(RYSD) NatWest - Ratings and Ratios
Banking, Financial Products, Mortgages, Deposits, Loans
RYSD EPS (Earnings per Share)
RYSD Revenue
Description: RYSD NatWest
NatWest Group PLC is a UK-based banking institution offering a diverse range of financial products and services to various customer segments, including personal, commercial, corporate, and institutional clients. The company operates through three primary business segments: Retail Banking, Private Banking, and Commercial & Institutional.
The Retail Banking segment provides essential banking services, including current accounts, mortgages, and personal lending, with a strong focus on digital banking. The Private Banking segment caters to high-net-worth individuals, offering wealth management and private banking services. Meanwhile, the Commercial & Institutional segment serves large corporate organizations and financial institutions, providing tailored banking and financial solutions.
From a financial perspective, NatWest Group PLC has a market capitalization of approximately €30.5 billion. The companys Return on Equity (RoE) stands at 13.17%, indicating a relatively strong profitability. With a forward Price-to-Earnings (P/E) ratio of 8.33, the stock appears to be undervalued compared to its peers. Additionally, the companys long history, dating back to 1727, and its prominent position in the UK banking sector, contribute to its stability and reputation.
To further evaluate the companys performance, key performance indicators (KPIs) such as the Net Interest Margin (NIM), Cost-to-Income ratio, and Common Equity Tier 1 (CET1) ratio can be considered. A high NIM indicates a strong ability to generate income from interest-bearing assets, while a low Cost-to-Income ratio suggests efficient operations. A robust CET1 ratio is also essential, as it measures the companys capital adequacy and ability to absorb potential losses.
Overall, NatWest Group PLC is a well-established banking institution with a diverse business model and a strong presence in the UK financial sector. Its financial performance and KPIs should be closely monitored to assess its potential for future growth and returns.
RYSD Stock Overview
| Market Cap in USD | 35,709m |
| IPO / Inception |
RYSD Stock Ratings
| Growth Rating | 96.8% |
| Fundamental | 69.0% |
| Dividend Rating | 71.7% |
| Return 12m vs S&P 500 | 33.7% |
| Analyst Rating | - |
RYSD Dividends
| Dividend Yield 12m | 5.79% |
| Yield on Cost 5y | 39.74% |
| Annual Growth 5y | 35.64% |
| Payout Consistency | 51.6% |
| Payout Ratio | 40.7% |
RYSD Growth Ratios
| Growth Correlation 3m | 69.7% |
| Growth Correlation 12m | 93.9% |
| Growth Correlation 5y | 94.5% |
| CAGR 5y | 40.12% |
| CAGR/Max DD 3y | 1.03 |
| CAGR/Mean DD 3y | 7.85 |
| Sharpe Ratio 12m | 2.16 |
| Alpha | 0.03 |
| Beta | 0.659 |
| Volatility | 28.56% |
| Current Volume | 703.9k |
| Average Volume 20d | 703.9k |
| Stop Loss | 5.8 (-4.4%) |
| Signal | -1.79 |
Piotroski VR‑10 (Strict, 0-10) 2.5
| Net Income (5.25b TTM) > 0 and > 6% of Revenue (6% = 929.4m TTM) |
| FCFTA 0.00 (>2.0%) and ΔFCFTA 2.85pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| error: NWC/Revenue cannot be calculated (needs Current Assets/Liabilities and Revenue current+prev) |
| CFO/TA 0.00 (>3.0%) and CFO 1.77b <= Net Income 5.25b (YES >=105%, WARN >=100%) |
| error: Net Debt/EBITDA cannot be calculated |
| error: Current Ratio cannot be calculated (needs Total Current Assets and Liabilities) |
| Outstanding Shares last Quarter (8.09b) change vs 12m ago -2.63% (target <= -2.0% for YES) |
| Gross Margin 100.0% (prev 100.0%; Δ 0.0pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.18% (prev 2.05%; Δ 0.13pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.39 (EBITDA TTM 18.83b / Interest Expense TTM 13.58b) >= 6 (WARN >= 3) |
ValueRay F-Score (Strict, 0-100) 69.02
| 1. Piotroski 2.50pt = -2.50 |
| 2. FCF Yield -1.08% = -0.54 |
| 3. FCF Margin 4.48% = 1.12 |
| 4. Debt/Equity data missing |
| 5. Debt/Ebitda data missing |
| 6. ROIC - WACC (= 18.53)% = 12.50 |
| 7. RoE 13.01% = 1.08 |
| 8. Rev. Trend 56.68% = 4.25 |
| 9. EPS Trend 62.05% = 3.10 |
What is the price of RYSD shares?
