SPFI Dividend History & Analysis | 1.6% Yield

SPFI has a dividend yield of 1.6% and paid 0.66 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.63%
Payout Ratio 18.5%
Growth Rate CAGR 5y 11.4%
Consistency Lifetime 100%
Yield on Cost 5y 3.1%
Payout FCF 16.9%
Streak Years 5
Dividend Rating 65.9%
Chowder Number yield + growth 13% below 15% target for healthy growth
Yield vs Average 5y +269.2% avg 0.44% vs now 1.63%
Debt / EBITDA leverage -9.6x healthy
Income per 10k invested 163 USD per year
Dividends Cash Amount per Share Yearly SPFI annual dividends paid per share, showing the total cash South Plains Financial distributed to shareholders each year.
Dividend Growth Year over Year SPFI year-over-year dividend growth rate, showing how South Plains Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History SPFI dividend yield history versus share price over the past 5 years, showing how South Plains Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

SPFI Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-04-27 2026-04-27 2026-05-11 Quarterly 0.17 0% 0.39%
2026-02-02 2026-02-02 2026-02-17 Quarterly 0.17 +6.3% 0.41%
2025-10-27 2025-10-27 2025-11-10 Quarterly 0.16 0% 0.42%
2025-07-28 2025-07-28 2025-08-11 Quarterly 0.16 +6.7% 0.41%
2025-04-28 2025-04-28 2025-05-12 Quarterly 0.15 0% 0.45%
2025-02-03 2025-02-03 2025-02-18 Quarterly 0.15 0% 0.43%
2024-10-28 2024-10-28 2024-11-12 Quarterly 0.15 +7.1% 0.45%
2024-07-29 2024-07-29 2024-08-12 Quarterly 0.14 0% 0.43%
2024-04-26 2024-04-29 2024-05-13 Quarterly 0.14 +7.7% 0.52%
2024-01-26 2024-01-29 2024-02-12 Quarterly 0.13 0% 0.45%
2023-10-27 2023-10-30 2023-11-13 Quarterly 0.13 0% 0.5%
2023-07-28 2023-07-31 2023-08-14 Quarterly 0.13 0% 0.5%
2023-04-28 2023-05-01 2023-05-15 Quarterly 0.13 0% 0.61%
2023-01-27 2023-01-30 2023-02-13 Quarterly 0.13 +8.3% 0.45%
2022-10-28 2022-10-31 2022-11-15 Quarterly 0.12 0% 0.39%
2022-07-29 2022-08-01 2022-08-15 Quarterly 0.12 +9.1% 0.47%
2022-04-29 2022-05-02 2022-05-16 Quarterly 0.11 0% 0.46%
2022-01-28 2022-01-31 2022-02-14 Quarterly 0.11 +22.2% 0.39%
2021-10-29 2021-11-01 2021-11-16 Quarterly 0.09 0% 0.34%
2021-07-30 2021-08-02 2021-08-16 Quarterly 0.09 0% 0.38%

SPFI Dividend FAQ

What is the Dividend Yield of SPFI?

As of July 2026, SPFI's dividend yield is 1.63%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.66 USD by the current share price of 42.71.

Does SPFI pay a dividend?

As of July 2026, SPFI paid a dividend of 0.66 USD in the last 12 months. The last dividend was paid on 2026-04-27 and the payout was 0.17 USD.

How often does SPFI pay dividends?

SPFI pays dividends quarterly. Over the last 12 months, SPFI has issued 4 dividend payments. The last dividend payment was made on 2026-04-27.

SPFI dividend forecast

Based on historical data, the forecasted dividends per share for SPFI for the next payments are between 0.171 (+0.6%) and 0.184 (+8.2%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 1.66%.

Will SPFI pay dividends in 2026?

The latest dividend paid per share was 0.17 USD with an Ex-Dividend Date of 2026-04-27. The next Ex-Dividend date for South Plains Financial (SPFI) is currently unknown.

What is the next Ex-Dividend Date for SPFI?

The next Ex-Dividend date for South Plains Financial (SPFI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of SPFI?

SPFI's average dividend growth rate over the past 5 years is 11.4% per year. Strong growth: SPFI's dividend growth is outpacing inflation.

What is the Yield on Cost of SPFI?

SPFI's 5-Year Yield on Cost is 3.11%. If you bought SPFI's shares at 21.23 USD five years ago, your current annual dividend income (0.66 USD per share, trailing 12 months) equals 3.11% of your original purchase price.

What is the Payout Consistency of SPFI?

SPFI Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: South Plains Financial has a strong track record of consistent dividend payments over its lifetime.

Does SPFI have a good Dividend Yield?

SPFI's 1.63% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of SPFI?

The Dividend Payout Ratio of SPFI is 18.5%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of SPFI?

SPFI's Overall Dividend Rating is 65.89%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

SPFI Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in SPFI's Outstanding Shares?

South Plains Financial's outstanding shares have increased by approximately 0.07% annually over the past 3 years (Trend Reliability: 6.7%). Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has SPFI ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2017 15,000,000 0%
2018 17,471,500 +16.48%
2019 18,416,000 +5.41%
2020 18,366,000 -0.27%
2021 18,433,000 +0.36%
2022 17,751,700 -3.7%
2023 17,009,000 -4.18%
2024 17,162,000 +0.9%
2025 16,996,500 -0.96%
2026 17,036,300 +0.23%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-01 03:25 UTC