HBC1 Stock Analysis: HSBC Holdings | XETRA
Banks - Diversified | XETRA, Germany | Market Cap: 308.067m EUR | 12M Return: 67.9% | GB0005405286 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 2.81M
EPS Trend: -58.0%
Rev. Trend: 87.8%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
HSBC Holdings plc, headquartered in London and founded in 1865, is one of the worlds largest banking and financial services groups, operating across four main segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. Its Hong Kong segment includes operations under Hang Seng Bank, while the UK segment covers retail banking, commercial banking, and digital/innovation banking brands such as first direct, M&S Bank, and HSBC Innovation Bank. The Corporate and Institutional Banking segment provides transaction banking and capital markets services, and the International Wealth and Premier Banking segment serves high-net-worth clients outside Hong Kong and the UK through its private bank, asset management, and insurance businesses.
As a diversified bank under the GICS Financials sector, HSBC generates revenue from a mix of retail deposits, commercial lending, wealth management, and global capital markets activity, giving it exposure to both consumer banking and institutional finance across multiple regions. Its segment structure reflects a strategic emphasis on Asian wealth management, particularly in Hong Kong, alongside its UK retail franchise and global wholesale banking operations.
- Hong Kong rate cuts pressure net interest margins
- Asia wealth expansion drives fee income growth
- Buybacks accelerate as capital generation remains strong
| Net Income: 25.6b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -1.63 > 1.0 |
| NWC/Revenue: -902.1% < 20% (prev -1.76k%; Δ 854.4% < -1%) |
| CFO/TA 0.00 > 3% & CFO 11.1b > Net Income 25.6b |
| Net Debt (-500b) to EBITDA (33.6b): -14.90 < 3 |
| Current Ratio: 0.32 > 1.5 & < 3 |
| Outstanding Shares: last quarter (19.8b) vs 12m ago 11.36% < -2% |
| Gross Margin: 58.49% > 18% (prev 24.82%; Δ 33.67% > 0.5%) |
| Asset Turnover: 4.55% > 50% (prev 2.88%; Δ 1.67% > 0%) |
| Interest Coverage Ratio: 0.52 > 6 (EBIT TTM 31.3b / Interest Expense TTM 60.6b) |
| A: -0.40 (Total Current Assets 634b - Total Current Liabilities 1998b) / Total Assets 3438b |
| B: 0.05 (Retained Earnings 168b / Total Assets 3438b) |
| C: 0.01 (EBIT TTM 31.3b / Avg Total Assets 3326b) |
| D: 0.06 (Book Value of Equity 197b / Total Liabilities 3241b) |
| Altman-Z'' = -2.32 = D |
As of August 16, 2026, the stock is trading at EUR 17.96 with a total of 26,451 shares traded. Over the past week, the price has changed by +0.71%, over one month by +3.41%, over three months by +15.77% and over the past year by +67.93%.
Current recommended Stop Loss: 17.00 (which is 5.3% or 2.8 ATR below the current price).
HSBC Holdings has no consensus analysts rating.
Market Cap USD = 355b (308b EUR * 1.1537 EUR.USD)
P/E Trailing = 14.6951
P/E Forward = 12.2249
P/S = 4.5686
P/B = 1.8008
P/EG = 1.0185
Revenue TTM = 151b USD
EBIT TTM = 31.3b USD
EBITDA TTM = 33.6b USD
Long Term Debt = unknown (none)
Short Term Debt = 361b USD (from shortTermDebt, last fiscal year)
Debt = 133b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -500b USD (calculated: Debt 133b - CCE 633b)
Enterprise Value = 355b USD (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 0.52 (Ebit TTM 31.3b / Interest Expense TTM 60.6b)
EV/FCF = 37.12x (Enterprise Value 355b / FCF TTM 9.58b)
FCF Yield = 2.69% (FCF TTM 9.58b / Enterprise Value 355b)
FCF Margin = 6.33% (FCF TTM 9.58b / Revenue TTM 151b)
Net Margin = 16.90% (Net Income TTM 25.6b / Revenue TTM 151b)
Gross Margin = 58.49% ((Revenue TTM 151b - Cost of Revenue TTM 62.8b) / Revenue TTM)
Gross Margin QoQ = 55.75% (prev 53.74%)
Tobins Q-Ratio = 0.10 (Enterprise Value 355b / Total Assets 3438b)
Interest Expense / Debt = 45.59% (Interest Expense 60.6b / Debt 133b)
Taxrate = 24.78% (7.76b / 31.3b)
NOPAT = 23.6b (EBIT 31.3b * (1 - 24.78%))
Current Ratio = 0.32 (Total Current Assets 634b / Total Current Liabilities 1998b)
Debt / Equity = 0.68 (Debt 133b / totalStockholderEquity, last quarter 197b)
Debt / EBITDA = -14.90 (Net Debt -500b / EBITDA 33.6b)
Debt / FCF = -52.20 (Net Debt -500b / FCF TTM 9.58b)
Total Stockholder Equity = 191b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.77% (Net Income 25.6b / Total Assets 3438b)
RoE = 13.40% (Net Income TTM 25.6b / Total Stockholder Equity 191b)
RoCE = 2.17% (EBIT 31.3b / Capital Employed (Total Assets 3438b - Current Liab 1998b))
RoIC = 1.31% (NOPAT 23.6b / Invested Capital 1794b)
WACC = 15.32% (E(355b)/V(488b) * Re(8.23%) + D(133b)/V(488b) * Rd(45.59%) * (1-Tc(0.25)))
Discount Rate = 8.23% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -0.04 | Cagr: 2.24%
[DCF] Terminal Value 51.73% ; FCFF base≈30.3b ; Y1≈26.6b ; Y5≈21.5b
[DCF] Fair Price = 38.56 (EV 163b - Net Debt -500b = Equity 663b / Shares 17.2b; r=15.32% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -57.95 | EPS CAGR: -6.51% | SUE: N/A | # QB: 0
Revenue Correlation: 87.84 | Revenue CAGR: 43.25% | SUE: 0.52 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS next Quarter (2026-09-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2026-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+6.5%
EPS next Year (2027-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+5.1%