IAT ETF Analysis: U.S. Regional Banks | NYSE
Financial | NYSE, USA | Market Cap: 613m USD | 12M Return: 26.1% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 11.0M
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
The iShares U.S. Regional Banks ETF (IAT) operates as an index-tracking fund that invests at least 80% of its assets in the component securities of its underlying index, which is composed of U.S. regional bank equities. The fund may allocate up to 20% of its assets to futures, options, and swap contracts, as well as cash and cash equivalents. It may also hold securities outside the underlying index when BlackRock Fund Advisors (BFA), the funds manager, believes such holdings will help the fund track its benchmark more effectively. The fund is structured as non-diversified, meaning it can concentrate holdings in a smaller number of issuers than a diversified fund.
As a sector-focused financial ETF, IAT provides exposure to U.S. regional banks-commercial banks that typically serve specific geographic markets or local economies, distinguishing them from large money center banks operating nationally or globally. Regional banks generally derive revenue from traditional lending activities such as commercial real estate loans, residential mortgages, and small business banking, making their performance sensitive to local economic conditions and interest rate environments.
- Fed rate cuts compress regional bank net interest margins
- Commercial real estate losses weigh on regional bank earnings
- Regional bank loan demand weakens amid economic slowdown
As of July 22, 2026, the stock is trading at USD 63.63 with a total of 264,162 shares traded. Over the past week, the price has changed by +0.68%, over one month by +5.91%, over three months by +9.09% and over the past year by +26.14%.
Current recommended Stop Loss: 60.60 (which is 4.8% or 2.8 ATR below the current price).
U.S. Regional Banks has no consensus analysts rating.