] Fair Price = unknown (Cash Flow -4.23b)
EPS Correlation: -85.55 | EPS CAGR: -19.74% | SUE: 0.40 | # QB: 0
Revenue Correlation: -91.81 | Revenue CAGR: -6.32% | SUE: -0.49 | # QB: 0
EPS next Quarter (2026-09-30): EPS=2.46 | Chg30d=+0.00% | Revisions=+20% | Analysts=1
EPS current Year (2026-12-31): EPS=7.99 | Chg30d=-25.59% | Revisions=+43% | GrowthEPS=-32.8% | GrowthRev=-2.6%
EPS next Year (2027-12-31): EPS=10.44 | Chg30d=-12.95% | Revisions=+0% | GrowthEPS=+30.6% | GrowthRev=+4.8%
[Analyst] Revisions Ratio: +43%