BMW Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 35.669m EUR | 12M Return: -27% | DE0005190003 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 83.9M
EPS Trend: -84.1%
Qual. Beats: 0
Rev. Trend: -96.3%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bayerische Motoren Werke Aktiengesellschaft (BMW) is a German premium automaker that develops, manufactures, and sells automobiles, motorcycles, spare parts, and accessories worldwide. The company operates through three segments-Automotive, Motorcycles, and Financial Services-and markets vehicles under the BMW, MINI, Rolls-Royce, and BMW Motorrad brands. Founded in 1916 and headquartered in Munich, BMW distributes its products through a global network of retail outlets, agents, and independent dealerships.
The business model combines premium vehicle manufacturing with a captive financial services arm that provides credit financing, leasing, insurance, and fleet management (under the Alphabet brand). This integrated vehicle-and-financing structure is typical of large global automakers and supports recurring revenue and customer retention beyond the initial vehicle sale.
- Chinese premium EV competition pressures BMW automotive margins
- Neue Klasse platform launch drives 2025 EV volume growth
- US auto tariff escalation threatens European export revenue
| Net Income: 6.30b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA -0.88 > 1.0 |
| NWC/Revenue: 9.69% < 20% (prev 8.71%; Δ 0.98% < -1%) |
| CFO/TA 0.01 > 3% & CFO 3.80b > Net Income 6.30b |
| Net Debt (98.6b) to EBITDA (18.2b): 5.41 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (602.9m) vs 12m ago -1.78% < -2% |
| Gross Margin: 14.31% > 18% (prev 15.20%; Δ -0.89% > 0.5%) |
| Asset Turnover: 48.07% > 50% (prev 52.56%; Δ -4.49% > 0%) |
| Interest Coverage Ratio: 18.86 > 6 (EBIT TTM 9.03b / Interest Expense TTM 479.0m) |
| A: 0.05 (Total Current Assets 96.0b - Total Current Liabilities 83.6b) / Total Assets 273b |
| B: 0.35 (Retained Earnings 95.8b / Total Assets 273b) |
| C: 0.03 (EBIT TTM 9.03b / Avg Total Assets 266b) |
| D: 0.54 (Book Value of Equity 95.3b / Total Liabilities 176b) |
| Altman-Z'' = 2.24 = BBB |
| DSRI: 1.15 (Receivables 42.6b/39.6b, Revenue 128b/137b) |
| GMI: 1.06 (GM 15.20% / 14.31%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.30) |
| SGI: 0.94 (Revenue 128b / 137b) |
| TATA: 0.01 (NI 6.30b - CFO 3.80b) / TA 273b) |
| Beneish M = -2.90 (Cap -4..+1) = A |
As of August 10, 2026, the stock is trading at EUR 59.78 with a total of 1,001,007 shares traded. Over the past week, the price has changed by +0.81%, over one month by +2.57%, over three months by -21.85% and over the past year by -26.97%.
Current recommended Stop Loss: 57.80 (which is 3.3% or 1.3 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.7536
P/E Forward = 8.8889
P/S = 0.2786
P/B = 0.3752
P/EG = 0.7784
Revenue TTM = 128b EUR
EBIT TTM = 9.03b EUR
EBITDA TTM = 18.2b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 42.8b EUR (from shortTermDebt, last quarter)
Debt = 119b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 98.6b EUR (calculated: Debt 119b - CCE 20.6b)
Enterprise Value = 134b EUR (35.7b + Debt 119b - CCE 20.6b)
Interest Coverage Ratio = 18.86 (Ebit TTM 9.03b / Interest Expense TTM 479.0m)
EV/FCF = -24.37x (Enterprise Value 134b / FCF TTM -5.51b)
FCF Yield = -4.10% (FCF TTM -5.51b / Enterprise Value 134b)
FCF Margin = -4.31% (FCF TTM -5.51b / Revenue TTM 128b)
Net Margin = 4.92% (Net Income TTM 6.30b / Revenue TTM 128b)
Gross Margin = 14.31% ((Revenue TTM 128b - Cost of Revenue TTM 110b) / Revenue TTM)
Gross Margin QoQ = 13.54% (prev 14.73%)
Tobins Q-Ratio = 0.49 (Enterprise Value 134b / Total Assets 273b)
Interest Expense / Debt = 0.40% (Interest Expense 479.0m / Debt 119b)
Taxrate = 26.26% (2.25b / 8.55b)
NOPAT = 6.66b (EBIT 9.03b * (1 - 26.26%))
Current Ratio = 1.15 (Total Current Assets 96.0b / Total Current Liabilities 83.6b)
Debt / Equity = 1.25 (Debt 119b / totalStockholderEquity, last quarter 95.3b)
Debt / EBITDA = 5.41 (Net Debt 98.6b / EBITDA 18.2b)
Debt / FCF = -17.90 (negative FCF - burning cash) (Net Debt 98.6b / FCF TTM -5.51b)
Total Stockholder Equity = 95.4b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.37% (Net Income 6.30b / Total Assets 273b)
RoE = 6.61% (Net Income TTM 6.30b / Total Stockholder Equity 95.4b)
RoCE = 5.85% (EBIT 9.03b / Capital Employed (Equity 95.4b + L.T.Debt 58.9b))
RoIC = 2.95% (NOPAT 6.66b / Invested Capital 226b)
WACC = 1.89% (E(35.7b)/V(155b) * Re(7.21%) + D(119b)/V(155b) * Rd(0.40%) * (1-Tc(0.26)))
Discount Rate = 7.21% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -96.09 | Cagr: -2.19%
[DCF] Fair Price = unknown (Cash Flow -5.51b)
EPS Correlation: -84.12 | EPS CAGR: -19.06% | SUE: 0.14 | # QB: 0
Revenue Correlation: -96.34 | Revenue CAGR: -7.32% | SUE: 0.14 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.28 | Chg30d=-48.19% | Revisions=-25% | Analysts=2
EPS current Year (2026-12-31): EPS=6.72 | Chg30d=-15.16% | Revisions=-25% | GrowthEPS=-43.5% | GrowthRev=-3.4%
EPS next Year (2027-12-31): EPS=9.44 | Chg30d=-5.60% | Revisions=-42% | GrowthEPS=+40.5% | GrowthRev=+4.2%
[Analyst] Revisions Ratio: -41% (up=5, down=14)