(GFT) GFT Technologies SE - Ratings and Ratios
Consulting, Implementation, IoT, AI, Portfolio
Dividends
| Dividend Yield | 2.71% |
| Yield on Cost 5y | 4.48% |
| Yield CAGR 5y | 25.74% |
| Payout Consistency | 95.8% |
| Payout Ratio | 36.8% |
| Risk via 5d forecast | |
|---|---|
| Volatility | 37.6% |
| Value at Risk 5%th | 51.7% |
| Relative Tail Risk | -16.52% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.43 |
| Alpha | -28.33 |
| CAGR/Max DD | -0.28 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.520 |
| Beta | 0.144 |
| Beta Downside | 0.628 |
| Drawdowns 3y | |
|---|---|
| Max DD | 59.49% |
| Mean DD | 37.80% |
| Median DD | 40.09% |
Description: GFT GFT Technologies SE October 23, 2025
GFT Technologies SE (XETRA:GFT) is a Stuttgart-based provider of digital transformation services, operating through two geographic segments: (1) the Americas, the UK & APAC, and (2) Continental Europe. Its portfolio includes consulting, custom IT implementation, and proprietary software such as a cloud-ready IoT platform, a real-time project-management suite, and Engenion-an AI-driven project-portfolio-management tool. The firm serves clients across investment and retail banking, insurance, and industrial sectors, and has been active since its 1987 founding.
Key recent metrics (FY 2023) show revenue of €1.08 bn, up 7 % YoY, with an EBITDA margin of 12 %, reflecting strong demand for cloud and AI-enabled solutions. The European digital-services market is expanding at a ~9 % CAGR, driven by regulatory pressure in finance (e.g., PSD2, ESG reporting) and the acceleration of Industry 4.0 initiatives in manufacturing. GFT’s exposure to the banking sector makes it sensitive to macro-level credit cycles, but also positions it to capture rising spending on automation and compliance-related IT projects.
If you want a deeper, data-driven view of GFT’s valuation dynamics, a quick look at ValueRay’s analyst models can help surface the most material assumptions and scenario outcomes.
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (35.0m TTM) > 0 and > 6% of Revenue (6% = 52.8m TTM) |
| FCFTA 0.07 (>2.0%) and ΔFCFTA 0.24pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 3.87% (prev 4.01%; Δ -0.14pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 52.0m > Net Income 35.0m (YES >=105%, WARN >=100%) |
| Net Debt (79.5m) to EBITDA (56.4m) ratio: 1.41 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.13 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (26.3m) change vs 12m ago -0.00% (target <= -2.0% for YES) |
| Gross Margin 31.14% (prev 14.88%; Δ 16.26pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 140.3% (prev 135.5%; Δ 4.77pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 6.24 (EBITDA TTM 56.4m / Interest Expense TTM 6.56m) >= 6 (WARN >= 3) |
Altman Z'' 2.60
| (A) 0.05 = (Total Current Assets 295.2m - Total Current Liabilities 261.1m) / Total Assets 626.3m |
| (B) 0.34 = Retained Earnings (Balance) 215.5m / Total Assets 626.3m |
| (C) 0.07 = EBIT TTM 40.9m / Avg Total Assets 627.7m |
| (D) 0.65 = Book Value of Equity 241.8m / Total Liabilities 374.1m |
| Total Rating: 2.60 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 72.13
| 1. Piotroski 6.0pt |
| 2. FCF Yield 8.03% |
| 3. FCF Margin 5.33% |
| 4. Debt/Equity 0.63 |
| 5. Debt/Ebitda 1.41 |
| 6. ROIC - WACC (= 4.37)% |
| 7. RoE 13.34% |
| 8. Rev. Trend 93.25% |
| 9. EPS Trend -24.02% |
What is the price of GFT shares?
Over the past week, the price has changed by +1.43%, over one month by +4.77%, over three months by +11.35% and over the past year by -23.28%.
