(HBC1) HSBC Holdings - Ratings and Ratios
Banking, Financial, Insurance, Investment, Loans, Credit, Cards
HBC1 EPS (Earnings per Share)
HBC1 Revenue
Description: HBC1 HSBC Holdings
HSBC Holdings plc is a global banking and financial services organization with a diversified business model across three main segments: Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets. The company provides a wide range of financial products and services to individuals, corporates, and institutions worldwide.
The Wealth and Personal Banking segment serves personal banking and high net worth individuals, offering retail banking and wealth management services. The Commercial Banking segment caters to small and medium-sized enterprises, mid-market enterprises, and corporates, providing credit, treasury management, and investment services. The Global Banking and Markets segment serves government, corporate, and institutional clients, as well as private investors, with financing, advisory, and transaction services.
From a financial perspective, HSBC Holdings plc has a market capitalization of approximately €180 billion, with a price-to-earnings ratio of 11.22 and a forward P/E of 9.48. The companys return on equity (RoE) stands at 11.02%, indicating a relatively stable and profitable business model. To further analyze the companys performance, key performance indicators (KPIs) such as the CET1 (Common Equity Tier 1) ratio, which measures capital adequacy, and the cost-to-income ratio, which assesses operational efficiency, are crucial. Additionally, metrics like the net interest margin (NIM) and the loan-to-deposit ratio can provide insights into the companys lending and funding activities.
To evaluate HSBCs stock performance, one can examine its dividend yield, which is an attractive metric for income-seeking investors. Furthermore, analyzing the companys revenue diversification across different geographies and business segments can help investors understand its resilience to economic fluctuations. Other relevant KPIs include the provision coverage ratio, which indicates the companys preparedness for potential credit losses, and the leverage ratio, which measures its overall indebtedness.
HBC1 Stock Overview
| Market Cap in USD | 226,429m |
| Sub-Industry | Diversified Banks |
| IPO / Inception |
HBC1 Stock Ratings
| Growth Rating | 95.7% |
| Fundamental | 68.0% |
| Dividend Rating | 78.6% |
| Return 12m vs S&P 500 | 26.5% |
| Analyst Rating | - |
HBC1 Dividends
| Dividend Yield 12m | 6.29% |
| Yield on Cost 5y | 23.32% |
| Annual Growth 5y | 20.07% |
| Payout Consistency | 94.1% |
| Payout Ratio | 61.8% |
HBC1 Growth Ratios
| Growth Correlation 3m | 85.2% |
| Growth Correlation 12m | 88.7% |
| Growth Correlation 5y | 97.9% |
| CAGR 5y | 31.27% |
| CAGR/Max DD 5y | 1.20 |
| Sharpe Ratio 12m | 3.23 |
| Alpha | 35.50 |
| Beta | 0.588 |
| Volatility | 20.83% |
| Current Volume | 188.7k |
| Average Volume 20d | 101.5k |
| Stop Loss | 10.7 (-3.8%) |
| Signal | 0.13 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (18.92b TTM) > 0 and > 6% of Revenue (6% = 6.12b TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 0.72pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1594 % (prev 180.9%; Δ -1775 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 65.31b > Net Income 18.92b (YES >=105%, WARN >=100%) |
| Net Debt (-116.66b) to EBITDA (55.12b) ratio: -2.12 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.13 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (17.77b) change vs 12m ago -5.05% (target <= -2.0% for YES) |
| Gross Margin 31.78% (prev 93.85%; Δ -62.07pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 3.30% (prev 2.23%; Δ 1.07pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.40 (EBITDA TTM 55.12b / Interest Expense TTM 69.62b) >= 6 (WARN >= 3) |
Altman Z'' -3.05
| (A) -0.51 = (Total Current Assets 246.36b - Total Current Liabilities 1873.09b) / Total Assets 3214.37b |
| (B) 0.05 = Retained Earnings (Balance) 149.74b / Total Assets 3214.37b |
| (C) 0.01 = EBIT TTM 27.78b / Avg Total Assets 3094.69b |
| (D) 0.05 = Book Value of Equity 158.48b / Total Liabilities 3014.50b |
| Total Rating: -3.05 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 68.03
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 2.05% = 1.03 |
| 3. FCF Margin 60.18% = 7.50 |
| 4. Debt/Equity 15.66 = -2.50 |
| 5. Debt/Ebitda 54.69 = -2.50 |
| 6. ROIC - WACC 5.49% = 6.86 |
| 7. RoE 9.95% = 0.83 |
| 8. Rev. Trend 54.48% = 2.72 |
| 9. Rev. CAGR 37.98% = 2.50 |
| 10. EPS Trend 3.46% = 0.09 |
| 11. EPS CAGR 42.45% = 2.50 |
What is the price of HBC1 shares?
