(DBK) Deutsche Bank - Overview
Stock: Banking, Investment, Asset, Wealth
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 2.82% |
| Yield on Cost 5y | 8.67% |
| Yield CAGR 5y | 50.37% |
| Payout Consistency | 78.7% |
| Payout Ratio | 21.1% |
| Risk 5d forecast | |
|---|---|
| Volatility | 39.9% |
| Relative Tail Risk | -8.57% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.58 |
| Alpha | 63.58 |
| Character TTM | |
|---|---|
| Beta | 0.440 |
| Beta Downside | 0.662 |
| Drawdowns 3y | |
|---|---|
| Max DD | 27.63% |
| CAGR/Max DD | 1.60 |
Description: DBK Deutsche Bank January 27, 2026
Deutsche Bank AG (XETRA: DBK) is a diversified financial services group headquartered in Frankfurt, operating four main segments: Corporate Bank (risk-management, cash-management, trade finance and lending), Investment Bank (debt origination, M&A advisory, FX and equity-capital markets), Private Bank (wealth-management, ESG-focused investment products and retail banking services) and Asset Management (alternatives, real-estate, infrastructure, sustainable-investment solutions and pension/insurance advisory).
According to the Q4 2025 earnings release (published Feb 2026), the bank reported a net profit of €3.1 billion, a 7 % YoY increase, driven by a 12 % rise in Investment-Bank revenue and a 5 % improvement in the Corporate-Bank cost-to-income ratio (down to 71 %). The CET1 capital ratio held at 14.8 % and ROE stabilized at 9.2 %, reflecting a solid capital position amid a low-interest-rate environment in the Eurozone.
Key macro drivers for the European regional-bank sector remain the European Central Bank’s policy stance-its recent decision to keep the policy rate at 3.75 % to curb inflation-supporting net-interest-margin recovery, while heightened regulatory scrutiny on climate-risk disclosures is accelerating the Private-Bank’s ESG-product rollout.
For a deeper dive into Deutsche Bank’s valuation dynamics and scenario analysis, a quick look at ValueRay’s model could be a useful next step.
Piotroski VR‑10 (Strict, 0-10) 2.5
| Net Income: 6.93b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.02 > 0.02 and ΔFCF/TA -2.40 > 1.0 |
| NWC/Revenue: 487.9% < 20% (prev -1073 %; Δ 1561 % < -1%) |
| CFO/TA -0.00 > 3% & CFO -2.93b > Net Income 6.93b |
| Net Debt (149.13b) to EBITDA (9.72b): 15.34 < 3 |
| Current Ratio: 5.50 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.99b) vs 12m ago -0.55% < -2% |
| Gross Margin: 61.57% > 18% (prev 0.67%; Δ 6090 % > 0.5%) |
| Asset Turnover: 4.31% > 50% (prev 4.08%; Δ 0.23% > 0%) |
| Interest Coverage Ratio: -0.86 > 6 (EBITDA TTM 9.72b / Interest Expense TTM 22.08b) |
Altman Z'' 1.38
| A: 0.21 (Total Current Assets 362.94b - Total Current Liabilities 65.95b) / Total Assets 1435.07b |
| B: 0.02 (Retained Earnings 26.59b / Total Assets 1435.07b) |
| C: -0.01 (EBIT TTM -18.90b / Avg Total Assets 1411.12b) |
| D: 0.05 (Book Value of Equity 66.93b / Total Liabilities 1367.04b) |
| Altman-Z'' Score: 1.38 = BB |
What is the price of DBK shares?
Over the past week, the price has changed by -6.54%, over one month by -5.93%, over three months by -3.70% and over the past year by +73.54%.
Is DBK a buy, sell or hold?
What are the forecasts/targets for the DBK price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 33.4 | 6.7% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 45.2 | 44.8% |
DBK Fundamental Data Overview February 09, 2026
P/E Trailing = 12.4502
P/E Forward = 9.1659
P/S = 1.9648
P/B = 0.7716
P/EG = 1.6971
Revenue TTM = 60.87b EUR
EBIT TTM = -18.90b EUR
EBITDA TTM = 9.72b EUR
Long Term Debt = 230.09b EUR (from longTermDebt, last quarter)
Short Term Debt = 22.38b EUR (from shortTermDebt, last quarter)
Debt = 149.13b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = 149.13b EUR (from netDebt column, last quarter)
Enterprise Value = 208.83b EUR (59.71b + Debt 149.13b - (null CCE))
Interest Coverage Ratio = -0.86 (Ebit TTM -18.90b / Interest Expense TTM 22.08b)
EV/FCF = -7.17x (Enterprise Value 208.83b / FCF TTM -29.11b)
FCF Yield = -13.94% (FCF TTM -29.11b / Enterprise Value 208.83b)
FCF Margin = -47.83% (FCF TTM -29.11b / Revenue TTM 60.87b)
Net Margin = 11.39% (Net Income TTM 6.93b / Revenue TTM 60.87b)
Gross Margin = 61.57% ((Revenue TTM 60.87b - Cost of Revenue TTM 23.39b) / Revenue TTM)
Gross Margin QoQ = none% (prev 50.45%)
Tobins Q-Ratio = 0.15 (Enterprise Value 208.83b / Total Assets 1435.07b)
Interest Expense / Debt = 4.73% (Interest Expense 7.05b / Debt 149.13b)
Taxrate = 22.35% (453.0m / 2.03b)
NOPAT = -14.68b (EBIT -18.90b * (1 - 22.35%)) [loss with tax shield]
Current Ratio = 5.50 (Total Current Assets 362.94b / Total Current Liabilities 65.95b)
Debt / Equity = 2.23 (Debt 149.13b / totalStockholderEquity, last quarter 66.93b)
Debt / EBITDA = 15.34 (Net Debt 149.13b / EBITDA 9.72b)
Debt / FCF = -5.12 (negative FCF - burning cash) (Net Debt 149.13b / FCF TTM -29.11b)
Total Stockholder Equity = 75.18b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.49% (Net Income 6.93b / Total Assets 1435.07b)
RoE = 9.22% (Net Income TTM 6.93b / Total Stockholder Equity 75.18b)
RoCE = -6.19% (EBIT -18.90b / Capital Employed (Equity 75.18b + L.T.Debt 230.09b))
RoIC = -7.04% (negative operating profit) (NOPAT -14.68b / Invested Capital 208.50b)
WACC = 4.78% (E(59.71b)/V(208.83b) * Re(7.54%) + D(149.13b)/V(208.83b) * Rd(4.73%) * (1-Tc(0.22)))
Discount Rate = 7.54% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: -100.0 | Cagr: -2.57%
Fair Price DCF = unknown (Cash Flow -29.11b)
EPS Correlation: 19.47 | EPS CAGR: 10.21% | SUE: 0.52 | # QB: 0
Revenue Correlation: 56.64 | Revenue CAGR: 13.89% | SUE: 2.27 | # QB: 1
EPS next Quarter (2026-03-31): EPS=1.02 | Chg30d=-0.041 | Revisions Net=+0 | Analysts=4
EPS current Year (2026-12-31): EPS=3.42 | Chg30d=+0.044 | Revisions Net=+2 | Growth EPS=+7.0% | Growth Revenue=+3.0%
EPS next Year (2027-12-31): EPS=3.94 | Chg30d=+0.184 | Revisions Net=+2 | Growth EPS=+15.3% | Growth Revenue=+4.0%