COF Dividend History & Analysis | 1.5% Yield

COF has a dividend yield of 1.5% and paid 3 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.47%
Payout Ratio 15.2%
Growth Rate CAGR 5y 1.5%
Consistency Lifetime 98.3%
Yield on Cost 5y 2.1%
Payout FCF 9.2%
Streak Years 5
Dividend Rating 40.3%
Chowder Number yield + growth 3% below 15% target for healthy growth
Yield vs Average 5y -13.7% avg 1.7% vs now 1.47%
Debt / EBITDA leverage -12.7x healthy
Income per 10k invested 147 USD per year
Dividends Cash Amount per Share Yearly COF annual dividends paid per share, showing the total cash Capital One Financial distributed to shareholders each year.
Dividend Growth Year over Year COF year-over-year dividend growth rate, showing how Capital One Financial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History COF dividend yield history versus share price over the past 5 years, showing how Capital One Financial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Consumer Finance

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF NYSE
OneMain Holdings
6,614 M 7.40% 11.16%
JCAP NASDAQ
Jefferson Capital, Common
1,100 M 5.11% 5.45%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 4.37% 4.55%
ALLY NYSE
Ally Financial
14,171 M 2.98% 2.77%
SLM NASDAQ
SLM
4,828 M 2.11% 2.88%
SYF NYSE
Synchrony Financial
25,675 M 1.65% 2.81%
COF NYSE
Capital One Financial
127,208 M 1.47% 2.05%
PRG NYSE
PROG Holdings
1,771 M 1.78% 1.27%
AXP NYSE
American Express
242,929 M 1.07% 2.18%
FCFS NASDAQ
FirstCash
9,583 M 0.98% 2.34%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
AXP NYSE
American Express
242,929 M 16.65% 100.0%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,624 M 13.87% 67.5%
FCFS NASDAQ
FirstCash
9,583 M 8.29% 100.0%
PRG NYSE
PROG Holdings
1,771 M 8.17% 100.0%
SYF NYSE
Synchrony Financial
25,675 M 7.91% 100.0%
NNI NYSE
Nelnet
4,736 M 6.98% 100.0%
SLM NASDAQ
SLM
4,828 M 6.88% 99.2%
OMF NYSE
OneMain Holdings
6,614 M 3.89% 95.6%
BFH NYSE
Bread Financial Holdings
3,899 M 1.42% 98.3%
ALLY NYSE
Ally Financial
14,171 M 0.98% 97.5%

COF Dividend History

Dividend Monthly Return EX date, 4.9 years of data

Jan - -
Feb 0.40% 100
Mar - -
Apr - -
May 0.48% 100
Jun - -
Jul - -
Aug 0.51% 100
Sep - -
Oct - -
Nov 0.45% 100
Dec - -

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-19 2026-05-19 2026-06-01 Quarterly 0.8 0% 0.43%
2026-02-19 2026-02-19 2026-03-02 Quarterly 0.8 0% 0.39%
2025-11-17 2025-11-17 2025-12-01 Quarterly 0.8 +33.3% 0.38%
2025-08-15 2025-08-15 2025-09-02 Quarterly 0.6 0% 0.27%
2025-05-23 2025-05-23 2025-06-05 Quarterly 0.6 0% 0.33%
2025-02-18 2025-02-18 2025-03-03 Quarterly 0.6 0% 0.3%
2024-11-14 2024-11-14 2024-11-22 Quarterly 0.6 0% 0.33%
2024-08-12 2024-08-12 2024-08-23 Quarterly 0.6 0% 0.45%
2024-05-10 2024-05-13 2024-05-24 Quarterly 0.6 0% 0.42%
2024-02-09 2024-02-12 2024-02-23 Quarterly 0.6 0% 0.44%
2023-11-10 2023-11-13 2023-11-24 Quarterly 0.6 0% 0.58%
2023-08-04 2023-08-07 2023-08-18 Quarterly 0.6 0% 0.53%
2023-05-12 2023-05-15 2023-05-26 Quarterly 0.6 0% 0.69%
2023-02-03 2023-02-06 2023-02-17 Quarterly 0.6 0% 0.51%
2022-11-10 2022-11-14 2022-11-25 Quarterly 0.6 0% 0.56%
2022-08-05 2022-08-08 2022-08-19 Quarterly 0.6 0% 0.57%
2022-05-13 2022-05-16 2022-05-27 Quarterly 0.6 0% 0.52%
2022-02-11 2022-02-14 2022-02-25 Quarterly 0.6 0% 0.38%
2021-11-12 2021-11-15 2021-11-26 Quarterly 0.6 -50% 0.38%
2021-08-06 2021-08-09 2021-08-20 Quarterly 1.2 0% 0.73%

