(HBC1) HSBC Holdings - Overview
Sector: Financial Services | Industry: Banks - Diversified | Exchange: XETRA (Germany) | Market Cap: 272.656m EUR | Total Return: 59% in 12m
Avg Turnover: 1.13M
EPS Trend: -58.0%
Rev. Trend: 80.2%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Favorite
HSBC Holdings plc is a global financial institution headquartered in London, operating across four primary segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. Established in 1865, the firm provides retail and commercial banking, wealth management, asset management, and insurance services across international markets.
As a diversified bank, HSBC utilizes a universal banking model that balances interest-income revenue from lending with fee-based income from capital markets and private banking. The sector is currently characterized by a strategic shift toward digitalization and an increased focus on wealth management expansion within emerging Asian economies.
Investors can further evaluate these market trends and valuation metrics on ValueRay.
- Net interest margin sensitivity to global central bank monetary policy shifts
- Expansion of wealth management and insurance fees in high-growth Asian markets
- Operational cost efficiency targets and digitalization of UK retail banking services
- Geopolitical tensions impacting capital flows and trade finance across Hong Kong corridors
- Regulatory capital requirements and dividend payout ratios driving total shareholder returns
| Net Income: 22.2b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA -0.04 > 1.0 |
| NWC/Revenue: -0.98% < 20% (prev -2.08k%; Δ 2.08k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 11.1b > Net Income 22.2b |
| Net Debt (213b) to EBITDA (29.6b): 7.18 < 3 |
| Current Ratio: 0.99 > 1.5 & < 3 |
| Outstanding Shares: last quarter (19.8b) vs 12m ago 11.36% < -2% |
| Gross Margin: 57.08% > 18% (prev 0.23%; Δ 5.68k% > 0.5%) |
| Asset Turnover: 4.67% > 50% (prev 2.46%; Δ 2.21% > 0%) |
| Interest Coverage Ratio: 0.45 > 6 (EBITDA TTM 29.6b / Interest Expense TTM 61.5b) |
| A: -0.00 (Total Current Assets 214b - Total Current Liabilities 216b) / Total Assets 3302b |
| B: 0.05 (Retained Earnings 170b / Total Assets 3302b) |
| C: 0.01 (EBIT TTM 27.5b / Avg Total Assets 3178b) |
| D: 0.06 (Book Value of Equity 178b / Total Liabilities 3127b) |
| Altman-Z'' = 0.28 = B |
As of May 23, 2026, the stock is trading at EUR 15.74 with a total of 59,397 shares traded.
Over the past week, the price has changed by +4.89%,
over one month by +3.31%,
over three months by +10.86% and
over the past year by +58.98%.
HSBC Holdings has no consensus analysts rating.
Market Cap USD = 317b (273b EUR * 1.1625 EUR.USD)
P/E Trailing = 15.2885
P/E Forward = 10.9529
P/S = 4.2754
P/B = 1.5945
P/EG = 1.064
Revenue TTM = 148b USD
EBIT TTM = 27.5b USD
EBITDA TTM = 29.6b USD
Long Term Debt = 211b USD (estimated: total debt 427b - short term 216b)
Short Term Debt = 216b USD (from shortTermDebt, last quarter)
Debt = 427b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 213b USD (calculated: Debt 427b - CCE 214b)
Enterprise Value = 530b USD (317b + Debt 427b - CCE 214b)
Interest Coverage Ratio = 0.45 (Ebit TTM 27.5b / Interest Expense TTM 61.5b)
EV/FCF = 24.09x (Enterprise Value 530b / FCF TTM 22.0b)
FCF Yield = 4.15% (FCF TTM 22.0b / Enterprise Value 530b)
FCF Margin = 14.81% (FCF TTM 22.0b / Revenue TTM 148b)
Net Margin = 14.95% (Net Income TTM 22.2b / Revenue TTM 148b)
Gross Margin = 57.08% ((Revenue TTM 148b - Cost of Revenue TTM 63.7b) / Revenue TTM)
Gross Margin QoQ = 50.35% (prev 66.99%)
Tobins Q-Ratio = 0.16 (Enterprise Value 530b / Total Assets 3302b)
Interest Expense / Debt = 14.41% (Interest Expense 61.5b / Debt 427b)
Taxrate = 23.04% (1.94b / 8.41b)
NOPAT = 21.2b (EBIT 27.5b * (1 - 23.04%))
Current Ratio = 0.11 (Total Current Assets 214b / Total Current Liabilities 1872b)
Debt / Equity = 2.45 (Debt 427b / totalStockholderEquity, last quarter 174b)
Debt / EBITDA = 7.18 (Net Debt 213b / EBITDA 29.6b)
Debt / FCF = 9.68 (Net Debt 213b / FCF TTM 22.0b)
Total Stockholder Equity = 184b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.70% (Net Income 22.2b / Total Assets 3302b)
RoE = 12.07% (Net Income TTM 22.2b / Total Stockholder Equity 184b)
RoCE = 6.95% (EBIT 27.5b / Capital Employed (Equity 184b + L.T.Debt 211b))
RoIC = 0.64% (NOPAT 21.2b / Invested Capital 3301b)
WACC = 9.98% (E(317b)/V(744b) * Re(8.49%) + D(427b)/V(744b) * Rd(14.41%) * (1-Tc(0.23)))
Discount Rate = 8.49% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -40.45 | Cagr: 1.53%
[DCF] Terminal Value 70.26% ; FCFF base≈21.8b ; Y1≈22.3b ; Y5≈24.5b
[DCF] Fair Price = 4.88 (EV 296b - Net Debt 213b = Equity 83.6b / Shares 17.1b; r=9.98% [WACC]; 5y FCF grow 2.15% → 2.50% )
EPS Correlation: -57.95 | EPS CAGR: -6.51% | SUE: N/A | # QB: 0
Revenue Correlation: 80.18 | Revenue CAGR: 33.80% | SUE: 0.40 | # QB: 0