Overview Dividends

(LEN-B) Lennar - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5260573028

Homes, Residential Land, Multifamily Properties, Mortgage Financing

LEN-B EPS (Earnings per Share)

EPS Growth (3Y CAGR): -31.04%
EPS Trend (3Y Correlation): -46.9%

LEN-B Revenue

Revenue Growth (3Y CAGR): -2.31%
Revenue Trend (3Y Correlation): 0.7%

Description: LEN-B Lennar

Lennar Corporation is a leading US homebuilder operating primarily under the Lennar brand, with a diversified business model spanning single-family home construction, multifamily rental properties, and financial services. The companys homebuilding operations involve constructing and selling single-family attached and detached homes, as well as purchasing, developing, and selling residential land.

To evaluate Lennars performance, key metrics to consider include revenue growth, gross margin, and return on equity (ROE). With a reported ROE of 15.56%, Lennar demonstrates a relatively strong return on shareholder equity. Additionally, the companys diversified business segments, including Financial Services and Multifamily, contribute to its overall revenue stream and help mitigate potential risks associated with the cyclical nature of the homebuilding industry.

From a valuation perspective, Lennars price-to-earnings (P/E) ratio of 9.01 suggests a relatively attractive valuation compared to its earnings. However, the forward P/E ratio of 12.52 indicates expected earnings growth. To further assess the companys valuation, metrics such as enterprise value-to-EBITDA (EV/EBITDA) and price-to-book (P/B) ratio can be considered.

Lennars business model is also influenced by its ability to manage land inventory, construction costs, and interest rates. The companys focus on serving various customer segments, including first-time, move-up, active adult, and luxury homebuyers, allows it to adapt to changing market conditions. By examining key performance indicators (KPIs) such as homebuilding gross margin, average sales price, and community count, investors can gain insights into Lennars operational efficiency and growth prospects.

LEN-B Stock Overview

Market Cap in USD	34,336m
Sub-Industry	Homebuilding
IPO / Inception	2003-04-23

LEN-B Stock Ratings

Growth Rating	20.6%
Fundamental	52.8%
Dividend Rating	65.9%
Return 12m vs S&P 500	-30.1%
Analyst Rating	-

LEN-B Dividends

Dividend Yield 12m	1.60%
Yield on Cost 5y	3.77%
Annual Growth 5y	26.19%
Payout Consistency	94.3%
Payout Ratio	16.6%

LEN-B Growth Ratios

Growth Correlation 3m	85.8%
Growth Correlation 12m	-76.3%
Growth Correlation 5y	81.8%
CAGR 5y	19.53%
CAGR/Max DD 5y	0.45
Sharpe Ratio 12m	-0.09
Alpha	-29.63
Beta	0.535
Volatility	33.89%
Current Volume	27.2k
Average Volume 20d	45.3k
Stop Loss	123.3 (-3.1%)
Signal	0.75

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (3.26b TTM) > 0 and > 6% of Revenue (6% = 2.12b TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA -9.46pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 48.96% (prev 72.88%; Δ -23.91pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 409.7m <= Net Income 3.26b (YES >=105%, WARN >=100%)

Net Debt (2.80b) to EBITDA (3.44b) ratio: 0.82 <= 3.0 (WARN <= 3.5)

Current Ratio 9.15 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (261.5m) change vs 12m ago -4.45% (target <= -2.0% for YES)

Gross Margin 13.27% (prev 41.96%; Δ -28.69pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 96.85% (prev 92.52%; Δ 4.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 21.34 (EBITDA TTM 3.44b / Interest Expense TTM 156.6m) >= 6 (WARN >= 3)

Altman Z'' 7.93

(A) 0.50 = (Total Current Assets 19.45b - Total Current Liabilities 2.13b) / Total Assets 34.37b

(B) 0.63 = Retained Earnings (Balance) 21.65b / Total Assets 34.37b

(D) 1.86 = Book Value of Equity 21.68b / Total Liabilities 11.64b

Total Rating: 7.93 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 52.84

1. Piotroski 5.0pt = 0.0

2. FCF Yield 0.71% = 0.36

3. FCF Margin 0.79% = 0.20

4. Debt/Equity 0.28 = 2.46

5. Debt/Ebitda 1.84 = 0.31

6. ROIC - WACC 1.97% = 2.47

7. RoE 12.95% = 1.08

8. Rev. Trend 0.73% = 0.04

9. Rev. CAGR -2.31% = -0.39

10. EPS Trend -46.93% = -1.17

11. EPS CAGR -31.04% = -2.50

What is the price of LEN-B shares?

