(DBK) Deutsche Bank - Overview
Sector: Financial Services | Industry: Banks - Regional | Exchange: XETRA (Germany) | Market Cap: 53.884m EUR | Total Return: 19.3% in 12m
Avg Turnover: 120M
EPS Trend: 60.5%
Qual. Beats: 0
Rev. Trend: 42.4%
Qual. Beats: 0
Warnings
Extended 1w
Tailwinds
No distinct edge detected
Deutsche Bank Aktiengesellschaft (DBK) is a global financial institution headquartered in Frankfurt, providing corporate and investment banking, private wealth management, and asset management services across Europe, the Americas, and Asia-Pacific. The firm operates through four primary segments: Corporate Bank, Investment Bank, Private Bank, and Asset Management (DWS). Its business model relies on diversified revenue streams, ranging from transaction banking and trade finance to institutional sales and mergers and acquisitions advisory.
The Investment Bank segment focuses on fixed income and currencies, acting as a major liquidity provider and market maker in global debt markets. As a Global Systemically Important Bank (G-SIB), Deutsche Bank is subject to more stringent capital requirements and regulatory oversight than smaller regional peers. The Private Bank segment integrates traditional retail banking with specialized wealth management, managing high-net-worth portfolios alongside standard deposit and credit products. For a deeper look into these fundamentals, you might find ValueRays detailed metrics useful.
- Net interest income sensitivity to European Central Bank monetary policy shifts
- Investment Bank trading revenue volatility impacts quarterly earnings performance
- Strict cost management initiatives drive targeted return on tangible equity
- Regulatory litigation reserves and capital requirement changes affect dividend capacity
- Eurozone economic growth trajectory influences corporate loan loss provisions
| Net Income: 7.08b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA 5.20 > 1.0 |
| NWC/Revenue: -861.6% < 20% (prev -1.14k%; Δ 273.7% < -1%) |
| CFO/TA 0.03 > 3% & CFO 47.1b > Net Income 7.08b |
| Net Debt (-226b) to EBITDA (12.8b): -17.68 < 3 |
| Current Ratio: 0.42 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.96b) vs 12m ago -2.06% < -2% |
| Gross Margin: 51.06% > 18% (prev 0.69%; Δ 5.04k% > 0.5%) |
| Asset Turnover: 4.13% > 50% (prev 3.93%; Δ 0.20% > 0%) |
| Interest Coverage Ratio: 0.36 > 6 (EBITDA TTM 12.8b / Interest Expense TTM 27.6b) |
| A: -0.35 (Total Current Assets 369b - Total Current Liabilities 885b) / Total Assets 1483b |
| B: 0.02 (Retained Earnings 30.1b / Total Assets 1483b) |
| C: 0.01 (EBIT TTM 9.95b / Avg Total Assets 1450b) |
| D: 0.02 (Book Value of Equity 30.7b / Total Liabilities 1403b) |
| Altman-Z'' = -2.15 = D |
| DSRI: 0.00 (Receivables 6.00m/1.75b, Revenue 59.9b/55.7b) |
| GMI: 1.35 (GM 51.06% / 68.97%) |
| AQI: 0.88 (AQ_t 0.75 / AQ_t-1 0.85) |
| SGI: 1.08 (Revenue 59.9b / 55.7b) |
| TATA: -0.03 (NI 7.08b - CFO 47.1b) / TA 1483b) |
| Beneish M = -3.58 (Cap -4..+1) = AAA |
As of May 26, 2026, the stock is trading at EUR 29.28 with a total of 4,070,257 shares traded.
Over the past week, the price has changed by +8.83%,
over one month by +7.98%,
over three months by -4.31% and
over the past year by +19.32%.
Deutsche Bank has no consensus analysts rating.
P/E Trailing = 8.913
P/E Forward = 8.4246
P/S = 1.8067
P/B = 0.6883
P/EG = 1.5607
Revenue TTM = 59.9b EUR
EBIT TTM = 9.95b EUR
EBITDA TTM = 12.8b EUR
Long Term Debt = 113b EUR (from longTermDebt, last quarter)
Short Term Debt = 26.5b EUR (from shortTermDebt, last quarter)
Debt = 144b EUR (from shortLongTermDebtTotal, last quarter) + Leases 4.19b
Net Debt = -226b EUR (calculated: Debt 144b - CCE 369b)
Enterprise Value = 53.9b EUR (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 0.36 (Ebit TTM 9.95b / Interest Expense TTM 27.6b)
EV/FCF = 1.16x (Enterprise Value 53.9b / FCF TTM 46.6b)
FCF Yield = 86.52% (FCF TTM 46.6b / Enterprise Value 53.9b)
FCF Margin = 77.82% (FCF TTM 46.6b / Revenue TTM 59.9b)
Net Margin = 11.82% (Net Income TTM 7.08b / Revenue TTM 59.9b)
Gross Margin = 51.06% ((Revenue TTM 59.9b - Cost of Revenue TTM 29.3b) / Revenue TTM)
Gross Margin QoQ = 53.29% (prev 51.23%)
Tobins Q-Ratio = 0.04 (Enterprise Value 53.9b / Total Assets 1483b)
Interest Expense / Debt = 19.16% (Interest Expense 27.6b / Debt 144b)
Taxrate = 28.51% (867.0m / 3.04b)
NOPAT = 7.11b (EBIT 9.95b * (1 - 28.51%))
Current Ratio = 0.42 (Total Current Assets 369b / Total Current Liabilities 885b)
Debt / Equity = 1.84 (Debt 144b / totalStockholderEquity, last quarter 78.0b)
Debt / EBITDA = -17.68 (Net Debt -226b / EBITDA 12.8b)
Debt / FCF = -4.84 (Net Debt -226b / FCF TTM 46.6b)
Total Stockholder Equity = 77.6b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.49% (Net Income 7.08b / Total Assets 1483b)
RoE = 9.12% (Net Income TTM 7.08b / Total Stockholder Equity 77.6b)
RoCE = 5.21% (EBIT 9.95b / Capital Employed (Equity 77.6b + L.T.Debt 113b))
RoIC = 1.14% (NOPAT 7.11b / Invested Capital 624b)
WACC = 12.39% (E(53.9b)/V(198b) * Re(8.91%) + D(144b)/V(198b) * Rd(19.16%) * (1-Tc(0.29)))
Discount Rate = 8.91% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -80.90 | Cagr: -2.96%
[DCF] Terminal Value 62.65% ; FCFF base≈46.6b ; Y1≈46.8b ; Y5≈49.6b
[DCF] Fair Price = 356.8 (EV 457b - Net Debt -226b = Equity 683b / Shares 1.91b; r=12.39% [WACC]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: 60.46 | EPS CAGR: 11.76% | SUE: 0.16 | # QB: 0
Revenue Correlation: 42.41 | Revenue CAGR: 4.39% | SUE: 0.54 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.78 | Chg30d=-1.14% | Revisions=-25% | Analysts=4
EPS next Quarter (2026-09-30): EPS=0.89 | Chg30d=-2.24% | Revisions=-25% | Analysts=4
EPS current Year (2026-12-31): EPS=3.35 | Chg30d=-1.49% | Revisions=-38% | GrowthEPS=+4.9% | GrowthRev=+2.6%
EPS next Year (2027-12-31): EPS=3.88 | Chg30d=-1.91% | Revisions=-38% | GrowthEPS=+15.7% | GrowthRev=+3.9%
[Analyst] Revisions Ratio: -38%