BMW Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 32.622m EUR | 12M Return: -35.8% | DE0005190003 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 100M
EPS Trend: -84.1%
Qual. Beats: 0
Rev. Trend: -96.3%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bayerische Motoren Werke Aktiengesellschaft (BMW) is a German automotive manufacturer founded in 1916 and headquartered in Munich. The company develops, manufactures, and sells automobiles and motorcycles, along with spare parts and accessories, through three operating segments: Automotive, Motorcycles, and Financial Services. Its vehicle brands include BMW, MINI, and Rolls-Royce, positioning the group in the premium and luxury segment of the global automobile market.
In addition to vehicle production, BMW sells scooters and motorcycles under the BMW Motorrad brand, including special-purpose vehicles for operational use. The Financial Services segment complements the core manufacturing business by offering credit financing, leasing (bundled with insurance and service products), dealership and customer deposit financing, and fleet financing for corporate customers under the Alphabet brand. Vehicles are distributed through a network of retail outlets, agents, and independent dealerships worldwide.
As a large-cap stock listed on XETRA and classified under the Consumer Discretionary sector, BMW operates in the capital-intensive automobile manufacturing industry, where companies typically compete on brand prestige, technology, and global distribution reach. The integration of financial services is a common structural feature among premium automakers, as captive financing arms support vehicle sales and generate recurring revenue.
- China luxury car demand weakness pressures Automotive segment revenue
- Neue Klasse EV platform launch drives pricing and margin recovery
- Financial Services margins compress as ECB cuts interest rates
| Net Income: 6.30b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA -0.88 > 1.0 |
| NWC/Revenue: 9.69% < 20% (prev 8.71%; Δ 0.98% < -1%) |
| CFO/TA 0.01 > 3% & CFO 3.80b > Net Income 6.30b |
| Net Debt (98.6b) to EBITDA (18.2b): 5.41 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (602.9m) vs 12m ago -1.78% < -2% |
| Gross Margin: 14.31% > 18% (prev 15.20%; Δ -0.89% > 0.5%) |
| Asset Turnover: 48.07% > 50% (prev 52.56%; Δ -4.49% > 0%) |
| Interest Coverage Ratio: 18.86 > 6 (EBIT TTM 9.03b / Interest Expense TTM 479.0m) |
| A: 0.05 (Total Current Assets 96.0b - Total Current Liabilities 83.6b) / Total Assets 273b |
| B: 0.35 (Retained Earnings 95.8b / Total Assets 273b) |
| C: 0.03 (EBIT TTM 9.03b / Avg Total Assets 266b) |
| D: 0.54 (Book Value of Equity 95.3b / Total Liabilities 176b) |
| Altman-Z'' = 2.24 = BBB |
| DSRI: 1.15 (Receivables 42.6b/39.6b, Revenue 128b/137b) |
| GMI: 1.06 (GM 15.20% / 14.31%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.30) |
| SGI: 0.94 (Revenue 128b / 137b) |
| TATA: 0.01 (NI 6.30b - CFO 3.80b) / TA 273b) |
| Beneish M = -2.90 (Cap -4..+1) = A |
As of October 06, 2026, the stock is trading at EUR 54.22 with a total of 1,548,148 shares traded. Over the past week, the price has changed by -1.74%, over one month by -13.72%, over three months by -9.81% and over the past year by -35.77%.
Current recommended Stop Loss: 51.90 (which is 4.3% or 1.3 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.2454
P/E Forward = 6.3452
P/S = 0.258
P/B = 0.374
P/EG = 0.5556
Revenue TTM = 128b EUR
EBIT TTM = 9.03b EUR
EBITDA TTM = 18.2b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 42.8b EUR (from shortTermDebt, last quarter)
Debt = 119b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 98.6b EUR (calculated: Debt 119b - CCE 20.6b)
Enterprise Value = 131b EUR (32.6b + Debt 119b - CCE 20.6b)
Interest Coverage Ratio = 18.86 (Ebit TTM 9.03b / Interest Expense TTM 479.0m)
EV/FCF = -23.82x (Enterprise Value 131b / FCF TTM -5.51b)
FCF Yield = -4.20% (FCF TTM -5.51b / Enterprise Value 131b)
FCF Margin = -4.31% (FCF TTM -5.51b / Revenue TTM 128b)
Net Margin = 4.92% (Net Income TTM 6.30b / Revenue TTM 128b)
Gross Margin = 14.31% ((Revenue TTM 128b - Cost of Revenue TTM 110b) / Revenue TTM)
Gross Margin QoQ = 13.54% (prev 14.73%)
Tobins Q-Ratio = 0.48 (Enterprise Value 131b / Total Assets 273b)
Interest Expense / Debt = 0.40% (Interest Expense 479.0m / Debt 119b)
Taxrate = 26.26% (2.25b / 8.55b)
NOPAT = 6.66b (EBIT 9.03b * (1 - 26.26%))
Current Ratio = 1.15 (Total Current Assets 96.0b / Total Current Liabilities 83.6b)
Debt / Equity = 1.25 (Debt 119b / totalStockholderEquity, last quarter 95.3b)
Debt / EBITDA = 5.41 (Net Debt 98.6b / EBITDA 18.2b)
Debt / FCF = -17.90 (negative FCF - burning cash) (Net Debt 98.6b / FCF TTM -5.51b)
Total Stockholder Equity = 95.4b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.37% (Net Income 6.30b / Total Assets 273b)
RoE = 6.61% (Net Income TTM 6.30b / Total Stockholder Equity 95.4b)
RoCE = 5.85% (EBIT 9.03b / Capital Employed (Equity 95.4b + L.T.Debt 58.9b))
RoIC = 2.95% (NOPAT 6.66b / Invested Capital 226b)
WACC = 1.71% (E(32.6b)/V(152b) * Re(6.88%) + D(119b)/V(152b) * Rd(0.40%) * (1-Tc(0.26)))
Discount Rate = 6.88% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -96.09 | Cagr: -2.19%
[DCF] Fair Price = unknown (Cash Flow -5.51b)
EPS Correlation: -84.12 | EPS CAGR: -19.06% | SUE: 0.14 | # QB: 0
Revenue Correlation: -96.34 | Revenue CAGR: -7.32% | SUE: 0.14 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.28 | Chg30d=+4.59% | Revisions=-25% | Analysts=2
EPS current Year (2026-12-31): EPS=6.62 | Chg30d=-1.53% | Revisions=-36% | GrowthEPS=-44.3% | GrowthRev=-3.8%
EPS next Year (2027-12-31): EPS=8.85 | Chg30d=-3.47% | Revisions=+8% | GrowthEPS=+33.6% | GrowthRev=+3.9%
[Analyst] Revisions Ratio: -19% (up=7, down=11)