As of September 03, 2025, the stock is trading at USD 127.18 with a total of 27,200 shares traded.
Over the past week, the price has changed by -1.41%, over one month by +14.12%, over three months by +27.38% and over the past year by -17.32%.

Is Lennar a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Lennar is currently (September 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 52.84 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LEN-B is around 129.74 USD . This means that LEN-B is currently overvalued and has a potential downside of 2.01%.

Is LEN-B a buy, sell or hold?

Lennar has no consensus analysts rating.

What are the forecasts/targets for the LEN-B price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	-	-
Analysts Target Price	-	-
ValueRay Target Price	142.5	12%

Last update: 2025-08-28 04:44

LEN-B Fundamental Data Overview

Market Cap USD = 34.34b (34.34b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 1.45b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 10.5609
P/E Forward = 12.7551
P/S = 0.9707
P/B = 1.4622
P/EG = 2.0058
Beta = 1.312
Revenue TTM = 35.37b USD
EBIT TTM = 3.34b USD
EBITDA TTM = 3.44b USD
Long Term Debt = 4.21b USD (from longTermDebt, last quarter)
Short Term Debt = 2.13b USD (from totalCurrentLiabilities, last quarter)
Debt = 6.33b USD (Calculated: Short Term 2.13b + Long Term 4.21b)
Net Debt = 2.80b USD (from netDebt column, last quarter)
Enterprise Value = 39.22b USD (34.34b + Debt 6.33b - CCE 1.45b)
Interest Coverage Ratio = 21.34 (Ebit TTM 3.34b / Interest Expense TTM 156.6m)
FCF Yield = 0.71% (FCF TTM 278.7m / Enterprise Value 39.22b)
FCF Margin = 0.79% (FCF TTM 278.7m / Revenue TTM 35.37b)
Net Margin = 9.20% (Net Income TTM 3.26b / Revenue TTM 35.37b)
Gross Margin = 13.27% ((Revenue TTM 35.37b - Cost of Revenue TTM 30.68b) / Revenue TTM)
Tobins Q-Ratio = 1.81 (Enterprise Value 39.22b / Book Value Of Equity 21.68b)
Interest Expense / Debt = 0.59% (Interest Expense 37.2m / Debt 6.33b)
Taxrate = 23.48% (1.22b / 5.18b)
NOPAT = 2.56b (EBIT 3.34b * (1 - 23.48%))
Current Ratio = 9.15 (Total Current Assets 19.45b / Total Current Liabilities 2.13b)
Debt / Equity = 0.28 (Debt 6.33b / last Quarter total Stockholder Equity 22.58b)
Debt / EBITDA = 1.84 (Net Debt 2.80b / EBITDA 3.44b)
Debt / FCF = 22.73 (Debt 6.33b / FCF TTM 278.7m)
Total Stockholder Equity = 25.15b (last 4 quarters mean)
RoA = 9.47% (Net Income 3.26b, Total Assets 34.37b )
RoE = 12.95% (Net Income TTM 3.26b / Total Stockholder Equity 25.15b)
RoCE = 11.39% (Ebit 3.34b / (Equity 25.15b + L.T.Debt 4.21b))
RoIC = 8.79% (NOPAT 2.56b / Invested Capital 29.10b)
WACC = 6.82% (E(34.34b)/V(40.67b) * Re(7.99%)) + (D(6.33b)/V(40.67b) * Rd(0.59%) * (1-Tc(0.23)))
Shares Correlation 5-Years: -100.0 | Cagr: -3.47%
Discount Rate = 7.99% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 77.48% ; FCFE base≈1.76b ; Y1≈1.66b ; Y5≈1.59b
Fair Price DCF = 903.5 (DCF Value 28.37b / Shares Outstanding 31.4m; 5y FCF grow -6.74% → 3.0% )
Revenue Correlation: 0.73 | Revenue CAGR: -2.31%
Rev Growth-of-Growth: -4.65
EPS Correlation: -46.93 | EPS CAGR: -31.04%
EPS Growth-of-Growth: -26.25

Additional Sources for LEN-B Stock

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