BMW Stock Analysis: Bayerische Motoren Werke | XETRA
Auto Manufacturers | XETRA, Germany | Market Cap: 35.244m EUR | 12M Return: -26.8% | DE0005190003 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 71.7M
EPS Trend: -84.1%
Qual. Beats: 0
Rev. Trend: -96.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Bayerische Motoren Werke Aktiengesellschaft (BMW) is a German premium automaker that develops, manufactures, and sells automobiles, motorcycles, spare parts, and accessories worldwide. The company operates through three segments-Automotive, Motorcycles, and Financial Services-and markets vehicles under the BMW, MINI, Rolls-Royce, and BMW Motorrad brands. Founded in 1916 and headquartered in Munich, BMW distributes its products through a global network of retail outlets, agents, and independent dealerships.
The business model combines premium vehicle manufacturing with a captive financial services arm that provides credit financing, leasing, insurance, and fleet management (under the Alphabet brand). This integrated vehicle-and-financing structure is typical of large global automakers and supports recurring revenue and customer retention beyond the initial vehicle sale.
- Chinese premium EV competition pressures BMW automotive margins
- Neue Klasse platform launch drives 2025 EV volume growth
- US auto tariff escalation threatens European export revenue
| Net Income: 6.30b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA -0.88 > 1.0 |
| NWC/Revenue: 9.69% < 20% (prev 8.71%; Δ 0.98% < -1%) |
| CFO/TA 0.01 > 3% & CFO 3.80b > Net Income 6.30b |
| Net Debt (98.6b) to EBITDA (18.2b): 5.41 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (602.9m) vs 12m ago -1.78% < -2% |
| Gross Margin: 14.31% > 18% (prev 15.20%; Δ -0.89% > 0.5%) |
| Asset Turnover: 48.07% > 50% (prev 52.56%; Δ -4.49% > 0%) |
| Interest Coverage Ratio: 18.86 > 6 (EBIT TTM 9.03b / Interest Expense TTM 479.0m) |
| A: 0.05 (Total Current Assets 96.0b - Total Current Liabilities 83.6b) / Total Assets 273b |
| B: 0.35 (Retained Earnings 95.8b / Total Assets 273b) |
| C: 0.03 (EBIT TTM 9.03b / Avg Total Assets 266b) |
| D: 0.54 (Book Value of Equity 95.3b / Total Liabilities 176b) |
| Altman-Z'' = 2.24 = BBB |
| DSRI: 1.15 (Receivables 42.6b/39.6b, Revenue 128b/137b) |
| GMI: 1.06 (GM 15.20% / 14.31%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.30) |
| SGI: 0.94 (Revenue 128b / 137b) |
| TATA: 0.01 (NI 6.30b - CFO 3.80b) / TA 273b) |
| Beneish M = -2.90 (Cap -4..+1) = A |
As of August 31, 2026, the stock is trading at EUR 62.64 with a total of 2,736,485 shares traded. Over the past week, the price has changed by +6.39%, over one month by +4.09%, over three months by -15.03% and over the past year by -26.81%.
Current recommended Stop Loss: 60.30 (which is 3.7% or 1.7 ATR below the current price).
Bayerische Motoren Werke has no consensus analysts rating.
P/E Trailing = 5.667
P/E Forward = 8.8574
P/S = 0.2753
P/B = 0.3696
P/EG = 0.7759
Revenue TTM = 128b EUR
EBIT TTM = 9.03b EUR
EBITDA TTM = 18.2b EUR
Long Term Debt = 58.9b EUR (from longTermDebt, last fiscal year)
Short Term Debt = 42.8b EUR (from shortTermDebt, last quarter)
Debt = 119b EUR (from shortLongTermDebtTotal, last quarter) + Leases 2.49b
Net Debt = 98.6b EUR (calculated: Debt 119b - CCE 20.6b)
Enterprise Value = 134b EUR (35.2b + Debt 119b - CCE 20.6b)
Interest Coverage Ratio = 18.86 (Ebit TTM 9.03b / Interest Expense TTM 479.0m)
EV/FCF = -24.29x (Enterprise Value 134b / FCF TTM -5.51b)
FCF Yield = -4.12% (FCF TTM -5.51b / Enterprise Value 134b)
FCF Margin = -4.31% (FCF TTM -5.51b / Revenue TTM 128b)
Net Margin = 4.92% (Net Income TTM 6.30b / Revenue TTM 128b)
Gross Margin = 14.31% ((Revenue TTM 128b - Cost of Revenue TTM 110b) / Revenue TTM)
Gross Margin QoQ = 13.54% (prev 14.73%)
Tobins Q-Ratio = 0.49 (Enterprise Value 134b / Total Assets 273b)
Interest Expense / Debt = 0.40% (Interest Expense 479.0m / Debt 119b)
Taxrate = 26.26% (2.25b / 8.55b)
NOPAT = 6.66b (EBIT 9.03b * (1 - 26.26%))
Current Ratio = 1.15 (Total Current Assets 96.0b / Total Current Liabilities 83.6b)
Debt / Equity = 1.25 (Debt 119b / totalStockholderEquity, last quarter 95.3b)
Debt / EBITDA = 5.41 (Net Debt 98.6b / EBITDA 18.2b)
Debt / FCF = -17.90 (negative FCF - burning cash) (Net Debt 98.6b / FCF TTM -5.51b)
Total Stockholder Equity = 95.4b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.37% (Net Income 6.30b / Total Assets 273b)
RoE = 6.61% (Net Income TTM 6.30b / Total Stockholder Equity 95.4b)
RoCE = 5.85% (EBIT 9.03b / Capital Employed (Equity 95.4b + L.T.Debt 58.9b))
RoIC = 2.95% (NOPAT 6.66b / Invested Capital 226b)
WACC = 1.84% (E(35.2b)/V(155b) * Re(7.07%) + D(119b)/V(155b) * Rd(0.40%) * (1-Tc(0.26)))
Discount Rate = 7.07% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -96.09 | Cagr: -2.19%
[DCF] Fair Price = unknown (Cash Flow -5.51b)
EPS Correlation: -84.12 | EPS CAGR: -19.06% | SUE: 0.14 | # QB: 0
Revenue Correlation: -96.34 | Revenue CAGR: -7.32% | SUE: 0.14 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.22 | Chg30d=-32.21% | Revisions=-25% | Analysts=1
EPS current Year (2026-12-31): EPS=6.75 | Chg30d=-11.96% | Revisions=-18% | GrowthEPS=-43.2% | GrowthRev=-3.5%
EPS next Year (2027-12-31): EPS=9.18 | Chg30d=-6.68% | Revisions=+0% | GrowthEPS=+36.1% | GrowthRev=+4.2%
[Analyst] Revisions Ratio: -14% (up=8, down=11)