Over the past week, the price has changed by -1.24%, over one month by +0.96%, over three months by +7.96% and over the past year by +48.88%.
Is HSBC Holdings a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of HBC1 is around 12.77 EUR . This means that HBC1 is currently undervalued and has a potential upside of +14.84% (Margin of Safety).
Is HBC1 a buy, sell or hold?
What are the forecasts/targets for the HBC1 price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 13.5 | 21.1% |
HBC1 Fundamental Data Overview
Market Cap USD = 226.43b (194.39b EUR * 1.1648 EUR.USD)
CCE Cash And Equivalents = 246.36b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 12.8736
P/E Forward = 9.6712
P/S = 3.4585
P/B = 1.159
P/EG = 2.5441
Beta = 0.501
Revenue TTM = 102.05b USD
EBIT TTM = 27.78b USD
EBITDA TTM = 55.12b USD
Long Term Debt = 1141.42b USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 1873.09b USD (from totalCurrentLiabilities, last quarter)
Debt = 3014.50b USD (Calculated: Short Term 1873.09b + Long Term 1141.42b)
Net Debt = -116.66b USD (from netDebt column, last quarter)
Enterprise Value = 2994.57b USD (226.43b + Debt 3014.50b - CCE 246.36b)
Interest Coverage Ratio = 0.40 (Ebit TTM 27.78b / Interest Expense TTM 69.62b)
FCF Yield = 2.05% (FCF TTM 61.42b / Enterprise Value 2994.57b)
FCF Margin = 60.18% (FCF TTM 61.42b / Revenue TTM 102.05b)
Net Margin = 18.54% (Net Income TTM 18.92b / Revenue TTM 102.05b)
Gross Margin = 31.78% ((Revenue TTM 102.05b - Cost of Revenue TTM 69.62b) / Revenue TTM)
Tobins Q-Ratio = 18.90 (Enterprise Value 2994.57b / Book Value Of Equity 158.48b)
Interest Expense / Debt = 0.53% (Interest Expense 16.08b / Debt 3014.50b)
Taxrate = 22.63% (from yearly Income Tax Expense: 7.31b / 32.31b)
NOPAT = 21.50b (EBIT 27.78b * (1 - 22.63%))
Current Ratio = 0.13 (Total Current Assets 246.36b / Total Current Liabilities 1873.09b)
Debt / Equity = 15.66 (Debt 3014.50b / last Quarter total Stockholder Equity 192.55b)
Debt / EBITDA = 54.69 (Net Debt -116.66b / EBITDA 55.12b)
Debt / FCF = 49.08 (Debt 3014.50b / FCF TTM 61.42b)
Total Stockholder Equity = 190.27b (last 4 quarters mean)
RoA = 0.59% (Net Income 18.92b, Total Assets 3214.37b )
RoE = 9.95% (Net Income TTM 18.92b / Total Stockholder Equity 190.27b)
RoCE = 2.09% (Ebit 27.78b / (Equity 190.27b + L.T.Debt 1141.42b))
RoIC = 6.44% (NOPAT 21.50b / Invested Capital 333.54b)
WACC = 0.96% (E(226.43b)/V(3240.93b) * Re(8.18%)) + (D(3014.50b)/V(3240.93b) * Rd(0.53%) * (1-Tc(0.23)))
Shares Correlation 5-Years: -40.0 | Cagr: -3.17%
Discount Rate = 8.18% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 81.00% ; FCFE base≈51.02b ; Y1≈62.94b ; Y5≈107.38b
Fair Price DCF = 102.5 (DCF Value 1779.10b / Shares Outstanding 17.36b; 5y FCF grow 25.0% → 3.0% )
Revenue Correlation: 54.48 | Revenue CAGR: 37.98%
Rev Growth-of-Growth: 38.11
EPS Correlation: 3.46 | EPS CAGR: 42.45%
EPS Growth-of-Growth: 25.87