HBC1 Stock Analysis: HSBC Holdings | XETRA
Banks - Diversified | XETRA, Germany | Market Cap: 268.110m EUR | 12M Return: 32.4% | GB0005405286 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.04M
EPS Trend: 23.7%
Qual. Beats: -2
Rev. Trend: 93.4%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
HSBC Holdings plc, listed on XETRA under the ticker HBC1, is a global banking and financial services provider headquartered in London and founded in 1865. The company operates through four main segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. Its Hong Kong operations include both HSBC Hong Kong and Hang Seng Bank, covering retail, wealth, and commercial banking. The UK segment serves customers through brands such as first direct, M&S Bank, and HSBC Innovation Bank, alongside traditional retail and commercial banking. The Corporate and Institutional Banking segment provides transaction banking and capital markets services, while the International Wealth and Premier Banking segment covers premier banking outside Hong Kong and the UK, private banking, asset management, and insurance.
As one of the worlds largest diversified banks, HSBC operates across multiple regions and currencies, with a particularly strong presence in Asia. The company is classified in the GICS Financials sector under Diversified Banks, and its mega-cap market capitalization reflects its scale relative to the global banking industry.
- Hong Kong rate cuts pressure retail banking margins
- UK mortgage repricing compresses net interest margins
- Share buybacks accelerate as CET1 capital targets are met
| Net Income: 27.9b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -1.62 > 1.0 |
| NWC/Revenue: -1.14k% < 20% (prev -1.18k%; Δ 47.80% < -1%) |
| CFO/TA 0.00 > 3% & CFO 11.1b > Net Income 27.9b |
| Net Debt (241b) to EBITDA (48.9b): 4.93 < 3 |
| Current Ratio: 0.11 > 1.5 & < 3 |
| Outstanding Shares: last quarter (20.2b) vs 12m ago 17.03% < -2% |
| Gross Margin: 58.63% > 18% (prev 40.42%; Δ 18.21% > 0.5%) |
| Asset Turnover: 4.72% > 50% (prev 3.40%; Δ 1.32% > 0%) |
| Interest Coverage Ratio: 0.71 > 6 (EBIT TTM 44.0b / Interest Expense TTM 61.7b) |
| A: -0.52 (Total Current Assets 219b - Total Current Liabilities 1998b) / Total Assets 3391b |
| B: 0.05 (Retained Earnings 173b / Total Assets 3391b) |
| C: 0.01 (EBIT TTM 44.0b / Avg Total Assets 3312b) |
| D: 0.06 (Book Value of Equity 196b / Total Liabilities 3198b) |
| Altman-Z'' = -3.12 = D |
As of November 08, 2026, the stock is trading at EUR 15.64 with a total of 118,568 shares traded. Over the past week, the price has changed by +2.49%, over one month by -9.54%, over three months by -11.09% and over the past year by +32.44%.
Current recommended Stop Loss: 14.70 (which is 6% or 2.4 ATR below the current price).
HSBC Holdings has no consensus analysts rating.
Market Cap USD = 299b (268b EUR * 1.11473 EUR.USD)
P/E Trailing = 11.7895
P/E Forward = 9.2678
P/S = 3.9755
P/B = 1.5457
P/EG = 0.7725
Revenue TTM = 156b USD
EBIT TTM = 44.0b USD
EBITDA TTM = 48.9b USD
Long Term Debt = 195b USD (estimated: total debt 460b - short term 265b)
Short Term Debt = 265b USD (from shortTermDebt, last quarter)
Debt = 460b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 241b USD (calculated: Debt 460b - CCE 219b)
Enterprise Value = 540b USD (299b + Debt 460b - CCE 219b)
Interest Coverage Ratio = 0.71 (Ebit TTM 44.0b / Interest Expense TTM 61.7b)
EV/FCF = 56.37x (Enterprise Value 540b / FCF TTM 9.58b)
FCF Yield = 1.77% (FCF TTM 9.58b / Enterprise Value 540b)
FCF Margin = 6.12% (FCF TTM 9.58b / Revenue TTM 156b)
Net Margin = 17.82% (Net Income TTM 27.9b / Revenue TTM 156b)
Gross Margin = 58.63% ((Revenue TTM 156b - Cost of Revenue TTM 64.7b) / Revenue TTM)
Gross Margin QoQ = 54.71% (prev 55.75%)
Tobins Q-Ratio = 0.16 (Enterprise Value 540b / Total Assets 3391b)
Interest Expense / Debt = 13.42% (Interest Expense 61.7b / Debt 460b)
Taxrate = 24.34% (8.05b / 33.1b)
NOPAT = 33.3b (EBIT 44.0b * (1 - 24.34%))
Current Ratio = 0.11 (Total Current Assets 219b / Total Current Liabilities 1998b)
Debt / Equity = 2.35 (Debt 460b / totalStockholderEquity, last quarter 196b)
Debt / EBITDA = 4.93 (Net Debt 241b / EBITDA 48.9b)
Debt / FCF = 25.16 (Net Debt 241b / FCF TTM 9.58b)
Total Stockholder Equity = 192b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.84% (Net Income 27.9b / Total Assets 3391b)
RoE = 14.54% (Net Income TTM 27.9b / Total Stockholder Equity 192b)
RoCE = 11.36% (EBIT 44.0b / Capital Employed (Equity 192b + L.T.Debt 195b))
RoIC = 0.98% (NOPAT 33.3b / Invested Capital 3383b)
WACC = 9.19% (E(299b)/V(759b) * Re(7.72%) + D(460b)/V(759b) * Rd(13.42%) * (1-Tc(0.24)))
Discount Rate = 7.72% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 17.85 | Cagr: 3.55%
[DCF] Terminal Value 70.00% ; FCFF base≈30.3b ; Y1≈26.6b ; Y5≈21.5b
[DCF] Fair Price = 3.61 (EV 303b - Net Debt 241b = Equity 61.7b / Shares 17.1b; r=9.19% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 23.70 | EPS CAGR: 3.04% | SUE: -2.36 | # QB: -2
Revenue Correlation: 93.37 | Revenue CAGR: 51.01% | SUE: 0.72 | # QB: 0
EPS current Quarter (2027-03-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2026-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+6.0%
EPS next Year (2027-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+5.3%