STEL Dividend History & Analysis | 1.7% Yield

STEL has a dividend yield of 1.7% and paid 0.59 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.72%
Payout Ratio 28.8%
Growth Rate CAGR 5y 3.1%
Consistency Lifetime 99.2%
Yield on Cost 5y 2.4%
Payout FCF 23.9%
Streak Years 5
Dividend Rating 52.6%
Chowder Number yield + growth 4.8% below 15% target for healthy growth
Yield vs Average 5y +256.5% avg 0.48% vs now 1.72%
Debt / EBITDA leverage -11.6x healthy
Income per 10k invested 172 USD per year
Dividends Cash Amount per Share Yearly STEL annual dividends paid per share, showing the total cash Stellar Bancorp distributed to shareholders each year.
Dividend Growth Year over Year STEL year-over-year dividend growth rate, showing how Stellar Bancorp's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History STEL dividend yield history versus share price over the past 5 years, showing how Stellar Bancorp's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Regional Banks

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
BPE MI
BPER Banca
33,410 M 5.85% 49.26%
UCG MI
UniCredit S.p.A.
139,813 M 4.77% 42.12%
SWED-A ST
Swedbank (publ)
41,627 M 9.93% 27.65%
VLK AS
Van Lanschot
3,190 M 5.82% 29.63%
IFS NYSE
Intercorp Financial
6,457 M 7.81% 19.31%
BDB MI
Banco di Desio e della
2,081 M 5.78% 21.47%
MB MI
Mediobanca Banca di Credito
24,560 M 6.65% 18.31%
CE MI
Credito Emiliano S.p.A
6,860 M 5.13% 19.62%
BG VI
BAWAG
15,627 M 4.27% 21.26%
NDA-FI HE
Nordea Bank Abp
64,252 M 6.70% 15.98%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
MCB NYSE
Metropolitan Bank Holding
1,221 M 105.65% 100.0%
CBK XETRA
Commerzbank
47,735 M 77.88% 100.0%
BCML NASDAQ
BayCom
364 M 55.95% 100.0%
BPE MI
BPER Banca
33,410 M 58.37% 100.0%
BDB MI
Banco di Desio e della
2,081 M 54.54% 100.0%
FCNCA NASDAQ
First Citizens BancShares
24,136 M 53.65% 100.0%
DBK XETRA
Deutsche Bank
64,641 M 49.35% 100.0%
SWED-A ST
Swedbank (publ)
41,627 M 34.02% 97.1%
CE MI
Credito Emiliano S.p.A
6,860 M 29.07% 97.6%
RRBI NASDAQ
Red River Bancshares
624 M 25.63% 100.0%

STEL Dividend History

Last 20 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-06-15 2026-06-15 2026-06-26 Quarterly 0.15 0% 0.39%
2026-03-16 2026-03-16 2026-03-31 Quarterly 0.15 0% 0.42%
2025-12-15 2025-12-15 2025-12-31 Quarterly 0.15 +7.1% 0.46%
2025-09-15 2025-09-15 2025-09-30 Quarterly 0.14 0% 0.45%
2025-06-16 2025-06-16 2025-06-30 Quarterly 0.14 0% 0.52%
2025-03-17 2025-03-17 2025-03-31 Quarterly 0.14 0% 0.51%
2024-12-13 2024-12-13 2024-12-31 Quarterly 0.14 +7.7% 0.46%
2024-09-13 2024-09-13 2024-09-30 Quarterly 0.13 0% 0.49%
2024-06-14 2024-06-14 2024-06-28 Quarterly 0.13 0% 0.6%
2024-03-15 2024-03-18 2024-03-29 Quarterly 0.13 0% 0.56%
2023-12-14 2023-12-15 2023-12-29 Quarterly 0.13 0% 0.46%
2023-09-14 2023-09-15 2023-09-29 Quarterly 0.13 0% 0.6%
2023-06-14 2023-06-15 2023-06-30 Quarterly 0.13 0% 0.51%
2023-03-14 2023-03-15 2023-03-31 Quarterly 0.13 0% 0.47%
2022-12-14 2022-12-15 2022-12-30 Quarterly 0.13 0% 0.45%
2022-09-28 2022-09-29 2022-10-14 Quarterly 0.13 0% 0.43%
2022-06-28 2022-06-29 2022-07-15 Quarterly 0.13 0% 0.48%
2022-03-31 2022-04-01 2022-04-15 Quarterly 0.13 0% 0.42%
2021-12-31 2022-01-03 2022-01-14 Quarterly 0.13 0% 0.45%
2021-09-30 2021-10-01 2021-10-15 Quarterly 0.13 0% 0.48%

STEL Dividend FAQ

What is the Dividend Yield of STEL?

As of July 2026, STEL's dividend yield is 1.72%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.59 USD by the current share price of 39.32.

Does STEL pay a dividend?

As of July 2026, STEL paid a dividend of 0.59 USD in the last 12 months. The last dividend was paid on 2026-06-15 and the payout was 0.15 USD.

How often does STEL pay dividends?

STEL pays dividends quarterly. Over the last 12 months, STEL has issued 4 dividend payments. The last dividend payment was made on 2026-06-15.

STEL dividend forecast

Based on historical data, the forecasted dividends per share for STEL for the next payments are between 0.151 (+0.7%) and 0.16 (+6.7%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 1.59%.

Will STEL pay dividends in 2026?

The latest dividend paid per share was 0.15 USD with an Ex-Dividend Date of 2026-06-15. The next Ex-Dividend date for Stellar Bancorp (STEL) is currently unknown.

What is the next Ex-Dividend Date for STEL?

The next Ex-Dividend date for Stellar Bancorp (STEL) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of STEL?

STEL's average dividend growth rate over the past 5 years is 3.08% per year. Strong growth: STEL's dividend growth is outpacing inflation.

What is the Yield on Cost of STEL?

STEL's 5-Year Yield on Cost is 2.41%. If you bought STEL's shares at 24.45 USD five years ago, your current annual dividend income (0.59 USD per share, trailing 12 months) equals 2.41% of your original purchase price.

What is the Payout Consistency of STEL?

STEL Payout Consistency is 99.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Stellar Bancorp has a strong track record of consistent dividend payments over its lifetime.

Does STEL have a good Dividend Yield?

STEL's 1.72% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of STEL?

The Dividend Payout Ratio of STEL is 28.8%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of STEL?

STEL's Overall Dividend Rating is 52.63%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

STEL Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in STEL's Outstanding Shares?

Stellar Bancorp's outstanding shares have decreased by approximately 1.87% annually over the past 3 years (Trend Reliability: -65.9%). Slightly positive: The company is modestly reducing its share count through buybacks. This provides a small tailwind to earnings per share and dividend sustainability.

Has STEL ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2015 23,000,000 0%
2016 22,326,700 -2.93%
2017 23,742,000 +6.34%
2018 25,046,000 +5.49%
2019 25,071,000 +0.1%
2020 24,678,000 -1.57%
2021 24,575,000 -0.42%
2022 35,007,000 +42.45%
2023 53,360,000 +52.43%
2024 53,580,000 +0.41%
2025 51,139,000 -4.56%
2026 51,139,000 0%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-06-30 03:29 UTC