HBC1 Stock Analysis: HSBC Holdings | XETRA
Banks - Diversified | XETRA, Germany | Market Cap: 290.357m EUR | 12M Return: 48% | GB0005405286 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.70M
EPS Trend: -30.8%
Qual. Beats: -1
Rev. Trend: 87.8%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
HSBC Holdings plc, listed on XETRA under the ticker HBC1, is a global banking and financial services provider headquartered in London and founded in 1865. The company operates through four main segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. Its Hong Kong operations include both HSBC Hong Kong and Hang Seng Bank, covering retail, wealth, and commercial banking. The UK segment serves customers through brands such as first direct, M&S Bank, and HSBC Innovation Bank, alongside traditional retail and commercial banking. The Corporate and Institutional Banking segment provides transaction banking and capital markets services, while the International Wealth and Premier Banking segment covers premier banking outside Hong Kong and the UK, private banking, asset management, and insurance.
As one of the worlds largest diversified banks, HSBC operates across multiple regions and currencies, with a particularly strong presence in Asia. The company is classified in the GICS Financials sector under Diversified Banks, and its mega-cap market capitalization reflects its scale relative to the global banking industry.
- Hong Kong rate cuts pressure retail banking margins
- UK mortgage repricing compresses net interest margins
- Share buybacks accelerate as CET1 capital targets are met
| Net Income: 25.6b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -1.63 > 1.0 |
| NWC/Revenue: -902.1% < 20% (prev -1.76k%; Δ 854.4% < -1%) |
| CFO/TA 0.00 > 3% & CFO 11.1b > Net Income 25.6b |
| Net Debt (-500b) to EBITDA (39.7b): -12.58 < 3 |
| Current Ratio: 0.32 > 1.5 & < 3 |
| Outstanding Shares: last quarter (19.8b) vs 12m ago 11.36% < -2% |
| Gross Margin: 58.49% > 18% (prev 24.82%; Δ 33.67% > 0.5%) |
| Asset Turnover: 4.55% > 50% (prev 2.88%; Δ 1.67% > 0%) |
| Interest Coverage Ratio: 0.55 > 6 (EBIT TTM 33.6b / Interest Expense TTM 60.6b) |
| A: -0.40 (Total Current Assets 634b - Total Current Liabilities 1998b) / Total Assets 3438b |
| B: 0.05 (Retained Earnings 168b / Total Assets 3438b) |
| C: 0.01 (EBIT TTM 33.6b / Avg Total Assets 3326b) |
| D: 0.06 (Book Value of Equity 197b / Total Liabilities 3241b) |
| Altman-Z'' = -2.31 = D |
As of October 25, 2026, the stock is trading at EUR 16.20 with a total of 991,603 shares traded. Over the past week, the price has changed by -4.59%, over one month by -8.35%, over three months by -9.12% and over the past year by +47.99%.
Current recommended Stop Loss: 15.70 (which is 3.1% or 1.5 ATR below the current price).
HSBC Holdings has no consensus analysts rating.
Market Cap USD = 326b (290b EUR * 1.12212 EUR.USD)
P/E Trailing = 14.15
P/E Forward = 10.6383
P/S = 4.3059
P/B = 1.7589
P/EG = 0.8868
Revenue TTM = 151b USD
EBIT TTM = 33.6b USD
EBITDA TTM = 39.7b USD
Long Term Debt = unknown (none)
Short Term Debt = 361b USD (from shortTermDebt, last fiscal year)
Debt = 133b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -500b USD (calculated: Debt 133b - CCE 633b)
Enterprise Value = 326b USD (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 0.55 (Ebit TTM 33.6b / Interest Expense TTM 60.6b)
EV/FCF = 34.02x (Enterprise Value 326b / FCF TTM 9.58b)
FCF Yield = 2.94% (FCF TTM 9.58b / Enterprise Value 326b)
FCF Margin = 6.33% (FCF TTM 9.58b / Revenue TTM 151b)
Net Margin = 16.90% (Net Income TTM 25.6b / Revenue TTM 151b)
Gross Margin = 58.49% ((Revenue TTM 151b - Cost of Revenue TTM 62.8b) / Revenue TTM)
Gross Margin QoQ = 55.75% (prev 53.74%)
Tobins Q-Ratio = 0.09 (Enterprise Value 326b / Total Assets 3438b)
Interest Expense / Debt = 45.59% (Interest Expense 60.6b / Debt 133b)
Taxrate = 24.78% (7.76b / 31.3b)
NOPAT = 25.3b (EBIT 33.6b * (1 - 24.78%))
Current Ratio = 0.32 (Total Current Assets 634b / Total Current Liabilities 1998b)
Debt / Equity = 0.68 (Debt 133b / totalStockholderEquity, last quarter 197b)
Debt / EBITDA = -12.58 (Net Debt -500b / EBITDA 39.7b)
Debt / FCF = -52.20 (Net Debt -500b / FCF TTM 9.58b)
Total Stockholder Equity = 191b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.77% (Net Income 25.6b / Total Assets 3438b)
RoE = 13.40% (Net Income TTM 25.6b / Total Stockholder Equity 191b)
RoCE = 2.33% (EBIT 33.6b / Capital Employed (Total Assets 3438b - Current Liab 1998b))
RoIC = 1.41% (NOPAT 25.3b / Invested Capital 1794b)
WACC = 15.49% (E(326b)/V(459b) * Re(7.82%) + D(133b)/V(459b) * Rd(45.59%) * (1-Tc(0.25)))
Discount Rate = 7.82% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -0.04 | Cagr: 2.24%
[DCF] Terminal Value 51.33% ; FCFF base≈30.3b ; Y1≈26.6b ; Y5≈21.5b
[DCF] Fair Price = 38.63 (EV 161b - Net Debt -500b = Equity 661b / Shares 17.1b; r=15.49% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -30.84 | EPS CAGR: -3.70% | SUE: -1.91 | # QB: -1
Revenue Correlation: 87.84 | Revenue CAGR: 43.25% | SUE: 0.52 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2026-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+6.9%
EPS next Year (2027-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+5.9%