(UL) Unilever - Ratings and Ratios
Shampoo, Soap, Detergent, Mayo, Ice-Cream
| Risk via 10d forecast | |
|---|---|
| Volatility | 16.6% |
| Value at Risk 5%th | 25.2% |
| Relative Tail Risk | -7.90% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.14 |
| Alpha | 1.46 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.530 |
| Beta | 0.041 |
| Beta Downside | -0.157 |
| Drawdowns 3y | |
|---|---|
| Max DD | 15.90% |
| Mean DD | 5.84% |
| Median DD | 5.68% |
Description: UL Unilever September 25, 2025
Unilever PLC (NYSE: UL) is a global fast-moving consumer goods (FMCG) company headquartered in London, operating across four continents and organized into five business segments: Beauty & Wellbeing, Personal Care, Home Care, Foods, and Ice Cream.
The Beauty & Wellbeing segment sells hair-care (shampoo, conditioner, styling), skin-care (moisturizers) and prestige beauty products; Personal Care covers soaps, showers, deodorants and oral-care items; Home Care includes fabric-care detergents, rinse conditioners and household cleaning solutions; Foods provides cooking aids, soups, seasonings, condiments and food-service solutions; and Ice Cream offers both in-home and out-of-home frozen desserts.
Key brands span the portfolio, from Axe, Dove, and Sunsilk to Knorr, Hellmann’s, Ben & Jerry’s, Magnum and Wall’s, giving Unilever a broad consumer reach and strong shelf presence in both emerging and developed markets.
Recent performance indicators (FY 2023) show underlying sales growth of roughly 5 % year-over-year, driven largely by price-adjustments that offset inflationary cost pressures, and an adjusted operating margin of about 15 %, reflecting continued efficiency gains in supply-chain automation.
Sector-wide drivers that materially affect Unilever include persistent global consumer-price inflation, which pressures discretionary spend on premium categories, and the accelerating shift toward e-commerce and direct-to-consumer channels that is reshaping distribution economics for FMCG firms.
Unilever’s strategic focus on sustainable sourcing (aiming for 100 % renewable electricity in its operations by 2030) and product-level environmental claims is increasingly tied to investor sentiment and regulatory risk, making ESG metrics a material component of its valuation.
For a deeper, data-driven valuation framework, the ValueRay platform offers granular, real-time metrics that can complement your analysis.
UL Stock Overview
| Market Cap in USD | 146,085m |
| Sub-Industry | Personal Care Products |
| IPO / Inception | 1988-01-04 |
| Return 12m vs S&P 500 | -7.37% |
| Analyst Rating | 4.0 of 5 |
UL Dividends
| Metric | Value |
|---|---|
| Dividend Yield | 3.44% |
| Yield on Cost 5y | 4.15% |
| Yield CAGR 5y | 0.23% |
| Payout Consistency | 91.8% |
| Payout Ratio | 90.4% |
UL Growth Ratios
| Metric | Value |
|---|---|
| CAGR 3y | 9.73% |
| CAGR/Max DD Calmar Ratio | 0.61 |
| CAGR/Mean DD Pain Ratio | 1.67 |
| Current Volume | 2084.1k |
| Average Volume | 2892k |
Piotroski VR‑10 (Strict, 0-10) 8.0
| Net Income (12.20b TTM) > 0 and > 6% of Revenue (6% = 7.20b TTM) |
| FCFTA 0.19 (>2.0%) and ΔFCFTA 5.47pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -4.92% (prev -6.18%; Δ 1.26pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.24 (>3.0%) and CFO 17.87b > Net Income 12.20b (YES >=105%, WARN >=100%) |
| Net Debt (28.91b) to EBITDA (24.56b) ratio: 1.18 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.76 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (2.45b) change vs 12m ago -3.02% (target <= -2.0% for YES) |
| Gross Margin 43.51% (prev 23.98%; Δ 19.53pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 158.7% (prev 120.5%; Δ 38.27pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 13.98 (EBITDA TTM 24.56b / Interest Expense TTM 1.56b) >= 6 (WARN >= 3) |
Altman Z'' -0.72
| (A) -0.08 = (Total Current Assets 19.19b - Total Current Liabilities 25.10b) / Total Assets 76.00b |
| (B) -0.46 = Retained Earnings (Balance) -35.14b / Total Assets 76.00b |
| (C) 0.29 = EBIT TTM 21.77b / Avg Total Assets 75.63b |
| (D) -0.60 = Book Value of Equity -35.05b / Total Liabilities 58.20b |
| Total Rating: -0.72 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 79.04
| 1. Piotroski 8.0pt = 3.0 |
| 2. FCF Yield 9.24% = 4.62 |
| 3. FCF Margin 12.05% = 3.01 |
| 4. Debt/Equity 1.80 = 1.06 |
| 5. Debt/Ebitda 1.18 = 1.51 |
| 6. ROIC - WACC (= 44.06)% = 12.50 |
| 7. RoE 64.03% = 2.50 |
| 8. Rev. Trend 22.92% = 1.72 |
| 9. EPS Trend -17.68% = -0.88 |
What is the price of UL shares?
