(HBC1) HSBC Holdings - Overview

Exchange: XETRA • Country: United Kingdom • Currency: EUR • Type: Common Stock • ISIN: GB0005405286

Stock: Banking, Loans, Investments, Trading, Payments

Total Rating 62

Risk 59

Buy Signal -0.06

Banks - Diversified -7.5
Diversified Banks -13.4

Market Cap: 269,663m
Avg Trading Vol: 3.39M EUR

ATR: 3.22%
Peers RS (IBD): 80.6

Risk 5d forecast
Volatility	25.4%
Relative Tail Risk	-5.58%

Reward TTM
Sharpe Ratio	1.13
Alpha	20.76

Character TTM
Beta	0.739
Beta Downside	1.323

Drawdowns 3y
Max DD	26.10%
CAGR/Max DD	1.53

EPS (Earnings per Share)

EPS CAGR: 17.91%
EPS Trend: 7.5%

Qual. Beats: 0

Revenue

Rev. CAGR: 36.97%
Rev. Trend: 57.9%

Last SUE: 4.00
Qual. Beats: 1

Description: HBC1 HSBC Holdings March 06, 2026

HSBC Holdings plc (HBC1) is a diversified bank offering a range of financial services globally.

The company operates through three core segments. Wealth and Personal Banking provides retail banking and wealth management products, serving individuals including high net worth clients. This segment is typical for banks seeking to capture deposit funding and offer fee-based wealth services.

Commercial Banking focuses on businesses, providing lending, treasury, and payment solutions. This segment often involves managing credit risk across various business sizes.

Global Banking and Markets serves government, corporate, and institutional clients with financing, advisory, and trading services. This segment is characteristic of large banks with international operations.

Further analysis of HSBCs financial performance and market position is available on ValueRay.

Headlines to watch out for

Asian economic growth drives commercial banking revenue
Interest rate changes impact net interest income
Global regulatory compliance costs remain significant
UK retail banking performance affects overall profitability

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income: 22.35b TTM > 0 and > 6% of Revenue
FCF/TA: 0.00 > 0.02 and ΔFCF/TA -1.74 > 1.0
NWC/Revenue: -78.30% < 20% (prev -2.50k%; Δ 2.43k% < -1%)
CFO/TA 0.00 > 3% & CFO 11.06b > Net Income 22.35b
Net Debt (256.67b) to EBITDA (29.61b): 8.67 < 3
Current Ratio: 0.67 > 1.5 & < 3
Outstanding Shares: last quarter (17.61b) vs 12m ago -19.22% < -2%
Gross Margin: 57.44% > 18% (prev 0.00%; Δ 5.74k% > 0.5%)
Asset Turnover: 4.82% > 50% (prev 2.03%; Δ 2.79% > 0%)
Interest Coverage Ratio: 0.44 > 6 (EBITDA TTM 29.61b / Interest Expense TTM 63.28b)

Altman Z'' 0.05

A: -0.04 (Total Current Assets 243.26b - Total Current Liabilities 361.34b) / Total Assets 3238.42b
B: 0.05 (Retained Earnings 169.89b / Total Assets 3238.42b)
C: 0.01 (EBIT TTM 27.60b / Avg Total Assets 3127.74b)
D: 0.06 (Book Value of Equity 177.69b / Total Liabilities 3053.16b)
Altman-Z'' Score: 0.05 = B

Beneish M

DSRI: none (Receivables none/none, Revenue 150.81b/61.25b)
GMI: 0.00 (GM 57.44% / 0.21%)
AQI: 1.02 (AQ_t 0.92 / AQ_t-1 0.90)
SGI: 2.46 (Revenue 150.81b / 61.25b)
TATA: 0.00 (NI 22.35b - CFO 11.06b) / TA 3238.42b)
Beneish M-Score: cannot calculate (missing components)

What is the price of HBC1 shares?

As of March 18, 2026, the stock is trading at EUR 14.02 with a total of 409,352 shares traded.
Over the past week, the price has changed by -2.83%, over one month by -1.36%, over three months by +10.27% and over the past year by +39.79%.

