(DBK) Deutsche Bank - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: XETRA (Germany) | Market Cap: 49.799m EUR | Total Return: 48.1% in 12m
Banking, Investments, Wealth Management, Asset Management
Total Rating 29
Safety 35
Buy Signal 0.40
Banks - Regional
Industry Rotation: +13.6
Industry Rotation: +13.6
Market Cap:
58.1B
Avg Turnover: 173M EUR
Avg Turnover: 173M EUR
ATR:
3.72%
Peers RS (IBD): 6.0
Peers RS (IBD): 6.0
Risk 5d forecast
Volatility36.0%
Rel. Tail Risk-5.98%
Reward TTM
Sharpe Ratio1.26
Alpha23.55
Character TTM
Beta0.903
Beta Downside0.851
Drawdowns 3y
Max DD26.77%
CAGR/Max DD1.72
EPS (Earnings per Share)
EPS CAGR: -44.03%
EPS Trend: -5.0%
EPS Trend: -5.0%
Last SUE: -4.00
Qual. Beats: 0
Qual. Beats: 0
Revenue
Rev. CAGR: 14.14%
Rev. Trend: 56.9%
Rev. Trend: 56.9%
Last SUE: 2.27
Qual. Beats: 1
Qual. Beats: 1
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Description: DBK Deutsche Bank
Deutsche Bank AG operates as a global financial services company. It offers corporate and investment banking, private client services, and asset management across various regions.
The companys Corporate Bank segment provides risk management, cash management, and trade finance. The Investment Bank segment focuses on debt origination, mergers and acquisitions, and foreign exchange services. Investment banking is a capital-intensive business, often driven by transaction volumes and market volatility.
The Private Bank segment offers payment, credit, deposit products, and investment advice, including ESG products. Retail banking, a core component of private banking, typically relies on a broad customer base and interest rate differentials.
The Asset Management segment provides diverse investment solutions, including real estate and sustainable investments, along with insurance and pension services. Asset management firms generate revenue through fees based on assets under management.
For more detailed financial analysis, consider exploring ValueRay.
- Global interest rate changes impact net interest income
- Investment banking activity drives fee revenue
- Regulatory fines and litigation costs erode profits
- Economic downturns reduce loan demand and increase defaults
- Geopolitical instability affects trading volumes and asset values
Piotroski VR‑10 (Strict)
4.5
| Net Income: 6.93b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA 5.35 > 1.0 |
| NWC/Revenue: -986.6% < 20% (prev -1.07k%; Δ 86.20% < -1%) |
| CFO/TA 0.02 > 3% & CFO 25.65b > Net Income 6.93b |
| Net Debt (-101.17b) to EBITDA (9.74b): -10.38 < 3 |
| Current Ratio: 0.37 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.99b) vs 12m ago -0.55% < -2% |
| Gross Margin: 50.03% > 18% (prev 0.67%; Δ 4.94k% > 0.5%) |
| Asset Turnover: 4.32% > 50% (prev 4.08%; Δ 0.24% > 0%) |
| Interest Coverage Ratio: -0.66 > 6 (EBITDA TTM 9.74b / Interest Expense TTM 28.77b) |
Altman Z''
-2.75
| A: -0.42 (Total Current Assets 355.98b - Total Current Liabilities 957.70b) / Total Assets 1435.07b |
| B: 0.02 (Retained Earnings 28.10b / Total Assets 1435.07b) |
| C: -0.01 (EBIT TTM -18.90b / Avg Total Assets 1411.12b) |
| D: 0.02 (Book Value of Equity 28.84b / Total Liabilities 1354.86b) |
| Altman-Z'' Score: -2.75 = D |
Beneish M
-3.50
| DSRI: 0.06 (Receivables 4.54b/67.07b, Revenue 60.99b/56.59b) |
| GMI: 1.33 (GM 50.03% / 66.59%) |
| AQI: 0.92 (AQ_t 0.75 / AQ_t-1 0.81) |
| SGI: 1.08 (Revenue 60.99b / 56.59b) |
| TATA: -0.01 (NI 6.93b - CFO 25.65b) / TA 1435.07b) |
| Beneish M-Score: -3.50 (Cap -4..+1) = AAA |
What is the price of DBK shares?
As of April 12, 2026, the stock is trading at EUR 27.71 with a total of 7,022,012 shares traded.
Over the past week, the price has changed by +8.12%, over one month by +0.91%, over three months by -17.90% and over the past year by +48.07%.
Over the past week, the price has changed by +8.12%, over one month by +0.91%, over three months by -17.90% and over the past year by +48.07%.
