TXT Stock Analysis: TXT e-solutions S.p.A. | MI
Software - Application | MI, Italy | Market Cap: 675m EUR | 12M Return: 68.5% | IT0001454435 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 2.54M
Warnings
No concerns identified
Tailwinds
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
TXT e-solutions S.p.A. is an Italian software company founded in 1989 and headquartered in Cologno Monzese, listed on the Milan Stock Exchange. The company operates through three segments: Software Engineering, Smart Solutions, and Digital Advisory, serving clients across aerospace, public sector, financial services, and telecommunications worldwide. A large share of its product portfolio targets the aviation industry, with tools for aircraft design analysis, configuration management, flight performance optimization, and pilot/maintenance training, including extended reality (XR) and data-driven training analytics. Beyond aerospace, TXT provides AI, extended reality, IoT, cybersecurity, edge computing, and simulation solutions, along with specialized platforms for financial markets such as anti-money laundering, payment management, and supply chain finance. The company is classified within the GICS Application Software sub-industry, a segment focused on developing, licensing, and supporting specialized enterprise and industry-specific software products. Originally founded as TXT Ingegneria Informatica S.p.A., it adopted its current name in March 2000.
- Aerospace software demand from Boeing and Airbus lifts Software Engineering revenue
- Digital Advisory AML and payment platforms expand across European banking clients
- European government digitalization spending accelerates Smart Solutions segment orders
| Net Income: 11.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.07 > 0.02 and ΔFCF/TA 3.73 > 1.0 |
| NWC/Revenue: 25.52% < 20% (prev 27.82%; Δ -2.30% < -1%) |
| CFO/TA 0.11 > 3% & CFO 61.4m > Net Income 11.9m |
| Net Debt (-85.2m) to EBITDA (72.5m): -1.18 < 3 |
| Current Ratio: 1.54 > 1.5 & < 3 |
| Outstanding Shares: last quarter (12.6m) vs 12m ago -1.06% < -2% |
| Gross Margin: 26.19% > 18% (prev 24.30%; Δ 1.88% > 0.5%) |
| Asset Turnover: 81.56% > 50% (prev 72.17%; Δ 9.39% > 0%) |
| Interest Coverage Ratio: 6.41 > 6 (EBIT TTM 36.5m / Interest Expense TTM 5.70m) |
| A: 0.19 (Total Current Assets 314.6m - Total Current Liabilities 204.0m) / Total Assets 570.0m |
| B: 0.21 (Retained Earnings 122.1m / Total Assets 570.0m) |
| C: 0.07 (EBIT TTM 36.5m / Avg Total Assets 531.2m) |
| D: 0.40 (Book Value of Equity 161.1m / Total Liabilities 404.5m) |
| Altman-Z'' = 2.85 = A |
| DSRI: 0.91 (Receivables 133.9m/120.8m, Revenue 433.3m/355.4m) |
| GMI: 0.93 (GM 24.30% / 26.19%) |
| AQI: 0.98 (AQ_t 0.39 / AQ_t-1 0.40) |
| SGI: 1.22 (Revenue 433.3m / 355.4m) |
| TATA: -0.09 (NI 11.9m - CFO 61.4m) / TA 570.0m) |
| Beneish M = -3.03 (Cap -4..+1) = AA |
As of August 13, 2026, the stock is trading at EUR 52.40 with a total of 64,875 shares traded. Over the past week, the price has changed by +6.29%, over one month by +22.00%, over three months by +64.28% and over the past year by +68.47%.
Current recommended Stop Loss: 50.00 (which is 4.6% or 1.1 ATR below the current price).
TXT e-solutions S.p.A. has no consensus analysts rating.
P/E Trailing = 28.8172
P/E Forward = 12.0337
P/S = 1.5575
P/B = 3.8928
Revenue TTM = 433.3m EUR
EBIT TTM = 36.5m EUR
EBITDA TTM = 72.5m EUR
Long Term Debt = 135.6m EUR (from longTermDebt, last quarter)
Short Term Debt = 67.4m EUR (from shortLongTermDebt, last quarter)
Debt = 17.5m EUR (Leases only: 17.5m)
Net Debt = -85.2m EUR (calculated: Debt 17.5m - CCE 102.8m)
Enterprise Value = 589.6m EUR (674.9m + Debt 17.5m - CCE 102.8m)
Interest Coverage Ratio = 6.41 (Ebit TTM 36.5m / Interest Expense TTM 5.70m)
EV/FCF = 15.91x (Enterprise Value 589.6m / FCF TTM 37.1m)
FCF Yield = 6.28% (FCF TTM 37.1m / Enterprise Value 589.6m)
FCF Margin = 8.55% (FCF TTM 37.1m / Revenue TTM 433.3m)
Net Margin = 2.75% (Net Income TTM 11.9m / Revenue TTM 433.3m)
Gross Margin = 26.19% ((Revenue TTM 433.3m - Cost of Revenue TTM 319.8m) / Revenue TTM)
Gross Margin QoQ = 16.67% (prev 15.92%)
Tobins Q-Ratio = 1.03 (Enterprise Value 589.6m / Total Assets 570.0m)
Interest Expense / Debt = 32.48% (Interest Expense 5.70m / Debt 17.5m)
Taxrate = 37.83% (8.14m / 21.5m)
NOPAT = 22.7m (EBIT 36.5m * (1 - 37.83%))
Current Ratio = 1.54 (Total Current Assets 314.6m / Total Current Liabilities 204.0m)
Debt / Equity = 0.11 (Debt 17.5m / totalStockholderEquity, last quarter 161.1m)
Debt / EBITDA = -1.18 (Net Debt -85.2m / EBITDA 72.5m)
Debt / FCF = -2.30 (Net Debt -85.2m / FCF TTM 37.1m)
Total Stockholder Equity = 166.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.25% (Net Income 11.9m / Total Assets 570.0m)
RoE = 7.17% (Net Income TTM 11.9m / Total Stockholder Equity 166.4m)
RoCE = 12.10% (EBIT 36.5m / Capital Employed (Equity 166.4m + L.T.Debt 135.6m))
RoIC = 6.60% (NOPAT 22.7m / Invested Capital 344.3m)
WACC = 7.68% (E(674.9m)/V(692.4m) * Re(7.35%) + D(17.5m)/V(692.4m) * Rd(32.48%) * (1-Tc(0.38)))
Discount Rate = 7.35% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -14.02 | Cagr: -1.88%
[DCF] Terminal Value 77.97% ; FCFF base≈27.7m ; Y1≈31.7m ; Y5≈46.7m
[DCF] Fair Price = 62.58 (EV 702.7m - Net Debt -85.2m = Equity 787.9m / Shares 12.6m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 74.98 | EPS CAGR: 10.67% | SUE: N/A | # QB: 0
Revenue Correlation: 99.53 | Revenue CAGR: 30.58% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=2.80 | Chg30d=+3.72% | Revisions=+25% | GrowthEPS=+24.7% | GrowthRev=+21.2%
EPS next Year (2027-12-31): EPS=3.35 | Chg30d=+7.83% | Revisions=+25% | GrowthEPS=+19.9% | GrowthRev=+16.3%
[Analyst] Revisions Ratio: +40% (up=2, down=0)