Is HBC1 a buy, sell or hold?

HSBC Holdings has no consensus analysts rating.

What are the forecasts/targets for the HBC1 price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	-	-
Analysts Target Price	-	-

HBC1 Fundamental Data Overview March 16, 2026

Market Cap USD = 269.66b (235.47b EUR * 1.1452 EUR.USD)
Market Cap USD = 269.66b (235.47b EUR * 1.1452 EUR.USD)
P/E Trailing = 13.1923
P/E Forward = 9.4607
P/S = 3.7244
P/B = 1.3667
P/EG = 1.0516
Revenue TTM = 150.81b USD
EBIT TTM = 27.60b USD
EBITDA TTM = 29.61b USD
Long Term Debt = 138.60b USD (estimated: total debt 499.94b - short term 361.34b)
Short Term Debt = 361.34b USD (from shortTermDebt, last quarter)
Debt = 499.94b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 256.67b USD (from netDebt column, last quarter)
Enterprise Value = 526.34b USD (269.66b + Debt 499.94b - CCE 243.26b)
Interest Coverage Ratio = 0.44 (Ebit TTM 27.60b / Interest Expense TTM 63.28b)
EV/FCF = 54.96x (Enterprise Value 526.34b / FCF TTM 9.58b)
FCF Yield = 1.82% (FCF TTM 9.58b / Enterprise Value 526.34b)
FCF Margin = 6.35% (FCF TTM 9.58b / Revenue TTM 150.81b)
Net Margin = 14.82% (Net Income TTM 22.35b / Revenue TTM 150.81b)
Gross Margin = 57.44% ((Revenue TTM 150.81b - Cost of Revenue TTM 64.19b) / Revenue TTM)
Gross Margin QoQ = 66.99% (prev 53.46%)
Tobins Q-Ratio = 0.16 (Enterprise Value 526.34b / Total Assets 3238.42b)
Interest Expense / Debt = 3.10% (Interest Expense 15.51b / Debt 499.94b)
Taxrate = 39.31% (1.77b / 4.49b)
NOPAT = 16.75b (EBIT 27.60b * (1 - 39.31%))
Current Ratio = 0.67 (Total Current Assets 243.26b / Total Current Liabilities 361.34b)
Debt / Equity = 2.81 (Debt 499.94b / totalStockholderEquity, last quarter 177.80b)
Debt / EBITDA = 8.67 (Net Debt 256.67b / EBITDA 29.61b)
Debt / FCF = 26.80 (Net Debt 256.67b / FCF TTM 9.58b)
Total Stockholder Equity = 188.15b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.71% (Net Income 22.35b / Total Assets 3238.42b)
RoE = 11.88% (Net Income TTM 22.35b / Total Stockholder Equity 188.15b)
RoCE = 8.45% (EBIT 27.60b / Capital Employed (Equity 188.15b + L.T.Debt 138.60b))
RoIC = 4.95% (NOPAT 16.75b / Invested Capital 338.46b)
WACC = 4.25% (E(269.66b)/V(769.60b) * Re(8.64%) + D(499.94b)/V(769.60b) * Rd(3.10%) * (1-Tc(0.39)))
Discount Rate = 8.64% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -4.04%
[DCF] Terminal Value 80.82% ; FCFF base≈30.31b ; Y1≈19.90b ; Y5≈9.08b
[DCF] Fair Price = 1.90 (EV 289.29b - Net Debt 256.67b = Equity 32.62b / Shares 17.14b; r=5.90% [WACC]; 5y FCF grow -40.0% → 2.90% )
EPS Correlation: 7.50 | EPS CAGR: 17.91% | SUE: N/A | # QB: 0
Revenue Correlation: 57.86 | Revenue CAGR: 36.97% | SUE: 4.0 | # QB: 1

Additional Sources for HBC1 Stock

Fund Manager Positions: Dataroma | Stockcircle