SPFI Dividend History & Analysis | 1.7% Yield

SPFI has a dividend yield of 1.7% and paid 0.62 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.70%
Payout Ratio 17.7%
Growth Rate CAGR 5y 19.90%
Consistency Lifetime 100.0%
Yield on Cost 5y 3.42%
Payout FCF 15.7%
Streak Years 7
Dividend Rating 71.78%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 22.5%
Total Return 5y: 134.6%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,592 M 7.68% 31.6%
BNP 113,797 M 9.55% 25.3%
GHI 190 M 12.2% 14.6%
NRIM 639 M 2.84% 29.6%
ACA 61,981 M 6.74% 17.0%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
CBK 45,999 M 80.3% 45.6%
DBK 74,824 M 50.4% 78.7%
CBNK 490 M 44.8% 100%
FCNCA 27,776 M 43.4% 97.5%
EQBK 999 M 42.5% 100%

Quality Dividend Peers in Regional Banks

EWBC
East West Bancorp
 2.47% Yield
FBIZ
First Business Financial
 2.35% Yield
FSBC
Five Star Bancorp
 2.62% Yield
AMAL
Amalgamated Bank
 1.88% Yield
NRIM
Northrim BanCorp
 2.84% Yield
THFF
First Financial Indiana
 4.96% Yield

SPFI Dividend History: Last 26 Payments (USD) as of January 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-10-27 2025-10-27 2025-11-10 Quarterly 0.16 0% 0.42%
2025-07-28 2025-07-28 2025-08-11 Quarterly 0.16 6.7% 0.41%
2025-04-28 2025-04-28 2025-05-12 Quarterly 0.15 0% 0.44%
2025-02-03 2025-02-03 2025-02-18 Quarterly 0.15 0% 0.43%
2024-10-28 2024-10-28 2024-11-12 Quarterly 0.15 7.1% 0.45%
2024-07-29 2024-07-29 2024-08-12 Quarterly 0.14 0% 0.43%
2024-04-26 2024-04-29 2024-05-13 Quarterly 0.14 7.7% 0.52%
2024-01-26 2024-01-29 2024-02-12 Quarterly 0.13 0% 0.45%
2023-10-27 2023-10-30 2023-11-13 Quarterly 0.13 0% 0.5%
2023-07-28 2023-07-31 2023-08-14 Quarterly 0.13 0% 0.5%
2023-04-28 2023-05-01 2023-05-15 Quarterly 0.13 0% 0.61%
2023-01-27 2023-01-30 2023-02-13 Quarterly 0.13 8.3% 0.45%
2022-10-28 2022-10-31 2022-11-15 Quarterly 0.12 0% 0.39%
2022-07-29 2022-08-01 2022-08-15 Quarterly 0.12 9.1% 0.47%
2022-04-29 2022-05-02 2022-05-16 Quarterly 0.11 0% 0.45%
2022-01-28 2022-01-31 2022-02-14 Quarterly 0.11 22.2% 0.39%
2021-10-29 2021-11-01 2021-11-16 Quarterly 0.09 0% 0.34%
2021-07-30 2021-08-02 2021-08-16 Quarterly 0.09 28.6% 0.38%
2021-04-30 2021-05-03 2021-05-17 Quarterly 0.07 40% 0.31%
2021-01-29 2021-02-01 2021-02-16 Quarterly 0.05 0% 0.26%
2020-10-30 2020-11-02 2020-11-16 Quarterly 0.05 66.7% N/A
2020-07-24 2020-07-27 2020-08-10 Quarterly 0.03 0% N/A
2020-04-24 2020-04-27 2020-05-11 Quarterly 0.03 0% N/A
2020-01-24 2020-01-27 2020-02-10 Quarterly 0.03 0% N/A
2019-10-25 2019-10-28 2019-11-12 Quarterly 0.03 0% N/A
2019-07-23 2019-07-24 2019-08-07 Quarterly 0.03 0% N/A

SPFI Dividend FAQ

South Plains Financial, Inc. (NASDAQ: SPFI) is a bank holding company that operates City Bank, delivering a full suite of commercial and consumer banking services to small- and medium-sized enterprises and individual customers in Texas and surrounding markets.

What is the Dividend Yield of SPFI?

As of January 2026, SPFI`s dividend yield is 1.70%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.62 USD by the current share price of 42.55.

Does SPFI pay a dividend?

As of January 2026, SPFI paid a dividend of 0.62 USD in the last 12 months. The last dividend was paid on 2025-10-27 and the payout was 0.16 USD.

How often does SPFI pay dividends?

SPFI pays dividends quarterly. Over the last 12 months, SPFI has issued 4 dividend payments. The last dividend payment was made on 2025-10-27.

SPFI dividend forecast

Based on historical data, the forecasted dividends per share for SPFI for the next 4 payments are between 0.164 (+2.5%) and 0.177 (+10.6%).
This indicates a solid dividend increase compared to the last payment.

Will SPFI pay dividends in 2026?

The latest dividend paid per share was 0.16 USD with an Ex-Dividend Date of 2025-10-27. The next Ex-Dividend date for South Plains Financial (SPFI) is currently unknown.

What is the next Ex-Dividend Date for SPFI?

The next Ex-Dividend date for South Plains Financial (SPFI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of SPFI?

SPFI's average dividend growth rate over the past 5 years is 19.9% per year.
Strong growth: SPFI's Dividend growth is outpacing inflation.

What is the Yield on Cost of SPFI?

SPFI's 5-Year Yield on Cost is 3.42%. If you bought SPFI's shares at 18.14 USD five years ago, your current annual dividend income (0.62 USD per share, trailing 12 months) equals 3.42% of your original purchase price.

What is the Payout Consistency of SPFI?

SPFI Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: South Plains Financial has a strong track record of consistent dividend payments over its lifetime.

Does SPFI have a good Dividend Yield?

SPFI`s 1.70% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of SPFI?

The Dividend Payout Ratio of SPFI is 17.7%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of SPFI?

SPFI`s Overall Dividend Rating is 71.78%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

SPFI Outstanding Shares Analysis

What is the Trend in SPFI's Outstanding Shares?

South Plains Financial's outstanding shares have decreased by approximately 0.05% annually over the past 3 years (Trend Reliability: -33.3%).

Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has SPFI ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

Year Number of Shares Annual Growth Rate
2017 15,000,000
2018 17,471,500 +16.48%
2019 18,416,000 +5.41%
2020 18,366,000 -0.27%
2021 18,433,000 +0.36%
2022 17,751,700 -3.7%
2023 17,009,000 -4.18%
2024 17,162,000 +0.9%
2025 16,990,500 -1%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-22 02:40