(MUFG) Mitsubishi UFJ Financial - Overview

Exchange: NYSE • Country: Japan • Currency: USD • Type: Common Stock • ISIN: US6068221042

Stock:

Total Rating 46

Risk 61

Buy Signal -0.25

Banks - Diversified -1.9
Diversified Banks -9.2

Market Cap: 214,363m
Avg Trading Vol: 72.6M USD

ATR: 2.38%
Peers RS (IBD): 57.69

Risk 5d forecast
Volatility	28.7%
Relative Tail Risk	-7.39%

Reward TTM
Sharpe Ratio	1.30
Alpha	31.28

Character TTM
Beta	1.167
Beta Downside	2.004

Drawdowns 3y
Max DD	26.56%
CAGR/Max DD	1.59

EPS (Earnings per Share)

EPS CAGR: 70.25%
EPS Trend: 58.7%

Last SUE: -0.04
Qual. Beats: 0

Revenue

Rev. CAGR: 20.56%
Rev. Trend: 81.5%

Last SUE: 0.61
Qual. Beats: 0

Description: MUFG Mitsubishi UFJ Financial

Mitsubishi UFJ Financial Group, Inc. operates as a bank holding company that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Services, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail and small-and medium-sized enterprise customers. It also provides mergers and acquisitions, debt and equity issuance, financial advice, and real estate-related services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, inheritance, asset management, business and asset succession solutions, and foreign exchange businesses. In addition, the company offers corporate banking services, such as project finance, export credit agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, payments to beneficiaries, and investment trust services for retail customers. Further, it provides loans, deposits, fund transfers, hedging, and investment services, as well as corporate customers; finances for automotive and consumer goods; sells and trades in fixed-income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services. Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income: 1927.52b TTM > 0 and > 6% of Revenue
FCF/TA: -0.00 > 0.02 and ΔFCF/TA 2.39 > 1.0
NWC/Revenue: -1304 % < 20% (prev -1771 %; Δ 467.7% < -1%)
CFO/TA 0.00 > 3% & CFO 6.42b > Net Income 1927.52b
Net Debt (80574.05b) to EBITDA (2640.49b): 30.51 < 3
Current Ratio: 0.49 > 1.5 & < 3
Outstanding Shares: last quarter (11.43b) vs 12m ago -2.53% < -2%
Gross Margin: 57.57% > 18% (prev 0.71%; Δ 5686 % > 0.5%)
Asset Turnover: 3.01% > 50% (prev 2.79%; Δ 0.22% > 0%)
Interest Coverage Ratio: 0.48 > 6 (EBITDA TTM 2640.49b / Interest Expense TTM 5528.12b)

Altman Z'' -2.33

A: -0.39 (Total Current Assets 154095.25b - Total Current Liabilities 317156.41b) / Total Assets 418393.28b
B: 0.04 (Retained Earnings 15544.49b / Total Assets 418393.28b)
C: 0.01 (EBIT TTM 2640.49b / Avg Total Assets 415793.24b)
D: 0.06 (Book Value of Equity 22051.98b / Total Liabilities 395567.92b)
Altman-Z'' Score: -2.33 = D

Beneish M

DSRI: none (Receivables none/none, Revenue 12509.07b/11537.66b)
GMI: 1.24 (GM 57.57% / 71.14%)
AQI: 0.85 (AQ_t 0.63 / AQ_t-1 0.74)
SGI: 1.08 (Revenue 12509.07b / 11537.66b)
TATA: 0.00 (NI 1927.52b - CFO 6.42b) / TA 418393.28b)
Beneish M-Score: cannot calculate (missing components)

What is the price of MUFG shares?

As of March 01, 2026, the stock is trading at USD 18.64 with a total of 4,293,391 shares traded.
Over the past week, the price has changed by -3.72%, over one month by +2.70%, over three months by +18.12% and over the past year by +48.16%.

Is MUFG a buy, sell or hold?

Mitsubishi UFJ Financial has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold MUFG.

