RSHGY Stock Analysis: Resona Holdings | NYSE
Banks - Regional | NYSE, USA | Market Cap: 33.158m USD | 12M Return: 51.6% | JP3500610005 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.17M
Rev. Trend: 99.9%
Warnings
No concerns identified
Tailwinds
Seasonality 1.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Resona Holdings is a Tokyo-based banking group founded in 1918 that provides retail and commercial banking services in Japan and internationally through its subsidiaries. The company operates across three segments-Individual, Corporate, and Market-offering individuals personal loans, asset management, and asset succession consulting, while serving corporates with lending, trust-based asset management, real estate operations, and pension and business succession services. Its market segment engages in short-term lending and borrowing, bond trading, and derivatives activity.
As one of Japans regional banking groups, Resona competes within a tiered domestic banking system that has historically emphasized relationship-based lending and close ties to local corporate borrowers, known as the main bank model. The group is listed on a U.S. exchange via American Depositary Receipts (ticker RSHGY), giving international investors exposure to Japanese financial services.
- BoJ rate hikes lift net interest margins
- Corporate lending volume growth drives top line
- Consulting and asset management fees accelerate
- Real estate loan portfolio faces market correction risk
| Net Income: 259b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.06 > 0.02 and ΔFCF/TA -5.83 > 1.0 |
| NWC/Revenue: error (cannot be calculated; needs Current Assets/Liabilities and Revenue current+prev) |
| CFO/TA -0.06 > 3% & CFO -4738b > Net Income 259b |
| Net Debt/EBITDA: error (cannot be calculated) |
| Current Ratio: error (cannot be calculated; needs correct Total Current Assets and Liabilities) |
| Outstanding Shares: last quarter (2.25b) vs 12m ago -3.31% < -2% |
| Gross Margin: error (current vs previous; cannot be calculated due to missing/invalid data or negative margin) |
| Asset Turnover: 1.34% > 50% (prev 1.14%; Δ 0.20% > 0%) |
| Interest Coverage Ratio: 2.66 > 6 (EBIT TTM 615b / Interest Expense TTM 231b) |
As of August 22, 2026, the stock is trading at USD 30.04 with a total of 2,535 shares traded. Over the past week, the price has changed by -3.56%, over one month by +6.19%, over three months by +12.92% and over the past year by +51.61%.
Current recommended Stop Loss: 27.90 (which is 7.1% or 2.3 ATR below the current price).
Resona Holdings has no consensus analysts rating.
Market Cap JPY = 5272b (33.2b USD * 158.99 USD.JPY)
P/E Trailing = 21.7794
P/E Forward = 17.0358
P/S = 0.0284
P/B = 1.9063
P/EG = 1.3518
Revenue TTM = 1027b JPY
EBIT TTM = 615b JPY
EBITDA TTM = 652b JPY
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 5272b JPY (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 2.66 (Ebit TTM 615b / Interest Expense TTM 231b)
EV/FCF = -1.11x (Enterprise Value 5272b / FCF TTM -4767b)
FCF Yield = -90.42% (FCF TTM -4767b / Enterprise Value 5272b)
FCF Margin = -464.2% (FCF TTM -4767b / Revenue TTM 1027b)
Net Margin = 25.19% (Net Income TTM 259b / Revenue TTM 1027b)
Gross Margin = unknown ((Revenue TTM 1027b - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = 0.07 (Enterprise Value 5272b / Total Assets 76298b)
Interest Expense / Debt = unknown (Interest Expense 231b / Debt none)
Taxrate = 31.42% (20.2b / 64.3b)
NOPAT = 422b (EBIT 615b * (1 - 31.42%))
Current Ratio = unknown (Total Current Assets 13786b / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 652b)
Debt / FCF = unknown (Net Debt none / FCF TTM -4767b)
Total Stockholder Equity = 2823b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.34% (Net Income 259b / Total Assets 76298b)
RoE = 9.17% (Net Income TTM 259b / Total Stockholder Equity 2823b)
RoCE = unknown (EBIT 615b / Capital Employed )
RoIC = unknown (NOPAT 422b, Invested Capital 0.0, EBIT 615b)
WACC = 8.91% (E(5272b)/V(5272b) * Re(8.91%) + (debt-free company))
Discount Rate = 8.91% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -97.69 | Cagr: -2.64%
[DCF] Fair Price = unknown (Cash Flow -4767b)
Revenue Correlation: 99.92 | Revenue CAGR: 15.53% | SUE: N/A | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS next Quarter (2026-12-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2027-03-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+20.5%
EPS next Year (2028-03-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+17.4%