SMBK Dividend History & Analysis | 0.9% Yield

SMBK has a dividend yield of 0.9% and paid 0.33 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 0.88%
Payout Ratio 10.4%
Growth Rate CAGR 5y 4.7%
Consistency Lifetime 98.3%
Yield on Cost 5y 1.5%
Payout FCF 10.1%
Streak Years 5
Dividend Rating 51.8%
Chowder Number yield + growth 5.6% below 15% target for healthy growth
Yield vs Average 5y +218.8% avg 0.28% vs now 0.88%
Debt / EBITDA leverage -11.2x healthy
Income per 10k invested 88 USD per year
Dividends Cash Amount per Share Yearly SMBK annual dividends paid per share, showing the total cash SmartFinancial distributed to shareholders each year.
Dividend Growth Year over Year SMBK year-over-year dividend growth rate, showing how SmartFinancial's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History SMBK dividend yield history versus share price over the past 5 years, showing how SmartFinancial's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

SMBK Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-05-15 2026-05-15 2026-06-01 Quarterly 0.09 +12.5% 0.22%
2026-02-13 2026-02-13 2026-03-02 Quarterly 0.08 0% 0.19%
2025-11-17 2025-11-17 2025-12-02 Quarterly 0.08 0% 0.22%
2025-08-08 2025-08-08 2025-08-25 Quarterly 0.08 0% 0.24%
2025-05-02 2025-05-02 2025-05-19 Quarterly 0.08 0% 0.26%
2025-01-31 2025-01-31 2025-02-18 Quarterly 0.08 0% 0.23%
2024-11-12 2024-11-12 2024-11-27 Quarterly 0.08 0% 0.22%
2024-08-09 2024-08-09 2024-08-26 Quarterly 0.08 0% 0.3%
2024-05-09 2024-05-10 2024-05-28 Quarterly 0.08 0% 0.36%
2024-02-01 2024-02-02 2024-02-20 Quarterly 0.08 0% 0.35%
2023-11-10 2023-11-13 2023-11-27 Quarterly 0.08 0% 0.38%
2023-08-10 2023-08-11 2023-08-28 Quarterly 0.08 0% 0.32%
2023-05-11 2023-05-12 2023-05-29 Quarterly 0.08 0% 0.4%
2023-02-09 2023-02-10 2023-02-27 Quarterly 0.08 +14.3% 0.3%
2022-11-10 2022-11-14 2022-11-29 Quarterly 0.07 0% 0.24%
2022-08-11 2022-08-12 2022-08-29 Quarterly 0.07 0% 0.27%
2022-05-12 2022-05-13 2022-05-31 Quarterly 0.07 0% 0.29%
2022-02-10 2022-02-11 2022-02-28 Quarterly 0.07 +16.7% 0.27%
2021-11-10 2021-11-12 2021-11-29 Quarterly 0.06 0% 0.22%
2021-08-05 2021-08-06 2021-08-23 Quarterly 0.06 0% 0.25%

SMBK Dividend FAQ

What is the Dividend Yield of SMBK?

As of July 2026, SMBK's dividend yield is 0.88%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.33 USD by the current share price of 46.68.

Does SMBK pay a dividend?

As of July 2026, SMBK paid a dividend of 0.33 USD in the last 12 months. The last dividend was paid on 2026-05-15 and the payout was 0.09 USD.

How often does SMBK pay dividends?

SMBK pays dividends quarterly. Over the last 12 months, SMBK has issued 4 dividend payments. The last dividend payment was made on 2026-05-15.

SMBK dividend forecast

Based on historical data, the forecasted dividends per share for SMBK for the next payments are between 0.081 (-10.0%) and 0.086 (-4.4%). This indicates a moderate dividend reduction compared to the last payment. The expected Yield for the next 12 months is about 0.72%.

Will SMBK pay dividends in 2026?

The latest dividend paid per share was 0.09 USD with an Ex-Dividend Date of 2026-05-15. The next Ex-Dividend date for SmartFinancial (SMBK) is currently unknown.

What is the next Ex-Dividend Date for SMBK?

The next Ex-Dividend date for SmartFinancial (SMBK) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of SMBK?

SMBK's average dividend growth rate over the past 5 years is 4.74% per year. Strong growth: SMBK's dividend growth is outpacing inflation.

What is the Yield on Cost of SMBK?

SMBK's 5-Year Yield on Cost is 1.46%. If you bought SMBK's shares at 22.64 USD five years ago, your current annual dividend income (0.33 USD per share, trailing 12 months) equals 1.46% of your original purchase price.

What is the Payout Consistency of SMBK?

SMBK Payout Consistency is 98.3%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: SmartFinancial has a strong track record of consistent dividend payments over its lifetime.

Does SMBK have a good Dividend Yield?

SMBK's 0.88% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of SMBK?

The Dividend Payout Ratio of SMBK is 10.4%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of SMBK?

SMBK's Overall Dividend Rating is 51.75%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

SMBK Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in SMBK's Outstanding Shares?

SmartFinancial's outstanding shares have increased by approximately 0.05% annually over the past 3 years (Trend Reliability: 33.3%). Neutral: Share count is relatively stable with minor dilution. This has minimal impact on dividend per share calculations.

Has SMBK ever had a Stock Split?

Yes, the last stock split was on Sep 23, 2015 with a ratio of 1:4. This was a reverse split: Multiple shares were consolidated into fewer shares, increasing the price per share. This is sometimes used to meet exchange listing requirements and can be a warning sign if the company is struggling.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2001 1,238,000 0%
2002 1,234,000 -0.32%
2003 2,049,000 +66.05%
2004 3,097,400 +51.17%
2005 3,307,200 +6.77%
2006 1,674,600 -49.37%
2007 1,629,500 -2.69%
2008 1,625,100 -0.27%
2009 1,625,000 -0.01%
2010 1,625,100 +0.01%
2011 1,625,100 0%
2012 1,625,800 +0.04%
2013 1,656,800 +1.91%
2014 1,659,500 +0.16%
2015 6,037,000 +263.78%
2016 6,206,000 +2.8%
2017 10,709,000 +72.56%
2018 13,617,000 +27.15%
2019 14,066,300 +3.3%
2020 15,182,800 +7.94%
2021 16,846,300 +10.96%
2022 16,884,300 +0.23%
2023 16,918,200 +0.2%
2024 16,875,000 -0.26%
2025 16,922,500 +0.28%
2026 16,935,500 +0.08%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-06-27 03:00 UTC