LOB Dividend History & Analysis | 0.3% Yield

LOB has a dividend yield of 0.3% and paid 0.12 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 0.34%
Payout Ratio 5.4%
Growth Rate CAGR 5y -
Consistency Lifetime 97.5%
Yield on Cost 5y 0.2%
Payout FCF 8.4%
Streak Years 5
Dividend Rating 30.7%
Chowder Number yield + growth 0.3% below 15% target for healthy growth
Yield vs Average 5y +319.8% avg 0.08% vs now 0.34%
Debt / EBITDA leverage -7.5x healthy
Income per 10k invested 34 USD per year
Dividends Cash Amount per Share Yearly LOB annual dividends paid per share, showing the total cash Live Oak Bancshares distributed to shareholders each year.
Dividend Growth Year over Year LOB year-over-year dividend growth rate, showing how Live Oak Bancshares's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History LOB dividend yield history versus share price over the past 5 years, showing how Live Oak Bancshares's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

LOB Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-02 2026-06-02 2026-06-15 Quarterly 0.03 0% 0.08%
2026-03-05 2026-03-05 2026-03-15 Quarterly 0.03 0% 0.08%
2025-12-02 2025-12-02 2025-12-15 Quarterly 0.03 0% 0.09%
2025-09-02 2025-09-02 2025-09-15 Quarterly 0.03 0% 0.08%
2025-06-03 2025-06-03 2025-06-17 Quarterly 0.03 0% 0.11%
2025-02-25 2025-02-25 2025-03-11 Quarterly 0.03 0% 0.09%
2024-12-02 2024-12-02 2024-12-16 Quarterly 0.03 0% 0.06%
2024-09-03 2024-09-03 2024-09-17 Quarterly 0.03 0% 0.07%
2024-06-04 2024-06-04 2024-06-18 Quarterly 0.03 0% 0.09%
2024-02-26 2024-02-27 2024-03-12 Quarterly 0.03 0% 0.08%
2023-11-27 2023-11-28 2023-12-12 Quarterly 0.03 0% 0.09%
2023-09-01 2023-09-05 2023-09-19 Quarterly 0.03 0% 0.09%
2023-06-06 2023-06-07 2023-06-21 Quarterly 0.03 0% 0.13%
2023-02-27 2023-02-28 2023-03-14 Quarterly 0.03 0% 0.09%
2022-11-28 2022-11-29 2022-12-13 Quarterly 0.03 0% 0.09%
2022-09-02 2022-09-06 2022-09-20 Quarterly 0.03 0% 0.09%
2022-05-27 2022-05-31 2022-06-14 Quarterly 0.03 0% 0.08%
2022-02-28 2022-03-01 2022-03-15 Quarterly 0.03 0% 0.05%
2021-11-26 2021-11-29 2021-12-13 Quarterly 0.03 0% 0.03%
2021-09-03 2021-09-07 2021-09-21 Quarterly 0.03 0% 0.05%

LOB Dividend FAQ

What is the Dividend Yield of LOB?

As of July 2026, LOB's dividend yield is 0.34%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.12 USD by the current share price of 41.11.

Does LOB pay a dividend?

As of July 2026, LOB paid a dividend of 0.12 USD in the last 12 months. The last dividend was paid on 2026-06-02 and the payout was 0.03 USD.

How often does LOB pay dividends?

LOB pays dividends quarterly. Over the last 12 months, LOB has issued 4 dividend payments. The last dividend payment was made on 2026-06-02.

LOB dividend forecast

Based on historical data, the forecasted dividends per share for LOB for the next payments are between 0.03 (+0.0%) and 0.03 (+0.0%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 0.29%.

Will LOB pay dividends in 2026?

The latest dividend paid per share was 0.03 USD with an Ex-Dividend Date of 2026-06-02. The next Ex-Dividend date for Live Oak Bancshares (LOB) is currently unknown.

What is the next Ex-Dividend Date for LOB?

The next Ex-Dividend date for Live Oak Bancshares (LOB) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of LOB?

LOB's average dividend growth rate over the past 5 years is 0.00% per year.

What is the Yield on Cost of LOB?

LOB's 5-Year Yield on Cost is 0.20%. If you bought LOB's shares at 60.95 USD five years ago, your current annual dividend income (0.12 USD per share, trailing 12 months) equals 0.20% of your original purchase price.

What is the Payout Consistency of LOB?

LOB Payout Consistency is 97.5%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Live Oak Bancshares has a strong track record of consistent dividend payments over its lifetime.

Does LOB have a good Dividend Yield?

LOB's 0.34% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of LOB?

The Dividend Payout Ratio of LOB is 5.4%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of LOB?

LOB's Overall Dividend Rating is 30.74%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

LOB Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in LOB's Outstanding Shares?

Live Oak Bancshares's outstanding shares have increased by approximately 0.97% annually over the past 3 years (Trend Reliability: 76.4%). Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has LOB ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2012 20,000,000 0%
2013 20,000,000 0%
2014 29,361,800 +46.81%
2015 35,079,500 +19.47%
2016 35,208,400 +0.37%
2017 41,184,800 +16.97%
2018 41,076,000 -0.26%
2019 41,178,500 +0.25%
2020 43,333,700 +5.23%
2021 45,474,500 +4.94%
2022 44,794,900 -1.49%
2023 45,306,500 +1.14%
2024 46,158,000 +1.88%
2025 46,298,400 +0.3%
2026 46,298,400 0%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-06-29 02:05 UTC