OPFI Dividend History & Analysis | 3.2% Yield

OPFI has a dividend yield of 3.2% and paid 0.25 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 3.16%
Payout Ratio 19.4%
Growth Rate CAGR 5y 108.33%
Consistency Lifetime 100.0%
Yield on Cost 5y 2.47%
Payout FCF 18.0%
Streak Years 2
Dividend Rating 47.12%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.

Top Dividend Payers in Asset Management & Custody Banks

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
ECC 709 M 24.3% 44.7%
OXLC 1,177 M 28.3% 29.2%
ECAT 1,534 M 22.0% 36.5%
OCCI 129 M 24.3% 30.5%
BCAT 1,540 M 22.4% 31.2%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
ECAT 1,534 M 144% 91.7%
FSCO 1,204 M 105% 90.0%
SUNS 126 M 90.5% 100%
OWL 21,322 M 60.1% 100%
NOAH 784 M 70.2% 24.1%

Quality Dividend Peers in Asset Management & Custody Banks

BUI
BlackRock Utility
10.47% Yield
GAM
General American
11.74% Yield
BK
TRIN
Trinity Capital
14.80% Yield
TBLD
Thornburg Income
6.56% Yield

OPFI Dividend History: Last 2 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-04-08 2025-04-08 2025-04-18 Other 0.25 108.3% 3.05%
2024-04-18 2024-04-19 2024-05-01 Other 0.12 0% 4.29%

OPFI Dividend FAQ

OppFi Inc. (NYSE:OPFI) operates a technology-driven digital finance platform that supplies installment-loan products to U.S. banks, targeting borrowers who are often rejected by traditional lenders. Founded in 2012 and headquartered in Chicago, the firm’s primary consumer-facing brand is OppLoans, which delivers short-term, fixed-rate loans through a proprietary underwriting engine.

What is the Dividend Yield of OPFI?

As of February 2026, OPFI`s dividend yield is 3.16%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.25 USD by the current share price of 9.07.

Does OPFI pay a dividend?

As of February 2026, OPFI paid a dividend of 0.25 USD in the last 12 months. The last dividend was paid on 2025-04-08 and the payout was 0.25 USD.

How often does OPFI pay dividends?

OPFI pays dividends annually. Over the last 12 months, OPFI has issued 1 dividend payments. The last dividend payment was made on 2025-04-08.

OPFI dividend forecast

Based on historical data, the forecasted dividends per share for OPFI for the next 4 payments are between 0 (-100.0%) and 0 (-100.0%).
This represents a significant dividend cut compared to the last payment.

Will OPFI pay dividends in 2026?

The latest dividend paid per share was 0.25 USD with an Ex-Dividend Date of 2025-04-08. The next Ex-Dividend date for OppFi (OPFI) is currently unknown.

What is the next Ex-Dividend Date for OPFI?

The next Ex-Dividend date for OppFi (OPFI) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of OPFI?

OPFI's average dividend growth rate over the past 5 years is 108% per year.
Strong growth: OPFI's Dividend growth is outpacing inflation.

What is the Yield on Cost of OPFI?

OPFI's 5-Year Yield on Cost is 2.47%. If you bought OPFI's shares at 10.13 USD five years ago, your current annual dividend income (0.25 USD per share, trailing 12 months) equals 2.47% of your original purchase price.

What is the Payout Consistency of OPFI?

OPFI Payout Consistency is 100.0%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: OppFi has a strong track record of consistent dividend payments over its lifetime.

Does OPFI have a good Dividend Yield?

OPFI`s 3.16% Dividend Yield is considered as moderate. This is usually a sign of a value company.

What is the Dividend Payout Ratio of OPFI?

The Dividend Payout Ratio of OPFI is 19.4%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of OPFI?

OPFI`s Overall Dividend Rating is 47.12%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

OPFI Outstanding Shares Analysis

What is the Trend in OPFI's Outstanding Shares?

OppFi's outstanding shares have increased by approximately 21.29% annually over the past 3 years (Trend Reliability: 100.0%).

Significant dilution: Heavy share issuance is diluting existing shareholders. Even if total dividends paid increase, your dividend per share may stagnate or decline.

Has OPFI ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

Year Number of Shares Annual Growth Rate
2020 12,977,700
2021 13,364,000 +2.98%
2022 16,851,200 +26.09%
2023 18,087,600 +7.34%
2024 21,442,500 +18.55%
2025 26,610,000 +24.1%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-01-30 14:20