JCAP Dividend History & Analysis | 5.1% Yield

JCAP has a dividend yield of 5.1% and paid 0.96 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 5.11%
Payout Ratio 31.8%
Growth Rate CAGR 5y -
Consistency Lifetime 100%
Yield on Cost 5y 5.5%
Payout FCF 18.5%
Streak Years 1
Dividend Rating 31.9%
Chowder Number yield + growth 5.1% below 12% target for healthy growth
Yield vs Average 5y +67.4% avg 3.05% vs now 5.11%
Debt / EBITDA leverage 5.4x elevated
Income per 10k invested 511 USD per year
Dividends Cash Amount per Share Yearly JCAP annual dividends paid per share, showing the total cash Jefferson Capital distributed to shareholders each year.
Dividend Growth Year over Year JCAP year-over-year dividend growth rate, showing how Jefferson Capital's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History JCAP dividend yield history versus share price over the past 5 years, showing how Jefferson Capital's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Consumer Finance

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF NYSE
OneMain Holdings
6,614 M 7.40% 10.85%
JCAP NASDAQ
Jefferson Capital, Common
1,100 M 5.11% 5.45%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 4.37% 4.55%
ALLY NYSE
Ally Financial
14,171 M 2.98% 2.73%
SLM NASDAQ
SLM
4,828 M 2.11% 2.85%
SYF NYSE
Synchrony Financial
25,675 M 1.65% 2.71%
COF NYSE
Capital One Financial
127,208 M 1.47% 2.00%
PRG NYSE
PROG Holdings
1,768 M 1.78% 1.24%
AXP NYSE
American Express
242,929 M 1.07% 2.17%
FCFS NASDAQ
FirstCash
9,730 M 0.98% 2.30%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
AXP NYSE
American Express
242,929 M 16.65% 100.0%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 13.87% 67.5%
FCFS NASDAQ
FirstCash
9,730 M 8.29% 100.0%
PRG NYSE
PROG Holdings
1,768 M 8.17% 100.0%
SYF NYSE
Synchrony Financial
25,675 M 7.91% 100.0%
NNI NYSE
Nelnet
4,736 M 6.98% 100.0%
SLM NASDAQ
SLM
4,828 M 6.88% 99.2%
OMF NYSE
OneMain Holdings
6,614 M 3.89% 95.6%
BFH NYSE
Bread Financial Holdings
4,130 M 1.42% 98.3%
ALLY NYSE
Ally Financial
14,171 M 0.98% 97.5%

JCAP Dividend History

Dividend Monthly Return EX date, 0.9 years of data

Jan - -
Feb - -
Mar 1.26% 100
Apr - -
May 1.40% 100
Jun - -
Jul - -
Aug 1.29% 100
Sep - -
Oct - -
Nov 1.15% 100
Dec - -

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 4 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-26 2026-05-26 2026-06-04 Quarterly 0.24 0% 1.4%
2026-03-24 2026-03-24 2026-04-02 Quarterly 0.24 0% 1.26%
2025-11-25 2025-11-25 2025-12-04 Quarterly 0.24 0% 1.15%
2025-08-25 2025-08-25 2025-09-04 Quarterly 0.24 0% 1.29%

JCAP Dividend FAQ

What is the Dividend Yield of JCAP?

As of July 2026, JCAP's dividend yield is 5.11%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.96 USD by the current share price of 18.52.

Does JCAP pay a dividend?

As of July 2026, JCAP paid a dividend of 0.96 USD in the last 12 months. The last dividend was paid on 2026-05-26 and the payout was 0.24 USD.

How often does JCAP pay dividends?

JCAP pays dividends quarterly. Over the last 12 months, JCAP has issued 4 dividend payments. The last dividend payment was made on 2026-05-26.

JCAP dividend forecast

Based on historical data, the forecasted dividends per share for JCAP for the next payments are between 0.24 (+0.0%) and 0.24 (+0.0%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 5.18%.

Will JCAP pay dividends in 2026?

The latest dividend paid per share was 0.24 USD with an Ex-Dividend Date of 2026-05-26. The next Ex-Dividend date for Jefferson Capital (JCAP) is currently unknown.

What is the next Ex-Dividend Date for JCAP?

The next Ex-Dividend date for Jefferson Capital (JCAP) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of JCAP?

JCAP's average dividend growth rate over the past 5 years is 0.00% per year.

What is the Yield on Cost of JCAP?

JCAP's 5-Year Yield on Cost is 5.45%. If you bought JCAP's shares at 17.63 USD five years ago, your current annual dividend income (0.96 USD per share, trailing 12 months) equals 5.45% of your original purchase price.

What is the Payout Consistency of JCAP?

JCAP Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Jefferson Capital has a strong track record of consistent dividend payments over its lifetime.

Does JCAP have a good Dividend Yield?

JCAP's 5.11% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of JCAP?

The Dividend Payout Ratio of JCAP is 31.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of JCAP?

JCAP's Overall Dividend Rating is 31.92%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

JCAP Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in JCAP's Outstanding Shares?

Jefferson Capital's outstanding shares have increased by approximately 48.11% annually over the past 3 years (Trend Reliability: -2.5%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has JCAP ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2015 6,000,000 0%
2016 6,619,800 +10.33%
2017 14,295,600 +115.95%
2018 19,772,400 +38.31%
2019 22,252,100 +12.54%
2020 22,973,000 +3.24%
2024 58,266,300 0%
2025 58,271,000 +0.01%
2026 55,592,000 -4.6%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-08 02:37 UTC