Over the past week, the price has changed by -3.48%, over one month by -5.58%, over three months by -4.18% and over the past year by +5.24%.
Is UL a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the UL price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 70.2 | 19.2% |
| Analysts Target Price | 70.2 | 19.2% |
| ValueRay Target Price | 61.5 | 4.5% |
UL Fundamental Data Overview November 20, 2025
P/E Trailing = 22.7548
P/E Forward = 15.4321
P/S = 2.4441
P/B = 7.0244
P/EG = 1.6951
Beta = 0.215
Revenue TTM = 120.06b EUR
EBIT TTM = 21.77b EUR
EBITDA TTM = 24.56b EUR
Long Term Debt = 24.87b EUR (from longTermDebt, last quarter)
Short Term Debt = 7.16b EUR (from shortTermDebt, last quarter)
Debt = 32.02b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = 28.91b EUR (from netDebt column, last quarter)
Enterprise Value = 156.65b EUR (125.85b + Debt 32.02b - CCE 1.23b)
Interest Coverage Ratio = 13.98 (Ebit TTM 21.77b / Interest Expense TTM 1.56b)
FCF Yield = 9.24% (FCF TTM 14.47b / Enterprise Value 156.65b)
FCF Margin = 12.05% (FCF TTM 14.47b / Revenue TTM 120.06b)
Net Margin = 10.16% (Net Income TTM 12.20b / Revenue TTM 120.06b)
Gross Margin = 43.51% ((Revenue TTM 120.06b - Cost of Revenue TTM 67.82b) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev -12.64%)
Tobins Q-Ratio = 2.06 (Enterprise Value 156.65b / Total Assets 76.00b)
Interest Expense / Debt = 1.18% (Interest Expense 377.0m / Debt 32.02b)
Taxrate = 25.17% (1.28b / 5.09b)
NOPAT = 16.29b (EBIT 21.77b * (1 - 25.17%))
Current Ratio = 0.76 (Total Current Assets 19.19b / Total Current Liabilities 25.10b)
Debt / Equity = 1.80 (Debt 32.02b / totalStockholderEquity, last quarter 17.79b)
Debt / EBITDA = 1.18 (Net Debt 28.91b / EBITDA 24.56b)
Debt / FCF = 2.00 (Net Debt 28.91b / FCF TTM 14.47b)
Total Stockholder Equity = 19.05b (last 4 quarters mean from totalStockholderEquity)
RoA = 16.05% (Net Income 12.20b / Total Assets 76.00b)
RoE = 64.03% (Net Income TTM 12.20b / Total Stockholder Equity 19.05b)
RoCE = 49.58% (EBIT 21.77b / Capital Employed (Equity 19.05b + L.T.Debt 24.87b))
RoIC = 49.16% (NOPAT 16.29b / Invested Capital 33.14b)
WACC = 5.10% (E(125.85b)/V(157.88b) * Re(6.17%) + D(32.02b)/V(157.88b) * Rd(1.18%) * (1-Tc(0.25)))
Discount Rate = 6.17% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: -100.0 | Cagr: -1.52%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈12.77b ; Y1≈15.76b ; Y5≈26.88b
Fair Price DCF = 186.5 (DCF Value 457.22b / Shares Outstanding 2.45b; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -17.68 | EPS CAGR: -71.15% | SUE: 0.0 | # QB: 0
Revenue Correlation: 22.92 | Revenue CAGR: 5.02% | SUE: N/A | # QB: 0
Additional Sources for UL Stock
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Fund Manager Positions: Dataroma | Stockcircle