NWFL Dividend History & Analysis | 6.2% Yield

NWFL has a dividend yield of 6.2% and paid 1.25 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 6.18%
Payout Ratio 83.9%
Growth Rate CAGR 5y 4.50%
Consistency Lifetime 97.5%
Yield on Cost 5y 6.42%
Payout FCF 38.7%
Streak Years 28
Dividend Rating 74.21%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 22.7%
Total Return 5y: 56.3%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,629 M 7.68% 32.6%
BNP 118,551 M 9.55% 26.0%
GHI 181 M 12.2% 15.0%
NRIM 558 M 2.84% 30.5%
ACA 64,198 M 6.74% 17.0%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 354 M 100% 100%
CBK 46,444 M 80.3% 45.6%
DBK 75,257 M 50.4% 78.7%
CBNK 500 M 44.8% 100%
FCNCA 24,712 M 43.4% 97.6%

Quality Dividend Peers in Regional Banks

EWBC
East West Bancorp
 2.47% Yield
FBIZ
First Business Financial
 2.35% Yield
SPFI
South Plains Financial
 1.70% Yield
FSBC
Five Star Bancorp
 2.62% Yield
AMAL
Amalgamated Bank
 1.88% Yield
THFF
First Financial Indiana
 4.96% Yield

NWFL Dividend History: Last 50 Payments (USD) as of January 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-01-15 2026-01-15 2026-02-02 Quarterly 0.32 3.2% 1.15%
2025-10-15 2025-10-15 2025-11-03 Quarterly 0.31 0% 1.24%
2025-07-15 2025-07-15 2025-08-01 Quarterly 0.31 0% 1.22%
2025-04-15 2025-04-15 2025-05-01 Quarterly 0.31 0% 1.4%
2025-01-15 2025-01-15 2025-02-03 Quarterly 0.31 3.3% 1.18%
2024-10-18 2024-10-18 2024-11-01 Quarterly 0.3 0% 1.03%
2024-07-15 2024-07-15 2024-08-01 Quarterly 0.3 0% 1.15%
2024-04-12 2024-04-15 2024-05-01 Quarterly 0.3 0% 1.24%
2024-01-11 2024-01-12 2024-02-01 Quarterly 0.3 3.4% 1.05%
2023-10-12 2023-10-13 2023-11-01 Quarterly 0.29 0% 1.11%
2023-07-13 2023-07-14 2023-08-01 Quarterly 0.29 0% 0.98%
2023-04-13 2023-04-14 2023-05-01 Quarterly 0.29 0% 1.05%
2023-01-12 2023-01-13 2023-02-01 Quarterly 0.29 3.6% 0.84%
2022-10-13 2022-10-14 2022-11-01 Quarterly 0.28 0% 1.05%
2022-07-14 2022-07-15 2022-08-01 Quarterly 0.28 0% 1.13%
2022-04-13 2022-04-14 2022-05-02 Quarterly 0.28 0% 0.98%
2022-01-13 2022-01-14 2022-02-01 Quarterly 0.28 7.7% 1%
2021-10-14 2021-10-15 2021-11-01 Quarterly 0.26 0% 1.03%
2021-07-14 2021-07-15 2021-08-02 Quarterly 0.26 0% 1.03%
2021-04-14 2021-04-15 2021-05-03 Quarterly 0.26 0% 1%
2021-01-14 2021-01-15 2021-02-01 Quarterly 0.26 4% N/A
2020-10-14 2020-10-15 2020-11-02 Quarterly 0.25 0% N/A
2020-07-16 2020-07-17 2020-08-03 Quarterly 0.25 0% N/A
2020-04-14 2020-04-15 2020-05-01 Quarterly 0.25 0% N/A
2020-01-14 2020-01-15 2020-02-03 Quarterly 0.25 4.2% N/A
2019-10-11 2019-10-15 2019-11-01 Quarterly 0.24 0% N/A
2019-07-12 2019-07-15 2019-08-01 Quarterly 0.24 0% N/A
2019-04-12 2019-04-15 2019-05-01 Quarterly 0.24 0% N/A
2019-01-14 2019-01-15 2019-02-01 Quarterly 0.24 9.1% N/A
2018-10-12 2018-10-15 2018-11-01 Quarterly 0.22 0% N/A
2018-07-12 2018-07-13 2018-08-01 Quarterly 0.22 0% N/A
2018-04-12 2018-04-13 2018-05-01 Quarterly 0.22 0% N/A
2018-01-11 2018-01-12 2018-02-01 Quarterly 0.22 0% N/A
2017-10-12 2017-10-13 2017-11-01 Quarterly 0.22 -31.3% N/A
2017-07-12 2017-07-14 2017-08-01 Quarterly 0.32 0% N/A
2017-04-11 2017-04-13 2017-05-01 Quarterly 0.32 0% N/A
2017-01-11 2017-01-13 2017-02-01 Quarterly 0.32 3.2% N/A
2016-10-12 2016-10-14 2016-11-01 Quarterly 0.31 0% N/A
2016-07-13 2016-07-15 2016-08-01 Quarterly 0.31 0% N/A
2016-04-13 2016-04-15 2016-05-02 Quarterly 0.31 0% N/A
2016-01-13 2016-01-15 2016-02-01 Quarterly 0.31 0% N/A
2015-10-13 2015-10-15 2015-11-02 Quarterly 0.31 0% N/A
2015-07-13 2015-07-15 2015-08-03 Quarterly 0.31 0% N/A
2015-04-13 2015-04-15 2015-05-01 Quarterly 0.31 3.3% N/A
2015-01-13 2015-01-15 2015-02-02 Quarterly 0.3 0% N/A
2014-10-10 2014-10-15 2014-11-03 Quarterly 0.3 0% N/A
2014-07-21 2014-07-23 2014-08-01 Quarterly 0.3 0% N/A
2014-04-11 2014-04-15 2014-05-01 Quarterly 0.3 0% N/A
2014-01-13 2014-01-15 2014-02-03 Quarterly 0.3 3.4% N/A
2013-10-10 2013-10-15 2013-11-01 Quarterly 0.29 0% N/A

