JCAP Dividend History & Analysis | 3.6% Yield

JCAP has a dividend yield of 3.6% and paid 0.96 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.61%
Payout Ratio 31.8%
Growth Rate CAGR 5y -
Consistency Lifetime 100.0%
Yield on Cost 5y 5.37%
Payout FCF 6.2%
Streak Years -
Dividend Rating 28.25%
Dividends Cash Amount per Share Yearly This chart shows the yearly cash amount paid as dividends per share.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis) and average yield as orange dashed line.
Payout Yield (right) Price (left) ┅┅ Avg Payout Yield

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF 6,179 M 9.56% 11.64%
SLM 4,177 M 1.90% 3.59%
SYF 24,219 M 2.19% 2.81%
KSPI 17,456 M 2.17% 2.75%
COF 116,512 M 1.83% 2.03%
Top 5 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
LX 318 M 61.89% 100.0%
QFIN 1,418 M 51.11% 96.7%
SLM 4,177 M 26.98% 72.9%
KSPI 17,456 M 21.16% 52.5%
AXP 211,398 M 16.42% 95.6%
JCAP Dividend History: Last 4 Payments (USD) as of May 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-26 2026-05-26 2026-06-04 Quarterly 0.24 0% N/A
2026-03-24 2026-03-24 2026-04-02 Quarterly 0.24 0% 1.26%
2025-11-25 2025-11-25 2025-12-04 Quarterly 0.24 0% 1.15%
2025-08-25 2025-08-25 2025-09-04 Quarterly 0.24 0% 1.29%

JCAP Dividend FAQ

What is the Dividend Yield of JCAP?

As of May 2026, JCAP's dividend yield is 3.61%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.96 USD by the current share price of 17.29.

Does JCAP pay a dividend?

As of May 2026, JCAP paid a dividend of 0.96 USD in the last 12 months. The last dividend was paid on 2026-05-26 and the payout was 0.24 USD.

How often does JCAP pay dividends?

JCAP pays dividends quarterly. Over the last 12 months, JCAP has issued 4 dividend payments. The last dividend payment was made on 2026-05-26.

JCAP dividend forecast

Based on historical data, the forecasted dividends per share for JCAP for the next payments are between 0.24 (+0.0%) and 0.24 (+0.0%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 5.55%.

Will JCAP pay dividends in 2026?

The latest dividend paid per share was 0.24 USD with an Ex-Dividend Date of 2026-05-26. The next Ex-Dividend date for Jefferson Capital (JCAP) is currently unknown.

What is the next Ex-Dividend Date for JCAP?

The next Ex-Dividend date for Jefferson Capital (JCAP) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of JCAP?

JCAP's average dividend growth rate over the past 5 years is 0.00% per year.

What is the Yield on Cost of JCAP?

JCAP's 5-Year Yield on Cost is 5.37%. If you bought JCAP's shares at 17.88 USD five years ago, your current annual dividend income (0.96 USD per share, trailing 12 months) equals 5.37% of your original purchase price.

What is the Payout Consistency of JCAP?

JCAP Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Jefferson Capital has a strong track record of consistent dividend payments over its lifetime.

Does JCAP have a good Dividend Yield?

JCAP's 3.61% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of JCAP?

The Dividend Payout Ratio of JCAP is 31.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of JCAP?

JCAP's Overall Dividend Rating is 28.25%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

JCAP Outstanding Shares Analysis
The Chart shows the outstanding shares over time per year.
What is the Trend in JCAP's Outstanding Shares?

Jefferson Capital's outstanding shares have increased by approximately 48.11% annually over the past 3 years (Trend Reliability: -2.5%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has JCAP ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2015 6,000,000 0%
2016 6,619,800 +10.33%
2017 14,295,600 +115.95%
2018 19,772,400 +38.31%
2019 22,252,100 +12.54%
2020 22,973,000 +3.24%
2024 58,266,300 0%
2025 58,271,000 +0.01%
2026 55,592,000 -4.6%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-05-24 02:16 UTC