Over the past week, the price has changed by +0.00%, over one month by -4.89%, over three months by +0.10% and over the past year by +58.76%.
Is NatWest a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of RYSD is around 7.13 EUR . This means that RYSD is currently undervalued and has a potential upside of +17.46% (Margin of Safety).
Is RYSD a buy, sell or hold?
What are the forecasts/targets for the RYSD price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 8 | 31% |
Last update: 2025-09-14 02:04
RYSD Fundamental Data Overview
Market Cap GBP = 26.34b (30.45b EUR * 0.8649 EUR.GBP)
CCE Cash And Equivalents = 90.71b GBP (Cash only, last quarter)
P/E Forward = 8.244
P/S = 2.7952
P/B = 1.0104
P/EG = 0.5346
Beta = 1.341
Revenue TTM = 15.49b GBP
EBIT TTM = 18.83b GBP
EBITDA TTM = 18.83b GBP
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = -64.37b GBP (26.34b + (null Debt) - CCE 90.71b)
Interest Coverage Ratio = 1.39 (Ebit TTM 18.83b / Interest Expense TTM 13.58b)
FCF Yield = -1.08% (FCF TTM 694.0m / Enterprise Value -64.37b)
FCF Margin = 4.48% (FCF TTM 694.0m / Revenue TTM 15.49b)
Net Margin = 33.88% (Net Income TTM 5.25b / Revenue TTM 15.49b)
Gross Margin = unknown ((Revenue TTM 15.49b - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = -5.08 (set to none) (Enterprise Value -64.37b / Book Value Of Equity 12.68b)
Interest Expense / Debt = unknown (Interest Expense 3.26b / Debt none)
Taxrate = 23.65% (1.47b / 6.20b)
NOPAT = 14.38b (EBIT 18.83b * (1 - 23.65%))
Current Ratio = unknown (Total Current Assets none / Total Current Liabilities none)
Debt / Equity = unknown Debt (none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 18.83b)
Debt / FCF = none (Debt none / FCF TTM 694.0m)
Total Stockholder Equity = 40.35b (last 4 quarters mean)
RoA = 0.72% (Net Income 5.25b, Total Assets 730.78b )
RoE = 13.01% (Net Income TTM 5.25b / Total Stockholder Equity 40.35b)
RoCE = unknown (Ebit 18.83b / (Equity 40.35b + L.T.Debt none))
RoIC = 18.53% (NOPAT 14.38b / Invested Capital 77.58b)
WACC = unknown (E(26.34b)/V(0.0) * Re(8.44%)) + (D(none)/V(0.0) * Rd(none%) * (1-Tc(0.24)))
Shares Correlation 3-Years: -90.91 | Cagr: -1.77%
Discount Rate = 8.44% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.94% ; FCFE base≈694.0m ; Y1≈697.4m ; Y5≈747.2m
Fair Price DCF = 1.27 (DCF Value 12.26b / Shares Outstanding 9.66b; 5y FCF grow 0.0% → 3.0% )
EPS Correlation: 62.05 | EPS CAGR: 113.4% | SUE: 1.10 | # QB: 1
Revenue Correlation: 56.68 | Revenue CAGR: 15.49% | SUE: N/A | # QB: None