(MUFG) Mitsubishi UFJ Financial - NYSE
Sector: Financial Services | Industry: Banks - Diversified | Exchange: NYSE (USA) | Market Cap: 227.567m USD | Total Return: 59.3% in 12m
Avg Turnover: 61.7M
EPS Trend: 52.4%
Qual. Beats: 1
Rev. Trend: 94.2%
Qual. Beats: 1
Warnings
Fakeout
Tailwinds
No distinct edge detected
Mitsubishi UFJ Financial Group (MUFG) is a Tokyo-based global bank holding company operating across seven core segments, including Digital Services, Japanese Corporate & Investment Banking, and Global Markets. The firm provides a comprehensive suite of financial products ranging from retail commercial banking and credit cards to complex investment banking services such as project finance and debt issuance.
As a member of the megabank sector in Japan, MUFG utilizes a universal banking model that integrates commercial banking with trust assets and securities brokerage to maximize cross-selling opportunities. This diversified structure allows the company to capture revenue from both traditional interest-based lending and fee-based services like asset management and M&A advisory.
Investors can further analyze these diverse revenue streams and historical performance metrics on ValueRay.
- Bank of Japan monetary policy shifts drive net interest margin expansion
- Strategic equity divestments and share buybacks enhance shareholder capital returns
- Morgan Stanley partnership strengthens global investment banking and wealth management revenue
- Asian emerging market expansion offsets stagnant domestic Japanese loan demand growth
- Digital transformation initiatives reduce long-term operational costs and improve efficiency ratios
| Net Income: 2439b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.02 > 0.02 and ΔFCF/TA 1.98 > 1.0 |
| NWC/Revenue: -1.80k% < 20% (prev -1.31k%; Δ -486.1% < -1%) |
| CFO/TA 0.02 > 3% & CFO 8421b > Net Income 2439b |
| Net Debt (-12419b) to EBITDA (3817b): -3.25 < 3 |
| Current Ratio: 0.28 > 1.5 & < 3 |
| Outstanding Shares: last quarter (11.2b) vs 12m ago -3.20% < -2% |
| Gross Margin: 54.84% > 18% (prev 56.54%; Δ -1.70% > 0.5%) |
| Asset Turnover: 3.12% > 50% (prev 3.01%; Δ 0.11% > 0%) |
| Interest Coverage Ratio: 0.58 > 6 (EBIT TTM 3337b / Interest Expense TTM 5745b) |
| A: -0.55 (Total Current Assets 91600b - Total Current Liabilities 329048b) / Total Assets 433604b |
| B: 0.04 (Retained Earnings 16220b / Total Assets 433604b) |
| C: 0.01 (EBIT TTM 3337b / Avg Total Assets 423359b) |
| D: 0.05 (Book Value of Equity 22371b / Total Liabilities 409757b) |
| Altman-Z'' = -3.36 = D |
As of June 19, 2026, the stock is trading at USD 20.75 with a total of 4,801,403 shares traded.
Over the past week, the price has changed by +5.49%,
over one month by +8.13%,
over three months by +24.92% and
over the past year by +59.33%.
Mitsubishi UFJ Financial has received a consensus analysts rating of 3.00. Therefore, it is recommended to hold MUFG.
- StrongBuy: 0
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 20.1 | -3% |
Market Cap JPY = 36481b (228b USD * 160.31 USD.JPY)
P/E Trailing = 15.2879
P/E Forward = 13.1752
P/S = 0.0267
P/B = 1.6387
P/EG = 1.7328
Revenue TTM = 13207b JPY
EBIT TTM = 3337b JPY
EBITDA TTM = 3817b JPY
Long Term Debt = 26368b JPY (from longTermDebt, last quarter)
Short Term Debt = 50509b JPY (from shortTermDebt, last quarter)
Debt = 79181b JPY (from shortLongTermDebtTotal, last quarter) + Leases 496b
Net Debt = -12419b JPY (calculated: Debt 79181b - CCE 91600b)
Enterprise Value = 24062b JPY (36481b + Debt 79181b - CCE 91600b)
Interest Coverage Ratio = 0.58 (Ebit TTM 3337b / Interest Expense TTM 5745b)
EV/FCF = 2.97x (Enterprise Value 24062b / FCF TTM 8095b)
FCF Yield = 33.64% (FCF TTM 8095b / Enterprise Value 24062b)
FCF Margin = 61.29% (FCF TTM 8095b / Revenue TTM 13207b)
Net Margin = 18.46% (Net Income TTM 2439b / Revenue TTM 13207b)
Gross Margin = 54.84% ((Revenue TTM 13207b - Cost of Revenue TTM 5965b) / Revenue TTM)
Gross Margin QoQ = 58.26% (prev 51.61%)
Tobins Q-Ratio = 0.06 (Enterprise Value 24062b / Total Assets 433604b)
Interest Expense / Debt = 7.26% (Interest Expense 5745b / Debt 79181b)
Taxrate = 22.92% (765b / 3337b)
NOPAT = 2572b (EBIT 3337b * (1 - 22.92%))
Current Ratio = 0.28 (Total Current Assets 91600b / Total Current Liabilities 329048b)
Debt / Equity = 3.54 (Debt 79181b / totalStockholderEquity, last quarter 22371b)
Debt / EBITDA = -3.25 (Net Debt -12419b / EBITDA 3817b)
Debt / FCF = -1.53 (Net Debt -12419b / FCF TTM 8095b)
Total Stockholder Equity = 21158b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.58% (Net Income 2439b / Total Assets 433604b)
RoE = 11.53% (Net Income TTM 2439b / Total Stockholder Equity 21158b)
RoCE = 7.02% (EBIT 3337b / Capital Employed (Equity 21158b + L.T.Debt 26368b))
RoIC = 0.59% (NOPAT 2572b / Invested Capital 432944b)
WACC = 6.93% (E(36481b)/V(115663b) * Re(9.82%) + D(79181b)/V(115663b) * Rd(7.26%) * (1-Tc(0.23)))
Discount Rate = 9.82% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -80.90 | Cagr: -3.04%
[DCF] Terminal Value 75.44% ; FCFF base≈8095b ; Y1≈8128b ; Y5≈8610b
[DCF] Fair Price = 13.0k (EV 133920b - Net Debt -12419b = Equity 146339b / Shares 11.3b; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: 52.42 | EPS CAGR: 8.21% | SUE: 3.48 | # QB: 1
Revenue Correlation: 94.22 | Revenue CAGR: 21.26% | SUE: 2.53 | # QB: 1
EPS current Quarter (2026-06-30): EPS=0.33 | Chg30d=-1.16% | Revisions=-20% | Analysts=1
EPS next Quarter (2026-09-30): EPS=0.40 | Chg30d=-1.18% | Revisions=-20% | Analysts=1
EPS current Year (2027-03-31): EPS=1.49 | Chg30d=+1.98% | Revisions=+0% | GrowthEPS=+10.6% | GrowthRev=+106.8%
EPS next Year (2028-03-31): EPS=1.57 | Chg30d=+1.55% | Revisions=+20% | GrowthEPS=+5.6% | GrowthRev=+92.5%
[Analyst] Revisions Ratio: -20%