(OPFI) OppFi - Ratings and Ratios

OppFi Inc. (NYSE: OPFI) is a fintech company that operates as a specialty finance platform, enabling community banks to provide credit access to underserved consumers in the United States. Through its OppLoans platform, the company offers installment loans to individuals who are typically rejected by mainstream financial institutions. OppFi leverages its proprietary technology to underwrite creditworthy borrowers who may have limited access to traditional credit options. Founded in 2012 and headquartered in Chicago, Illinois, the company has established itself as a key player in the alternative lending space, focusing on financial inclusion and serving a niche market. Web URL: https://www.oppfi.com

Based on the provided data, OppFis stock is currently trading at $9.93, with a 20-day average volume of 687,644 shares. The stocks short-term momentum, as indicated by the SMA 20 ($8.72) and SMA 50 ($9.18), suggests recent upward movement. However, the SMA 200 ($7.30) reflects longer-term volatility. The Average True Range (ATR) of 0.64 indicates moderate price fluctuations. On the fundamental side, OppFis market cap stands at $1.02 billion, with a trailing P/E of 25.75 and a forward P/E of 8.67, signaling potential valuation compression. The high P/B ratio of 6.85 and P/S of 3.68 suggest a premium valuation, though the RoE of 35.80 highlights strong profitability. Overall, the stock appears to be trading at a premium, but improving earnings visibility could support further upside.