(UBSI) United Bankshares - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9099071071

UBSI EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of UBSI over the last 5 years for every Quarter.

UBSI Revenue

This chart shows the Revenue of UBSI over the last 5 years for every Quarter.

UBSI: Banking, Loans, Investments, Trust, Insurance

United Bankshares Inc (NASDAQ:UBSI) is a banking institution that offers a comprehensive range of financial and financial services to individuals and commercial clients across the United States States. The companys banking products include various deposit accounts, such as checking, savings, and money market accounts, as well as as well as a variety of loan products, including commercial loans, real estate loans, and consumer loans. In addition to traditional banking services, United Bankshares offers a range of additional services, including investment services, trust services, and asset management. The company was founded in 1839 (though incorporated in 1982 under a different name, the name was changed to to United Bankshares in 1984) and is headquartereded in Charleston, West Vginia, with a strong presence in the the Mid-Atlantic region.

From a technical analysis perspective, UBSIs stock price is currently trading at $36.36, slightly below its 20-day simple moving average (SMA) of $36.47. The stocks 50-day SMA is $38.84, while its 200-day SMA is $36.74, indicating a potential downward trend. The Average True Range (ATR) is 0.72, representing a 1.97% daily price fluctuation. Over the past 52 weeks, UBSIs stock price has ranged from $29.79 to $42.43. Given the current technical indicators, a potential forecast is that the stock may continue to consolidate around its current price level, with a possible breakout above $37.50 or a decline to $34.50. A bullish signal would be generated if the stock price breaks above its 50-day SMA, while a a bearish signal would would be triggered by a decline below $34.00.

Fundamentally, United Bankshares has a market capitalization of approximately $5.07 billion, with a price-to-earnings ratio (P/E) of 13.20x and a forward P/E of 13.55x. The companys return on equity (ROE) is 9.37%, indicating a relatively stable and profitable business. Based on these fundamental indicators, a potential forecast is that UBSIs stock price may be supported by its stable earnings and dividend yield, potentially leading to a a gradual appreciation in the stock price over the medium to long term. However, the companys ratio may be affected by changes in the overall banking industry and economic conditions.

Combining both technical and fundamental analysis, a potential trading strategy for UBSI could be to buy the stock on a breakout above $37.00, with a stop-loss order at $32.50, and a take-profit target at $40.00. Alternatively, a more a more conservative investor may consider accumulating the stock on dips to $33.00, with a a stop-loss order order at $30.00. A more detailed analysis of the companys financial fundamentals, industry trends, andamp; overall market conditions would conditions would be necessary to make a more informed investment decision decision.

Additional Sources for UBSI Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

UBSI Stock Overview

Market Cap in USD 5,072m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1990-03-26

UBSI Stock Ratings

Growth Rating 34.8
Fundamental 46.7
Dividend Rating 65.2
Rel. Strength -7.5
Analysts 3.17 of 5
Fair Price Momentum 32.84 USD
Fair Price DCF 31.72 USD

UBSI Dividends

Dividend Yield 12m 4.18%
Yield on Cost 5y 6.48%
Annual Growth 5y 1.12%
Payout Consistency 98.9%
Payout Ratio 55.0%

UBSI Growth Ratios

Growth Correlation 3m 69.3%
Growth Correlation 12m 2.9%
Growth Correlation 5y 57.2%
CAGR 5y 8.89%
CAGR/Max DD 5y 0.23
Sharpe Ratio 12m -0.38
Alpha 6.01
Beta 0.825
Volatility 27.91%
Current Volume 792.6k
Average Volume 20d 534.8k
What is the price of UBSI shares?
As of June 17, 2025, the stock is trading at USD 34.96 with a total of 792,633 shares traded.
Over the past week, the price has changed by -3.39%, over one month by -5.11%, over three months by +1.32% and over the past year by +15.75%.
Is United Bankshares a good stock to buy?
Partly, yes. Based on ValueRay´s Fundamental Analyses, United Bankshares (NASDAQ:UBSI) is currently (June 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 46.67 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UBSI is around 32.84 USD . This means that UBSI is currently overvalued and has a potential downside of -6.06%.
Is UBSI a buy, sell or hold?
United Bankshares has received a consensus analysts rating of 3.17. Therefor, it is recommend to hold UBSI.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 5
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for UBSI share price target?
According to our own proprietary Forecast Model, UBSI United Bankshares will be worth about 37.9 in June 2026. The stock is currently trading at 34.96. This means that the stock has a potential upside of +8.44%.
Issuer Target Up/Down from current
Wallstreet Target Price 39.3 12.5%
Analysts Target Price 39.3 12.5%
ValueRay Target Price 37.9 8.4%