NWFL Dividend FAQ

Norwood Financial Corp. (NASDAQ: NWFL) is the holding company for Wayne Bank, a community-focused bank that delivers a full suite of deposit, loan, and cash-management products to individuals, businesses, nonprofits, and municipalities across Northeastern Pennsylvania and select New York counties.

What is the Dividend Yield of NWFL?

As of January 2026, NWFL`s dividend yield is 6.18%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.25 USD by the current share price of 30.43.

Does NWFL pay a dividend?

As of January 2026, NWFL paid a dividend of 1.25 USD in the last 12 months. The last dividend was paid on 2026-01-15 and the payout was 0.32 USD.

How often does NWFL pay dividends?

NWFL pays dividends quarterly. Over the last 12 months, NWFL has issued 4 dividend payments. The last dividend payment was made on 2026-01-15.

NWFL dividend forecast

Based on historical data, the forecasted dividends per share for NWFL for the next 4 payments are between 0.294 (-8.1%) and 0.302 (-5.6%).
This indicates a moderate dividend reduction compared to the last payment.

Will NWFL pay dividends in 2026?

The latest dividend paid per share was 0.32 USD with an Ex-Dividend Date of 2026-01-15. The next Ex-Dividend date for Norwood Financial (NWFL) is currently unknown.

What is the next Ex-Dividend Date for NWFL?

The next Ex-Dividend date for Norwood Financial (NWFL) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of NWFL?

NWFL's average dividend growth rate over the past 5 years is 4.50% per year.
Strong growth: NWFL's Dividend growth is outpacing inflation.

What is the Yield on Cost of NWFL?

NWFL's 5-Year Yield on Cost is 6.42%. If you bought NWFL's shares at 19.47 USD five years ago, your current annual dividend income (1.25 USD per share, trailing 12 months) equals 6.42% of your original purchase price.

What is the Payout Consistency of NWFL?

NWFL Payout Consistency is 97.5%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Norwood Financial has a strong track record of consistent dividend payments over its lifetime.

Does NWFL have a good Dividend Yield?

NWFL`s 6.18% Dividend Yield is considered as high. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of NWFL?

The Dividend Payout Ratio of NWFL is 83.9%. High - Check if earnings are stable and growing; otherwise, dividends might not be sustainable.

What is the Dividend Rating of NWFL?

NWFL`s Overall Dividend Rating is 74.21%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

NWFL Outstanding Shares Analysis

What is the Trend in NWFL's Outstanding Shares?

Norwood Financial's outstanding shares have increased by approximately 1.61% annually over the past 3 years (Trend Reliability: 33.3%).

Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has NWFL ever had a Stock Split?

Yes, the last stock split was on Sep 18, 2017 with a ratio of 3:2.

This was a forward split: Each share became 1.5 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1996 4,310,000
1997 4,469,000 +3.69%
1998 4,631,000 +3.62%
1999 4,532,000 -2.14%
2000 4,358,000 -3.84%
2001 4,426,000 +1.56%
2002 4,516,000 +2.03%
2003 4,728,000 +4.69%
2004 4,726,000 -0.04%
2005 4,999,000 +5.78%
2006 4,739,000 -5.2%
2007 4,676,000 -1.33%
2008 4,544,000 -2.82%
2009 4,579,000 +0.77%
2010 4,559,000 -0.44%
2011 5,438,000 +19.28%
2012 5,476,000 +0.7%
2013 5,453,000 -0.42%
2014 5,504,000 +0.94%
2015 4,800,000 -12.79%
2016 6,284,000 +30.92%
2017 5,233,000 -16.73%
2018 6,225,000 +18.96%
2019 6,309,000 +1.35%
2020 8,228,000 +30.42%
2021 8,195,000 -0.4%
2022 8,113,600 -0.99%
2023 8,875,000 +9.38%
2024 8,215,000 -7.44%
2025 9,163,000 +11.54%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-26 02:17