UTDI Stock Analysis: United Internet NA | XETRA
Telecom Services | XETRA, Germany | Market Cap: 4.162m EUR | 12M Return: -13.1% | DE0005089031 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.85M
Qual. Beats: 0
Rev. Trend: -37.2%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
United Internet AG is a German-based Internet service provider operating globally through four segments: Consumer Access, Business Access, Consumer Applications, and Business Applications. The company delivers broadband and mobile internet products, smart home solutions, and IPTV to private customers under brands such as 1&1, yourfone, and smartmobile.de, while also offering fiber-optic and tailored ICT solutions to carriers and ISPs through 1&1 Versatel. On the applications side, it provides consumer services including email, cloud storage, and office software via brands like GMX, WEB.DE, and mail.com, alongside business applications such as domains, web hosting, servers, e-shops, and cloud solutions for freelancers and SMEs under the IONOS, STRATO, and home.pl brands. Additional offerings include domain management, performance-based advertising through Sedo, and online advertising via United Internet Media. Founded in 1988 and headquartered in Montabaur, Germany, United Internet combines subscription-based access services with cloud and SaaS offerings, a dual model common among integrated telecommunication providers that helps offset the capital-intensive nature of network infrastructure.
- IONOS cloud hosting revenue accelerates double-digit growth
- 5G network rollout pressures margins with elevated capex
- Intensifying competition from Deutsche Telekom caps consumer ARPU growth
| Net Income: 308.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA 0.39 > 1.0 |
| NWC/Revenue: -15.72% < 20% (prev -3.05%; Δ -12.67% < -1%) |
| CFO/TA 0.10 > 3% & CFO 1.16b > Net Income 308.2m |
| Net Debt (3.83b) to EBITDA (1.27b): 3.00 < 3 |
| Current Ratio: 0.65 > 1.5 & < 3 |
| Outstanding Shares: last quarter (172.8m) vs 12m ago -0.33% < -2% |
| Gross Margin: 31.90% > 18% (prev 30.82%; Δ 1.09% > 0.5%) |
| Asset Turnover: 49.87% > 50% (prev 54.44%; Δ -4.58% > 0%) |
| Interest Coverage Ratio: 3.86 > 6 (EBIT TTM 602.0m / Interest Expense TTM 155.8m) |
| A: -0.08 (Total Current Assets 1.75b - Total Current Liabilities 2.69b) / Total Assets 12.1b |
| B: 0.22 (Retained Earnings 2.70b / Total Assets 12.1b) |
| C: 0.05 (EBIT TTM 602.0m / Avg Total Assets 12.0b) |
| D: 0.68 (Book Value of Equity 4.66b / Total Liabilities 6.84b) |
| Altman-Z'' = 1.27 = BB |
| DSRI: 1.02 (Receivables 1.11b/1.17b, Revenue 5.97b/6.46b) |
| GMI: 0.97 (GM 30.82% / 31.90%) |
| AQI: 0.97 (AQ_t 0.55 / AQ_t-1 0.57) |
| SGI: 0.92 (Revenue 5.97b / 6.46b) |
| TATA: -0.07 (NI 308.2m - CFO 1.16b) / TA 12.1b) |
| Beneish M = -3.12 (Cap -4..+1) = AA |
As of October 09, 2026, the stock is trading at EUR 23.30 with a total of 220,695 shares traded. Over the past week, the price has changed by -3.40%, over one month by -16.55%, over three months by +1.39% and over the past year by -13.13%.
Current recommended Stop Loss: 22.50 (which is 3.4% or 1.2 ATR below the current price).
United Internet NA has no consensus analysts rating.
P/E Trailing = 13.6818
P/E Forward = 7.2727
P/S = 0.6705
P/B = 0.9668
P/EG = 1.5902
Revenue TTM = 5.97b EUR
EBIT TTM = 602.0m EUR
EBITDA TTM = 1.27b EUR
Long Term Debt = 2.07b EUR (from longTermDebt, last quarter)
Short Term Debt = 1.67b EUR (from shortTermDebt, last quarter)
Debt = 3.89b EUR (from shortLongTermDebtTotal, last quarter) + Leases 151.7m
Net Debt = 3.83b EUR (calculated: Debt 3.89b - CCE 56.0m)
Enterprise Value = 7.99b EUR (4.16b + Debt 3.89b - CCE 56.0m)
Interest Coverage Ratio = 3.86 (Ebit TTM 602.0m / Interest Expense TTM 155.8m)
EV/FCF = 17.91x (Enterprise Value 7.99b / FCF TTM 446.3m)
FCF Yield = 5.58% (FCF TTM 446.3m / Enterprise Value 7.99b)
FCF Margin = 7.48% (FCF TTM 446.3m / Revenue TTM 5.97b)
Net Margin = 5.16% (Net Income TTM 308.2m / Revenue TTM 5.97b)
Gross Margin = 31.90% ((Revenue TTM 5.97b - Cost of Revenue TTM 4.06b) / Revenue TTM)
Gross Margin QoQ = 32.98% (prev 31.91%)
Tobins Q-Ratio = 0.66 (Enterprise Value 7.99b / Total Assets 12.1b)
Interest Expense / Debt = 4.01% (Interest Expense 155.8m / Debt 3.89b)
Taxrate = 18.61% (87.2m / 468.4m)
NOPAT = 489.9m (EBIT 602.0m * (1 - 18.61%))
Current Ratio = 0.65 (Total Current Assets 1.75b / Total Current Liabilities 2.69b)
Debt / Equity = 0.83 (Debt 3.89b / totalStockholderEquity, last quarter 4.66b)
Debt / EBITDA = 3.00 (Net Debt 3.83b / EBITDA 1.27b)
Debt / FCF = 8.58 (Net Debt 3.83b / FCF TTM 446.3m)
Total Stockholder Equity = 4.66b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.58% (Net Income 308.2m / Total Assets 12.1b)
RoE = 6.62% (Net Income TTM 308.2m / Total Stockholder Equity 4.66b)
RoCE = 8.95% (EBIT 602.0m / Capital Employed (Equity 4.66b + L.T.Debt 2.07b))
RoIC = 4.46% (NOPAT 489.9m / Invested Capital 11.0b)
WACC = 4.39% (E(4.16b)/V(8.05b) * Re(5.44%) + D(3.89b)/V(8.05b) * Rd(4.01%) * (1-Tc(0.19)))
Discount Rate = 5.44% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -8.48 | Cagr: -0.02%
[DCF] Terminal Value 77.76% ; FCFF base≈424.8m ; Y1≈481.5m ; Y5≈688.2m
[DCF] Fair Price = 37.92 (EV 10.4b - Net Debt 3.83b = Equity 6.55b / Shares 172.8m; r=8.35% [WACC [floored]]; 5y FCF grow 13.66% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.33 | # QB: 0
Revenue Correlation: -37.20 | Revenue CAGR: -0.96% | SUE: 0.08 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.52 | Chg30d=+18.84% | Revisions=-25% | Analysts=2
EPS current Year (2026-12-31): EPS=1.69 | Chg30d=-5.48% | Revisions=+0% | GrowthEPS=+37.5% | GrowthRev=+3.2%
EPS next Year (2027-12-31): EPS=2.23 | Chg30d=+5.03% | Revisions=+0% | GrowthEPS=+31.9% | GrowthRev=+3.0%
[Analyst] Revisions Ratio: -12% (up=2, down=3)