MCHB Dividend History & Analysis | 9.2% Yield

MCHB has a dividend yield of 9.2% and paid 1.31 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 9.15%
Payout Ratio 94.9%
Growth Rate CAGR 5y -5.8%
Consistency Lifetime 49.9%
Yield on Cost 5y 3.9%
Payout FCF 113.1%
Streak Years 1
Dividend Rating 27.5%
Chowder Number yield + growth 3.4% below 12% target for healthy growth
Yield vs Average 5y +139.1% avg 3.83% vs now 9.15%
Debt / EBITDA leverage -11.8x healthy
Income per 10k invested 915 USD per year
Ex-Dividend in 5 days: Buy before Aug 28, 2026 to receive the next dividend.
Dividends Cash Amount per Share Yearly MCHB annual dividends paid per share, showing the total cash Mechanics Bank distributed to shareholders each year.
Dividend Growth Year over Year MCHB year-over-year dividend growth rate, showing how Mechanics Bank's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History MCHB dividend yield history versus share price over the past 5 years, showing how Mechanics Bank's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
34,250 M 5.85% 48.61%
UCG MI
UniCredit S.p.A.
148,243 M 4.77% 39.60%
SWED-A ST
Swedbank (publ)
45,109 M 9.93% 26.71%
IFS NYSE
Intercorp Financial
5,950 M 7.81% 22.68%
NDA-FI HE
Nordea Bank Abp
69,132 M 8.65% 20.67%
BDB MI
Banco di Desio e della
2,664 M 5.78% 20.88%
MB MI
Mediobanca Banca di Credito
26,657 M 6.65% 18.02%
CBK XETRA
Commerzbank
48,759 M 3.04% 23.49%
CE MI
Credito Emiliano S.p.A
8,188 M 5.13% 18.17%
BG VI
BAWAG
16,252 M 4.27% 19.48%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,166 M 140.02% 100.0%
CBK XETRA
Commerzbank
48,759 M 77.88% 100.0%
BPE MI
BPER Banca
34,250 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,664 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
25,876 M 53.28% 100.0%
DBK XETRA
Deutsche Bank
73,313 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
45,109 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
8,188 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
676 M 25.63% 100.0%
EQBK NYSE
Equity Bancshares
1,065 M 22.41% 100.0%

MCHB Dividend History

Dividend Monthly Return EX date, 4.8 years of data

Jan - -
Feb 0.39% 40
Mar 0.56% 20
Apr - -
May 1.50% 60
Jun - -
Jul - -
Aug 0.48% 45
Sep - -
Oct - -
Nov 0.69% 60
Dec 0.28% 20

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 13 Payments (USD) as of August 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-08-28 2026-08-29 2026-09-01 Quarterly 0.25 -64.3% N/A
2026-05-22 2026-05-23 2026-05-28 Quarterly 0.7 +75% 4.94%
2026-03-09 2026-03-09 2026-03-19 Quarterly 0.4 +90.5% 2.81%
2025-12-08 2025-12-08 2025-12-15 None 0.21 +110% 1.4%
2023-11-07 2023-11-08 2023-11-22 Quarterly 0.1 0% 1.57%
2023-08-08 2023-08-09 2023-08-23 Quarterly 0.1 0% 0.95%
2023-05-09 2023-05-10 2023-05-24 Quarterly 0.1 -71.4% 1.66%
2023-02-07 2023-02-08 2023-02-22 Quarterly 0.35 0% 1.23%
2022-11-07 2022-11-08 2022-11-22 Quarterly 0.35 0% 1.39%
2022-08-08 2022-08-09 2022-08-23 Quarterly 0.35 0% 0.99%
2022-05-09 2022-05-10 2022-05-24 Quarterly 0.35 0% 0.9%
2022-02-08 2022-02-09 2022-02-23 Quarterly 0.35 +40% 0.71%
2021-11-08 2021-11-09 2021-11-23 Quarterly 0.25 0% 0.51%

MCHB Dividend FAQ

What is the Dividend Yield of MCHB?

As of August 2026, MCHB's dividend yield is 9.15%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.31 USD by the current share price of 16.20.

Does MCHB pay a dividend?

As of August 2026, MCHB paid a dividend of 1.31 USD in the last 12 months. The last dividend was paid on 2026-08-28 and the payout was 0.25 USD.

How often does MCHB pay dividends?

MCHB pays dividends quarterly. Over the last 12 months, MCHB has issued 3 dividend payments. The last dividend payment was made on 2026-08-28.

MCHB dividend forecast

Based on historical data, the forecasted dividends per share for MCHB for the next payments are between 0.301 (+20.4%) and 0.471 (+88.4%). This represents a strong dividend growth compared to the last payment. The expected Yield for the next 12 months is about 9.46%.

Will MCHB pay dividends in 2026?

The latest dividend paid per share was 0.25 USD with an Ex-Dividend Date of 2026-08-28. The next Ex-Dividend date for Mechanics Bank (MCHB) is 2026-08-28.

What is the next Ex-Dividend Date for MCHB?

The next Ex-Dividend date for Mechanics Bank (MCHB) is 2026-08-28.

What is the Dividend Growth of MCHB?

MCHB's average dividend growth rate over the past 5 years is -5.78% per year. Negative growth: MCHB's dividend growth is negative and declining.

What is the Yield on Cost of MCHB?

MCHB's 5-Year Yield on Cost is 3.89%. If you bought MCHB's shares at 33.71 USD five years ago, your current annual dividend income (1.31 USD per share, trailing 12 months) equals 3.89% of your original purchase price.

What is the Payout Consistency of MCHB?

MCHB Payout Consistency is 49.9%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very unstable: Mechanics Bank has a poor track record of dividend payments over its lifetime.

Does MCHB have a good Dividend Yield?

MCHB's 9.15% Dividend Yield is considered as very high. This is usually only sustainable for REITs, Asset Managements, MLPs or Covered Call ETFs.

What is the Dividend Payout Ratio of MCHB?

The Dividend Payout Ratio of MCHB is 94.9%. Very high - REITs and BDCs are required by law to distribute 90% or more of their taxable income as dividends, making high payout ratios standard. Otherwise, proceed with caution.

What is the Dividend Rating of MCHB?

MCHB's Overall Dividend Rating is 27.47%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

MCHB Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in MCHB's Outstanding Shares?

Mechanics Bank's outstanding shares have increased by approximately 205.35% annually over the past 3 years (Trend Reliability: 77.1%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has MCHB ever had a Stock Split?

Yes, the last stock split was on Nov 8, 2012 with a ratio of 2:1. This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2003 284,200 0%
2004 284,200 0%
2005 257,500 -9.39%
2006 268,900 +4.43%
2007 270,000 +0.41%
2010 5,400 0%
2011 5,400 0%
2012 14,400 +166.67%
2013 14,500 +0.69%
2014 14,800 +2.07%
2015 22,100 +49.32%
2016 25,588,700 +115685.97%
2017 27,137,000 +6.05%
2018 27,175,500 +0.14%
2019 24,469,900 -9.96%
2020 22,103,900 -9.67%
2021 20,522,500 -7.15%
2022 18,891,100 -7.95%
2023 18,808,000 -0.44%
2024 212,121,800 +1027.83%
2025 232,240,000 +9.48%
2026 232,415,600 +0.08%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-08-22 02:39 UTC