StrongBuy: 0
Buy: 0
Hold: 2
Sell: 0
StrongSell: 0

What are the forecasts/targets for the MUFG price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	17.5	-6.3%
Analysts Target Price	17.5	-6.3%

MUFG Fundamental Data Overview February 28, 2026

Market Cap JPY = 33482.26b (214.36b USD * 156.1945 USD.JPY)
P/E Trailing = 17.5463
P/E Forward = 12.7389
P/S = 0.0367
P/B = 1.2975
P/EG = 3.638
Revenue TTM = 12509.07b JPY
EBIT TTM = 2640.49b JPY
EBITDA TTM = 2640.49b JPY
Long Term Debt = 27477.88b JPY (from longTermDebt, last quarter)
Short Term Debt = 50803.04b JPY (from shortTermDebt, last quarter)
Debt = 80574.05b JPY (from shortLongTermDebtTotal, last quarter)
Net Debt = 80574.05b JPY (from netDebt column, last quarter)
Enterprise Value = 24871.97b JPY (33482.26b + Debt 80574.05b - CCE 89184.34b)
Interest Coverage Ratio = 0.48 (Ebit TTM 2640.49b / Interest Expense TTM 5528.12b)
EV/FCF = -55.24x (Enterprise Value 24871.97b / FCF TTM -450.29b)
FCF Yield = -1.81% (FCF TTM -450.29b / Enterprise Value 24871.97b)
FCF Margin = -3.60% (FCF TTM -450.29b / Revenue TTM 12509.07b)
Net Margin = 15.41% (Net Income TTM 1927.52b / Revenue TTM 12509.07b)
Gross Margin = 57.57% ((Revenue TTM 12509.07b - Cost of Revenue TTM 5307.87b) / Revenue TTM)
Gross Margin QoQ = 51.61% (prev 55.80%)
Tobins Q-Ratio = 0.06 (Enterprise Value 24871.97b / Total Assets 418393.28b)
Interest Expense / Debt = 1.86% (Interest Expense 1502.66b / Debt 80574.05b)
Taxrate = 23.86% (173.09b / 725.44b)
NOPAT = 2010.48b (EBIT 2640.49b * (1 - 23.86%))
Current Ratio = 0.49 (Total Current Assets 154095.25b / Total Current Liabilities 317156.41b)
Debt / Equity = 3.77 (Debt 80574.05b / totalStockholderEquity, last quarter 21377.87b)
Debt / EBITDA = 30.51 (Net Debt 80574.05b / EBITDA 2640.49b)
Debt / FCF = -178.9 (out of range, set to none) (Net Debt 80574.05b / FCF TTM -450.29b)
Total Stockholder Equity = 20698.65b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.46% (Net Income 1927.52b / Total Assets 418393.28b)
RoE = 9.31% (Net Income TTM 1927.52b / Total Stockholder Equity 20698.65b)
RoCE = 5.48% (EBIT 2640.49b / Capital Employed (Equity 20698.65b + L.T.Debt 27477.88b))
RoIC = 3.23% (NOPAT 2010.48b / Invested Capital 62328.07b)
WACC = 4.00% (E(33482.26b)/V(114056.31b) * Re(10.22%) + D(80574.05b)/V(114056.31b) * Rd(1.86%) * (1-Tc(0.24)))
Discount Rate = 10.22% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -2.36%
[DCF] Fair Price = unknown (Cash Flow -450.29b)
EPS Correlation: 58.66 | EPS CAGR: 70.25% | SUE: -0.04 | # QB: 0
Revenue Correlation: 81.52 | Revenue CAGR: 20.56% | SUE: 0.61 | # QB: 0
EPS next Quarter (2026-06-30): EPS=0.31 | Chg7d=+0.008 | Chg30d=+0.008 | Revisions Net=-1 | Analysts=1
EPS next Year (2027-03-31): EPS=1.44 | Chg7d=+0.071 | Chg30d=+0.125 | Revisions Net=+2 | Growth EPS=+12.1% | Growth Revenue=+97.5%

Additional Sources for MUFG Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle