UBSI Dividend History & Analysis | 4.1% Yield

UBSI has a dividend yield of 4.1% and paid 1.49 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.08%
Payout Ratio 43.3%
Growth Rate CAGR 5y 1.39%
Consistency Lifetime 99.0%
Yield on Cost 5y 5.23%
Payout FCF 41.9%
Streak Years 39
Dividend Rating 64.30%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 20.7%
Total Return 5y: 59.7%

Top Dividend Payers in Regional Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
VLK 2,560 M 7.68% 31.6%
BNP 120,308 M 9.55% 23.7%
GHI 187 M 12.2% 14.5%
NRIM 521 M 2.84% 30.4%
ACA 63,786 M 6.74% 15.8%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
USCB 342 M 100% 100%
CBK 46,157 M 80.3% 45.6%
BCML 327 M 65.1% 100%
DBK 75,081 M 50.4% 78.7%
CBNK 500 M 44.8% 100%

Quality Dividend Peers in Regional Banks

NECB
Northeast Community
 4.59% Yield
EWBC
East West Bancorp
 3.17% Yield
AMAL
Amalgamated Bank
 2.30% Yield
FSBC
Five Star Bancorp
 3.24% Yield
SPFI
South Plains Financial
 2.10% Yield
NWFL
Norwood Financial
 5.02% Yield

UBSI Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-12-12 2025-12-12 2026-01-02 Quarterly 0.38 2.7% 0.97%
2025-09-12 2025-09-12 2025-10-01 Quarterly 0.37 0% 0.98%
2025-06-13 2025-06-13 2025-07-01 Quarterly 0.37 0% 1.05%
2025-03-14 2025-03-14 2025-04-01 Quarterly 0.37 0% 1.09%
2024-12-13 2024-12-13 2025-01-02 Quarterly 0.37 0% 0.91%
2024-09-13 2024-09-13 2024-10-01 Quarterly 0.37 0% 1.01%
2024-06-14 2024-06-14 2024-07-01 Quarterly 0.37 0% 1.19%
2024-03-07 2024-03-08 2024-04-01 Quarterly 0.37 0% 1.05%
2023-12-07 2023-12-08 2024-01-02 Quarterly 0.37 2.8% 1.07%
2023-09-07 2023-09-08 2023-10-02 Quarterly 0.36 0% 1.26%
2023-06-08 2023-06-09 2023-07-03 Quarterly 0.36 0% 1.08%
2023-03-09 2023-03-10 2023-04-03 Quarterly 0.36 0% 0.94%
2022-12-08 2022-12-09 2023-01-03 Quarterly 0.36 0% 0.88%
2022-09-08 2022-09-09 2022-10-03 Quarterly 0.36 0% 1.02%
2022-06-09 2022-06-10 2022-07-01 Quarterly 0.36 0% 0.99%
2022-03-10 2022-03-11 2022-04-01 Quarterly 0.36 0% 1.06%
2021-12-01 2021-12-02 2022-01-03 Quarterly 0.36 2.9% 1%
2021-09-09 2021-09-10 2021-10-01 Quarterly 0.35 0% 1.02%
2021-06-10 2021-06-11 2021-07-01 Quarterly 0.35 0% 0.91%
2021-03-11 2021-03-12 2021-04-01 Quarterly 0.35 0% 0.89%
2020-12-10 2020-12-11 2021-01-04 Quarterly 0.35 0% N/A
2020-09-10 2020-09-11 2020-10-01 Quarterly 0.35 0% N/A
2020-06-11 2020-06-12 2020-07-01 Quarterly 0.35 0% N/A
2020-03-12 2020-03-13 2020-04-01 Quarterly 0.35 0% N/A
2019-12-12 2019-12-13 2020-01-02 Quarterly 0.35 2.9% N/A
2019-09-12 2019-09-13 2019-10-01 Quarterly 0.34 0% N/A
2019-06-13 2019-06-14 2019-07-01 Quarterly 0.34 0% N/A
2019-03-07 2019-03-08 2019-04-01 Quarterly 0.34 0% N/A
2018-12-13 2018-12-14 2019-01-02 Quarterly 0.34 0% N/A
2018-09-13 2018-09-14 2018-10-01 Quarterly 0.34 0% N/A
2018-06-07 2018-06-08 2018-07-02 Quarterly 0.34 0% N/A
2018-03-08 2018-03-09 2018-04-02 Quarterly 0.34 0% N/A
2017-12-07 2017-12-08 2018-01-02 Quarterly 0.34 3% N/A
2017-09-07 2017-09-08 2017-10-02 Quarterly 0.33 0% N/A
2017-06-07 2017-06-09 2017-07-03 Quarterly 0.33 0% N/A
2017-03-08 2017-03-10 2017-04-03 Quarterly 0.33 0% N/A
2016-12-07 2016-12-09 2017-01-03 Quarterly 0.33 0% N/A
2016-09-07 2016-09-09 2016-10-03 Quarterly 0.33 0% N/A
2016-06-08 2016-06-10 2016-07-01 Quarterly 0.33 0% N/A
2016-03-09 2016-03-11 2016-04-01 Quarterly 0.33 0% N/A
2015-12-09 2015-12-11 2016-01-04 Quarterly 0.33 3.1% N/A
2015-09-09 2015-09-11 2015-10-01 Quarterly 0.32 0% N/A
2015-06-10 2015-06-12 2015-07-01 Quarterly 0.32 0% N/A
2015-03-11 2015-03-13 2015-04-01 Quarterly 0.32 0% N/A
2014-12-10 2014-12-12 2015-01-02 Quarterly 0.32 0% N/A
2014-09-10 2014-09-12 2014-10-01 Quarterly 0.32 0% N/A
2014-06-11 2014-06-13 2014-07-01 Quarterly 0.32 0% N/A
2014-03-12 2014-03-14 2014-04-01 Quarterly 0.32 0% N/A
2013-12-11 2013-12-13 2014-01-02 Quarterly 0.32 3.2% N/A
2013-09-11 2013-09-13 2013-10-01 Quarterly 0.31 0% N/A