Is GFT a buy, sell or hold?
What are the forecasts/targets for the GFT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 29.6 | 60.5% |
| Analysts Target Price | - | - |
| ValueRay Target Price | 17.8 | -3.4% |
GFT Fundamental Data Overview December 05, 2025
Market Cap EUR = 471.2m (471.2m EUR * 1.0 EUR.EUR)
P/E Trailing = 13.3582
P/E Forward = 8.2102
P/S = 0.5351
P/B = 1.8313
P/EG = 1.04
Beta = 1.197
Revenue TTM = 880.6m EUR
EBIT TTM = 40.9m EUR
EBITDA TTM = 56.4m EUR
Long Term Debt = 70.0m EUR (from longTermDebt, last quarter)
Short Term Debt = 62.9m EUR (from shortTermDebt, last fiscal year)
Debt = 159.7m EUR (from shortLongTermDebtTotal, last fiscal year)
Net Debt = 79.5m EUR (from netDebt column, last fiscal year)
Enterprise Value = 584.7m EUR (471.2m + Debt 159.7m - CCE 46.2m)
Interest Coverage Ratio = 6.24 (Ebit TTM 40.9m / Interest Expense TTM 6.56m)
FCF Yield = 8.03% (FCF TTM 46.9m / Enterprise Value 584.7m)
FCF Margin = 5.33% (FCF TTM 46.9m / Revenue TTM 880.6m)
Net Margin = 3.97% (Net Income TTM 35.0m / Revenue TTM 880.6m)
Gross Margin = 31.14% ((Revenue TTM 880.6m - Cost of Revenue TTM 606.4m) / Revenue TTM)
Gross Margin QoQ = 87.08% (prev 15.14%)
Tobins Q-Ratio = 0.93 (Enterprise Value 584.7m / Total Assets 626.3m)
Interest Expense / Debt = 0.99% (Interest Expense 1.58m / Debt 159.7m)
Taxrate = 32.54% (4.29m / 13.2m)
NOPAT = 27.6m (EBIT 40.9m * (1 - 32.54%))
Current Ratio = 1.13 (Total Current Assets 295.2m / Total Current Liabilities 261.1m)
Debt / Equity = 0.63 (Debt 159.7m / totalStockholderEquity, last quarter 252.1m)
Debt / EBITDA = 1.41 (Net Debt 79.5m / EBITDA 56.4m)
Debt / FCF = 1.69 (Net Debt 79.5m / FCF TTM 46.9m)
Total Stockholder Equity = 262.2m (last 4 quarters mean from totalStockholderEquity)
RoA = 5.58% (Net Income 35.0m / Total Assets 626.3m)
RoE = 13.34% (Net Income TTM 35.0m / Total Stockholder Equity 262.2m)
RoCE = 12.32% (EBIT 40.9m / Capital Employed (Equity 262.2m + L.T.Debt 70.0m))
RoIC = 9.43% (NOPAT 27.6m / Invested Capital 292.9m)
WACC = 5.06% (E(471.2m)/V(630.9m) * Re(6.55%) + D(159.7m)/V(630.9m) * Rd(0.99%) * (1-Tc(0.33)))
Discount Rate = 6.55% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: -81.65 | Cagr: -0.00%
[DCF Debug] Terminal Value 79.55% ; FCFE base≈46.4m ; Y1≈50.8m ; Y5≈64.6m
Fair Price DCF = 42.70 (DCF Value 1.12b / Shares Outstanding 26.3m; 5y FCF grow 10.79% → 3.0% )
EPS Correlation: -24.02 | EPS CAGR: -0.17% | SUE: 1.31 | # QB: 1
Revenue Correlation: 93.25 | Revenue CAGR: 7.89% | SUE: 2.25 | # QB: 2
EPS next Year (2026-12-31): EPS=1.81 | Chg30d=+0.005 | Revisions Net=+1 | Growth EPS=+22.0% | Growth Revenue=+4.9%