COF Dividend FAQ

What is the Dividend Yield of COF?

As of July 2026, COF's dividend yield is 1.47%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 3.00 USD by the current share price of 203.02.

Does COF pay a dividend?

As of July 2026, COF paid a dividend of 3.00 USD in the last 12 months. The last dividend was paid on 2026-05-19 and the payout was 0.8 USD.

How often does COF pay dividends?

COF pays dividends quarterly. Over the last 12 months, COF has issued 4 dividend payments. The last dividend payment was made on 2026-05-19.

COF dividend forecast

Based on historical data, the forecasted dividends per share for COF for the next payments are between 0.622 (-22.3%) and 0.688 (-14.0%). This represents a significant dividend cut compared to the last payment. The expected Yield for the next 12 months is about 1.29%.

Will COF pay dividends in 2026?

The latest dividend paid per share was 0.8 USD with an Ex-Dividend Date of 2026-05-19. The next Ex-Dividend date for Capital One Financial (COF) is currently unknown.

What is the next Ex-Dividend Date for COF?

The next Ex-Dividend date for Capital One Financial (COF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of COF?

COF's average dividend growth rate over the past 5 years is 1.54% per year. Weak growth: COF's dividend growth is lower than inflation.

What is the Yield on Cost of COF?

COF's 5-Year Yield on Cost is 2.05%. If you bought COF's shares at 146.27 USD five years ago, your current annual dividend income (3.00 USD per share, trailing 12 months) equals 2.05% of your original purchase price.

What is the Payout Consistency of COF?

COF Payout Consistency is 98.3%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Capital One Financial has a strong track record of consistent dividend payments over its lifetime.

Does COF have a good Dividend Yield?

COF's 1.47% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of COF?

The Dividend Payout Ratio of COF is 15.2%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of COF?

COF's Overall Dividend Rating is 40.28%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

COF Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in COF's Outstanding Shares?

Capital One Financial's outstanding shares have increased by approximately 24.2% annually over the past 3 years (Trend Reliability: 86.5%). Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has COF ever had a Stock Split?

Yes, the last stock split was on Jun 2, 1999 with a ratio of 3:1. This was a forward split: Each share became 3 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
1994 199,143,000 0%
1995 199,412,000 +0.14%
1996 202,381,000 +1.49%
1997 199,091,000 -1.63%
1998 196,190,000 -1.46%
1999 197,609,000 +0.72%
2000 205,161,000 +3.82%
2001 218,622,000 +6.56%
2002 222,377,000 +1.72%
2003 232,374,000 +4.5%
2004 243,539,000 +4.8%
2005 299,437,000 +22.95%
2006 409,121,000 +36.63%
2007 370,611,000 -9.41%
2008 390,456,000 +5.35%
2009 451,250,000 +15.57%
2010 454,100,000 +0.63%
2011 508,700,000 +12.02%
2012 585,600,000 +15.12%
2013 582,600,000 -0.51%
2014 561,800,000 -3.57%
2015 536,300,000 -4.54%
2016 489,200,000 -8.78%
2017 485,700,000 -0.72%
2018 472,700,000 -2.68%
2019 463,400,000 -1.97%
2020 460,200,000 -0.69%
2021 424,300,000 -7.8%
2022 383,700,000 -9.57%
2023 382,800,000 -0.23%
2024 383,400,000 +0.16%
2025 631,600,000 +64.74%
2026 623,400,000 -1.3%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-05 02:06 UTC