Is DBK a buy, sell or hold?
Deutsche Bank has no consensus analysts rating.
What are the forecasts/targets for the DBK price?
| Analysts Target Price | - | - |
Deutsche Bank (DBK) - Fundamental Data Overview
as of 12 April 2026
Market Cap USD = 58.06b (49.80b EUR * 1.1659 EUR.USD)P/E Trailing = 8.3091
P/E Forward = 7.734
P/S = 1.6752
P/B = 0.6503
P/EG = 1.4318
Revenue TTM = 60.99b EUR
EBIT TTM = -18.90b EUR
EBITDA TTM = 9.74b EUR
Long Term Debt = 230.09b EUR (from longTermDebt, last quarter)
Short Term Debt = 108.56b EUR (from shortTermDebt, last quarter)
Debt = 254.81b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = -101.17b EUR (recalculated: Debt 254.81b - CCE 355.98b)
Enterprise Value = 49.80b EUR (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = -0.66 (Ebit TTM -18.90b / Interest Expense TTM 28.77b)
EV/FCF = 1.07x (Enterprise Value 49.80b / FCF TTM 46.62b)
FCF Yield = 93.62% (FCF TTM 46.62b / Enterprise Value 49.80b)
FCF Margin = 76.44% (FCF TTM 46.62b / Revenue TTM 60.99b)
Net Margin = 11.36% (Net Income TTM 6.93b / Revenue TTM 60.99b)
Gross Margin = 50.03% ((Revenue TTM 60.99b - Cost of Revenue TTM 30.47b) / Revenue TTM)
Gross Margin QoQ = 51.23% (prev 50.45%)
Tobins Q-Ratio = 0.03 (Enterprise Value 49.80b / Total Assets 1435.07b)
Interest Expense / Debt = 2.62% (Interest Expense 6.68b / Debt 254.81b)
Taxrate = 22.21% (453.0m / 2.04b)
NOPAT = -14.70b (EBIT -18.90b * (1 - 22.21%)) [loss with tax shield]
Current Ratio = 0.37 (Total Current Assets 355.98b / Total Current Liabilities 957.70b)
Debt / Equity = 3.24 (Debt 254.81b / totalStockholderEquity, last quarter 78.64b)
Debt / EBITDA = -10.38 (Net Debt -101.17b / EBITDA 9.74b)
Debt / FCF = -2.17 (Net Debt -101.17b / FCF TTM 46.62b)
Total Stockholder Equity = 78.10b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.49% (Net Income 6.93b / Total Assets 1435.07b)
RoE = 8.87% (Net Income TTM 6.93b / Total Stockholder Equity 78.10b)
RoCE = -6.13% (EBIT -18.90b / Capital Employed (Equity 78.10b + L.T.Debt 230.09b))
RoIC = -6.80% (negative operating profit) (NOPAT -14.70b / Invested Capital 216.10b)
WACC = 3.20% (E(49.80b)/V(304.60b) * Re(9.16%) + D(254.81b)/V(304.60b) * Rd(2.62%) * (1-Tc(0.22)))
Discount Rate = 9.16% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -2.57%
[DCF] Terminal Value 84.75% ; FCFF base≈46.62b ; Y1≈40.33b ; Y5≈32.02b
[DCF] Fair Price = 551.9 (EV 969.18b - Net Debt -101.17b = Equity 1070.35b / Shares 1.94b; r=6.0% [WACC]; 5y FCF grow -16.46% → 3.0% )
EPS Correlation: -5.02 | EPS CAGR: -44.03% | SUE: -4.0 | # QB: 0
Revenue Correlation: 56.88 | Revenue CAGR: 14.14% | SUE: 2.27 | # QB: 1
EPS next Quarter (2026-06-30): EPS=0.77 | Chg7d=+0.053 | Chg30d=+0.007 | Revisions Net=+1 | Analysts=3
EPS current Year (2026-12-31): EPS=3.42 | Chg7d=+0.032 | Chg30d=+0.004 | Revisions Net=-1 | Growth EPS=+6.9% | Growth Revenue=+2.8%
EPS next Year (2027-12-31): EPS=3.97 | Chg7d=+0.068 | Chg30d=+0.059 | Revisions Net=-2 | Growth EPS=+16.1% | Growth Revenue=+4.0%
[Analyst] Revisions Ratio: +1.00 (1 Up / 0 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -2.9% (Discount Rate 9.2% - Earnings Yield 12.0%)
[Growth] Growth Spread = +8.2% (Analyst 5.3% - Implied -2.9%)