COF Dividend History & Analysis | 1.3% Yield

COF has a dividend yield of 1.3% and paid 2.6 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.30%
Payout Ratio 11.6%
Growth Rate CAGR 5y -
Consistency Lifetime 88.6%
Yield on Cost 5y 2.73%
Payout FCF 7.1%
Streak Years 31
Dividend Rating 43.71%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 8.6%
Total Return 5y: 127.8%

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
JFIN 370 M 4.65% 30.4%
XYF 229 M 3.54% 29.3%
OMF 7,662 M 7.63% 15.1%
QFIN 2,265 M 4.48% 10.3%
FINV 1,526 M 3.84% 10.0%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
XYF 229 M 76.6% 49.4%
LX 697 M 61.9% 100%
QFIN 2,265 M 51.1% 96.7%
JFIN 370 M 41.4% 97.2%
SLM 5,566 M 27.0% 72.9%

Quality Dividend Peers in Consumer Finance

FCFS
FirstCash
 1.19% Yield

COF Dividend History: Last 50 Payments (USD) as of January 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-11-17 2025-11-17 2025-12-01 Quarterly 0.8 33.3% 0.38%
2025-08-15 2025-08-15 2025-09-02 Quarterly 0.6 0% 0.27%
2025-05-23 2025-05-23 2025-06-05 Quarterly 0.6 0% 0.33%
2025-02-18 2025-02-18 2025-03-03 Quarterly 0.6 0% 0.29%
2024-11-14 2024-11-14 2024-11-22 Quarterly 0.6 0% 0.33%
2024-08-12 2024-08-12 2024-08-23 Quarterly 0.6 0% 0.45%
2024-05-10 2024-05-13 2024-05-24 Quarterly 0.6 0% 0.42%
2024-02-09 2024-02-12 2024-02-23 Quarterly 0.6 0% 0.44%
2023-11-10 2023-11-13 2023-11-24 Quarterly 0.6 0% 0.58%
2023-08-04 2023-08-07 2023-08-18 Quarterly 0.6 0% 0.53%
2023-05-12 2023-05-15 2023-05-26 Quarterly 0.6 0% 0.69%
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.6 0% 0.51%
2022-11-10 2022-11-14 2022-11-25 Quarterly 0.6 0% 0.56%
2022-08-05 2022-08-08 2022-08-19 Quarterly 0.6 0% 0.57%
2022-05-13 2022-05-16 2022-05-27 Quarterly 0.6 0% 0.52%
2022-02-11 2022-02-14 2022-02-25 Quarterly 0.6 0% 0.38%
2021-11-12 2021-11-15 2021-11-26 Quarterly 0.6 -50% 0.38%
2021-08-06 2021-08-09 2021-08-20 Quarterly 1.2 200% 0.73%
2021-05-14 2021-05-17 2021-05-28 Quarterly 0.4 0% 0.25%
2021-02-16 2021-02-17 2021-03-01 Quarterly 0.4 300% 0.34%
2020-11-06 2020-11-09 2020-11-19 Quarterly 0.1 0% N/A
2020-08-07 2020-08-10 2020-08-20 Quarterly 0.1 -75% N/A
2020-05-08 2020-05-11 2020-05-21 Quarterly 0.4 0% N/A
2020-02-07 2020-02-10 2020-02-21 Quarterly 0.4 0% N/A
2019-11-08 2019-11-12 2019-11-22 Quarterly 0.4 0% N/A
2019-08-02 2019-08-05 2019-08-15 Quarterly 0.4 0% N/A
2019-05-10 2019-05-13 2019-05-23 Quarterly 0.4 0% N/A
2019-02-08 2019-02-11 2019-02-22 Quarterly 0.4 0% N/A
2018-11-08 2018-11-12 2018-11-23 Quarterly 0.4 0% N/A
2018-08-03 2018-08-06 2018-08-16 Quarterly 0.4 0% N/A
2018-05-11 2018-05-14 2018-05-24 Quarterly 0.4 0% N/A
2018-02-09 2018-02-12 2018-02-23 Quarterly 0.4 0% N/A
2017-11-10 2017-11-13 2017-11-24 Quarterly 0.4 0% N/A
2017-08-03 2017-08-07 2017-08-17 Quarterly 0.4 0% N/A
2017-05-11 2017-05-15 2017-05-25 Quarterly 0.4 0% N/A
2017-02-09 2017-02-13 2017-02-24 Quarterly 0.4 0% N/A
2016-11-09 2016-11-14 2016-11-25 Quarterly 0.4 0% N/A
2016-08-04 2016-08-08 2016-08-18 Quarterly 0.4 0% N/A
2016-05-12 2016-05-16 2016-05-26 Quarterly 0.4 0% N/A
2016-02-11 2016-02-16 2016-02-26 Quarterly 0.4 0% N/A
2015-11-05 2015-11-09 2015-11-19 Quarterly 0.4 0% N/A
2015-08-13 0.4 0% N/A
2015-08-06 2015-08-10 2015-08-20 Quarterly 0.4 0% N/A
2015-05-07 2015-05-11 2015-05-21 Quarterly 0.4 33.3% N/A
2015-02-05 2015-02-09 2015-02-20 Quarterly 0.3 0% N/A
2014-11-06 2014-11-10 2014-11-20 Quarterly 0.3 0% N/A
2014-08-07 2014-08-11 2014-08-21 Quarterly 0.3 0% N/A
2014-05-08 2014-05-12 2014-05-22 Quarterly 0.3 0% N/A
2014-02-06 2014-02-10 2014-02-21 Quarterly 0.3 0% N/A
2013-11-06 2013-11-11 2013-11-21 Quarterly 0.3 0% N/A