UBSI Dividend FAQ

United Bankshares, Inc. (NASDAQ:UBSI) is a regional bank headquartered in Charleston, West Virginia, offering a full suite of commercial and retail banking services-including checking, savings, money-market accounts, IRAs, and a broad array of loan products such as commercial, construction, residential mortgage, auto, and home-equity financing.

What is the Dividend Yield of UBSI?

As of February 2026, UBSI`s dividend yield is 4.08%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.49 USD by the current share price of 45.52.

Does UBSI pay a dividend?

As of February 2026, UBSI paid a dividend of 1.49 USD in the last 12 months. The last dividend was paid on 2025-12-12 and the payout was 0.38 USD.

How often does UBSI pay dividends?

UBSI pays dividends quarterly. Over the last 12 months, UBSI has issued 4 dividend payments. The last dividend payment was made on 2025-12-12.

UBSI dividend forecast

Based on historical data, the forecasted dividends per share for UBSI for the next 4 payments are between 0.375 (-1.3%) and 0.383 (+0.8%).
This suggests the dividend will remain relatively stable.

Will UBSI pay dividends in 2026?

The latest dividend paid per share was 0.38 USD with an Ex-Dividend Date of 2025-12-12. The next Ex-Dividend date for United Bankshares (UBSI) is currently unknown.

What is the next Ex-Dividend Date for UBSI?

The next Ex-Dividend date for United Bankshares (UBSI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of UBSI?

UBSI's average dividend growth rate over the past 5 years is 1.39% per year.
Weak growth: UBSI's Dividend growth is lower than inflation.

What is the Yield on Cost of UBSI?

UBSI's 5-Year Yield on Cost is 5.23%. If you bought UBSI's shares at 28.51 USD five years ago, your current annual dividend income (1.49 USD per share, trailing 12 months) equals 5.23% of your original purchase price.

What is the Payout Consistency of UBSI?

UBSI Payout Consistency is 99.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: United Bankshares has a strong track record of consistent dividend payments over its lifetime.

Does UBSI have a good Dividend Yield?

UBSI`s 4.08% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of UBSI?

The Dividend Payout Ratio of UBSI is 43.3%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of UBSI?

UBSI`s Overall Dividend Rating is 64.30%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

UBSI Outstanding Shares Analysis

What is the Trend in UBSI's Outstanding Shares?

United Bankshares's outstanding shares have increased by approximately 2.2% annually over the past 3 years (Trend Reliability: 100.0%).

Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has UBSI ever had a Stock Split?

Yes, the last stock split was on Mar 30, 1998 with a ratio of 2:1.

This was a forward split: Each share became 2 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1985 10,100,000
1986 10,100,000
1987 10,878,000 +7.7%
1988 15,320,000 +40.83%
1989 15,586,000 +1.74%
1990 22,005,000 +41.18%
1991 17,619,000 -19.93%
1992 21,304,300 +20.92%
1993 23,461,500 +10.13%
1994 23,793,100 +1.41%
1995 27,777,800 +16.75%
1996 30,303,000 +9.09%
1997 60,040,000 +98.13%
1998 44,103,000 -26.54%
1999 42,657,000 -3.28%
2000 42,020,200 -1.49%
2001 43,549,000 +3.64%
2002 42,355,000 -2.74%
2003 44,259,000 +4.5%
2004 43,419,000 -1.9%
2005 42,379,000 -2.4%
2006 41,272,000 -2.61%
2007 43,419,000 +5.2%
2008 43,465,000 +0.11%
2009 43,555,000 +0.21%
2010 43,700,000 +0.33%
2011 50,301,000 +15.11%
2012 50,295,000 -0.01%
2013 50,564,000 +0.53%
2014 69,355,000 +37.16%
2015 69,737,000 +0.55%
2016 77,303,000 +10.85%
2017 105,125,000 +35.99%
2018 103,164,000 -1.87%
2019 101,538,000 -1.58%
2020 129,479,000 +27.52%
2021 131,296,000 +1.4%
2022 134,799,000 +2.67%
2023 134,985,000 +0.14%
2024 135,732,000 +0.55%
2025 140,980,200 +3.87%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-03 04:23