(DBK) Deutsche Bank - Ratings and Ratios
Investment Banking, Asset Management, Private Banking, Corporate Banking
DBK EPS (Earnings per Share)
DBK Revenue
Description: DBK Deutsche Bank
Deutsche Bank Aktiengesellschaft is a global banking institution providing a wide range of financial products and services across four main business segments: Corporate Bank, Investment Bank, Private Bank, and Asset Management. The company operates in multiple regions, including Europe, the Americas, and the Asia-Pacific, offering services such as risk management, cash management, investment advice, and asset management solutions.
From a business perspective, Deutsche Banks segments cater to diverse client needs. The Corporate Bank and Investment Bank segments serve corporate clients with services like trade finance, lending, and equity advisory. The Private Bank segment focuses on individual clients, offering wealth management, credit, and deposit products. The Asset Management segment provides investment solutions, including alternative investments and sustainable investments, to individuals and institutions. With a history dating back to 1870, Deutsche Bank is a well-established player in the global banking industry.
To evaluate Deutsche Banks performance, key performance indicators (KPIs) such as revenue growth, net interest margin, and cost-income ratio are crucial. Additionally, metrics like return on equity (RoE) of 6.75% and a forward P/E ratio of 9.93 suggest that the bank is generating returns, although the RoE is relatively modest. The banks market capitalization stands at approximately 49.9 billion EUR, indicating its significant presence in the global banking sector.
Further analysis could involve examining Deutsche Banks capital adequacy ratio, non-performing loan ratio, and provisioning coverage ratio to assess its asset quality and risk management. The banks ability to generate revenue from its diverse business segments and its capacity to manage costs will be essential in driving future profitability. As a Trading Analyst, closely monitoring these KPIs and evaluating the banks strategic initiatives will be vital in determining its investment potential.
DBK Stock Overview
| Market Cap in USD | 71,817m |
| Sub-Industry | Regional Banks |
| IPO / Inception |
DBK Stock Ratings
| Growth Rating | 94.7% |
| Fundamental | 23.6% |
| Dividend Rating | 73.5% |
| Return 12m vs S&P 500 | 75.4% |
| Analyst Rating | - |
DBK Dividends
| Dividend Yield 12m | 2.66% |
| Yield on Cost 5y | 10.83% |
| Annual Growth 5y | 31.04% |
| Payout Consistency | 78.2% |
| Payout Ratio | 27.5% |
DBK Growth Ratios
| Growth Correlation 3m | 83.3% |
| Growth Correlation 12m | 97.8% |
| Growth Correlation 5y | 77% |
| CAGR 5y | 63.02% |
| CAGR/Max DD 3y | 2.05 |
| CAGR/Mean DD 3y | 13.77 |
| Sharpe Ratio 12m | 2.51 |
| Alpha | 0.04 |
| Beta | 0.663 |
| Volatility | 34.75% |
| Current Volume | 5953.7k |
| Average Volume 20d | 4751.8k |
| Stop Loss | 29.5 (-3.1%) |
| Signal | -0.75 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (5.42b TTM) > 0 and > 6% of Revenue (6% = 2.27b TTM) |
| FCFTA -0.02 (>2.0%) and ΔFCFTA -0.17pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1684 % (prev 992.5%; Δ -2676 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.00 (>3.0%) and CFO -2.93b <= Net Income 5.42b (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 0.23 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (2.01b) change vs 12m ago -0.96% (target <= -2.0% for YES) |
| Gross Margin 81.47% (prev 58.61%; Δ 22.85pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.73% (prev 3.42%; Δ -0.69pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -0.50 (EBITDA TTM -16.07b / Interest Expense TTM 32.21b) >= 6 (WARN >= 3) |
Altman Z'' -2.99
| (A) -0.46 = (Total Current Assets 187.21b - Total Current Liabilities 824.60b) / Total Assets 1397.83b |
| (B) 0.02 = Retained Earnings (Balance) 24.90b / Total Assets 1397.83b |
| (C) -0.01 = EBIT TTM -16.14b / Avg Total Assets 1388.96b |
| (D) 0.02 = Book Value of Equity 26.18b / Total Liabilities 1319.98b |
| Total Rating: -2.99 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 23.59
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield -25.02% = -5.0 |
| 3. FCF Margin -76.90% = -7.50 |
| 4. Debt/Equity 3.16 = -1.00 |
| 5. Debt/Ebitda -15.00 = -2.50 |
| 6. ROIC - WACC (= -10.94)% = -12.50 |
| 7. RoE 7.01% = 0.58 |
| 8. Rev. Trend 47.26% = 3.54 |
| 9. EPS Trend -10.70% = -0.53 |
What is the price of DBK shares?