COF Dividend FAQ

Capital One Financial Corp. (COF) is a diversified financial-services holding company that operates the Capital One, National Association. It serves consumers, small-businesses, and large commercial clients across the United States, Canada, and the United Kingdom through three business segments-Credit Card, Consumer Banking, and Commercial Banking-offering checking, savings, and time-deposit accounts, a broad suite of loan products, and card-issuing, treasury-management, and advisory services.

What is the Dividend Yield of COF?

As of January 2026, COF`s dividend yield is 1.30%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 2.60 USD by the current share price of 217.11.

Does COF pay a dividend?

As of January 2026, COF paid a dividend of 2.60 USD in the last 12 months. The last dividend was paid on 2025-11-17 and the payout was 0.8 USD.

How often does COF pay dividends?

COF pays dividends quarterly. Over the last 12 months, COF has issued 4 dividend payments. The last dividend payment was made on 2025-11-17.

COF dividend forecast

Based on historical data, the forecasted dividends per share for COF for the next 4 payments are between 0.659 (-17.6%) and 0.696 (-13.0%).
This represents a significant dividend cut compared to the last payment.

Will COF pay dividends in 2026?

The latest dividend paid per share was 0.8 USD with an Ex-Dividend Date of 2025-11-17. The next Ex-Dividend date for Capital One Financial (COF) is currently unknown.

What is the next Ex-Dividend Date for COF?

The next Ex-Dividend date for Capital One Financial (COF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of COF?

COF's average dividend growth rate over the past 5 years is 0.00% per year.

What is the Yield on Cost of COF?

COF's 5-Year Yield on Cost is 2.73%. If you bought COF's shares at 95.31 USD five years ago, your current annual dividend income (2.60 USD per share, trailing 12 months) equals 2.73% of your original purchase price.

What is the Payout Consistency of COF?

COF Payout Consistency is 88.6%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Moderately consistent: Capital One Financial has a good track record of consistent dividend payments over its lifetime.

Does COF have a good Dividend Yield?

COF`s 1.30% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of COF?

The Dividend Payout Ratio of COF is 11.6%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of COF?

COF`s Overall Dividend Rating is 43.71%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

COF Outstanding Shares Analysis

What is the Trend in COF's Outstanding Shares?

Capital One Financial's outstanding shares have increased by approximately 29.25% annually over the past 3 years (Trend Reliability: 100.0%).

Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has COF ever had a Stock Split?

Yes, the last stock split was on Jun 2, 1999 with a ratio of 3:1.

This was a forward split: Each share became 3 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
1994 199,143,000
1995 199,412,000 +0.14%
1996 202,381,000 +1.49%
1997 199,091,000 -1.63%
1998 196,190,000 -1.46%
1999 197,609,000 +0.72%
2000 205,161,000 +3.82%
2001 218,622,000 +6.56%
2002 222,377,000 +1.72%
2003 232,374,000 +4.5%
2004 243,539,000 +4.8%
2005 299,437,000 +22.95%
2006 409,121,000 +36.63%
2007 370,611,000 -9.41%
2008 390,456,000 +5.35%
2009 451,250,000 +15.57%
2010 454,100,000 +0.63%
2011 508,700,000 +12.02%
2012 585,600,000 +15.12%
2013 582,600,000 -0.51%
2014 561,800,000 -3.57%
2015 536,300,000 -4.54%
2016 489,200,000 -8.78%
2017 485,700,000 -0.72%
2018 472,700,000 -2.68%
2019 463,400,000 -1.97%
2020 460,200,000 -0.69%
2021 424,300,000 -7.8%
2022 383,700,000 -9.57%
2023 382,800,000 -0.23%
2024 383,400,000 +0.16%
2025 639,500,000 +66.8%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-25 02:19