Over the past week, the price has changed by -3.15%, over one month by -3.07%, over three months by +26.27% and over the past year by +109.51%.
Is Deutsche Bank a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of DBK is around 43.54 EUR . This means that DBK is currently undervalued and has a potential upside of +42.99% (Margin of Safety).
Is DBK a buy, sell or hold?
What are the forecasts/targets for the DBK price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 28.2 | -7.3% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 46.3 | 52% |
DBK Fundamental Data Overview
Market Cap EUR = 60.78b (60.78b EUR * 1.0 EUR.EUR)
CCE Cash And Equivalents = 185.48b EUR (Cash And Short Term Investments, last quarter)
P/E Trailing = 12.8796
P/E Forward = 9.8232
P/S = 2.0211
P/B = 0.7927
P/EG = 0.5489
Beta = 1.014
Revenue TTM = 37.86b EUR
EBIT TTM = -16.14b EUR
EBITDA TTM = -16.07b EUR
Long Term Debt = 218.60b EUR (from longTermDebt, last quarter)
Short Term Debt = 22.46b EUR (from shortTermDebt, last quarter)
Debt = 241.06b EUR (Calculated: Short Term 22.46b + Long Term 218.60b)
Net Debt = -7.90b EUR (from netDebt column, last quarter)
Enterprise Value = 116.36b EUR (60.78b + Debt 241.06b - CCE 185.48b)
Interest Coverage Ratio = -0.50 (Ebit TTM -16.14b / Interest Expense TTM 32.21b)
FCF Yield = -25.02% (FCF TTM -29.11b / Enterprise Value 116.36b)
FCF Margin = -76.90% (FCF TTM -29.11b / Revenue TTM 37.86b)
Net Margin = 14.31% (Net Income TTM 5.42b / Revenue TTM 37.86b)
Gross Margin = 81.47% ((Revenue TTM 37.86b - Cost of Revenue TTM 7.02b) / Revenue TTM)
Tobins Q-Ratio = 4.44 (Enterprise Value 116.36b / Book Value Of Equity 26.18b)
Interest Expense / Debt = 2.99% (Interest Expense 7.21b / Debt 241.06b)
Taxrate = 33.76% (1.79b / 5.29b)
NOPAT = -16.14b (EBIT -16.14b, no tax applied on loss)
Current Ratio = 0.23 (Total Current Assets 187.21b / Total Current Liabilities 824.60b)
Debt / Equity = 3.16 (Debt 241.06b / last Quarter total Stockholder Equity 76.39b)
Debt / EBITDA = -15.00 (Net Debt -7.90b / EBITDA -16.07b)
Debt / FCF = -8.28 (Debt 241.06b / FCF TTM -29.11b)
Total Stockholder Equity = 77.28b (last 4 quarters mean)
RoA = 0.39% (Net Income 5.42b, Total Assets 1397.83b )
RoE = 7.01% (Net Income TTM 5.42b / Total Stockholder Equity 77.28b)
RoCE = -5.46% (Ebit -16.14b / (Equity 77.28b + L.T.Debt 218.60b))
RoIC = -7.66% (NOPAT -16.14b / Invested Capital 210.82b)
WACC = 3.29% (E(60.78b)/V(301.84b) * Re(8.46%)) + (D(241.06b)/V(301.84b) * Rd(2.99%) * (1-Tc(0.34)))
Shares Correlation 3-Years: -90.08 | Cagr: -0.48%
Discount Rate = 8.46% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -29.11b)
EPS Correlation: -10.70 | EPS CAGR: 0.0% | SUE: -0.48 | # QB: 0
Revenue Correlation: 47.26 | Revenue CAGR: 32.59% | SUE: 1.69 | # QB: 1